Side-by-side card comparison

Jupiter vs Uphold US: fees, rewards and account setup

Jupiter Card has the higher Overall Score by 14 points (84 vs 70). Jupiter Card also looks stronger for Cashback, Travel, Funds control, Lowest fees, and Transfers. The details below show where Uphold Card US may still be the better personal fit.

Information checked Oct 14, 202641 official sources reviewed

01 · Make the first cut

Jupiter Card is the better all-round starting point

Jupiter Card has the higher Overall Score in this comparison. Uphold Card US may still suit you better if its card format, way of holding funds or availability is the deciding factor. A score cannot tell you whether a provider will accept your application or whether every feature will be available where you live, so check the latest provider terms before signing up.

OverallJupiter84Uphold US70Higher score
CashbackJupiter88Uphold US75Higher score
TravelJupiter75Uphold US71Higher score
Funds controlJupiter64Uphold US44Higher score
Lowest feesJupiter80Uphold US56Higher score
TransfersJupiter93Uphold US65Higher score

Choose Jupiter Card if cashback and travel matter most

Jupiter Card comes out ahead for Cashback, Travel, Funds control, Lowest fees, and Transfers in this comparison. It is worth a closer look if those are the parts of a card you expect to use most.

  • 2% base cashback in USDC
  • No annual or USD spend fee
  • Apple Pay and Google Pay ready

Choose Uphold Card US if its day-to-day setup suits you

Uphold Card US does not lead one of the use-case scores here, but it can still be the right choice when its costs, rewards and day-to-day setup match how you plan to use it. The other card looks stronger for Cashback, Travel, Funds control, Lowest fees, and Transfers, so compare that advantage with the features you would actually use.

  • Essential has no annual fee
  • Apple Pay and Google Pay
  • Elite raises spending limits

The differences that could change the result

The overall score points one way, but a specific use case or product condition may point another.

Overall Score
Jupiter84
Uphold US70

Jupiter Card has the higher Overall Score by 14 points.

Entry cost & FX
Jupiter$0 plan · 1–1.8% FX
Uphold US$0 plan · 0–1.5% FX

Uphold Card US has the lower published FX fee (0–1.5% vs 1–1.8%).

Purchase rewards
Jupiter2% base · up to 4%
Uphold US2% base · up to 4%

Both cards show the same base cashback rate of 2%.

Funds control
JupiterCustodial balance
Uphold USCustodial balance

Jupiter Card and Uphold Card US use the same custodial balance setup.

Everyday access
JupiterVirtual + Physical · Apple Pay, Google Pay
Uphold USVirtual + Physical · Apple Pay, Google Pay

Both cards list the same number of card formats and phone-wallet options.

Money movement
Jupiter2 stablecoins · Stablecoin transfers; Noah local and SWIFT payouts
Uphold US0 stablecoins · US bank withdrawal

Jupiter Card lists more stablecoins and ways to send money out (4 vs 2).

02 · Read the shortlist

A closer look at the two cards

These quick facts cover the costs, rewards and everyday features most likely to shape your choice. Use the full table below when you want the finer details.

2 cards compared
Cashback
2%-4%
Plan cost
$0
FX fee
1–1.8%
ATM fee
Not available
Card formats
Virtual, Physical
Wallet payments
Apple Pay, Google Pay
Receive methods
2 crypto · 2 fiat
Payout methods
2 crypto · 15 fiat
Cashback
2%-4%
Plan cost
$0
FX fee
0–1.5%
ATM fee
Essential: $2.95; Elite: $0
Card formats
Virtual, Physical
Wallet payments
Apple Pay, Google Pay
Receive methods
0 crypto · 3 fiat
Payout methods
0 crypto · 1 fiat

Current signup offers

Signup value available today

A welcome offer can improve the value of your first months with a card. Check the eligibility rules, qualifying actions and deadline first. Signup offers are excluded from card scores.

Jupiter Card

Get $20

$20 after qualifying Jupiter Card spend

  • Activate the Jupiter Card.
  • Spend $1,000 on qualifying card purchases within 30 days of activation.

Jupiter Card promo codeZEJ8C4ZS

Offer terms can change. Check the current Jupiter Spend referral programme before applying.

Uphold Card US

No active signup offer listed

We do not currently list an active signup offer for this card.

Partner links may earn us a commission. Read our affiliate disclosure for how these links work.

03 · Compare the details

Compare the details side by side

We highlight a better number only when both cards publish values that can be compared fairly. Anything missing stays clearly marked.

Best known Not disclosed
Cards
Jupiter CardOverall84
Uphold Card USOverall70
01

Scores

6 fields
Overall Score
Jupiter Card
84
Uphold Card US
70
Cashback score
Jupiter Card
88
Uphold Card US
75
Travel score
Jupiter Card
75
Uphold Card US
71
Funds control score
Jupiter Card
64
Uphold Card US
44
Lowest fees score
Jupiter Card
80
Uphold Card US
56
Transfers score
Jupiter Card
93
Uphold Card US
65
02

Strengths & trade-offs

2 fields
Strengths
Jupiter Card
2% base cashback in USDC, No annual or USD spend fee
Uphold Card US
Essential has no annual fee, Apple Pay and Google Pay
Trade-offs
Jupiter Card
4% requires fresh referrals, FX depends on your issuer
Uphold Card US
Asset sales can reduce rewards, Rewards have a disputed time window
03

Costs

7 fields
Plan cost
Jupiter Card
$0
Uphold Card US
$0
FX fee
Jupiter Card
1–1.8%
Uphold Card US
0–1.5%
Top-up fee
Jupiter Card
No Jupiter deposit fee. External GUM bridge: max($0.30, 0.02%) for stablecoins from other networks; non-stablecoin routes add bridge and swap costs. Source-network gas is separate
Uphold Card US
ACH: no deposit fee; external card: 3.99%
Card spending fee
Jupiter Card
0%
Uphold Card US
Not disclosed
ATM fee
Jupiter Card
Not available
Uphold Card US
Essential: $2.95; Elite: $0
Virtual card
Jupiter Card
Not disclosed
Uphold Card US
Free on both plans
Physical card
Jupiter Card
$13.13 plus destination-dependent shipping
Uphold Card US
Essential: $4.99 plastic; Elite: metal included in $99.99 annual plan
04

Plans

2 fields
Available plans
Jupiter Card
Not disclosed
Uphold Card US
2 plans: Essential, Elite
Top cashback plan
Jupiter Card
Not disclosed
Uphold Card US
Elite: 3%
05

Everyday use

8 fields
Network
Jupiter Card
Visa
Uphold Card US
Visa
Card formats
Jupiter Card
Virtual, Physical
Uphold Card US
Virtual, Physical
ATM withdrawals
Jupiter Card
Not disclosed
Uphold Card US
Available
Mobile wallets
Jupiter Card
Apple Pay, Google Pay
Uphold Card US
Apple Pay, Google Pay
Apps
Jupiter Card
iOS, Android
Uphold Card US
iOS, Android
Daily spending limit
Jupiter Card
DCS: $50,000/day; Rain: no disclosed daily limit
Uphold Card US
Essential: $2,500/day; Elite: $25,000/day
Monthly spending limit
Jupiter Card
Monthly limit not disclosed; DCS lists $990,000/year and Rain no disclosed annual limit
Uphold Card US
Essential: $10,000/month; Elite: $100,000/month
ATM limit
Jupiter Card
Region-dependent; no reusable public ATM limit
Uphold Card US
Essential: $500/day, $2,000/month; Elite: $2,000/day, $10,000/month
06

Funding & transfers

5 fields
Networks
Jupiter Card
Solana, Sui, Arbitrum, Base, Ethereum
Uphold Card US
Not disclosed
Crypto deposits
Jupiter Card
Stablecoins: USDC, USDT
Uphold Card US
Not disclosed
Fiat deposits
Jupiter Card
USD virtual account receive, EUR virtual account receive
Uphold Card US
Linked US bank account, USD bank transfer, External card deposit
Transfers
Jupiter Card
Stablecoin transfers; Noah local and SWIFT payouts
Uphold Card US
US bank withdrawal
Payout currencies
Jupiter Card
AED, BRL, CAD, EUR, GBP, IDR, INR, MYR +7
Uphold Card US
USD
07

Rewards

3 fields
Base cashback
Jupiter Card
2%
Uphold Card US
2%
Max cashback
Jupiter Card
4%
Uphold Card US
4%
Reward currency
Jupiter Card
USDC
Uphold Card US
XRP
08

Earn

5 fields
Advertised APY
Jupiter Card
Not disclosed
Uphold Card US
Not offered
How it works
Jupiter Card
Optional earn vault
Uphold Card US
Not offered
Separate deposit
Jupiter Card
Yes
Uphold Card US
Not offered
Use balance for spending
Jupiter Card
No
Uphold Card US
Not offered
Lock-up
Jupiter Card
No
Uphold Card US
Not offered
09

Trust & availability

6 fields
Custody
Jupiter Card
Custodial
Uphold Card US
Custodial
Control until payment
Jupiter Card
Provider controls funds
Uphold Card US
Provider controls funds
Card issuer
Jupiter Card
Rain, DCS
Uphold Card US
Cross River Bank
Custody / key management
Jupiter Card
Not disclosed
Uphold Card US
Uphold HQ Inc.
Deposits & withdrawals
Jupiter Card
Noah
Uphold Card US
Not disclosed
Identity verification
Jupiter Card
Sumsub
Uphold Card US
Not disclosed
10

Sources

2 fields
Official sources
Jupiter Card
28
Uphold Card US
13
Last reviewed
Jupiter Card
Oct 14, 2026
Uphold Card US
Oct 14, 2026

04 · The takeaway

Jupiter Card is the stronger all-round choice

Jupiter Card finishes ahead with an Overall Score of 84 versus 70 for Uphold Card US. Uphold Card US has the lower published FX fee (0–1.5% vs 1–1.8%). Both cards show the same base cashback rate of 2%.

Uphold Card US can still be the more comfortable choice if its availability, card setup or way of holding funds suits you better. Jupiter Card and Uphold Card US use the same custodial balance setup.

Jupiter Card lists more stablecoins and ways to send money out (4 vs 2). Before applying, confirm availability in your country and recheck the provider's current fees and reward conditions.

If one card now looks like the better fit, you can check the latest application terms on the provider site or read our full Jupiter Card and Uphold Card US reviews first.

05 · Common questions

Jupiter vs Uphold US FAQ

Is Jupiter or Uphold US better overall?

Jupiter Card has the higher Overall Score (84 vs 70). That does not make it better for everyone: your preferred fees, rewards, way of holding funds and country availability can change the practical choice.

Which has lower fees, Jupiter or Uphold US?

Uphold Card US has the lower published FX fee (0–1.5% vs 1–1.8%). Compare plan, FX, card-spend, top-up and ATM charges separately because one fee does not represent the full cost.

Which has better cashback, Jupiter or Uphold US?

Both cards show the same base cashback rate of 2%. Maximum rates may depend on tiers, caps, categories or other conditions, so the entry rate and reward asset matter too.

How do Jupiter and Uphold US differ on custody?

Jupiter Card and Uphold Card US use the same custodial balance setup.

How current is this Jupiter vs Uphold US comparison?

The latest information check for these two cards was October 14, 2026, using 41 official sources in total. Each full card review lists its own check date, sources and anything the provider has not clearly disclosed.

06 · Keep comparing

See how each card compares with other close alternatives, or choose a different pair yourself.

Open the comparison workspace