Side-by-side card comparison

Jupiter vs Tangem: overall score versus use-case fit

Jupiter Card has the higher Overall Score by 3 points (80 vs 77). Jupiter Card looks stronger for Cashback, Travel, Lowest fees, and Transfers, while Tangem Card comes out ahead for Funds control.

Information checked Oct 11, 202648 official sources reviewed

01 · Overall score versus use-case fit

Jupiter Card is the better all-round starting point

Jupiter Card has the higher Overall Score in this comparison. Tangem Card may be the better fit for Funds control. A score cannot tell you whether a provider will accept your application or whether every feature will be available where you live, so check the latest provider terms before signing up.

OverallJupiter80Tangem77Higher score
CashbackJupiter85Tangem73Higher score
TravelJupiter71Tangem63Higher score
Funds controlJupiter59Tangem87Higher score
Lowest feesJupiter70Tangem52Higher score
TransfersJupiter83Tangem65Higher score

Choose Jupiter Card if cashback and travel matter most

Jupiter Card comes out ahead for Cashback, Travel, Lowest fees, and Transfers in this comparison. It is worth a closer look if those are the parts of a card you expect to use most.

  • 2% base cashback in USDC
  • No annual or USD spend fee
  • Apple Pay and Google Pay ready

Choose Tangem Card if funds control matters most

Tangem Card comes out ahead for Funds control in this comparison. It is worth a closer look if those are the parts of a card you expect to use most.

  • Apple Pay and Google Pay
  • Direct USDC funding on Polygon
  • No monthly or standard purchase fee

Where each card has the edge

The overall leader does not win every use case, so the reason you want the card matters here.

Overall Score
Jupiter80
Tangem77

Jupiter Card has the higher Overall Score by 3 points.

Entry cost & FX
Jupiter$0 plan · 1–1.8% FX
Tangem$0 plan · Up to 3% legal cap; current fee unknown FX

The starting plan and FX figures are tied, or the providers have not published enough matching information to name a lower-cost option.

Purchase rewards
Jupiter2% base · up to 4%
Tangem1% base · up to 2%

Jupiter Card has the higher published base cashback rate (2% vs 1%).

Funds control
JupiterCustodial balance
TangemHybrid custody

Jupiter Card uses a custodial balance setup, while Tangem Card uses a hybrid custody setup. Neither approach is always better, so choose the level of control you are comfortable with.

Everyday access
JupiterVirtual + Physical · Apple Pay, Google Pay
TangemVirtual + Physical · Apple Pay, Google Pay

Both cards list the same number of card formats and phone-wallet options.

Money movement
Jupiter2 stablecoins · Noah local and SWIFT payouts
Tangem2 stablecoins · Stablecoin transfers

Both cards list the same number of stablecoins and ways to send money out.

02 · Read the shortlist

A closer look at the split decision

Start with the strengths that drive each use-case result, then test them against costs and access.

2 cards compared
Cashback
2%-4%
Plan cost
$0
FX fee
1–1.8%
ATM fee
Not available
Card formats
Virtual, Physical
Wallet payments
Apple Pay, Google Pay
Receive methods
2 crypto · 2 fiat
Payout methods
0 crypto · 15 fiat
Cashback
1%-2%
Plan cost
$0
FX fee
Up to 3% legal cap; current fee unknown
ATM fee
2–4%
Card formats
Virtual, Physical
Wallet payments
Apple Pay, Google Pay
Receive methods
2 crypto · 2 fiat
Payout methods
1 crypto · 0 fiat

Current signup offers

Signup value available today

A welcome offer can improve the value of your first months with a card. Check the eligibility rules, qualifying actions and deadline first. Signup offers are excluded from card scores.

Jupiter Card

Get $20

$20 after qualifying Jupiter Card spend

  • Activate the Jupiter Card.
  • Spend $1,000 on qualifying card purchases within 30 days of activation.

Jupiter Card promo codeZEJ8C4ZS

Offer terms can change. Check the current Jupiter Spend referral programme before applying.

Tangem Card

No active signup offer listed

We do not currently list an active signup offer for this card.

Partner links may earn us a commission. Read our affiliate disclosure for how these links work.

03 · Compare the details

See how the trade-offs line up

Comparable figures receive a marker; missing or unverified details stay visible instead of becoming an assumed advantage.

Best known Not disclosed
Cards
Jupiter CardOverall80
Tangem CardOverall77
01

Scores

6 fields
Overall Score
Jupiter Card
80
Tangem Card
77
Cashback score
Jupiter Card
85
Tangem Card
73
Travel score
Jupiter Card
71
Tangem Card
63
Funds control score
Jupiter Card
59
Tangem Card
87
Lowest fees score
Jupiter Card
70
Tangem Card
52
Transfers score
Jupiter Card
83
Tangem Card
65
02

Strengths & trade-offs

2 fields
Strengths
Jupiter Card
2% base cashback in USDC, No annual or USD spend fee
Tangem Card
Apple Pay and Google Pay, Direct USDC funding on Polygon
Trade-offs
Jupiter Card
4% requires fresh referrals, FX depends on your issuer
Tangem Card
Cashback starts at a $30 purchase, ATM withdrawals cost 2%-4%
03

Costs

7 fields
Plan cost
Jupiter Card
$0
Tangem Card
$0
FX fee
Jupiter Card
1–1.8%
Tangem Card
Up to 3% legal cap; current fee unknown
Top-up fee
Jupiter Card
Solana: no processing fee. Ethereum, Base, Arbitrum and Sui: higher of $0.30 or 0.02%; network gas is separate
Tangem Card
Crypto: no provider top-up fee. Bank: Basic ACH $1 / Fedwire $11; Plus free; third-party costs separate
Card spending fee
Jupiter Card
0%
Tangem Card
0%
ATM fee
Jupiter Card
Not available
Tangem Card
2–4%
Virtual card
Jupiter Card
Not disclosed
Tangem Card
$0 for the first virtual card
Physical card
Jupiter Card
$13.13 plus destination-dependent shipping
Tangem Card
Basic: destination-dependent delivery $15.63–$63.45; Plus: first physical delivery free
04

Plans

2 fields
Available plans
Jupiter Card
Not disclosed
Tangem Card
2 plans: Basic, Plus
Top cashback plan
Jupiter Card
Not disclosed
Tangem Card
Plus: 2%
05

Everyday use

8 fields
Network
Jupiter Card
Visa
Tangem Card
Visa
Card formats
Jupiter Card
Virtual, Physical
Tangem Card
Virtual, Physical
ATM withdrawals
Jupiter Card
Not disclosed
Tangem Card
Available
Mobile wallets
Jupiter Card
Apple Pay, Google Pay
Tangem Card
Apple Pay, Google Pay
Apps
Jupiter Card
iOS, Android
Tangem Card
iOS, Android
Daily spending limit
Jupiter Card
DCS: $50,000/day; Rain: no disclosed daily limit
Tangem Card
Basic: up to $10,000 daily; Plus: up to $50,000 daily, subject to account controls
Monthly spending limit
Jupiter Card
Monthly limit not disclosed; DCS lists $990,000/year and Rain no disclosed annual limit
Tangem Card
No current monthly POS amount is published; up to 1,000 POS transactions per month
ATM limit
Jupiter Card
Region-dependent; no reusable public ATM limit
Tangem Card
$250 per withdrawal; up to three withdrawals per 24 hours; eligible card and ATM required
06

Funding & transfers

5 fields
Networks
Jupiter Card
Solana, Sui, Arbitrum, Base, Ethereum
Tangem Card
Polygon, BNB Smart Chain, Base, Arbitrum
Crypto deposits
Jupiter Card
Stablecoins: USDC, USDT
Tangem Card
Stablecoins: USDC, USDT
Fiat deposits
Jupiter Card
USD virtual account receive, EUR virtual account receive
Tangem Card
USD ACH deposit, USD Fedwire deposit
Transfers
Jupiter Card
Noah local and SWIFT payouts
Tangem Card
Stablecoin transfers
Payout currencies
Jupiter Card
AED, BRL, CAD, EUR, GBP, IDR, INR, MYR +7
Tangem Card
Not disclosed
07

Rewards

3 fields
Base cashback
Jupiter Card
2%
Tangem Card
1%
Max cashback
Jupiter Card
4%
Tangem Card
2%
Reward currency
Jupiter Card
USDC
Tangem Card
USDC
08

Earn

5 fields
Advertised APY
Jupiter Card
Not disclosed
Tangem Card
Not offered
How it works
Jupiter Card
Optional earn vault
Tangem Card
Not offered
Separate deposit
Jupiter Card
Yes
Tangem Card
Not offered
Use balance for spending
Jupiter Card
No
Tangem Card
Not offered
Lock-up
Jupiter Card
No
Tangem Card
Not offered
09

Trust & availability

6 fields
Custody
Jupiter Card
Custodial
Tangem Card
Hybrid custody
Control until payment
Jupiter Card
Provider controls funds
Tangem Card
You keep control
Card issuer
Jupiter Card
Rain, DCS
Tangem Card
Third National
Card processing
Jupiter Card
Not disclosed
Tangem Card
Paera LLC
Deposits & withdrawals
Jupiter Card
Noah
Tangem Card
Not disclosed
Identity verification
Jupiter Card
Sumsub
Tangem Card
Sumsub
10

Sources

2 fields
Official sources
Jupiter Card
28
Tangem Card
20
Last reviewed
Jupiter Card
Oct 7, 2026
Tangem Card
Oct 11, 2026

04 · The trade-off

Jupiter Card is the stronger all-round choice

Jupiter Card finishes ahead with an Overall Score of 80 versus 77 for Tangem Card. The starting plan and FX figures are tied, or the providers have not published enough matching information to name a lower-cost option. Jupiter Card has the higher published base cashback rate (2% vs 1%).

Tangem Card still comes out ahead for Funds control, which may matter more than the overall result if that is how you plan to use the card. Jupiter Card uses a custodial balance setup, while Tangem Card uses a hybrid custody setup. Neither approach is always better, so choose the level of control you are comfortable with.

Both cards list the same number of stablecoins and ways to send money out. Before applying, confirm availability in your country and recheck the provider's current fees and reward conditions.

If one card now looks like the better fit, you can check the latest application terms on the provider site or read our full Jupiter Card and Tangem Card reviews first.

05 · Common questions

Jupiter vs Tangem FAQ

Is Jupiter or Tangem better overall?

Jupiter Card has the higher Overall Score (80 vs 77). That does not make it better for everyone: your preferred fees, rewards, way of holding funds and country availability can change the practical choice.

Which has lower fees, Jupiter or Tangem?

The starting plan and FX figures are tied, or the providers have not published enough matching information to name a lower-cost option. Compare plan, FX, card-spend, top-up and ATM charges separately because one fee does not represent the full cost.

Which has better cashback, Jupiter or Tangem?

Jupiter Card has the higher published base cashback rate (2% vs 1%). Maximum rates may depend on tiers, caps, categories or other conditions, so the entry rate and reward asset matter too.

How do Jupiter and Tangem differ on custody?

Jupiter Card uses a custodial balance setup, while Tangem Card uses a hybrid custody setup. Neither approach is always better, so choose the level of control you are comfortable with.

How current is this Jupiter vs Tangem comparison?

The latest information check for these two cards was October 11, 2026, using 48 official sources in total. Each full card review lists its own check date, sources and anything the provider has not clearly disclosed.

06 · Try another angle

Compare either card with a nearby alternative, or build a different pair in the comparison workspace.

Open the comparison workspace