Gnosis PayGnosis Pay
77
Side-by-side card comparison
Gnosis Pay vs OKX EEA: overall score versus use-case fit
OKX Card (EEA) has the higher Overall Score by 8 points (85 vs 77). Gnosis Pay looks stronger for Travel, Funds control, and Transfers, while OKX Card (EEA) comes out ahead for Cashback and Lowest fees.
Information checked Aug 6, 202638 official sources reviewed
01 · Overall score versus use-case fit
OKX Card (EEA) is the better all-round starting point
OKX Card (EEA) has the higher Overall Score in this comparison. Gnosis Pay may be the better fit for Travel, Funds control, and Transfers. A score cannot tell you whether a provider will accept your application or whether every feature will be available where you live, so check the latest provider terms before signing up.
OverallGnosis Pay77OKX EEA85Higher score
CashbackGnosis Pay22OKX EEA82Higher score
TravelGnosis Pay100OKX EEA64Higher score
Funds controlGnosis Pay89OKX EEA76Higher score
Lowest feesGnosis Pay87OKX EEA90Higher score
TransfersGnosis Pay91OKX EEA77Higher score
Choose Gnosis Pay if travel and funds control matter most
Gnosis Pay comes out ahead for Travel, Funds control, and Transfers in this comparison. It is worth a closer look if those are the parts of a card you expect to use most.
- Spend stablecoins from a dedicated Safe
- SEPA IBAN funding fits euro users
- Visa card with wallet support
Choose OKX Card (EEA) if cashback and lowest fees matter most
OKX Card (EEA) comes out ahead for Cashback and Lowest fees in this comparison. It is worth a closer look if those are the parts of a card you expect to use most.
- Low documented card costs
- Current FAQ confirms 2%-10% USDG cashback
- Clear EU issuer and regional scope
Where each card has the edge
The overall leader does not win every use case, so the reason you want the card matters here.
- Overall Score
- Gnosis Pay77OKX EEA85
OKX Card (EEA) has the higher Overall Score by 8 points.
- Entry cost & FX
- Gnosis Pay$0 plan · 0% FXOKX EEA$0 plan · 0% OKX markup + Mastercard rate FX
The starting plan and FX figures are tied, or the providers have not published enough matching information to name a lower-cost option.
- Purchase rewards
- Gnosis Pay0% base · up to 5%OKX EEA2% base · up to 10%
OKX Card (EEA) has the higher published base cashback rate (2% vs 0%).
- Funds control
- Gnosis PaySelf-controlled walletOKX EEAHybrid custody
Gnosis Pay uses a self-controlled wallet setup, while OKX Card (EEA) uses a hybrid custody setup. Neither approach is always better, so choose the level of control you are comfortable with.
- Everyday access
- Gnosis PayVirtual + Physical · Apple Pay, Google PayOKX EEAVirtual · Apple Pay, Google Pay
Gnosis Pay lists more card formats and phone-wallet options (4 vs 3).
- Money movement
- Gnosis Pay3 stablecoins · Stablecoin transfers; IBAN outboundOKX EEA3 stablecoins · Stablecoin transfers; OKX Pay contacts, Transfer to OKX Exchange
OKX Card (EEA) lists more stablecoins and ways to send money out (6 vs 4).
02 · Read the shortlist
A closer look at the split decision
Start with the strengths that drive each use-case result, then test them against costs and access.
- Cashback
- 0%-5%
- Plan cost
- $0
- FX fee
- 0%
- ATM fee
- 0–2%
- Card formats
- Virtual, Physical
- Wallet payments
- Apple Pay, Google Pay
- Receive methods
- 3 crypto · 1 fiat
- Payout methods
- 0 crypto · 1 fiat
- Cashback
- 2%-10%
- Plan cost
- $0
- FX fee
- 0% OKX markup + Mastercard rate
- ATM fee
- Not available
- Card formats
- Virtual
- Wallet payments
- Apple Pay, Google Pay
- Receive methods
- 3 crypto · 0 fiat
- Payout methods
- 3 crypto · 0 fiat
Current signup offers
Signup value available today
A welcome offer can improve the value of your first months with a card. Check the eligibility rules, qualifying actions and deadline first. Signup offers are excluded from card scores.
Gnosis Pay
No active signup offer listed
We do not currently list an active signup offer for this card.
OKX Card (EEA)
Check in app
OKX shows the current EU referral reward before participation
- Complete identity verification and get approved for the OKX Card.
- Complete the number and minimum value of settled transactions shown in-app within 14 days of sign-up.
OKX Card promo codeJF37NBCF
Reward amount and tasks can change and may differ by market or user. Check the EU Card Referral page before participating.
Partner links may earn us a commission. Read our affiliate disclosure for how these links work.
03 · Compare the details
See how the trade-offs line up
Comparable figures receive a marker; missing or unverified details stay visible instead of becoming an assumed advantage.
Best known Not disclosed
CardsGnosis PayOverall77OKX Card (EEA)Overall85
Gnosis PayOverall77OKX Card (EEA)Overall85Scores
6 fields- Overall Score
- Gnosis Pay77OKX Card (EEA)85
- Cashback score
- Gnosis Pay22OKX Card (EEA)82
- Travel score
- Gnosis Pay100OKX Card (EEA)64
- Funds control score
- Gnosis Pay89OKX Card (EEA)76
- Lowest fees score
- Gnosis Pay87OKX Card (EEA)90
- Transfers score
- Gnosis Pay91OKX Card (EEA)77
Strengths & trade-offs
2 fields- Strengths
- Gnosis PaySpend stablecoins from a dedicated Safe, SEPA IBAN funding fits euro usersOKX Card (EEA)Low documented card costs, Current FAQ confirms 2%-10% USDG cashback
- Trade-offs
- Gnosis PaySetup is more complex than prepaid cards, Cashback depends on GNO programme rulesOKX Card (EEA)Virtual-only with no ATM access, 10% is conditional, capped VIP upside
Costs
7 fields- Plan cost
- Gnosis Pay$0OKX Card (EEA)$0
- FX fee
- Gnosis Pay0%OKX Card (EEA)0% OKX markup + Mastercard rate
- Top-up fee
- Gnosis Pay0%OKX Card (EEA)0%
- Card spending fee
- Gnosis Pay0%OKX Card (EEA)0%
- ATM fee
- Gnosis Pay0–2%OKX Card (EEA)Not available
- Virtual card
- Gnosis PayFree; available after the card application is acceptedOKX Card (EEA)€0
- Physical card
- Gnosis Pay30.23 EURe one-time; shipping freeOKX Card (EEA)Not available
Plans
2 fields- Available plans
- Gnosis PayNot disclosedOKX Card (EEA)5 plans: Regular, VIP 1, VIP 2, VIP 3 +1
- Top cashback plan
- Gnosis PayNot disclosedOKX Card (EEA)VIP 4+: 10%
Everyday use
8 fields- Network
- Gnosis PayVisaOKX Card (EEA)Mastercard
- Card formats
- Gnosis PayVirtual, PhysicalOKX Card (EEA)Virtual
- ATM withdrawals
- Gnosis PayAvailableOKX Card (EEA)Not available
- Mobile wallets
- Gnosis PayApple Pay, Google PayOKX Card (EEA)Apple Pay, Google Pay
- Apps
- Gnosis PayWebOKX Card (EEA)iOS, Android
- Daily spending limit
- Gnosis Pay8,000 EURe/GBPe/USDCe/day; 5,000 EURe/GBPe/USDCe/transactionOKX Card (EEA)No fixed provider daily limit; user-set minimum is 1 EUR, while the regional maximum appears only in-app.
- Monthly spending limit
- Gnosis PayNot disclosedOKX Card (EEA)No fixed monthly amount is published; balance and risk controls apply.
- ATM limit
- Gnosis Pay250 EURe/GBPe/USDCe/withdrawal; 500 EURe/GBPe/USDCe/dayOKX Card (EEA)ATM withdrawals are not supported.
Funding & transfers
5 fields- Networks
- Gnosis PayGnosis ChainOKX Card (EEA)X Layer, Ethereum, TRON, Arbitrum, Base, Avalanche +1
- Crypto deposits
- Gnosis PayStablecoins: EURe, GBPe, USDCeOKX Card (EEA)Stablecoins: USDC, USDG, USDT
- Fiat deposits
- Gnosis PayReceive-only SEPA IBANOKX Card (EEA)Not disclosed
- Transfers
- Gnosis PayStablecoin transfers; IBAN outboundOKX Card (EEA)Stablecoin transfers; OKX Pay contacts, Transfer to OKX Exchange
- Payout currencies
- Gnosis PayEUReOKX Card (EEA)Not disclosed
Rewards
3 fields- Base cashback
- Gnosis Pay0%OKX Card (EEA)2%
- Max cashback
- Gnosis Pay5%OKX Card (EEA)10%
- Reward currency
- Gnosis PayGNO cashbackOKX Card (EEA)USDG cashback
Earn
5 fields- Advertised APY
- Gnosis PayNot offeredOKX Card (EEA)Not disclosed
- How it works
- Gnosis PayNot offeredOKX Card (EEA)Not disclosed
- Separate deposit
- Gnosis PayNot offeredOKX Card (EEA)Not disclosed
- Use balance for spending
- Gnosis PayNot offeredOKX Card (EEA)Not disclosed
- Lock-up
- Gnosis PayNot offeredOKX Card (EEA)Not disclosed
Trust & availability
8 fields- Custody
- Gnosis PaySelf-custodyOKX Card (EEA)Hybrid custody
- Control until payment
- Gnosis PayYou keep controlOKX Card (EEA)You keep control
- Card issuer
- Gnosis PayMonavateOKX Card (EEA)UAB Monavate
- Card processing
- Gnosis PayPaymentologyOKX Card (EEA)Not disclosed
- Custody / key management
- Gnosis PaySafe{Wallet}OKX Card (EEA)Not disclosed
- Bank transfers
- Gnosis PayMoneriumOKX Card (EEA)Not disclosed
- Identity verification
- Gnosis PaySumsubOKX Card (EEA)Not disclosed
- Programme operator
- Gnosis PayGnosis PayOKX Card (EEA)OKX Europe Limited
Sources
2 fields- Official sources
- Gnosis Pay17OKX Card (EEA)21
- Last reviewed
- Gnosis PayAug 6, 2026OKX Card (EEA)Aug 5, 2026
04 · The trade-off
OKX Card (EEA) is the stronger all-round choice
OKX Card (EEA) finishes ahead with an Overall Score of 85 versus 77 for Gnosis Pay. The starting plan and FX figures are tied, or the providers have not published enough matching information to name a lower-cost option. OKX Card (EEA) has the higher published base cashback rate (2% vs 0%).
Gnosis Pay still comes out ahead for Travel, Funds control, and Transfers, which may matter more than the overall result if that is how you plan to use the card. Gnosis Pay uses a self-controlled wallet setup, while OKX Card (EEA) uses a hybrid custody setup. Neither approach is always better, so choose the level of control you are comfortable with.
OKX Card (EEA) lists more stablecoins and ways to send money out (6 vs 4). Before applying, confirm availability in your country and recheck the provider's current fees and reward conditions.
If one card now looks like the better fit, you can check the latest application terms on the provider site or read our full Gnosis Pay and OKX Card (EEA) reviews first.
Continue with
Gnosis Pay
Continue with
OKX Card (EEA)
05 · Common questions
Gnosis Pay vs OKX EEA FAQ
Is Gnosis Pay or OKX EEA better overall?
OKX Card (EEA) has the higher Overall Score (85 vs 77). That does not make it better for everyone: your preferred fees, rewards, way of holding funds and country availability can change the practical choice.
Which has lower fees, Gnosis Pay or OKX EEA?
The starting plan and FX figures are tied, or the providers have not published enough matching information to name a lower-cost option. Compare plan, FX, card-spend, top-up and ATM charges separately because one fee does not represent the full cost.
Which has better cashback, Gnosis Pay or OKX EEA?
OKX Card (EEA) has the higher published base cashback rate (2% vs 0%). Maximum rates may depend on tiers, caps, categories or other conditions, so the entry rate and reward asset matter too.
How do Gnosis Pay and OKX EEA differ on custody?
Gnosis Pay uses a self-controlled wallet setup, while OKX Card (EEA) uses a hybrid custody setup. Neither approach is always better, so choose the level of control you are comfortable with.
How current is this Gnosis Pay vs OKX EEA comparison?
The latest information check for these two cards was August 6, 2026, using 38 official sources in total. Each full card review lists its own check date, sources and anything the provider has not clearly disclosed.