Gnosis PayGnosis Pay
77
Side-by-side card comparison
Gnosis Pay vs Plasma One: overall score versus use-case fit
Plasma One Card has the higher Overall Score by 10 points (87 vs 77). Gnosis Pay looks stronger for Travel and Lowest fees, while Plasma One Card comes out ahead for Cashback, Funds control, and Transfers.
Information checked Aug 27, 202629 official sources reviewed
01 · Overall score versus use-case fit
Plasma One Card is the better all-round starting point
Plasma One Card has the higher Overall Score in this comparison. Gnosis Pay may be the better fit for Travel and Lowest fees. A score cannot tell you whether a provider will accept your application or whether every feature will be available where you live, so check the latest provider terms before signing up.
OverallGnosis Pay77Plasma One87Higher score
CashbackGnosis Pay22Plasma One78Higher score
TravelGnosis Pay100Plasma One72Higher score
Funds controlGnosis Pay89Plasma One99Higher score
Lowest feesGnosis Pay87Plasma One80Higher score
TransfersGnosis Pay91Plasma One100Higher score
Choose Gnosis Pay if travel and lowest fees matter most
Gnosis Pay comes out ahead for Travel and Lowest fees in this comparison. It is worth a closer look if those are the parts of a card you expect to use most.
- Spend stablecoins from a dedicated Safe
- SEPA IBAN funding fits euro users
- Visa card with wallet support
Choose Plasma One Card if cashback and funds control matter most
Plasma One Card comes out ahead for Cashback, Funds control, and Transfers in this comparison. It is worth a closer look if those are the parts of a card you expect to use most.
- Lite starts with 2% XPL cashback
- Higher tiers add bigger caps and perks
- Earn is separate from card cashback
Where each card has the edge
The overall leader does not win every use case, so the reason you want the card matters here.
- Overall Score
- Gnosis Pay77Plasma One87
Plasma One Card has the higher Overall Score by 10 points.
- Entry cost & FX
- Gnosis Pay$0 plan · 0% FXPlasma One$0 plan · 0–1% FX
Gnosis Pay has the lower published FX fee (0% vs 0–1%).
- Purchase rewards
- Gnosis Pay0% base · up to 5%Plasma One2% base · up to 10%
Plasma One Card has the higher published base cashback rate (2% vs 0%).
- Funds control
- Gnosis PaySelf-controlled walletPlasma OneSelf-controlled wallet
Gnosis Pay and Plasma One Card use the same self-controlled wallet setup.
- Everyday access
- Gnosis PayVirtual + Physical · Apple Pay, Google PayPlasma OneVirtual + Physical · Apple Pay, Google Pay
Both cards list the same number of card formats and phone-wallet options.
- Money movement
- Gnosis Pay3 stablecoins · Stablecoin transfers; IBAN outboundPlasma One3 stablecoins · Stablecoin transfers; Plasma One usernames; Virtual account withdrawals
Plasma One Card lists more stablecoins and ways to send money out (6 vs 4).
02 · Read the shortlist
A closer look at the split decision
Start with the strengths that drive each use-case result, then test them against costs and access.
- Cashback
- 0%-5%
- Plan cost
- $0
- FX fee
- 0%
- ATM fee
- 0–2%
- Card formats
- Virtual, Physical
- Wallet payments
- Apple Pay, Google Pay
- Receive methods
- 3 crypto · 1 fiat
- Payout methods
- 0 crypto · 1 fiat
- Cashback
- 2%-10%
- Plan cost
- $0
- FX fee
- 0–1%
- ATM fee
- Not available
- Card formats
- Virtual, Physical
- Wallet payments
- Apple Pay, Google Pay
- Receive methods
- 3 crypto · 4 fiat
- Payout methods
- 3 crypto · 6 fiat
03 · Compare the details
See how the trade-offs line up
Comparable figures receive a marker; missing or unverified details stay visible instead of becoming an assumed advantage.
Best known Not disclosed
CardsGnosis PayOverall77Plasma One CardOverall87
Gnosis PayOverall77Plasma One CardOverall87Scores
6 fields- Overall Score
- Gnosis Pay77Plasma One Card87
- Cashback score
- Gnosis Pay22Plasma One Card78
- Travel score
- Gnosis Pay100Plasma One Card72
- Funds control score
- Gnosis Pay89Plasma One Card99
- Lowest fees score
- Gnosis Pay87Plasma One Card80
- Transfers score
- Gnosis Pay91Plasma One Card100
Strengths & trade-offs
2 fields- Strengths
- Gnosis PaySpend stablecoins from a dedicated Safe, SEPA IBAN funding fits euro usersPlasma One CardLite starts with 2% XPL cashback, Higher tiers add bigger caps and perks
- Trade-offs
- Gnosis PaySetup is more complex than prepaid cards, Cashback depends on GNO programme rulesPlasma One CardPhysical access is limited; no ATM, Cashback is capped by tier
Costs
7 fields- Plan cost
- Gnosis Pay$0Plasma One Card$0
- FX fee
- Gnosis Pay0%Plasma One Card0–1%
- Top-up fee
- Gnosis Pay0%Plasma One Card0%
- Card spending fee
- Gnosis Pay0%Plasma One CardNot disclosed
- ATM fee
- Gnosis Pay0–2%Plasma One CardNot available
- Virtual card
- Gnosis PayFree; available after the card application is acceptedPlasma One CardUp to 3 free virtual cards by tier
- Physical card
- Gnosis Pay30.23 EURe one-time; shipping freePlasma One CardFirst physical card free in the currently confirmed Core and Platinum flows. Core standard delivery is $20 and express is $50; Platinum standard delivery is free and express is $30. Additional or replacement cards cost $40 for Core and $120 for Platinum.
Plans
2 fields- Available plans
- Gnosis PayNot disclosedPlasma One Card3 plans: Lite, Core, Platinum
- Top cashback plan
- Gnosis PayNot disclosedPlasma One CardPlatinum: 4%
Everyday use
8 fields- Network
- Gnosis PayVisaPlasma One CardVisa
- Card formats
- Gnosis PayVirtual, PhysicalPlasma One CardVirtual, Physical
- ATM withdrawals
- Gnosis PayAvailablePlasma One CardNot available
- Mobile wallets
- Gnosis PayApple Pay, Google PayPlasma One CardApple Pay, Google Pay
- Apps
- Gnosis PayWebPlasma One CardiOS, Android
- Daily spending limit
- Gnosis Pay8,000 EURe/GBPe/USDCe/day; 5,000 EURe/GBPe/USDCe/transactionPlasma One CardShown in app
- Monthly spending limit
- Gnosis PayNot disclosedPlasma One CardShown in app
- ATM limit
- Gnosis Pay250 EURe/GBPe/USDCe/withdrawal; 500 EURe/GBPe/USDCe/dayPlasma One CardNot available, including for physical cards
Funding & transfers
5 fields- Networks
- Gnosis PayGnosis ChainPlasma One CardPlasma, Ethereum, Solana, Tron, Polygon, Arbitrum +5
- Crypto deposits
- Gnosis PayStablecoins: EURe, GBPe, USDCePlasma One CardStablecoins: USDT, USDC, USDG
- Fiat deposits
- Gnosis PayReceive-only SEPA IBANPlasma One CardUSD virtual account, EUR / GBP virtual accounts, MXN / BRL local transfers, COP virtual account
- Transfers
- Gnosis PayStablecoin transfers; IBAN outboundPlasma One CardStablecoin transfers; Plasma One usernames; Virtual account withdrawals
- Payout currencies
- Gnosis PayEURePlasma One CardUSD, EUR, GBP, MXN, BRL, COP
Rewards
3 fields- Base cashback
- Gnosis Pay0%Plasma One Card2%
- Max cashback
- Gnosis Pay5%Plasma One Card10%
- Reward currency
- Gnosis PayGNO cashbackPlasma One CardUSD cashback paid in XPL
Earn
5 fields- Advertised APY
- Gnosis PayNot offeredPlasma One CardUp to 5% APY
- How it works
- Gnosis PayNot offeredPlasma One CardOptional earn vault
- Separate deposit
- Gnosis PayNot offeredPlasma One CardYes
- Use balance for spending
- Gnosis PayNot offeredPlasma One CardNo
- Lock-up
- Gnosis PayNot offeredPlasma One CardNo
Trust & availability
9 fields- Custody
- Gnosis PaySelf-custodyPlasma One CardSelf-custody
- Control until payment
- Gnosis PayYou keep controlPlasma One CardYou keep control
- Card issuer
- Gnosis PayMonavatePlasma One CardRain, Third National
- Card processing
- Gnosis PayPaymentologyPlasma One Card0x
- Custody / key management
- Gnosis PaySafe{Wallet}Plasma One CardPrivy, Veda
- Deposits & withdrawals
- Gnosis PayNot disclosedPlasma One CardBridge, Bridge Ventures LLC
- Bank transfers
- Gnosis PayMoneriumPlasma One CardNot disclosed
- Identity verification
- Gnosis PaySumsubPlasma One CardNot disclosed
- Programme operator
- Gnosis PayGnosis PayPlasma One CardPlasma
Sources
2 fields- Official sources
- Gnosis Pay17Plasma One Card12
- Last reviewed
- Gnosis PayAug 6, 2026Plasma One CardAug 27, 2026
04 · The trade-off
Plasma One Card is the stronger all-round choice
Plasma One Card finishes ahead with an Overall Score of 87 versus 77 for Gnosis Pay. Gnosis Pay has the lower published FX fee (0% vs 0–1%). Plasma One Card has the higher published base cashback rate (2% vs 0%).
Gnosis Pay still comes out ahead for Travel and Lowest fees, which may matter more than the overall result if that is how you plan to use the card. Gnosis Pay and Plasma One Card use the same self-controlled wallet setup.
Plasma One Card lists more stablecoins and ways to send money out (6 vs 4). Before applying, confirm availability in your country and recheck the provider's current fees and reward conditions.
If one card now looks like the better fit, you can check the latest application terms on the provider site or read our full Gnosis Pay and Plasma One Card reviews first.
Continue with
Gnosis Pay
Continue with
Plasma One Card
05 · Common questions
Gnosis Pay vs Plasma One FAQ
Is Gnosis Pay or Plasma One better overall?
Plasma One Card has the higher Overall Score (87 vs 77). That does not make it better for everyone: your preferred fees, rewards, way of holding funds and country availability can change the practical choice.
Which has lower fees, Gnosis Pay or Plasma One?
Gnosis Pay has the lower published FX fee (0% vs 0–1%). Compare plan, FX, card-spend, top-up and ATM charges separately because one fee does not represent the full cost.
Which has better cashback, Gnosis Pay or Plasma One?
Plasma One Card has the higher published base cashback rate (2% vs 0%). Maximum rates may depend on tiers, caps, categories or other conditions, so the entry rate and reward asset matter too.
How do Gnosis Pay and Plasma One differ on custody?
Gnosis Pay and Plasma One Card use the same self-controlled wallet setup.
How current is this Gnosis Pay vs Plasma One comparison?
The latest information check for these two cards was August 27, 2026, using 29 official sources in total. Each full card review lists its own check date, sources and anything the provider has not clearly disclosed.