Side-by-side card comparison

Jupiter vs Pionex: overall score versus use-case fit

Jupiter Card has the higher Overall Score by 24 points (81 vs 57). Jupiter Card looks stronger for Cashback, Travel, Funds control, and Lowest fees, while Pionex Card comes out ahead for Transfers.

Information checked Aug 14, 202684 official sources reviewed

01 · Overall score versus use-case fit

Jupiter Card is the better all-round starting point

Jupiter Card has the higher Overall Score in this comparison. Pionex Card may be the better fit for Transfers. A score cannot tell you whether a provider will accept your application or whether every feature will be available where you live, so check the latest provider terms before signing up.

OverallJupiter81Pionex57Higher score
CashbackJupiter87Pionex52Higher score
TravelJupiter52Pionex29Higher score
Funds controlJupiter54Pionex43Higher score
Lowest feesJupiter79Pionex58Higher score
TransfersJupiter76Pionex79Higher score

Choose Jupiter Card if cashback and travel matter most

Jupiter Card comes out ahead for Cashback, Travel, Funds control, and Lowest fees in this comparison. It is worth a closer look if those are the parts of a card you expect to use most.

  • 2% base cashback in USDC
  • No annual or USD spend fee
  • Apple Pay and Google Pay ready

Choose Pionex Card if transfers matters most

Pionex Card comes out ahead for Transfers in this comparison. It is worth a closer look if those are the parts of a card you expect to use most.

  • Visa and Mastercard options
  • 0.1%-1% cashback in USDT
  • Pionex account funding and payouts

Where each card has the edge

The overall leader does not win every use case, so the reason you want the card matters here.

Overall Score
Jupiter81
Pionex57

Jupiter Card has the higher Overall Score by 24 points.

Entry cost & FX
Jupiter$0 plan · 1–1.8% FX
Pionex$0 plan · Not disclosed FX

The starting plan and FX figures are tied, or the providers have not published enough matching information to name a lower-cost option.

Purchase rewards
Jupiter2% base · up to 4%
Pionex0.1% base · up to 1%

Jupiter Card has the higher published base cashback rate (2% vs 0.1%).

Funds control
JupiterCustodial balance
PionexCustodial balance

Jupiter Card and Pionex Card use the same custodial balance setup.

Everyday access
JupiterVirtual · Apple Pay, Google Pay
PionexVirtual · Apple Pay, Google Pay

Both cards list the same number of card formats and phone-wallet options.

Money movement
Jupiter2 stablecoins · Noah local and SWIFT payouts
Pionex1 stablecoin · Stablecoin transfers; Pionex Primary ↔ Card account transfer, Pionex Primary → Mastercard account transfer; Pionex account cash-out

Pionex Card lists more stablecoins and ways to send money out (4 vs 3).

02 · Read the shortlist

A closer look at the split decision

Start with the strengths that drive each use-case result, then test them against costs and access.

2 cards compared
Cashback
2%-4%
Plan cost
$0
FX fee
1–1.8%
ATM fee
Not available
Card formats
Virtual
Wallet payments
Apple Pay, Google Pay
Receive methods
2 crypto · 2 fiat
Payout methods
0 crypto · 20 fiat
Cashback
0.1%-1%
Plan cost
$0
FX fee
Not disclosed
ATM fee
Not available
Card formats
Virtual
Wallet payments
Apple Pay, Google Pay
Receive methods
1 crypto · 0 fiat
Payout methods
1 crypto · 0 fiat

Current signup offers

Signup value available today

A welcome offer can improve the value of your first months with a card. Check the eligibility rules, qualifying actions and deadline first. Signup offers are excluded from card scores.

Jupiter Card

Get $20

$20 after qualifying Jupiter Card spend

  • Activate the Jupiter Card.
  • Spend $1,000 on qualifying card purchases within 30 days of activation.

Jupiter Card promo codeZEJ8C4ZS

Offer terms can change. Check the current Jupiter Spend referral programme before applying.

Pionex Card

No active signup offer listed

We do not currently list an active signup offer for this card.

Partner links may earn us a commission. Read our affiliate disclosure for how these links work.

03 · Compare the details

See how the trade-offs line up

Comparable figures receive a marker; missing or unverified details stay visible instead of becoming an assumed advantage.

Best known Not disclosed
Cards
Jupiter CardOverall81
Pionex CardOverall57
01

Scores

6 fields
Overall Score
Jupiter Card
81
Pionex Card
57
Cashback score
Jupiter Card
87
Pionex Card
52
Travel score
Jupiter Card
52
Pionex Card
29
Funds control score
Jupiter Card
54
Pionex Card
43
Lowest fees score
Jupiter Card
79
Pionex Card
58
Transfers score
Jupiter Card
76
Pionex Card
79
02

Strengths & trade-offs

2 fields
Strengths
Jupiter Card
2% base cashback in USDC, No annual or USD spend fee
Pionex Card
Visa and Mastercard options, 0.1%-1% cashback in USDT
Trade-offs
Jupiter Card
4% requires fresh referrals, FX depends on your issuer
Pionex Card
Mastercard can cost up to 3.5%, General access is virtual-only
03

Costs

7 fields
Plan cost
Jupiter Card
$0
Pionex Card
$0
FX fee
Jupiter Card
1–1.8%
Pionex Card
Not disclosed
Top-up fee
Jupiter Card
0%
Pionex Card
Not disclosed
Card spending fee
Jupiter Card
0%
Pionex Card
3.5%
ATM fee
Jupiter Card
Not available
Pionex Card
Not available
Virtual card
Jupiter Card
Not disclosed
Pionex Card
Available
Physical card
Jupiter Card
Planned by the end of 2026; not currently available
Pionex Card
Not available
04

Plans

2 fields
Available plans
Jupiter Card
Not disclosed
Pionex Card
2 plans: Mastercard, Visa
Top cashback plan
Jupiter Card
Not disclosed
Pionex Card
Visa: 1%
05

Everyday use

8 fields
Network
Jupiter Card
Visa
Pionex Card
Visa/Mastercard
Card formats
Jupiter Card
Virtual
Pionex Card
Virtual
ATM withdrawals
Jupiter Card
Not available
Pionex Card
Not available
Mobile wallets
Jupiter Card
Apple Pay, Google Pay
Pionex Card
Apple Pay, Google Pay
Apps
Jupiter Card
iOS, Android
Pionex Card
Not disclosed
Daily spending limit
Jupiter Card
DCS: $50,000/day; Rain: no disclosed daily limit
Pionex Card
$10,000-$20,000/day; $10,000-$20,000/transaction depending on network
Monthly spending limit
Jupiter Card
Monthly limit not disclosed; DCS lists $990,000/year and Rain no disclosed annual limit
Pionex Card
$50,000-$100,000/month depending on network
ATM limit
Jupiter Card
Not available on the current digital-only card
Pionex Card
Not available
06

Funding & transfers

5 fields
Networks
Jupiter Card
Solana, Sui, Arbitrum, Base
Pionex Card
Not disclosed
Crypto deposits
Jupiter Card
Stablecoins: USDC, USDT
Pionex Card
Other crypto: Supported crypto
Fiat deposits
Jupiter Card
USD virtual account receive, EUR virtual account receive
Pionex Card
Not disclosed
Transfers
Jupiter Card
Noah local and SWIFT payouts
Pionex Card
Stablecoin transfers; Pionex Primary ↔ Card account transfer, Pionex Primary → Mastercard account transfer; Pionex account cash-out
Payout currencies
Jupiter Card
AED, BRL, CAD, EUR, GBP, IDR, INR, JPY +12
Pionex Card
Not disclosed
07

Rewards

3 fields
Base cashback
Jupiter Card
2%
Pionex Card
0.1%
Max cashback
Jupiter Card
4%
Pionex Card
1%
Reward currency
Jupiter Card
USDC
Pionex Card
USDT
08

Earn

5 fields
Advertised APY
Jupiter Card
Not disclosed
Pionex Card
Up to 5% APY
How it works
Jupiter Card
Optional earn vault
Pionex Card
Earn on spending balance
Separate deposit
Jupiter Card
Yes
Pionex Card
No
Use balance for spending
Jupiter Card
No
Pionex Card
Yes
Lock-up
Jupiter Card
No
Pionex Card
No
09

Trust & availability

5 fields
Custody
Jupiter Card
Custodial
Pionex Card
Custodial
Control until payment
Jupiter Card
Provider controls funds
Pionex Card
Provider controls funds
Card issuer
Jupiter Card
Rain, DCS
Pionex Card
Not disclosed
Deposits & withdrawals
Jupiter Card
Noah
Pionex Card
Not disclosed
Identity verification
Jupiter Card
Sumsub
Pionex Card
Not disclosed
10

Sources

2 fields
Official sources
Jupiter Card
25
Pionex Card
59
Last reviewed
Jupiter Card
Aug 12, 2026
Pionex Card
Aug 14, 2026

04 · The trade-off

Jupiter Card is the stronger all-round choice

Jupiter Card finishes ahead with an Overall Score of 81 versus 57 for Pionex Card. The starting plan and FX figures are tied, or the providers have not published enough matching information to name a lower-cost option. Jupiter Card has the higher published base cashback rate (2% vs 0.1%).

Pionex Card still comes out ahead for Transfers, which may matter more than the overall result if that is how you plan to use the card. Jupiter Card and Pionex Card use the same custodial balance setup.

Pionex Card lists more stablecoins and ways to send money out (4 vs 3). Before applying, confirm availability in your country and recheck the provider's current fees and reward conditions.

If one card now looks like the better fit, you can check the latest application terms on the provider site or read our full Jupiter Card and Pionex Card reviews first.

05 · Common questions

Jupiter vs Pionex FAQ

Is Jupiter or Pionex better overall?

Jupiter Card has the higher Overall Score (81 vs 57). That does not make it better for everyone: your preferred fees, rewards, way of holding funds and country availability can change the practical choice.

Which has lower fees, Jupiter or Pionex?

The starting plan and FX figures are tied, or the providers have not published enough matching information to name a lower-cost option. Compare plan, FX, card-spend, top-up and ATM charges separately because one fee does not represent the full cost.

Which has better cashback, Jupiter or Pionex?

Jupiter Card has the higher published base cashback rate (2% vs 0.1%). Maximum rates may depend on tiers, caps, categories or other conditions, so the entry rate and reward asset matter too.

How do Jupiter and Pionex differ on custody?

Jupiter Card and Pionex Card use the same custodial balance setup.

How current is this Jupiter vs Pionex comparison?

The latest information check for these two cards was August 14, 2026, using 84 official sources in total. Each full card review lists its own check date, sources and anything the provider has not clearly disclosed.

06 · Try another angle

Compare either card with a nearby alternative, or build a different pair in the comparison workspace.

Open the comparison workspace