Side-by-side card comparison

Jupiter vs Pionex: fees, rewards and account setup

Jupiter Card has the higher Overall Score by 23 points (80 vs 57). Jupiter Card also looks stronger for Cashback, Travel, Funds control, Lowest fees, and Transfers. The details below show where Pionex Card may still be the better personal fit.

Information checked Oct 7, 202687 official sources reviewed

01 · Make the first cut

Jupiter Card is the better all-round starting point

Jupiter Card has the higher Overall Score in this comparison. Pionex Card may still suit you better if its card format, way of holding funds or availability is the deciding factor. A score cannot tell you whether a provider will accept your application or whether every feature will be available where you live, so check the latest provider terms before signing up.

OverallJupiter80Pionex57Higher score
CashbackJupiter85Pionex52Higher score
TravelJupiter71Pionex29Higher score
Funds controlJupiter59Pionex43Higher score
Lowest feesJupiter70Pionex57Higher score
TransfersJupiter83Pionex79Higher score

Choose Jupiter Card if cashback and travel matter most

Jupiter Card comes out ahead for Cashback, Travel, Funds control, Lowest fees, and Transfers in this comparison. It is worth a closer look if those are the parts of a card you expect to use most.

  • 2% base cashback in USDC
  • No annual or USD spend fee
  • Apple Pay and Google Pay ready

Choose Pionex Card if its day-to-day setup suits you

Pionex Card does not lead one of the use-case scores here, but it can still be the right choice when its costs, rewards and day-to-day setup match how you plan to use it. The other card looks stronger for Cashback, Travel, Funds control, Lowest fees, and Transfers, so compare that advantage with the features you would actually use.

  • Visa and Mastercard options
  • 0.1%-1% cashback in USDT
  • Pionex account funding and payouts

The differences that could change the result

The overall score points one way, but a specific use case or product condition may point another.

Overall Score
Jupiter80
Pionex57

Jupiter Card has the higher Overall Score by 23 points.

Entry cost & FX
Jupiter$0 plan · 1–1.8% FX
Pionex$0 plan · Not disclosed FX

The starting plan and FX figures are tied, or the providers have not published enough matching information to name a lower-cost option.

Purchase rewards
Jupiter2% base · up to 4%
Pionex0.1% base · up to 1%

Jupiter Card has the higher published base cashback rate (2% vs 0.1%).

Funds control
JupiterCustodial balance
PionexCustodial balance

Jupiter Card and Pionex Card use the same custodial balance setup.

Everyday access
JupiterVirtual + Physical · Apple Pay, Google Pay
PionexVirtual · Apple Pay, Google Pay

Jupiter Card lists more card formats and phone-wallet options (4 vs 3).

Money movement
Jupiter2 stablecoins · Noah local and SWIFT payouts
Pionex1 stablecoin · Stablecoin transfers; Pionex Primary ↔ Card account transfer, Pionex Primary → Mastercard account transfer; Pionex account cash-out

Pionex Card lists more stablecoins and ways to send money out (4 vs 3).

02 · Read the shortlist

A closer look at the two cards

These quick facts cover the costs, rewards and everyday features most likely to shape your choice. Use the full table below when you want the finer details.

2 cards compared
Cashback
2%-4%
Plan cost
$0
FX fee
1–1.8%
ATM fee
Not available
Card formats
Virtual, Physical
Wallet payments
Apple Pay, Google Pay
Receive methods
2 crypto · 2 fiat
Payout methods
0 crypto · 15 fiat
Cashback
0.1%-1%
Plan cost
$0
FX fee
Not disclosed
ATM fee
Not available
Card formats
Virtual
Wallet payments
Apple Pay, Google Pay
Receive methods
1 crypto · 0 fiat
Payout methods
1 crypto · 0 fiat

Current signup offers

Signup value available today

A welcome offer can improve the value of your first months with a card. Check the eligibility rules, qualifying actions and deadline first. Signup offers are excluded from card scores.

Jupiter Card

Get $20

$20 after qualifying Jupiter Card spend

  • Activate the Jupiter Card.
  • Spend $1,000 on qualifying card purchases within 30 days of activation.

Jupiter Card promo codeZEJ8C4ZS

Offer terms can change. Check the current Jupiter Spend referral programme before applying.

Pionex Card

No active signup offer listed

We do not currently list an active signup offer for this card.

Partner links may earn us a commission. Read our affiliate disclosure for how these links work.

03 · Compare the details

Compare the details side by side

We highlight a better number only when both cards publish values that can be compared fairly. Anything missing stays clearly marked.

Best known Not disclosed
Cards
Jupiter CardOverall80
Pionex CardOverall57
01

Scores

6 fields
Overall Score
Jupiter Card
80
Pionex Card
57
Cashback score
Jupiter Card
85
Pionex Card
52
Travel score
Jupiter Card
71
Pionex Card
29
Funds control score
Jupiter Card
59
Pionex Card
43
Lowest fees score
Jupiter Card
70
Pionex Card
57
Transfers score
Jupiter Card
83
Pionex Card
79
02

Strengths & trade-offs

2 fields
Strengths
Jupiter Card
2% base cashback in USDC, No annual or USD spend fee
Pionex Card
Visa and Mastercard options, 0.1%-1% cashback in USDT
Trade-offs
Jupiter Card
4% requires fresh referrals, FX depends on your issuer
Pionex Card
Mastercard can cost up to 3.5%, General access is virtual-only
03

Costs

7 fields
Plan cost
Jupiter Card
$0
Pionex Card
$0
FX fee
Jupiter Card
1–1.8%
Pionex Card
Not disclosed
Top-up fee
Jupiter Card
Solana: no processing fee. Ethereum, Base, Arbitrum and Sui: higher of $0.30 or 0.02%; network gas is separate
Pionex Card
Not disclosed
Card spending fee
Jupiter Card
0%
Pionex Card
3.5%
ATM fee
Jupiter Card
Not available
Pionex Card
Not available
Virtual card
Jupiter Card
Not disclosed
Pionex Card
Available
Physical card
Jupiter Card
$13.13 plus destination-dependent shipping
Pionex Card
Not available
04

Plans

2 fields
Available plans
Jupiter Card
Not disclosed
Pionex Card
2 plans: Mastercard, Visa
Top cashback plan
Jupiter Card
Not disclosed
Pionex Card
Visa: 1%
05

Everyday use

8 fields
Network
Jupiter Card
Visa
Pionex Card
Visa/Mastercard
Card formats
Jupiter Card
Virtual, Physical
Pionex Card
Virtual
ATM withdrawals
Jupiter Card
Not disclosed
Pionex Card
Not available
Mobile wallets
Jupiter Card
Apple Pay, Google Pay
Pionex Card
Apple Pay, Google Pay
Apps
Jupiter Card
iOS, Android
Pionex Card
Not disclosed
Daily spending limit
Jupiter Card
DCS: $50,000/day; Rain: no disclosed daily limit
Pionex Card
$10,000-$20,000/day; $10,000-$20,000/transaction depending on network
Monthly spending limit
Jupiter Card
Monthly limit not disclosed; DCS lists $990,000/year and Rain no disclosed annual limit
Pionex Card
$50,000-$100,000/month depending on network
ATM limit
Jupiter Card
Region-dependent; no reusable public ATM limit
Pionex Card
Not available
06

Funding & transfers

5 fields
Networks
Jupiter Card
Solana, Sui, Arbitrum, Base, Ethereum
Pionex Card
Not disclosed
Crypto deposits
Jupiter Card
Stablecoins: USDC, USDT
Pionex Card
Other crypto: Supported crypto
Fiat deposits
Jupiter Card
USD virtual account receive, EUR virtual account receive
Pionex Card
Not disclosed
Transfers
Jupiter Card
Noah local and SWIFT payouts
Pionex Card
Stablecoin transfers; Pionex Primary ↔ Card account transfer, Pionex Primary → Mastercard account transfer; Pionex account cash-out
Payout currencies
Jupiter Card
AED, BRL, CAD, EUR, GBP, IDR, INR, MYR +7
Pionex Card
Not disclosed
07

Rewards

3 fields
Base cashback
Jupiter Card
2%
Pionex Card
0.1%
Max cashback
Jupiter Card
4%
Pionex Card
1%
Reward currency
Jupiter Card
USDC
Pionex Card
USDT
08

Earn

5 fields
Advertised APY
Jupiter Card
Not disclosed
Pionex Card
Up to 5% APY
How it works
Jupiter Card
Optional earn vault
Pionex Card
Earn on spending balance
Separate deposit
Jupiter Card
Yes
Pionex Card
No
Use balance for spending
Jupiter Card
No
Pionex Card
Yes
Lock-up
Jupiter Card
No
Pionex Card
No
09

Trust & availability

5 fields
Custody
Jupiter Card
Custodial
Pionex Card
Custodial
Control until payment
Jupiter Card
Provider controls funds
Pionex Card
Provider controls funds
Card issuer
Jupiter Card
Rain, DCS
Pionex Card
Not disclosed
Deposits & withdrawals
Jupiter Card
Noah
Pionex Card
Not disclosed
Identity verification
Jupiter Card
Sumsub
Pionex Card
Not disclosed
10

Sources

2 fields
Official sources
Jupiter Card
28
Pionex Card
59
Last reviewed
Jupiter Card
Oct 7, 2026
Pionex Card
Aug 14, 2026

04 · The takeaway

Jupiter Card is the stronger all-round choice

Jupiter Card finishes ahead with an Overall Score of 80 versus 57 for Pionex Card. The starting plan and FX figures are tied, or the providers have not published enough matching information to name a lower-cost option. Jupiter Card has the higher published base cashback rate (2% vs 0.1%).

Pionex Card can still be the more comfortable choice if its availability, card setup or way of holding funds suits you better. Jupiter Card and Pionex Card use the same custodial balance setup.

Pionex Card lists more stablecoins and ways to send money out (4 vs 3). Before applying, confirm availability in your country and recheck the provider's current fees and reward conditions.

If one card now looks like the better fit, you can check the latest application terms on the provider site or read our full Jupiter Card and Pionex Card reviews first.

05 · Common questions

Jupiter vs Pionex FAQ

Is Jupiter or Pionex better overall?

Jupiter Card has the higher Overall Score (80 vs 57). That does not make it better for everyone: your preferred fees, rewards, way of holding funds and country availability can change the practical choice.

Which has lower fees, Jupiter or Pionex?

The starting plan and FX figures are tied, or the providers have not published enough matching information to name a lower-cost option. Compare plan, FX, card-spend, top-up and ATM charges separately because one fee does not represent the full cost.

Which has better cashback, Jupiter or Pionex?

Jupiter Card has the higher published base cashback rate (2% vs 0.1%). Maximum rates may depend on tiers, caps, categories or other conditions, so the entry rate and reward asset matter too.

How do Jupiter and Pionex differ on custody?

Jupiter Card and Pionex Card use the same custodial balance setup.

How current is this Jupiter vs Pionex comparison?

The latest information check for these two cards was October 7, 2026, using 87 official sources in total. Each full card review lists its own check date, sources and anything the provider has not clearly disclosed.

06 · Keep comparing

See how each card compares with other close alternatives, or choose a different pair yourself.

Open the comparison workspace