Side-by-side card comparison

Jupiter vs Tangem: overall score versus use-case fit

Jupiter Card has the higher Overall Score by 21 points (81 vs 60). Jupiter Card looks stronger for Cashback, Travel, Lowest fees, and Transfers, while Tangem Card comes out ahead for Funds control.

Information checked Aug 28, 202643 official sources reviewed

01 · Overall score versus use-case fit

Jupiter Card is the better all-round starting point

Jupiter Card has the higher Overall Score in this comparison. Tangem Card may be the better fit for Funds control. A score cannot tell you whether a provider will accept your application or whether every feature will be available where you live, so check the latest provider terms before signing up.

OverallJupiter81Tangem60Higher score
CashbackJupiter87Tangem15Higher score
TravelJupiter52Tangem27Higher score
Funds controlJupiter54Tangem83Higher score
Lowest feesJupiter79Tangem53Higher score
TransfersJupiter76Tangem58Higher score

Choose Jupiter Card if cashback and travel matter most

Jupiter Card comes out ahead for Cashback, Travel, Lowest fees, and Transfers in this comparison. It is worth a closer look if those are the parts of a card you expect to use most.

  • 2% base cashback in USDC
  • No annual or USD spend fee
  • Apple Pay and Google Pay ready

Choose Tangem Card if funds control matters most

Tangem Card comes out ahead for Funds control in this comparison. It is worth a closer look if those are the parts of a card you expect to use most.

  • Apple Pay and Google Pay
  • Direct USDC funding on Polygon
  • No monthly or standard purchase fee

Where each card has the edge

The overall leader does not win every use case, so the reason you want the card matters here.

Overall Score
Jupiter81
Tangem60

Jupiter Card has the higher Overall Score by 21 points.

Entry cost & FX
Jupiter$0 plan · 1–1.8% FX
Tangem$0 plan · Up to 3% legal cap; current fee unknown FX

The starting plan and FX figures are tied, or the providers have not published enough matching information to name a lower-cost option.

Purchase rewards
Jupiter2% base · up to 4%
Tangem0% cashback

Jupiter Card has the higher published base cashback rate (2% vs 0%).

Funds control
JupiterCustodial balance
TangemHybrid custody

Jupiter Card uses a custodial balance setup, while Tangem Card uses a hybrid custody setup. Neither approach is always better, so choose the level of control you are comfortable with.

Everyday access
JupiterVirtual · Apple Pay, Google Pay
TangemVirtual · Apple Pay, Google Pay

Both cards list the same number of card formats and phone-wallet options.

Money movement
Jupiter2 stablecoins · Noah local and SWIFT payouts
Tangem1 stablecoin · Stablecoin transfers

Jupiter Card lists more stablecoins and ways to send money out (3 vs 2).

02 · Read the shortlist

A closer look at the split decision

Start with the strengths that drive each use-case result, then test them against costs and access.

2 cards compared
Cashback
2%-4%
Plan cost
$0
FX fee
1–1.8%
ATM fee
Not available
Card formats
Virtual
Wallet payments
Apple Pay, Google Pay
Receive methods
2 crypto · 2 fiat
Payout methods
0 crypto · 20 fiat
Cashback
0%
Plan cost
$0
FX fee
Up to 3% legal cap; current fee unknown
ATM fee
Not available
Card formats
Virtual
Wallet payments
Apple Pay, Google Pay
Receive methods
1 crypto · 0 fiat
Payout methods
1 crypto · 0 fiat

Current signup offers

Signup value available today

A welcome offer can improve the value of your first months with a card. Check the eligibility rules, qualifying actions and deadline first. Signup offers are excluded from card scores.

Jupiter Card

Get $20

$20 after qualifying Jupiter Card spend

  • Activate the Jupiter Card.
  • Spend $1,000 on qualifying card purchases within 30 days of activation.

Jupiter Card promo codeZEJ8C4ZS

Offer terms can change. Check the current Jupiter Spend referral programme before applying.

Tangem Card

No active signup offer listed

We do not currently list an active signup offer for this card.

Partner links may earn us a commission. Read our affiliate disclosure for how these links work.

03 · Compare the details

See how the trade-offs line up

Comparable figures receive a marker; missing or unverified details stay visible instead of becoming an assumed advantage.

Best known Not disclosed
Cards
Jupiter CardOverall81
Tangem CardOverall60
01

Scores

6 fields
Overall Score
Jupiter Card
81
Tangem Card
60
Cashback score
Jupiter Card
87
Tangem Card
15
Travel score
Jupiter Card
52
Tangem Card
27
Funds control score
Jupiter Card
54
Tangem Card
83
Lowest fees score
Jupiter Card
79
Tangem Card
53
Transfers score
Jupiter Card
76
Tangem Card
58
02

Strengths & trade-offs

2 fields
Strengths
Jupiter Card
2% base cashback in USDC, No annual or USD spend fee
Tangem Card
Apple Pay and Google Pay, Direct USDC funding on Polygon
Trade-offs
Jupiter Card
4% requires fresh referrals, FX depends on your issuer
Tangem Card
No current cashback, Virtual-only with no ATM access
03

Costs

7 fields
Plan cost
Jupiter Card
$0
Tangem Card
$0
FX fee
Jupiter Card
1–1.8%
Tangem Card
Up to 3% legal cap; current fee unknown
Top-up fee
Jupiter Card
0%
Tangem Card
0%
Card spending fee
Jupiter Card
0%
Tangem Card
0%
ATM fee
Jupiter Card
Not available
Tangem Card
Not available
Virtual card
Jupiter Card
Not disclosed
Tangem Card
$0 for the first virtual card
Physical card
Jupiter Card
Planned by the end of 2026; not currently available
Tangem Card
Not disclosed
04

Plans

2 fields
Available plans
Jupiter Card
Not disclosed
Tangem Card
Not disclosed
Top cashback plan
Jupiter Card
Not disclosed
Tangem Card
Not disclosed
05

Everyday use

8 fields
Network
Jupiter Card
Visa
Tangem Card
Visa
Card formats
Jupiter Card
Virtual
Tangem Card
Virtual
ATM withdrawals
Jupiter Card
Not available
Tangem Card
Not available
Mobile wallets
Jupiter Card
Apple Pay, Google Pay
Tangem Card
Apple Pay, Google Pay
Apps
Jupiter Card
iOS, Android
Tangem Card
iOS, Android
Daily spending limit
Jupiter Card
DCS: $50,000/day; Rain: no disclosed daily limit
Tangem Card
Basic advertises $10,000 daily; the account system/default shows up to $50,000, so the effective Basic limit is unclear
Monthly spending limit
Jupiter Card
Monthly limit not disclosed; DCS lists $990,000/year and Rain no disclosed annual limit
Tangem Card
No current monthly POS amount is published; up to 1,000 POS transactions per month
ATM limit
Jupiter Card
Not available on the current digital-only card
Tangem Card
ATM withdrawals are not currently available
06

Funding & transfers

5 fields
Networks
Jupiter Card
Solana, Sui, Arbitrum, Base
Tangem Card
Polygon
Crypto deposits
Jupiter Card
Stablecoins: USDC, USDT
Tangem Card
Stablecoins: USDC
Fiat deposits
Jupiter Card
USD virtual account receive, EUR virtual account receive
Tangem Card
Not disclosed
Transfers
Jupiter Card
Noah local and SWIFT payouts
Tangem Card
Stablecoin transfers
Payout currencies
Jupiter Card
AED, BRL, CAD, EUR, GBP, IDR, INR, JPY +12
Tangem Card
Not disclosed
07

Rewards

3 fields
Base cashback
Jupiter Card
2%
Tangem Card
0%
Max cashback
Jupiter Card
4%
Tangem Card
0%
Reward currency
Jupiter Card
USDC
Tangem Card
No current purchase rewards
08

Earn

5 fields
Advertised APY
Jupiter Card
Not disclosed
Tangem Card
Not offered
How it works
Jupiter Card
Optional earn vault
Tangem Card
Not offered
Separate deposit
Jupiter Card
Yes
Tangem Card
Not offered
Use balance for spending
Jupiter Card
No
Tangem Card
Not offered
Lock-up
Jupiter Card
No
Tangem Card
Not offered
09

Trust & availability

6 fields
Custody
Jupiter Card
Custodial
Tangem Card
Hybrid custody
Control until payment
Jupiter Card
Provider controls funds
Tangem Card
You keep control
Card issuer
Jupiter Card
Rain, DCS
Tangem Card
Third National
Card processing
Jupiter Card
Not disclosed
Tangem Card
Paera LLC
Deposits & withdrawals
Jupiter Card
Noah
Tangem Card
Not disclosed
Identity verification
Jupiter Card
Sumsub
Tangem Card
Sumsub
10

Sources

2 fields
Official sources
Jupiter Card
25
Tangem Card
18
Last reviewed
Jupiter Card
Aug 12, 2026
Tangem Card
Aug 28, 2026

04 · The trade-off

Jupiter Card is the stronger all-round choice

Jupiter Card finishes ahead with an Overall Score of 81 versus 60 for Tangem Card. The starting plan and FX figures are tied, or the providers have not published enough matching information to name a lower-cost option. Jupiter Card has the higher published base cashback rate (2% vs 0%).

Tangem Card still comes out ahead for Funds control, which may matter more than the overall result if that is how you plan to use the card. Jupiter Card uses a custodial balance setup, while Tangem Card uses a hybrid custody setup. Neither approach is always better, so choose the level of control you are comfortable with.

Jupiter Card lists more stablecoins and ways to send money out (3 vs 2). Before applying, confirm availability in your country and recheck the provider's current fees and reward conditions.

If one card now looks like the better fit, you can check the latest application terms on the provider site or read our full Jupiter Card and Tangem Card reviews first.

05 · Common questions

Jupiter vs Tangem FAQ

Is Jupiter or Tangem better overall?

Jupiter Card has the higher Overall Score (81 vs 60). That does not make it better for everyone: your preferred fees, rewards, way of holding funds and country availability can change the practical choice.

Which has lower fees, Jupiter or Tangem?

The starting plan and FX figures are tied, or the providers have not published enough matching information to name a lower-cost option. Compare plan, FX, card-spend, top-up and ATM charges separately because one fee does not represent the full cost.

Which has better cashback, Jupiter or Tangem?

Jupiter Card has the higher published base cashback rate (2% vs 0%). Maximum rates may depend on tiers, caps, categories or other conditions, so the entry rate and reward asset matter too.

How do Jupiter and Tangem differ on custody?

Jupiter Card uses a custodial balance setup, while Tangem Card uses a hybrid custody setup. Neither approach is always better, so choose the level of control you are comfortable with.

How current is this Jupiter vs Tangem comparison?

The latest information check for these two cards was August 28, 2026, using 43 official sources in total. Each full card review lists its own check date, sources and anything the provider has not clearly disclosed.

06 · Try another angle

Compare either card with a nearby alternative, or build a different pair in the comparison workspace.

Open the comparison workspace