Side-by-side card comparison

Gnosis Pay vs Jupiter: where the score gap comes from

Gnosis Pay's consumer card and dashboard are winding down by the end of 2026. Existing cards continue during the transition; the exact shutdown day has not been announced. Scores below describe the reviewed card terms, not availability for a new application.

Information checked Oct 7, 202645 official sources reviewed

01 · Where the gap opens

Gnosis Pay is being discontinued

This comparison remains available for existing cardholders. Gnosis Pay is excluded from our recommendations during its wind-down. Review Rebind for the EUR migration route and check the other card's current eligibility independently.

OverallGnosis Pay77Jupiter80Higher score
CashbackGnosis Pay22Jupiter85Compare the details below
TravelGnosis Pay100Jupiter71Compare the details below
Funds controlGnosis Pay90Jupiter59Compare the details below
Lowest feesGnosis Pay87Jupiter70Compare the details below
TransfersGnosis Pay91Jupiter83Compare the details below

Gnosis Pay: existing-card reference

Gnosis Pay's consumer card and dashboard are winding down by the end of 2026. Existing cards continue during the transition; the exact shutdown day has not been announced.

  • Excluded from new-card recommendations
  • EUR migration route: Rebind
  • Exact card shutdown day unannounced

Choose Jupiter Card if its day-to-day setup suits you

Jupiter Card does not lead one of the use-case scores here, but it can still be the right choice when its costs, rewards and day-to-day setup match how you plan to use it. Read the side-by-side details before deciding.

  • 2% base cashback in USDC
  • No annual or USD spend fee
  • Apple Pay and Google Pay ready

What separates the two cards

The higher score is only the start. The rows below show which product differences create it.

Overall Score
Gnosis Pay77
Jupiter80

Jupiter Card has the higher Overall Score by 3 points.

Entry cost & FX
Gnosis Pay$0 plan · 0% FX
Jupiter$0 plan · 1–1.8% FX

Gnosis Pay has the lower published FX fee (0% vs 1–1.8%).

Purchase rewards
Gnosis Pay0% base · up to 5%
Jupiter2% base · up to 4%

Jupiter Card has the higher published base cashback rate (2% vs 0%).

Funds control
Gnosis PaySelf-controlled wallet
JupiterCustodial balance

Gnosis Pay uses a self-controlled wallet setup, while Jupiter Card uses a custodial balance setup. Neither approach is always better, so choose the level of control you are comfortable with.

Everyday access
Gnosis PayVirtual + Physical · Apple Pay, Google Pay
JupiterVirtual + Physical · Apple Pay, Google Pay

Both cards list the same number of card formats and phone-wallet options.

Money movement
Gnosis Pay3 stablecoins · Stablecoin transfers; IBAN outbound
Jupiter2 stablecoins · Noah local and SWIFT payouts

Gnosis Pay lists more stablecoins and ways to send money out (4 vs 3).

02 · Read the shortlist

Why one card starts ahead

These quick facts cover the costs, rewards and everyday features behind the early lead.

2 cards compared
Cashback
0%-5%
Plan cost
$0
FX fee
0%
ATM fee
0–2%
Card formats
Virtual, Physical
Wallet payments
Apple Pay, Google Pay
Receive methods
3 crypto · 1 fiat
Payout methods
0 crypto · 1 fiat
Cashback
2%-4%
Plan cost
$0
FX fee
1–1.8%
ATM fee
Not available
Card formats
Virtual, Physical
Wallet payments
Apple Pay, Google Pay
Receive methods
2 crypto · 2 fiat
Payout methods
0 crypto · 15 fiat

Current signup offers

Signup value available today

A welcome offer can improve the value of your first months with a card. Check the eligibility rules, qualifying actions and deadline first. Signup offers are excluded from card scores.

Gnosis Pay

No active signup offer listed

We do not currently list an active signup offer for this card.

Jupiter Card

Get $20

$20 after qualifying Jupiter Card spend

  • Activate the Jupiter Card.
  • Spend $1,000 on qualifying card purchases within 30 days of activation.

Jupiter Card promo codeZEJ8C4ZS

Offer terms can change. Check the current Jupiter Spend referral programme before applying.

Partner links may earn us a commission. Read our affiliate disclosure for how these links work.

03 · Compare the details

Test the lead, row by row

A better number is marked only when both providers publish values that can be compared fairly.

Best known Not disclosed
Cards
Gnosis PayOverall77
Jupiter CardOverall80
01

Scores

6 fields
Overall Score
Gnosis Pay
77
Jupiter Card
80
Cashback score
Gnosis Pay
22
Jupiter Card
85
Travel score
Gnosis Pay
100
Jupiter Card
71
Funds control score
Gnosis Pay
90
Jupiter Card
59
Lowest fees score
Gnosis Pay
87
Jupiter Card
70
Transfers score
Gnosis Pay
91
Jupiter Card
83
02

Strengths & trade-offs

2 fields
Strengths
Gnosis Pay
Spend stablecoins from a dedicated Safe, SEPA IBAN funding fits euro users
Jupiter Card
2% base cashback in USDC, No annual or USD spend fee
Trade-offs
Gnosis Pay
Consumer card being discontinued; GNO cashback ends September 30, 2026
Jupiter Card
4% requires fresh referrals, FX depends on your issuer
03

Costs

7 fields
Plan cost
Gnosis Pay
$0
Jupiter Card
$0
FX fee
Gnosis Pay
0%
Jupiter Card
1–1.8%
Top-up fee
Gnosis Pay
0%
Jupiter Card
Solana: no processing fee. Ethereum, Base, Arbitrum and Sui: higher of $0.30 or 0.02%; network gas is separate
Card spending fee
Gnosis Pay
0%
Jupiter Card
0%
ATM fee
Gnosis Pay
0–2%
Jupiter Card
Not available
Virtual card
Gnosis Pay
Free; available after the card application is accepted
Jupiter Card
Not disclosed
Physical card
Gnosis Pay
30.23 EURe one-time; shipping free
Jupiter Card
$13.13 plus destination-dependent shipping
04

Plans

2 fields
Available plans
Gnosis Pay
Not disclosed
Jupiter Card
Not disclosed
Top cashback plan
Gnosis Pay
Not disclosed
Jupiter Card
Not disclosed
05

Everyday use

8 fields
Network
Gnosis Pay
Visa
Jupiter Card
Visa
Card formats
Gnosis Pay
Virtual, Physical
Jupiter Card
Virtual, Physical
ATM withdrawals
Gnosis Pay
Available
Jupiter Card
Not disclosed
Mobile wallets
Gnosis Pay
Apple Pay, Google Pay
Jupiter Card
Apple Pay, Google Pay
Apps
Gnosis Pay
Web
Jupiter Card
iOS, Android
Daily spending limit
Gnosis Pay
8,000 EURe/GBPe/USDCe/day; 5,000 EURe/GBPe/USDCe/transaction
Jupiter Card
DCS: $50,000/day; Rain: no disclosed daily limit
Monthly spending limit
Gnosis Pay
Not disclosed
Jupiter Card
Monthly limit not disclosed; DCS lists $990,000/year and Rain no disclosed annual limit
ATM limit
Gnosis Pay
250 EURe/GBPe/USDCe/withdrawal; 500 EURe/GBPe/USDCe/day
Jupiter Card
Region-dependent; no reusable public ATM limit
06

Funding & transfers

5 fields
Networks
Gnosis Pay
Gnosis Chain
Jupiter Card
Solana, Sui, Arbitrum, Base, Ethereum
Crypto deposits
Gnosis Pay
Stablecoins: EURe, GBPe, USDCe
Jupiter Card
Stablecoins: USDC, USDT
Fiat deposits
Gnosis Pay
Receive-only SEPA IBAN
Jupiter Card
USD virtual account receive, EUR virtual account receive
Transfers
Gnosis Pay
Stablecoin transfers; IBAN outbound
Jupiter Card
Noah local and SWIFT payouts
Payout currencies
Gnosis Pay
EURe
Jupiter Card
AED, BRL, CAD, EUR, GBP, IDR, INR, MYR +7
07

Rewards

3 fields
Base cashback
Gnosis Pay
0%
Jupiter Card
2%
Max cashback
Gnosis Pay
5%
Jupiter Card
4%
Reward currency
Gnosis Pay
GNO cashback
Jupiter Card
USDC
08

Earn

5 fields
Advertised APY
Gnosis Pay
Not offered
Jupiter Card
Not disclosed
How it works
Gnosis Pay
Not offered
Jupiter Card
Optional earn vault
Separate deposit
Gnosis Pay
Not offered
Jupiter Card
Yes
Use balance for spending
Gnosis Pay
Not offered
Jupiter Card
No
Lock-up
Gnosis Pay
Not offered
Jupiter Card
No
09

Trust & availability

9 fields
Custody
Gnosis Pay
Self-custody
Jupiter Card
Custodial
Control until payment
Gnosis Pay
You keep control
Jupiter Card
Provider controls funds
Card issuer
Gnosis Pay
Monavate
Jupiter Card
Rain, DCS
Card processing
Gnosis Pay
Paymentology
Jupiter Card
Not disclosed
Custody / key management
Gnosis Pay
Safe{Wallet}
Jupiter Card
Not disclosed
Deposits & withdrawals
Gnosis Pay
Not disclosed
Jupiter Card
Noah
Bank transfers
Gnosis Pay
Monerium
Jupiter Card
Not disclosed
Identity verification
Gnosis Pay
Sumsub
Jupiter Card
Sumsub
Programme operator
Gnosis Pay
Gnosis Pay
Jupiter Card
Not disclosed
10

Sources

2 fields
Official sources
Gnosis Pay
17
Jupiter Card
28
Last reviewed
Gnosis Pay
Sep 6, 2026
Jupiter Card
Oct 7, 2026

04 · The verdict

Plan around the Gnosis Pay wind-down

Gnosis Pay's consumer card and dashboard are winding down by the end of 2026. Existing cards continue during the transition; the exact shutdown day has not been announced.

An Overall Score does not extend a card's service life. Existing users can review the recorded costs below, but new applicants should consider a live programme and confirm its country eligibility.

Read the Gnosis transition notice and our Rebind profile before migrating.

05 · Common questions

Gnosis Pay vs Jupiter FAQ

Is Gnosis Pay or Jupiter better overall?

Gnosis Pay's consumer card and dashboard are winding down by the end of 2026. Existing cards continue during the transition; the exact shutdown day has not been announced. Gnosis Pay is not a current recommendation, regardless of its numerical score.

Which has lower fees, Gnosis Pay or Jupiter?

Gnosis Pay has the lower published FX fee (0% vs 1–1.8%). Compare plan, FX, card-spend, top-up and ATM charges separately because one fee does not represent the full cost.

Which has better cashback, Gnosis Pay or Jupiter?

Jupiter Card has the higher published base cashback rate (2% vs 0%). Maximum rates may depend on tiers, caps, categories or other conditions, so the entry rate and reward asset matter too.

How do Gnosis Pay and Jupiter differ on custody?

Gnosis Pay uses a self-controlled wallet setup, while Jupiter Card uses a custodial balance setup. Neither approach is always better, so choose the level of control you are comfortable with.

How current is this Gnosis Pay vs Jupiter comparison?

The latest information check for these two cards was October 7, 2026, using 45 official sources in total. Each full card review lists its own check date, sources and anything the provider has not clearly disclosed.

06 · Test the winner

Put the leading card against another close alternative, or choose a new pair yourself.

Open the comparison workspace