Gnosis PayGnosis Pay
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Side-by-side card comparison
Gnosis Pay vs OKX EEA: where the score gap comes from
Gnosis Pay's consumer card and dashboard are winding down by the end of 2026. Existing cards continue during the transition; the exact shutdown day has not been announced. Scores below describe the reviewed card terms, not availability for a new application.
Information checked Sep 6, 202639 official sources reviewed
01 · Where the gap opens
Gnosis Pay is being discontinued
This comparison remains available for existing cardholders. Gnosis Pay is excluded from our recommendations during its wind-down. Review Rebind for the EUR migration route and check the other card's current eligibility independently.
OverallGnosis Pay77OKX EEA85Higher score
CashbackGnosis Pay22OKX EEA82Compare the details below
TravelGnosis Pay100OKX EEA64Compare the details below
Funds controlGnosis Pay90OKX EEA76Compare the details below
Lowest feesGnosis Pay87OKX EEA89Compare the details below
TransfersGnosis Pay91OKX EEA76Compare the details below
Gnosis Pay: existing-card reference
Gnosis Pay's consumer card and dashboard are winding down by the end of 2026. Existing cards continue during the transition; the exact shutdown day has not been announced.
- Excluded from new-card recommendations
- EUR migration route: Rebind
- Exact card shutdown day unannounced
Choose OKX Card (EEA) if its day-to-day setup suits you
OKX Card (EEA) does not lead one of the use-case scores here, but it can still be the right choice when its costs, rewards and day-to-day setup match how you plan to use it. Read the side-by-side details before deciding.
- Low documented card costs
- Current FAQ confirms 2%-10% USDG cashback
- Clear EU issuer and regional scope
What separates the two cards
The higher score is only the start. The rows below show which product differences create it.
- Overall Score
- Gnosis Pay77OKX EEA85
OKX Card (EEA) has the higher Overall Score by 8 points.
- Entry cost & FX
- Gnosis Pay$0 plan · 0% FXOKX EEA$0 plan · 0% OKX markup + Mastercard rate FX
The starting plan and FX figures are tied, or the providers have not published enough matching information to name a lower-cost option.
- Purchase rewards
- Gnosis Pay0% base · up to 5%OKX EEA2% base · up to 10%
OKX Card (EEA) has the higher published base cashback rate (2% vs 0%).
- Funds control
- Gnosis PaySelf-controlled walletOKX EEAHybrid custody
Gnosis Pay uses a self-controlled wallet setup, while OKX Card (EEA) uses a hybrid custody setup. Neither approach is always better, so choose the level of control you are comfortable with.
- Everyday access
- Gnosis PayVirtual + Physical · Apple Pay, Google PayOKX EEAVirtual · Apple Pay, Google Pay
Gnosis Pay lists more card formats and phone-wallet options (4 vs 3).
- Money movement
- Gnosis Pay3 stablecoins · Stablecoin transfers; IBAN outboundOKX EEA3 stablecoins · Stablecoin transfers; OKX Pay contacts, Transfer to OKX Exchange
OKX Card (EEA) lists more stablecoins and ways to send money out (6 vs 4).
02 · Read the shortlist
Why one card starts ahead
These quick facts cover the costs, rewards and everyday features behind the early lead.
- Cashback
- 0%-5%
- Plan cost
- $0
- FX fee
- 0%
- ATM fee
- 0–2%
- Card formats
- Virtual, Physical
- Wallet payments
- Apple Pay, Google Pay
- Receive methods
- 3 crypto · 1 fiat
- Payout methods
- 0 crypto · 1 fiat
- Cashback
- 2%-10%
- Plan cost
- $0
- FX fee
- 0% OKX markup + Mastercard rate
- ATM fee
- Not available
- Card formats
- Virtual
- Wallet payments
- Apple Pay, Google Pay
- Receive methods
- 3 crypto · 0 fiat
- Payout methods
- 3 crypto · 0 fiat
Partner links may earn us a commission. Read our affiliate disclosure for how these links work.
03 · Compare the details
Test the lead, row by row
A better number is marked only when both providers publish values that can be compared fairly.
Best known Not disclosed
CardsGnosis PayOverall77OKX Card (EEA)Overall85
Gnosis PayOverall77OKX Card (EEA)Overall85Scores
6 fields- Overall Score
- Gnosis Pay77OKX Card (EEA)85
- Cashback score
- Gnosis Pay22OKX Card (EEA)82
- Travel score
- Gnosis Pay100OKX Card (EEA)64
- Funds control score
- Gnosis Pay90OKX Card (EEA)76
- Lowest fees score
- Gnosis Pay87OKX Card (EEA)89
- Transfers score
- Gnosis Pay91OKX Card (EEA)76
Strengths & trade-offs
2 fields- Strengths
- Gnosis PaySpend stablecoins from a dedicated Safe, SEPA IBAN funding fits euro usersOKX Card (EEA)Low documented card costs, Current FAQ confirms 2%-10% USDG cashback
- Trade-offs
- Gnosis PayConsumer card being discontinued; GNO cashback ends September 30, 2026OKX Card (EEA)Virtual-only with no ATM access, 10% is conditional, capped VIP upside
Costs
7 fields- Plan cost
- Gnosis Pay$0OKX Card (EEA)$0
- FX fee
- Gnosis Pay0%OKX Card (EEA)0% OKX markup + Mastercard rate
- Top-up fee
- Gnosis Pay0%OKX Card (EEA)0%
- Card spending fee
- Gnosis Pay0%OKX Card (EEA)0%
- ATM fee
- Gnosis Pay0–2%OKX Card (EEA)Not available
- Virtual card
- Gnosis PayFree; available after the card application is acceptedOKX Card (EEA)€0
- Physical card
- Gnosis Pay30.23 EURe one-time; shipping freeOKX Card (EEA)Not available
Plans
2 fields- Available plans
- Gnosis PayNot disclosedOKX Card (EEA)5 plans: Regular, VIP 1, VIP 2, VIP 3 +1
- Top cashback plan
- Gnosis PayNot disclosedOKX Card (EEA)VIP 4+: 10%
Everyday use
8 fields- Network
- Gnosis PayVisaOKX Card (EEA)Mastercard
- Card formats
- Gnosis PayVirtual, PhysicalOKX Card (EEA)Virtual
- ATM withdrawals
- Gnosis PayAvailableOKX Card (EEA)Not available
- Mobile wallets
- Gnosis PayApple Pay, Google PayOKX Card (EEA)Apple Pay, Google Pay
- Apps
- Gnosis PayWebOKX Card (EEA)iOS, Android
- Daily spending limit
- Gnosis Pay8,000 EURe/GBPe/USDCe/day; 5,000 EURe/GBPe/USDCe/transactionOKX Card (EEA)No fixed provider daily limit; user-set minimum is 1 EUR, while the regional maximum appears only in-app.
- Monthly spending limit
- Gnosis PayNot disclosedOKX Card (EEA)No fixed monthly amount is published; balance and risk controls apply.
- ATM limit
- Gnosis Pay250 EURe/GBPe/USDCe/withdrawal; 500 EURe/GBPe/USDCe/dayOKX Card (EEA)ATM withdrawals are not supported.
Funding & transfers
5 fields- Networks
- Gnosis PayGnosis ChainOKX Card (EEA)X Layer, Ethereum, TRON, Arbitrum, Base, Avalanche +1
- Crypto deposits
- Gnosis PayStablecoins: EURe, GBPe, USDCeOKX Card (EEA)Stablecoins: USDC, USDG, USDT
- Fiat deposits
- Gnosis PayReceive-only SEPA IBANOKX Card (EEA)Not disclosed
- Transfers
- Gnosis PayStablecoin transfers; IBAN outboundOKX Card (EEA)Stablecoin transfers; OKX Pay contacts, Transfer to OKX Exchange
- Payout currencies
- Gnosis PayEUReOKX Card (EEA)Not disclosed
Rewards
3 fields- Base cashback
- Gnosis Pay0%OKX Card (EEA)2%
- Max cashback
- Gnosis Pay5%OKX Card (EEA)10%
- Reward currency
- Gnosis PayGNO cashbackOKX Card (EEA)USDG cashback
Earn
5 fields- Advertised APY
- Gnosis PayNot offeredOKX Card (EEA)Not disclosed
- How it works
- Gnosis PayNot offeredOKX Card (EEA)Not disclosed
- Separate deposit
- Gnosis PayNot offeredOKX Card (EEA)Not disclosed
- Use balance for spending
- Gnosis PayNot offeredOKX Card (EEA)Not disclosed
- Lock-up
- Gnosis PayNot offeredOKX Card (EEA)Not disclosed
Trust & availability
8 fields- Custody
- Gnosis PaySelf-custodyOKX Card (EEA)Hybrid custody
- Control until payment
- Gnosis PayYou keep controlOKX Card (EEA)You keep control
- Card issuer
- Gnosis PayMonavateOKX Card (EEA)UAB Monavate
- Card processing
- Gnosis PayPaymentologyOKX Card (EEA)Not disclosed
- Custody / key management
- Gnosis PaySafe{Wallet}OKX Card (EEA)Not disclosed
- Bank transfers
- Gnosis PayMoneriumOKX Card (EEA)Not disclosed
- Identity verification
- Gnosis PaySumsubOKX Card (EEA)Not disclosed
- Programme operator
- Gnosis PayGnosis PayOKX Card (EEA)OKX Europe Limited
Sources
2 fields- Official sources
- Gnosis Pay17OKX Card (EEA)22
- Last reviewed
- Gnosis PaySep 6, 2026OKX Card (EEA)Sep 2, 2026
04 · The verdict
Plan around the Gnosis Pay wind-down
Gnosis Pay's consumer card and dashboard are winding down by the end of 2026. Existing cards continue during the transition; the exact shutdown day has not been announced.
An Overall Score does not extend a card's service life. Existing users can review the recorded costs below, but new applicants should consider a live programme and confirm its country eligibility.
Read the Gnosis transition notice and our Rebind profile before migrating.
Continue with
Gnosis Pay
Continue with
OKX Card (EEA)
05 · Common questions
Gnosis Pay vs OKX EEA FAQ
Is Gnosis Pay or OKX EEA better overall?
Gnosis Pay's consumer card and dashboard are winding down by the end of 2026. Existing cards continue during the transition; the exact shutdown day has not been announced. Gnosis Pay is not a current recommendation, regardless of its numerical score.
Which has lower fees, Gnosis Pay or OKX EEA?
The starting plan and FX figures are tied, or the providers have not published enough matching information to name a lower-cost option. Compare plan, FX, card-spend, top-up and ATM charges separately because one fee does not represent the full cost.
Which has better cashback, Gnosis Pay or OKX EEA?
OKX Card (EEA) has the higher published base cashback rate (2% vs 0%). Maximum rates may depend on tiers, caps, categories or other conditions, so the entry rate and reward asset matter too.
How do Gnosis Pay and OKX EEA differ on custody?
Gnosis Pay uses a self-controlled wallet setup, while OKX Card (EEA) uses a hybrid custody setup. Neither approach is always better, so choose the level of control you are comfortable with.
How current is this Gnosis Pay vs OKX EEA comparison?
The latest information check for these two cards was September 6, 2026, using 39 official sources in total. Each full card review lists its own check date, sources and anything the provider has not clearly disclosed.