JupiterJupiter
81
Side-by-side card comparison
Jupiter vs ARQ: overall score versus use-case fit
Jupiter Card has the higher Overall Score by 17 points (81 vs 64). Jupiter Card looks stronger for Cashback, Funds control, Lowest fees, and Transfers, while ARQ Card comes out ahead for Travel.
Information checked Aug 12, 202661 official sources reviewed
01 · Overall score versus use-case fit
Jupiter Card is the better all-round starting point
Jupiter Card has the higher Overall Score in this comparison. ARQ Card may be the better fit for Travel. A score cannot tell you whether a provider will accept your application or whether every feature will be available where you live, so check the latest provider terms before signing up.
OverallJupiter81ARQ64Higher score
CashbackJupiter87ARQ41Higher score
TravelJupiter52ARQ62Higher score
Funds controlJupiter54ARQ52Higher score
Lowest feesJupiter79ARQ52Higher score
TransfersJupiter76ARQ75Higher score
Choose Jupiter Card if cashback and funds control matter most
Jupiter Card comes out ahead for Cashback, Funds control, Lowest fees, and Transfers in this comparison. It is worth a closer look if those are the parts of a card you expect to use most.
- 2% base cashback in USDC
- No annual or USD spend fee
- Apple Pay and Google Pay ready
Choose ARQ Card if travel matters most
ARQ Card comes out ahead for Travel in this comparison. It is worth a closer look if those are the parts of a card you expect to use most.
- Clear four-country residence coverage
- Virtual, physical and phone-wallet access
- Paid tiers add cashback and earnings
Where each card has the edge
The overall leader does not win every use case, so the reason you want the card matters here.
- Overall Score
- Jupiter81ARQ64
Jupiter Card has the higher Overall Score by 17 points.
- Entry cost & FX
- Jupiter$0 plan · 1–1.8% FXARQ$0 plan · Provider spread unknown; Argentina/Brazil variant charges may apply FX
The starting plan and FX figures are tied, or the providers have not published enough matching information to name a lower-cost option.
- Purchase rewards
- Jupiter2% base · up to 4%ARQ0% base · up to 2%
Jupiter Card has the higher published base cashback rate (2% vs 0%).
- Funds control
- JupiterCustodial balanceARQCustodial balance
Jupiter Card and ARQ Card use the same custodial balance setup.
- Everyday access
- JupiterVirtual · Apple Pay, Google PayARQVirtual + Physical · Apple Pay, Google Pay
ARQ Card lists more card formats and phone-wallet options (4 vs 3).
- Money movement
- Jupiter2 stablecoins · Noah local and SWIFT payoutsARQ4 stablecoins · ARQ P2P; USD ACH payout
ARQ Card lists more stablecoins and ways to send money out (6 vs 3).
02 · Read the shortlist
A closer look at the split decision
Start with the strengths that drive each use-case result, then test them against costs and access.
- Cashback
- 2%-4%
- Plan cost
- $0
- FX fee
- 1–1.8%
- ATM fee
- Not available
- Card formats
- Virtual
- Wallet payments
- Apple Pay, Google Pay
- Receive methods
- 2 crypto · 2 fiat
- Payout methods
- 0 crypto · 20 fiat
64
- Cashback
- 0%-2%
- Plan cost
- $0
- FX fee
- Provider spread unknown; Argentina/Brazil variant charges may apply
- ATM fee
- 1–3%
- Card formats
- Virtual, Physical
- Wallet payments
- Apple Pay, Google Pay
- Receive methods
- 2 crypto · 2 fiat
- Payout methods
- 0 crypto · 1 fiat
Current signup offers
Signup value available today
A welcome offer can improve the value of your first months with a card. Check the eligibility rules, qualifying actions and deadline first. Signup offers are excluded from card scores.
Jupiter Card
Get $20
$20 after qualifying Jupiter Card spend
- Activate the Jupiter Card.
- Spend $1,000 on qualifying card purchases within 30 days of activation.
Jupiter Card promo codeZEJ8C4ZS
Offer terms can change. Check the current Jupiter Spend referral programme before applying.
ARQ Card
No active signup offer listed
We do not currently list an active signup offer for this card.
Partner links may earn us a commission. Read our affiliate disclosure for how these links work.
03 · Compare the details
See how the trade-offs line up
Comparable figures receive a marker; missing or unverified details stay visible instead of becoming an assumed advantage.
Best known Not disclosed
CardsJupiter CardOverall81ARQ CardOverall64
Jupiter CardOverall81ARQ CardOverall64Scores
6 fields- Overall Score
- Jupiter Card81ARQ Card64
- Cashback score
- Jupiter Card87ARQ Card41
- Travel score
- Jupiter Card52ARQ Card62
- Funds control score
- Jupiter Card54ARQ Card52
- Lowest fees score
- Jupiter Card79ARQ Card52
- Transfers score
- Jupiter Card76ARQ Card75
Strengths & trade-offs
2 fields- Strengths
- Jupiter Card2% base cashback in USDC, No annual or USD spend feeARQ CardClear four-country residence coverage, Virtual, physical and phone-wallet access
- Trade-offs
- Jupiter Card4% requires fresh referrals, FX depends on your issuerARQ CardProvider FX spread remains unclear, Headline cashback requires membership
Costs
7 fields- Plan cost
- Jupiter Card$0ARQ Card$0
- FX fee
- Jupiter Card1–1.8%ARQ CardProvider spread unknown; Argentina/Brazil variant charges may apply
- Top-up fee
- Jupiter Card0%ARQ CardStandard receive: 3 USDc for USD/crypto and 3 EURc for EUR
- Card spending fee
- Jupiter Card0%ARQ Card0%
- ATM fee
- Jupiter CardNot availableARQ Card1–3%
- Virtual card
- Jupiter CardNot disclosedARQ CardFree
- Physical card
- Jupiter CardPlanned by the end of 2026; not currently availableARQ Card$4.99 Standard; $0 Premium
Plans
2 fields- Available plans
- Jupiter CardNot disclosedARQ Card3 plans: Standard, Premium, Prestige
- Top cashback plan
- Jupiter CardNot disclosedARQ CardPrestige: 2%
Everyday use
8 fields- Network
- Jupiter CardVisaARQ CardMastercard
- Card formats
- Jupiter CardVirtualARQ CardVirtual, Physical
- ATM withdrawals
- Jupiter CardNot availableARQ CardAvailable
- Mobile wallets
- Jupiter CardApple Pay, Google PayARQ CardApple Pay, Google Pay
- Apps
- Jupiter CardiOS, AndroidARQ CardiOS, Android
- Daily spending limit
- Jupiter CardDCS: $50,000/day; Rain: no disclosed daily limitARQ CardNot disclosed
- Monthly spending limit
- Jupiter CardMonthly limit not disclosed; DCS lists $990,000/year and Rain no disclosed annual limitARQ CardNot disclosed
- ATM limit
- Jupiter CardNot available on the current digital-only cardARQ CardNot disclosed
Funding & transfers
5 fields- Networks
- Jupiter CardSolana, Sui, Arbitrum, BaseARQ CardEthereum, Polygon, Tron
- Crypto deposits
- Jupiter CardStablecoins: USDC, USDTARQ CardStablecoins: USDC, USDT
- Fiat deposits
- Jupiter CardUSD virtual account receive, EUR virtual account receiveARQ CardUSD receive, EUR receive
- Transfers
- Jupiter CardNoah local and SWIFT payoutsARQ CardARQ P2P; USD ACH payout
- Payout currencies
- Jupiter CardAED, BRL, CAD, EUR, GBP, IDR, INR, JPY +12ARQ CardUSD
Rewards
3 fields- Base cashback
- Jupiter Card2%ARQ Card0%
- Max cashback
- Jupiter Card4%ARQ Card2%
- Reward currency
- Jupiter CardUSDCARQ CardUSDc cashback
Earn
5 fields- Advertised APY
- Jupiter CardNot disclosedARQ CardUp to 4.5% APY
- How it works
- Jupiter CardOptional earn vaultARQ CardEarn on spending balance, Optional earn vault
- Separate deposit
- Jupiter CardYesARQ CardYes
- Use balance for spending
- Jupiter CardNoARQ CardNo
- Lock-up
- Jupiter CardNoARQ CardNo
Trust & availability
5 fields- Custody
- Jupiter CardCustodialARQ CardCustodial
- Control until payment
- Jupiter CardProvider controls fundsARQ CardProvider controls funds
- Card issuer
- Jupiter CardRain, DCSARQ CardNot disclosed
- Deposits & withdrawals
- Jupiter CardNoahARQ CardNot disclosed
- Identity verification
- Jupiter CardSumsubARQ CardNot disclosed
Sources
2 fields- Official sources
- Jupiter Card25ARQ Card36
- Last reviewed
- Jupiter CardAug 12, 2026ARQ CardAug 5, 2026
04 · The trade-off
Jupiter Card is the stronger all-round choice
Jupiter Card finishes ahead with an Overall Score of 81 versus 64 for ARQ Card. The starting plan and FX figures are tied, or the providers have not published enough matching information to name a lower-cost option. Jupiter Card has the higher published base cashback rate (2% vs 0%).
ARQ Card still comes out ahead for Travel, which may matter more than the overall result if that is how you plan to use the card. Jupiter Card and ARQ Card use the same custodial balance setup.
ARQ Card lists more stablecoins and ways to send money out (6 vs 3). Before applying, confirm availability in your country and recheck the provider's current fees and reward conditions.
If one card now looks like the better fit, you can check the latest application terms on the provider site or read our full Jupiter Card and ARQ Card reviews first.
Continue with
Jupiter Card
Continue with
ARQ Card
05 · Common questions
Jupiter vs ARQ FAQ
Is Jupiter or ARQ better overall?
Jupiter Card has the higher Overall Score (81 vs 64). That does not make it better for everyone: your preferred fees, rewards, way of holding funds and country availability can change the practical choice.
Which has lower fees, Jupiter or ARQ?
The starting plan and FX figures are tied, or the providers have not published enough matching information to name a lower-cost option. Compare plan, FX, card-spend, top-up and ATM charges separately because one fee does not represent the full cost.
Which has better cashback, Jupiter or ARQ?
Jupiter Card has the higher published base cashback rate (2% vs 0%). Maximum rates may depend on tiers, caps, categories or other conditions, so the entry rate and reward asset matter too.
How do Jupiter and ARQ differ on custody?
Jupiter Card and ARQ Card use the same custodial balance setup.
How current is this Jupiter vs ARQ comparison?
The latest information check for these two cards was August 12, 2026, using 61 official sources in total. Each full card review lists its own check date, sources and anything the provider has not clearly disclosed.