Side-by-side card comparison

Gnosis Pay vs Jupiter: overall score versus use-case fit

Jupiter Card has the higher Overall Score by 4 points (81 vs 77). Gnosis Pay looks stronger for Travel, Funds control, Lowest fees, and Transfers, while Jupiter Card comes out ahead for Cashback.

Information checked Aug 12, 202642 official sources reviewed

01 · Overall score versus use-case fit

Jupiter Card is the better all-round starting point

Jupiter Card has the higher Overall Score in this comparison. Gnosis Pay may be the better fit for Travel, Funds control, Lowest fees, and Transfers. A score cannot tell you whether a provider will accept your application or whether every feature will be available where you live, so check the latest provider terms before signing up.

OverallGnosis Pay77Jupiter81Higher score
CashbackGnosis Pay22Jupiter87Higher score
TravelGnosis Pay100Jupiter52Higher score
Funds controlGnosis Pay89Jupiter54Higher score
Lowest feesGnosis Pay87Jupiter79Higher score
TransfersGnosis Pay91Jupiter76Higher score

Choose Gnosis Pay if travel and funds control matter most

Gnosis Pay comes out ahead for Travel, Funds control, Lowest fees, and Transfers in this comparison. It is worth a closer look if those are the parts of a card you expect to use most.

  • Spend stablecoins from a dedicated Safe
  • SEPA IBAN funding fits euro users
  • Visa card with wallet support

Choose Jupiter Card if cashback matters most

Jupiter Card comes out ahead for Cashback in this comparison. It is worth a closer look if those are the parts of a card you expect to use most.

  • 2% base cashback in USDC
  • No annual or USD spend fee
  • Apple Pay and Google Pay ready

Where each card has the edge

The overall leader does not win every use case, so the reason you want the card matters here.

Overall Score
Gnosis Pay77
Jupiter81

Jupiter Card has the higher Overall Score by 4 points.

Entry cost & FX
Gnosis Pay$0 plan · 0% FX
Jupiter$0 plan · 1–1.8% FX

Gnosis Pay has the lower published FX fee (0% vs 1–1.8%).

Purchase rewards
Gnosis Pay0% base · up to 5%
Jupiter2% base · up to 4%

Jupiter Card has the higher published base cashback rate (2% vs 0%).

Funds control
Gnosis PaySelf-controlled wallet
JupiterCustodial balance

Gnosis Pay uses a self-controlled wallet setup, while Jupiter Card uses a custodial balance setup. Neither approach is always better, so choose the level of control you are comfortable with.

Everyday access
Gnosis PayVirtual + Physical · Apple Pay, Google Pay
JupiterVirtual · Apple Pay, Google Pay

Gnosis Pay lists more card formats and phone-wallet options (4 vs 3).

Money movement
Gnosis Pay3 stablecoins · Stablecoin transfers; IBAN outbound
Jupiter2 stablecoins · Noah local and SWIFT payouts

Gnosis Pay lists more stablecoins and ways to send money out (4 vs 3).

02 · Read the shortlist

A closer look at the split decision

Start with the strengths that drive each use-case result, then test them against costs and access.

2 cards compared
Cashback
0%-5%
Plan cost
$0
FX fee
0%
ATM fee
0–2%
Card formats
Virtual, Physical
Wallet payments
Apple Pay, Google Pay
Receive methods
3 crypto · 1 fiat
Payout methods
0 crypto · 1 fiat
Cashback
2%-4%
Plan cost
$0
FX fee
1–1.8%
ATM fee
Not available
Card formats
Virtual
Wallet payments
Apple Pay, Google Pay
Receive methods
2 crypto · 2 fiat
Payout methods
0 crypto · 20 fiat

Current signup offers

Signup value available today

A welcome offer can improve the value of your first months with a card. Check the eligibility rules, qualifying actions and deadline first. Signup offers are excluded from card scores.

Gnosis Pay

No active signup offer listed

We do not currently list an active signup offer for this card.

Jupiter Card

Get $20

$20 after qualifying Jupiter Card spend

  • Activate the Jupiter Card.
  • Spend $1,000 on qualifying card purchases within 30 days of activation.

Jupiter Card promo codeZEJ8C4ZS

Offer terms can change. Check the current Jupiter Spend referral programme before applying.

Partner links may earn us a commission. Read our affiliate disclosure for how these links work.

03 · Compare the details

See how the trade-offs line up

Comparable figures receive a marker; missing or unverified details stay visible instead of becoming an assumed advantage.

Best known Not disclosed
Cards
Gnosis PayOverall77
Jupiter CardOverall81
01

Scores

6 fields
Overall Score
Gnosis Pay
77
Jupiter Card
81
Cashback score
Gnosis Pay
22
Jupiter Card
87
Travel score
Gnosis Pay
100
Jupiter Card
52
Funds control score
Gnosis Pay
89
Jupiter Card
54
Lowest fees score
Gnosis Pay
87
Jupiter Card
79
Transfers score
Gnosis Pay
91
Jupiter Card
76
02

Strengths & trade-offs

2 fields
Strengths
Gnosis Pay
Spend stablecoins from a dedicated Safe, SEPA IBAN funding fits euro users
Jupiter Card
2% base cashback in USDC, No annual or USD spend fee
Trade-offs
Gnosis Pay
Setup is more complex than prepaid cards, Cashback depends on GNO programme rules
Jupiter Card
4% requires fresh referrals, FX depends on your issuer
03

Costs

7 fields
Plan cost
Gnosis Pay
$0
Jupiter Card
$0
FX fee
Gnosis Pay
0%
Jupiter Card
1–1.8%
Top-up fee
Gnosis Pay
0%
Jupiter Card
0%
Card spending fee
Gnosis Pay
0%
Jupiter Card
0%
ATM fee
Gnosis Pay
0–2%
Jupiter Card
Not available
Virtual card
Gnosis Pay
Free; available after the card application is accepted
Jupiter Card
Not disclosed
Physical card
Gnosis Pay
30.23 EURe one-time; shipping free
Jupiter Card
Planned by the end of 2026; not currently available
04

Plans

2 fields
Available plans
Gnosis Pay
Not disclosed
Jupiter Card
Not disclosed
Top cashback plan
Gnosis Pay
Not disclosed
Jupiter Card
Not disclosed
05

Everyday use

8 fields
Network
Gnosis Pay
Visa
Jupiter Card
Visa
Card formats
Gnosis Pay
Virtual, Physical
Jupiter Card
Virtual
ATM withdrawals
Gnosis Pay
Available
Jupiter Card
Not available
Mobile wallets
Gnosis Pay
Apple Pay, Google Pay
Jupiter Card
Apple Pay, Google Pay
Apps
Gnosis Pay
Web
Jupiter Card
iOS, Android
Daily spending limit
Gnosis Pay
8,000 EURe/GBPe/USDCe/day; 5,000 EURe/GBPe/USDCe/transaction
Jupiter Card
DCS: $50,000/day; Rain: no disclosed daily limit
Monthly spending limit
Gnosis Pay
Not disclosed
Jupiter Card
Monthly limit not disclosed; DCS lists $990,000/year and Rain no disclosed annual limit
ATM limit
Gnosis Pay
250 EURe/GBPe/USDCe/withdrawal; 500 EURe/GBPe/USDCe/day
Jupiter Card
Not available on the current digital-only card
06

Funding & transfers

5 fields
Networks
Gnosis Pay
Gnosis Chain
Jupiter Card
Solana, Sui, Arbitrum, Base
Crypto deposits
Gnosis Pay
Stablecoins: EURe, GBPe, USDCe
Jupiter Card
Stablecoins: USDC, USDT
Fiat deposits
Gnosis Pay
Receive-only SEPA IBAN
Jupiter Card
USD virtual account receive, EUR virtual account receive
Transfers
Gnosis Pay
Stablecoin transfers; IBAN outbound
Jupiter Card
Noah local and SWIFT payouts
Payout currencies
Gnosis Pay
EURe
Jupiter Card
AED, BRL, CAD, EUR, GBP, IDR, INR, JPY +12
07

Rewards

3 fields
Base cashback
Gnosis Pay
0%
Jupiter Card
2%
Max cashback
Gnosis Pay
5%
Jupiter Card
4%
Reward currency
Gnosis Pay
GNO cashback
Jupiter Card
USDC
08

Earn

5 fields
Advertised APY
Gnosis Pay
Not offered
Jupiter Card
Not disclosed
How it works
Gnosis Pay
Not offered
Jupiter Card
Optional earn vault
Separate deposit
Gnosis Pay
Not offered
Jupiter Card
Yes
Use balance for spending
Gnosis Pay
Not offered
Jupiter Card
No
Lock-up
Gnosis Pay
Not offered
Jupiter Card
No
09

Trust & availability

9 fields
Custody
Gnosis Pay
Self-custody
Jupiter Card
Custodial
Control until payment
Gnosis Pay
You keep control
Jupiter Card
Provider controls funds
Card issuer
Gnosis Pay
Monavate
Jupiter Card
Rain, DCS
Card processing
Gnosis Pay
Paymentology
Jupiter Card
Not disclosed
Custody / key management
Gnosis Pay
Safe{Wallet}
Jupiter Card
Not disclosed
Deposits & withdrawals
Gnosis Pay
Not disclosed
Jupiter Card
Noah
Bank transfers
Gnosis Pay
Monerium
Jupiter Card
Not disclosed
Identity verification
Gnosis Pay
Sumsub
Jupiter Card
Sumsub
Programme operator
Gnosis Pay
Gnosis Pay
Jupiter Card
Not disclosed
10

Sources

2 fields
Official sources
Gnosis Pay
17
Jupiter Card
25
Last reviewed
Gnosis Pay
Aug 6, 2026
Jupiter Card
Aug 12, 2026

04 · The trade-off

Jupiter Card is the stronger all-round choice

Jupiter Card finishes ahead with an Overall Score of 81 versus 77 for Gnosis Pay. Gnosis Pay has the lower published FX fee (0% vs 1–1.8%). Jupiter Card has the higher published base cashback rate (2% vs 0%).

Gnosis Pay still comes out ahead for Travel, Funds control, Lowest fees, and Transfers, which may matter more than the overall result if that is how you plan to use the card. Gnosis Pay uses a self-controlled wallet setup, while Jupiter Card uses a custodial balance setup. Neither approach is always better, so choose the level of control you are comfortable with.

Gnosis Pay lists more stablecoins and ways to send money out (4 vs 3). Before applying, confirm availability in your country and recheck the provider's current fees and reward conditions.

If one card now looks like the better fit, you can check the latest application terms on the provider site or read our full Gnosis Pay and Jupiter Card reviews first.

05 · Common questions

Gnosis Pay vs Jupiter FAQ

Is Gnosis Pay or Jupiter better overall?

Jupiter Card has the higher Overall Score (81 vs 77). That does not make it better for everyone: your preferred fees, rewards, way of holding funds and country availability can change the practical choice.

Which has lower fees, Gnosis Pay or Jupiter?

Gnosis Pay has the lower published FX fee (0% vs 1–1.8%). Compare plan, FX, card-spend, top-up and ATM charges separately because one fee does not represent the full cost.

Which has better cashback, Gnosis Pay or Jupiter?

Jupiter Card has the higher published base cashback rate (2% vs 0%). Maximum rates may depend on tiers, caps, categories or other conditions, so the entry rate and reward asset matter too.

How do Gnosis Pay and Jupiter differ on custody?

Gnosis Pay uses a self-controlled wallet setup, while Jupiter Card uses a custodial balance setup. Neither approach is always better, so choose the level of control you are comfortable with.

How current is this Gnosis Pay vs Jupiter comparison?

The latest information check for these two cards was August 12, 2026, using 42 official sources in total. Each full card review lists its own check date, sources and anything the provider has not clearly disclosed.

06 · Try another angle

Compare either card with a nearby alternative, or build a different pair in the comparison workspace.

Open the comparison workspace