GeminiGemini Credit
74
Side-by-side card comparison
Gemini Credit vs 1inch: fees, rewards and account setup
1inch Card has the higher Overall Score by 5 points (79 vs 74). 1inch Card also looks stronger for Cashback, Funds control, Lowest fees, and Transfers. The details below show where Gemini Credit Card may still be the better personal fit.
Information checked Aug 31, 202636 official sources reviewed
01 · Make the first cut
1inch Card is the better all-round starting point
1inch Card has the higher Overall Score in this comparison. Gemini Credit Card may still suit you better if its card format, way of holding funds or availability is the deciding factor. A score cannot tell you whether a provider will accept your application or whether every feature will be available where you live, so check the latest provider terms before signing up.
OverallGemini Credit741inch79Higher score
CashbackGemini Credit611inch63Higher score
TravelGemini Credit821inch82Same score
Funds controlGemini Credit571inch80Higher score
Lowest feesGemini Credit451inch74Higher score
TransfersGemini Credit921inch93Higher score
Choose Gemini Credit Card if its day-to-day setup suits you
Gemini Credit Card does not lead one of the use-case scores here, but it can still be the right choice when its costs, rewards and day-to-day setup match how you plan to use it. The other card looks stronger for Cashback, Funds control, Lowest fees, and Transfers, so compare that advantage with the features you would actually use.
- No annual or foreign transaction fee
- A 1%-4% crypto reward schedule
- Metal card and three phone wallets
Choose 1inch Card if cashback and funds control matter most
1inch Card comes out ahead for Cashback, Funds control, Lowest fees, and Transfers in this comparison. It is worth a closer look if those are the parts of a card you expect to use most.
- Physical, virtual and ATM access
- Both major phone wallets
- Cashback in four crypto assets
The differences that could change the result
The overall score points one way, but a specific use case or product condition may point another.
- Overall Score
- Gemini Credit741inch79
1inch Card has the higher Overall Score by 5 points.
- Entry cost & FX
- Gemini Credit$0 plan · $0 foreign transaction fee; Mastercard exchange rates and credit interest remain separate FX1inch$0 plan · 0% provider FX markup; Mastercard rate applies FX
The starting plan and FX figures are tied, or the providers have not published enough matching information to name a lower-cost option.
- Purchase rewards
- Gemini Credit1% base · up to 4%1inch1% base · up to 2%
Both cards show the same base cashback rate of 1%.
- Funds control
- Gemini CreditCustodial balance1inchHybrid custody
Gemini Credit Card uses a custodial balance setup, while 1inch Card uses a hybrid custody setup. Neither approach is always better, so choose the level of control you are comfortable with.
- Everyday access
- Gemini CreditVirtual + Physical · Apple Pay, Google Pay1inchVirtual + Physical · Apple Pay, Google Pay
Both cards list the same number of card formats and phone-wallet options.
- Money movement
- Gemini Credit4 stablecoins · Stablecoin transfers; Gemini USD bank transfer1inch1 stablecoin · Stablecoin transfers; EUR or GBP bank withdrawal
Gemini Credit Card lists more stablecoins and ways to send money out (6 vs 3).
02 · Read the shortlist
A closer look at the two cards
These quick facts cover the costs, rewards and everyday features most likely to shape your choice. Use the full table below when you want the finer details.
- Cashback
- 1%-4%
- Plan cost
- $0
- FX fee
- $0 foreign transaction fee; Mastercard exchange rates and credit interest remain separate
- ATM fee
- 3–29.49%
- Card formats
- Virtual, Physical
- Wallet payments
- Apple Pay, Google Pay
- Receive methods
- 1 crypto · 1 fiat
- Payout methods
- 1 crypto · 1 fiat
- Cashback
- 1%-2%
- Plan cost
- $0
- FX fee
- 0% provider FX markup; Mastercard rate applies
- ATM fee
- €2.50 UK; €3 + 1.5% outside UK
- Card formats
- Virtual, Physical
- Wallet payments
- Apple Pay, Google Pay
- Receive methods
- 1 crypto · 1 fiat
- Payout methods
- 9 crypto · 2 fiat
03 · Compare the details
Compare the details side by side
We highlight a better number only when both cards publish values that can be compared fairly. Anything missing stays clearly marked.
Best known Not disclosed
CardsGemini Credit CardOverall741inch CardOverall79
Gemini Credit CardOverall741inch CardOverall79Scores
6 fields- Overall Score
- Gemini Credit Card741inch Card79
- Cashback score
- Gemini Credit Card611inch Card63
- Travel score
- Gemini Credit Card821inch Card82
- Funds control score
- Gemini Credit Card571inch Card80
- Lowest fees score
- Gemini Credit Card451inch Card74
- Transfers score
- Gemini Credit Card921inch Card93
Strengths & trade-offs
2 fields- Strengths
- Gemini Credit CardNo annual or foreign transaction fee, A 1%-4% crypto reward schedule1inch CardPhysical, virtual and ATM access, Both major phone wallets
- Trade-offs
- Gemini Credit CardVariable APR and costly cash advances, Applications are limited to the United States1inch CardPurchase fee stack is unclear, Card funds leave self-custody
Costs
7 fields- Plan cost
- Gemini Credit Card$01inch Card$0
- FX fee
- Gemini Credit Card$0 foreign transaction fee; Mastercard exchange rates and credit interest remain separate1inch Card0% provider FX markup; Mastercard rate applies
- Top-up fee
- Gemini Credit CardNot applicable; linked-bank and check routes repay the credit account1inch CardEUR/GBP provider-account bank deposit: 0%
- Card spending fee
- Gemini Credit Card0%1inch Card2%
- ATM fee
- Gemini Credit Card3–29.49%1inch Card€2.50 UK; €3 + 1.5% outside UK
- Virtual card
- Gemini Credit CardNot disclosed1inch CardNot disclosed
- Physical card
- Gemini Credit CardNot disclosed1inch CardNot disclosed
Plans
2 fields- Available plans
- Gemini Credit CardNot disclosed1inch CardNot disclosed
- Top cashback plan
- Gemini Credit CardNot disclosed1inch CardNot disclosed
Everyday use
8 fields- Network
- Gemini Credit CardMastercard1inch CardMastercard
- Card formats
- Gemini Credit CardVirtual, Physical1inch CardVirtual, Physical
- ATM withdrawals
- Gemini Credit CardAvailable1inch CardAvailable
- Mobile wallets
- Gemini Credit CardApple Pay, Google Pay1inch CardApple Pay, Google Pay
- Apps
- Gemini Credit CardiOS, Android, Web1inch CardiOS, Android
- Daily spending limit
- Gemini Credit CardApplicant-specific credit limit; no reusable daily purchase limit is published1inch CardAccount-specific in Profile
- Monthly spending limit
- Gemini Credit CardApplicant-specific credit limit; no reusable monthly purchase limit is published1inch CardAccount-specific in Profile
- ATM limit
- Gemini Credit Card$1,000 daily and no more than 10% of the total credit limit1inch CardAccount-specific in Profile
Funding & transfers
5 fields- Networks
- Gemini Credit CardBitcoin, Ethereum, Solana, Arbitrum, Avalanche, Base +21inch CardBitcoin, Litecoin, XRP Ledger, Ethereum, Solana
- Crypto deposits
- Gemini Credit CardOther crypto: Supported Gemini crypto and stablecoins1inch CardOther crypto: BTC, LTC, XRP or supported Ethereum/Solana assets
- Fiat deposits
- Gemini Credit CardUSD bank transfer1inch CardEUR or GBP bank deposit
- Transfers
- Gemini Credit CardStablecoin transfers; Gemini USD bank transfer1inch CardStablecoin transfers; EUR or GBP bank withdrawal
- Payout currencies
- Gemini Credit CardUSD1inch CardEUR, GBP
Rewards
3 fields- Base cashback
- Gemini Credit Card1%1inch Card1%
- Max cashback
- Gemini Credit Card4%1inch Card2%
- Reward currency
- Gemini Credit CardSelected eligible crypto asset1inch Card1INCH, USDT, BTC or BXX
Earn
5 fields- Advertised APY
- Gemini Credit CardUp to 2.1% APY1inch CardNot offered
- How it works
- Gemini Credit CardOptional earn vault1inch CardNot offered
- Separate deposit
- Gemini Credit CardNo1inch CardNot offered
- Use balance for spending
- Gemini Credit CardNo1inch CardNot offered
- Lock-up
- Gemini Credit CardNot disclosed1inch CardNot offered
Trust & availability
5 fields- Custody
- Gemini Credit CardCustodial1inch CardHybrid custody
- Control until payment
- Gemini Credit CardProvider controls funds1inch CardProvider controls funds
- Card issuer
- Gemini Credit CardWebBank1inch CardMonavate Ltd, UAB Monavate
- Card processing
- Gemini Credit CardGemini Constellation, LLC1inch CardCrypto Life
- Custody / key management
- Gemini Credit CardGemini Trust Company, LLC / Gemini Moonbase, LLC1inch CardBaanx
Sources
2 fields- Official sources
- Gemini Credit Card231inch Card13
- Last reviewed
- Gemini Credit CardAug 30, 20261inch CardAug 31, 2026
04 · The takeaway
1inch Card is the stronger all-round choice
1inch Card finishes ahead with an Overall Score of 79 versus 74 for Gemini Credit Card. The starting plan and FX figures are tied, or the providers have not published enough matching information to name a lower-cost option. Both cards show the same base cashback rate of 1%.
Gemini Credit Card can still be the more comfortable choice if its availability, card setup or way of holding funds suits you better. Gemini Credit Card uses a custodial balance setup, while 1inch Card uses a hybrid custody setup. Neither approach is always better, so choose the level of control you are comfortable with.
Gemini Credit Card lists more stablecoins and ways to send money out (6 vs 3). Before applying, confirm availability in your country and recheck the provider's current fees and reward conditions.
If one card now looks like the better fit, you can check the latest application terms on the provider site or read our full Gemini Credit Card and 1inch Card reviews first.
Continue with
Gemini Credit Card
Continue with
1inch Card
05 · Common questions
Gemini Credit vs 1inch FAQ
Is Gemini Credit or 1inch better overall?
1inch Card has the higher Overall Score (79 vs 74). That does not make it better for everyone: your preferred fees, rewards, way of holding funds and country availability can change the practical choice.
Which has lower fees, Gemini Credit or 1inch?
The starting plan and FX figures are tied, or the providers have not published enough matching information to name a lower-cost option. Compare plan, FX, card-spend, top-up and ATM charges separately because one fee does not represent the full cost.
Which has better cashback, Gemini Credit or 1inch?
Both cards show the same base cashback rate of 1%. Maximum rates may depend on tiers, caps, categories or other conditions, so the entry rate and reward asset matter too.
How do Gemini Credit and 1inch differ on custody?
Gemini Credit Card uses a custodial balance setup, while 1inch Card uses a hybrid custody setup. Neither approach is always better, so choose the level of control you are comfortable with.
How current is this Gemini Credit vs 1inch comparison?
The latest information check for these two cards was August 31, 2026, using 36 official sources in total. Each full card review lists its own check date, sources and anything the provider has not clearly disclosed.