Side-by-side card comparison

Jupiter vs Brighty: overall score versus use-case fit

Jupiter Card has the higher Overall Score by 11 points (81 vs 70). Jupiter Card looks stronger for Cashback and Lowest fees, while Brighty Card comes out ahead for Travel, Funds control, and Transfers.

Information checked Aug 16, 202650 official sources reviewed

01 · Overall score versus use-case fit

Jupiter Card is the better all-round starting point

Jupiter Card has the higher Overall Score in this comparison. Brighty Card may be the better fit for Travel, Funds control, and Transfers. A score cannot tell you whether a provider will accept your application or whether every feature will be available where you live, so check the latest provider terms before signing up.

OverallJupiter81Brighty70Higher score
CashbackJupiter87Brighty48Higher score
TravelJupiter52Brighty80Higher score
Funds controlJupiter54Brighty65Higher score
Lowest feesJupiter79Brighty68Higher score
TransfersJupiter76Brighty93Higher score

Choose Jupiter Card if cashback and lowest fees matter most

Jupiter Card comes out ahead for Cashback and Lowest fees in this comparison. It is worth a closer look if those are the parts of a card you expect to use most.

  • 2% base cashback in USDC
  • No annual or USD spend fee
  • Apple Pay and Google Pay ready

Choose Brighty Card if travel and funds control matter most

Brighty Card comes out ahead for Travel, Funds control, and Transfers in this comparison. It is worth a closer look if those are the parts of a card you expect to use most.

  • Free entry plan
  • USDC cashback
  • Multiple account rails

Where each card has the edge

The overall leader does not win every use case, so the reason you want the card matters here.

Overall Score
Jupiter81
Brighty70

Jupiter Card has the higher Overall Score by 11 points.

Entry cost & FX
Jupiter$0 plan · 1–1.8% FX
Brighty$0 plan · Visa: up to 2% foreign-transaction fee. Mastercard: not disclosed in the reviewed Brighty sources FX

Jupiter Card has the lower published FX fee (1–1.8% vs Visa: up to 2% foreign-transaction fee. Mastercard: not disclosed in the reviewed Brighty sources).

Purchase rewards
Jupiter2% base · up to 4%
Brighty0.5% base · up to 1.75%

Jupiter Card has the higher published base cashback rate (2% vs 0.5%).

Funds control
JupiterCustodial balance
BrightyCustodial balance

Jupiter Card and Brighty Card use the same custodial balance setup.

Everyday access
JupiterVirtual · Apple Pay, Google Pay
BrightyVirtual + Physical · Apple Pay

Both cards list the same number of card formats and phone-wallet options.

Money movement
Jupiter2 stablecoins · Noah local and SWIFT payouts
Brighty2 stablecoins · Stablecoin transfers; SEPA / Faster Payments payout, SWIFT payout

Brighty Card lists more stablecoins and ways to send money out (5 vs 3).

02 · Read the shortlist

A closer look at the split decision

Start with the strengths that drive each use-case result, then test them against costs and access.

2 cards compared
Cashback
2%-4%
Plan cost
$0
FX fee
1–1.8%
ATM fee
Not available
Card formats
Virtual
Wallet payments
Apple Pay, Google Pay
Receive methods
2 crypto · 2 fiat
Payout methods
0 crypto · 20 fiat
Cashback
0.5%-1.8%
Plan cost
$0
FX fee
Visa: up to 2% foreign-transaction fee. Mastercard: not disclosed in the reviewed Brighty sources
ATM fee
Not disclosed
Card formats
Virtual, Physical
Wallet payments
Apple Pay
Receive methods
4 crypto · 2 fiat
Payout methods
16 crypto · 4 fiat

Current signup offers

Signup value available today

A welcome offer can improve the value of your first months with a card. Check the eligibility rules, qualifying actions and deadline first. Signup offers are excluded from card scores.

Jupiter Card

Get $20

$20 after qualifying Jupiter Card spend

  • Activate the Jupiter Card.
  • Spend $1,000 on qualifying card purchases within 30 days of activation.

Jupiter Card promo codeZEJ8C4ZS

Offer terms can change. Check the current Jupiter Spend referral programme before applying.

Brighty Card

No active signup offer listed

We do not currently list an active signup offer for this card.

Partner links may earn us a commission. Read our affiliate disclosure for how these links work.

03 · Compare the details

See how the trade-offs line up

Comparable figures receive a marker; missing or unverified details stay visible instead of becoming an assumed advantage.

Best known Not disclosed
Cards
Jupiter CardOverall81
Brighty CardOverall70
01

Scores

6 fields
Overall Score
Jupiter Card
81
Brighty Card
70
Cashback score
Jupiter Card
87
Brighty Card
48
Travel score
Jupiter Card
52
Brighty Card
80
Funds control score
Jupiter Card
54
Brighty Card
65
Lowest fees score
Jupiter Card
79
Brighty Card
68
Transfers score
Jupiter Card
76
Brighty Card
93
02

Strengths & trade-offs

2 fields
Strengths
Jupiter Card
2% base cashback in USDC, No annual or USD spend fee
Brighty Card
Free entry plan, USDC cashback
Trade-offs
Jupiter Card
4% requires fresh referrals, FX depends on your issuer
Brighty Card
Network-specific FX gap, Physical terms vary
03

Costs

7 fields
Plan cost
Jupiter Card
$0
Brighty Card
$0
FX fee
Jupiter Card
1–1.8%
Brighty Card
Visa: up to 2% foreign-transaction fee. Mastercard: not disclosed in the reviewed Brighty sources
Top-up fee
Jupiter Card
0%
Brighty Card
0%
Card spending fee
Jupiter Card
0%
Brighty Card
Not disclosed
ATM fee
Jupiter Card
Not available
Brighty Card
Not disclosed
Virtual card
Jupiter Card
Not disclosed
Brighty Card
Visa and Mastercard: published issue price €2.99; included-card interaction unresolved
Physical card
Jupiter Card
Planned by the end of 2026; not currently available
Brighty Card
Visa: One unavailable; Plus includes one and Pro includes two, with €0 issue price
04

Plans

2 fields
Available plans
Jupiter Card
Not disclosed
Brighty Card
3 plans: One, Plus, Pro
Top cashback plan
Jupiter Card
Not disclosed
Brighty Card
One: 0.5%
05

Everyday use

8 fields
Network
Jupiter Card
Visa
Brighty Card
Visa/Mastercard
Card formats
Jupiter Card
Virtual
Brighty Card
Virtual, Physical
ATM withdrawals
Jupiter Card
Not available
Brighty Card
Available
Mobile wallets
Jupiter Card
Apple Pay, Google Pay
Brighty Card
Apple Pay
Apps
Jupiter Card
iOS, Android
Brighty Card
iOS, Android
Daily spending limit
Jupiter Card
DCS: $50,000/day; Rain: no disclosed daily limit
Brighty Card
Published period is ambiguous: Visa virtual €15k / €15k / €50k; Mastercard virtual €15k / €25k / €50k for One / Plus / Pro
Monthly spending limit
Jupiter Card
Monthly limit not disclosed; DCS lists $990,000/year and Rain no disclosed annual limit
Brighty Card
Published period is ambiguous: physical Visa €15k on Plus and €50k on Pro
ATM limit
Jupiter Card
Not available on the current digital-only card
Brighty Card
ATM withdrawal limits are not published; only physical Visa fees are known
06

Funding & transfers

5 fields
Networks
Jupiter Card
Solana, Sui, Arbitrum, Base
Brighty Card
Ethereum, Tron, Bitcoin SegWit, Bitcoin Legacy, Cardano, Tezos +6
Crypto deposits
Jupiter Card
Stablecoins: USDC, USDT
Brighty Card
Stablecoins: USDC, EURC; Other crypto: BTC, ETH
Fiat deposits
Jupiter Card
USD virtual account receive, EUR virtual account receive
Brighty Card
SEPA / Faster Payments, SWIFT
Transfers
Jupiter Card
Noah local and SWIFT payouts
Brighty Card
Stablecoin transfers; SEPA / Faster Payments payout, SWIFT payout
Payout currencies
Jupiter Card
AED, BRL, CAD, EUR, GBP, IDR, INR, JPY +12
Brighty Card
EUR, GBP, USD, AED
07

Rewards

3 fields
Base cashback
Jupiter Card
2%
Brighty Card
0.5%
Max cashback
Jupiter Card
4%
Brighty Card
1.8%
Reward currency
Jupiter Card
USDC
Brighty Card
USDC
08

Earn

5 fields
Advertised APY
Jupiter Card
Not disclosed
Brighty Card
Not disclosed
How it works
Jupiter Card
Optional earn vault
Brighty Card
Earn on spending balance
Separate deposit
Jupiter Card
Yes
Brighty Card
No
Use balance for spending
Jupiter Card
No
Brighty Card
Yes
Lock-up
Jupiter Card
No
Brighty Card
No
09

Trust & availability

6 fields
Custody
Jupiter Card
Custodial
Brighty Card
Custodial
Control until payment
Jupiter Card
Provider controls funds
Brighty Card
Provider controls funds
Card issuer
Jupiter Card
Rain, DCS
Brighty Card
Wallester AS
Custody / key management
Jupiter Card
Not disclosed
Brighty Card
Fireblocks
Deposits & withdrawals
Jupiter Card
Noah
Brighty Card
Not disclosed
Identity verification
Jupiter Card
Sumsub
Brighty Card
Sumsub
10

Sources

2 fields
Official sources
Jupiter Card
25
Brighty Card
25
Last reviewed
Jupiter Card
Aug 12, 2026
Brighty Card
Aug 16, 2026

04 · The trade-off

Jupiter Card is the stronger all-round choice

Jupiter Card finishes ahead with an Overall Score of 81 versus 70 for Brighty Card. Jupiter Card has the lower published FX fee (1–1.8% vs Visa: up to 2% foreign-transaction fee. Mastercard: not disclosed in the reviewed Brighty sources). Jupiter Card has the higher published base cashback rate (2% vs 0.5%).

Brighty Card still comes out ahead for Travel, Funds control, and Transfers, which may matter more than the overall result if that is how you plan to use the card. Jupiter Card and Brighty Card use the same custodial balance setup.

Brighty Card lists more stablecoins and ways to send money out (5 vs 3). Before applying, confirm availability in your country and recheck the provider's current fees and reward conditions.

If one card now looks like the better fit, you can check the latest application terms on the provider site or read our full Jupiter Card and Brighty Card reviews first.

05 · Common questions

Jupiter vs Brighty FAQ

Is Jupiter or Brighty better overall?

Jupiter Card has the higher Overall Score (81 vs 70). That does not make it better for everyone: your preferred fees, rewards, way of holding funds and country availability can change the practical choice.

Which has lower fees, Jupiter or Brighty?

Jupiter Card has the lower published FX fee (1–1.8% vs Visa: up to 2% foreign-transaction fee. Mastercard: not disclosed in the reviewed Brighty sources). Compare plan, FX, card-spend, top-up and ATM charges separately because one fee does not represent the full cost.

Which has better cashback, Jupiter or Brighty?

Jupiter Card has the higher published base cashback rate (2% vs 0.5%). Maximum rates may depend on tiers, caps, categories or other conditions, so the entry rate and reward asset matter too.

How do Jupiter and Brighty differ on custody?

Jupiter Card and Brighty Card use the same custodial balance setup.

How current is this Jupiter vs Brighty comparison?

The latest information check for these two cards was August 16, 2026, using 50 official sources in total. Each full card review lists its own check date, sources and anything the provider has not clearly disclosed.

06 · Try another angle

Compare either card with a nearby alternative, or build a different pair in the comparison workspace.

Open the comparison workspace