Gnosis PayGnosis Pay
77
Side-by-side card comparison
Gnosis Pay vs Plasma One: where the score gap comes from
Gnosis Pay's consumer card and dashboard are winding down by the end of 2026. Existing cards continue during the transition; the exact shutdown day has not been announced. Scores below describe the reviewed card terms, not availability for a new application.
Information checked Sep 6, 202629 official sources reviewed
01 · Where the gap opens
Gnosis Pay is being discontinued
This comparison remains available for existing cardholders. Gnosis Pay is excluded from our recommendations during its wind-down. Review Rebind for the EUR migration route and check the other card's current eligibility independently.
OverallGnosis Pay77Plasma One87Higher score
CashbackGnosis Pay22Plasma One79Compare the details below
TravelGnosis Pay100Plasma One72Compare the details below
Funds controlGnosis Pay90Plasma One99Compare the details below
Lowest feesGnosis Pay87Plasma One81Compare the details below
TransfersGnosis Pay91Plasma One100Compare the details below
Gnosis Pay: existing-card reference
Gnosis Pay's consumer card and dashboard are winding down by the end of 2026. Existing cards continue during the transition; the exact shutdown day has not been announced.
- Excluded from new-card recommendations
- EUR migration route: Rebind
- Exact card shutdown day unannounced
Choose Plasma One Card if its day-to-day setup suits you
Plasma One Card does not lead one of the use-case scores here, but it can still be the right choice when its costs, rewards and day-to-day setup match how you plan to use it. Read the side-by-side details before deciding.
- Lite starts with 2% XPL cashback
- Higher tiers add bigger caps and perks
- Earn is separate from card cashback
What separates the two cards
The higher score is only the start. The rows below show which product differences create it.
- Overall Score
- Gnosis Pay77Plasma One87
Plasma One Card has the higher Overall Score by 10 points.
- Entry cost & FX
- Gnosis Pay$0 plan · 0% FXPlasma One$0 plan · 0–1% FX
Gnosis Pay has the lower published FX fee (0% vs 0–1%).
- Purchase rewards
- Gnosis Pay0% base · up to 5%Plasma One2% base · up to 10%
Plasma One Card has the higher published base cashback rate (2% vs 0%).
- Funds control
- Gnosis PaySelf-controlled walletPlasma OneSelf-controlled wallet
Gnosis Pay and Plasma One Card use the same self-controlled wallet setup.
- Everyday access
- Gnosis PayVirtual + Physical · Apple Pay, Google PayPlasma OneVirtual + Physical · Apple Pay, Google Pay
Both cards list the same number of card formats and phone-wallet options.
- Money movement
- Gnosis Pay3 stablecoins · Stablecoin transfers; IBAN outboundPlasma One3 stablecoins · Stablecoin transfers; Plasma One usernames; Virtual account withdrawals
Plasma One Card lists more stablecoins and ways to send money out (6 vs 4).
02 · Read the shortlist
Why one card starts ahead
These quick facts cover the costs, rewards and everyday features behind the early lead.
- Cashback
- 0%-5%
- Plan cost
- $0
- FX fee
- 0%
- ATM fee
- 0–2%
- Card formats
- Virtual, Physical
- Wallet payments
- Apple Pay, Google Pay
- Receive methods
- 3 crypto · 1 fiat
- Payout methods
- 0 crypto · 1 fiat
- Cashback
- 2%-10%
- Plan cost
- $0
- FX fee
- 0–1%
- ATM fee
- Not available
- Card formats
- Virtual, Physical
- Wallet payments
- Apple Pay, Google Pay
- Receive methods
- 3 crypto · 4 fiat
- Payout methods
- 3 crypto · 6 fiat
Current signup offers
Signup value available today
A welcome offer can improve the value of your first months with a card. Check the eligibility rules, qualifying actions and deadline first. Signup offers are excluded from card scores.
Gnosis Pay
No active signup offer listed
We do not currently list an active signup offer for this card.
Plasma One Card
Get $10
$10 after qualifying Plasma One card spend
- Join as a new user through the link, complete identity verification and activate a card.
- Spend $100 on qualifying card purchases at two or more distinct merchants within 14 days of code redemption.
- The $10 reward is card spend credit, not withdrawable cash.
Plasma One referral code4E7CQV
CARDGD is a separate access code. Check the current referral conditions in the Plasma One app before spending.
Partner links may earn us a commission. Read our affiliate disclosure for how these links work.
03 · Compare the details
Test the lead, row by row
A better number is marked only when both providers publish values that can be compared fairly.
Best known Not disclosed
CardsGnosis PayOverall77Plasma One CardOverall87
Gnosis PayOverall77Plasma One CardOverall87Scores
6 fields- Overall Score
- Gnosis Pay77Plasma One Card87
- Cashback score
- Gnosis Pay22Plasma One Card79
- Travel score
- Gnosis Pay100Plasma One Card72
- Funds control score
- Gnosis Pay90Plasma One Card99
- Lowest fees score
- Gnosis Pay87Plasma One Card81
- Transfers score
- Gnosis Pay91Plasma One Card100
Strengths & trade-offs
2 fields- Strengths
- Gnosis PaySpend stablecoins from a dedicated Safe, SEPA IBAN funding fits euro usersPlasma One CardLite starts with 2% XPL cashback, Higher tiers add bigger caps and perks
- Trade-offs
- Gnosis PayConsumer card being discontinued; GNO cashback ends September 30, 2026Plasma One CardPhysical access is limited; no ATM, Cashback is capped by tier
Costs
7 fields- Plan cost
- Gnosis Pay$0Plasma One Card$0
- FX fee
- Gnosis Pay0%Plasma One Card0–1%
- Top-up fee
- Gnosis Pay0%Plasma One Card0%
- Card spending fee
- Gnosis Pay0%Plasma One CardNot disclosed
- ATM fee
- Gnosis Pay0–2%Plasma One CardNot available
- Virtual card
- Gnosis PayFree; available after the card application is acceptedPlasma One CardUp to 3 free virtual cards by tier
- Physical card
- Gnosis Pay30.23 EURe one-time; shipping freePlasma One CardFirst physical card free in the currently confirmed Core and Platinum flows. Core standard delivery is $20 and express is $50; Platinum standard delivery is free and express is $30. Additional or replacement cards cost $40 for Core and $120 for Platinum.
Plans
2 fields- Available plans
- Gnosis PayNot disclosedPlasma One Card3 plans: Lite, Core, Platinum
- Top cashback plan
- Gnosis PayNot disclosedPlasma One CardPlatinum: 4%
Everyday use
8 fields- Network
- Gnosis PayVisaPlasma One CardVisa
- Card formats
- Gnosis PayVirtual, PhysicalPlasma One CardVirtual, Physical
- ATM withdrawals
- Gnosis PayAvailablePlasma One CardNot available
- Mobile wallets
- Gnosis PayApple Pay, Google PayPlasma One CardApple Pay, Google Pay
- Apps
- Gnosis PayWebPlasma One CardiOS, Android
- Daily spending limit
- Gnosis Pay8,000 EURe/GBPe/USDCe/day; 5,000 EURe/GBPe/USDCe/transactionPlasma One CardShown in app
- Monthly spending limit
- Gnosis PayNot disclosedPlasma One CardShown in app
- ATM limit
- Gnosis Pay250 EURe/GBPe/USDCe/withdrawal; 500 EURe/GBPe/USDCe/dayPlasma One CardNot available, including for physical cards
Funding & transfers
5 fields- Networks
- Gnosis PayGnosis ChainPlasma One CardPlasma, Ethereum, Solana, Tron, Polygon, Arbitrum +5
- Crypto deposits
- Gnosis PayStablecoins: EURe, GBPe, USDCePlasma One CardStablecoins: USDT, USDC, USDG
- Fiat deposits
- Gnosis PayReceive-only SEPA IBANPlasma One CardUSD virtual account, EUR / GBP virtual accounts, MXN / BRL local transfers, COP virtual account
- Transfers
- Gnosis PayStablecoin transfers; IBAN outboundPlasma One CardStablecoin transfers; Plasma One usernames; Virtual account withdrawals
- Payout currencies
- Gnosis PayEURePlasma One CardUSD, EUR, GBP, MXN, BRL, COP
Rewards
3 fields- Base cashback
- Gnosis Pay0%Plasma One Card2%
- Max cashback
- Gnosis Pay5%Plasma One Card10%
- Reward currency
- Gnosis PayGNO cashbackPlasma One CardUSD cashback paid in XPL
Earn
5 fields- Advertised APY
- Gnosis PayNot offeredPlasma One CardUp to 5% APY
- How it works
- Gnosis PayNot offeredPlasma One CardOptional earn vault
- Separate deposit
- Gnosis PayNot offeredPlasma One CardYes
- Use balance for spending
- Gnosis PayNot offeredPlasma One CardNo
- Lock-up
- Gnosis PayNot offeredPlasma One CardNo
Trust & availability
9 fields- Custody
- Gnosis PaySelf-custodyPlasma One CardSelf-custody
- Control until payment
- Gnosis PayYou keep controlPlasma One CardYou keep control
- Card issuer
- Gnosis PayMonavatePlasma One CardRain, Third National
- Card processing
- Gnosis PayPaymentologyPlasma One Card0x
- Custody / key management
- Gnosis PaySafe{Wallet}Plasma One CardPrivy, Veda
- Deposits & withdrawals
- Gnosis PayNot disclosedPlasma One CardBridge, Bridge Ventures LLC
- Bank transfers
- Gnosis PayMoneriumPlasma One CardNot disclosed
- Identity verification
- Gnosis PaySumsubPlasma One CardNot disclosed
- Programme operator
- Gnosis PayGnosis PayPlasma One CardPlasma
Sources
2 fields- Official sources
- Gnosis Pay17Plasma One Card12
- Last reviewed
- Gnosis PaySep 6, 2026Plasma One CardAug 27, 2026
04 · The verdict
Plan around the Gnosis Pay wind-down
Gnosis Pay's consumer card and dashboard are winding down by the end of 2026. Existing cards continue during the transition; the exact shutdown day has not been announced.
An Overall Score does not extend a card's service life. Existing users can review the recorded costs below, but new applicants should consider a live programme and confirm its country eligibility.
Read the Gnosis transition notice and our Rebind profile before migrating.
Continue with
Gnosis Pay
Continue with
Plasma One Card
05 · Common questions
Gnosis Pay vs Plasma One FAQ
Is Gnosis Pay or Plasma One better overall?
Gnosis Pay's consumer card and dashboard are winding down by the end of 2026. Existing cards continue during the transition; the exact shutdown day has not been announced. Gnosis Pay is not a current recommendation, regardless of its numerical score.
Which has lower fees, Gnosis Pay or Plasma One?
Gnosis Pay has the lower published FX fee (0% vs 0–1%). Compare plan, FX, card-spend, top-up and ATM charges separately because one fee does not represent the full cost.
Which has better cashback, Gnosis Pay or Plasma One?
Plasma One Card has the higher published base cashback rate (2% vs 0%). Maximum rates may depend on tiers, caps, categories or other conditions, so the entry rate and reward asset matter too.
How do Gnosis Pay and Plasma One differ on custody?
Gnosis Pay and Plasma One Card use the same self-controlled wallet setup.
How current is this Gnosis Pay vs Plasma One comparison?
The latest information check for these two cards was September 6, 2026, using 29 official sources in total. Each full card review lists its own check date, sources and anything the provider has not clearly disclosed.