Side-by-side card comparison

Jupiter vs WhiteBIT Nova USD: fees, rewards and account setup

Jupiter Card has the higher Overall Score by 25 points (84 vs 59). Jupiter Card also looks stronger for Cashback, Travel, Funds control, Lowest fees, and Transfers. The details below show where WhiteBIT Nova USD may still be the better personal fit.

Information checked Oct 16, 202645 official sources reviewed

01 · Make the first cut

Jupiter Card is the better all-round starting point

Jupiter Card has the higher Overall Score in this comparison. WhiteBIT Nova USD may still suit you better if its card format, way of holding funds or availability is the deciding factor. A score cannot tell you whether a provider will accept your application or whether every feature will be available where you live, so check the latest provider terms before signing up.

OverallJupiter84WhiteBIT Nova USD59Higher score
CashbackJupiter88WhiteBIT Nova USD25Higher score
TravelJupiter75WhiteBIT Nova USD36Higher score
Funds controlJupiter64WhiteBIT Nova USD49Higher score
Lowest feesJupiter80WhiteBIT Nova USD60Higher score
TransfersJupiter93WhiteBIT Nova USD86Higher score

Choose Jupiter Card if cashback and travel matter most

Jupiter Card comes out ahead for Cashback, Travel, Funds control, Lowest fees, and Transfers in this comparison. It is worth a closer look if those are the parts of a card you expect to use most.

  • 2% base cashback in USDC
  • No annual or USD spend fee
  • Apple Pay and Google Pay ready

Choose WhiteBIT Nova USD if its day-to-day setup suits you

WhiteBIT Nova USD does not lead one of the use-case scores here, but it can still be the right choice when its costs, rewards and day-to-day setup match how you plan to use it. The other card looks stronger for Cashback, Travel, Funds control, Lowest fees, and Transfers, so compare that advantage with the features you would actually use.

  • Apple Pay and Google Pay
  • Spend selected exchange assets
  • No monthly maintenance fee

The differences that could change the result

The overall score points one way, but a specific use case or product condition may point another.

Overall Score
Jupiter84
WhiteBIT Nova USD59

Jupiter Card has the higher Overall Score by 25 points.

Entry cost & FX
Jupiter$0 plan · 1–1.8% FX
WhiteBIT Nova USDNot disclosed plan · 1.5% for non-USD payments under the owner-approved interpretation of the conversion tariff; source wording is incomplete FX

WhiteBIT Nova USD has the lower published FX fee (1.5% for non-USD payments under the owner-approved interpretation of the conversion tariff; source wording is incomplete vs 1–1.8%).

Purchase rewards
Jupiter2% base · up to 4%
WhiteBIT Nova USD0% base · up to 10%

Jupiter Card has the higher published base cashback rate (2% vs 0%).

Funds control
JupiterCustodial balance
WhiteBIT Nova USDCustodial balance

Jupiter Card and WhiteBIT Nova USD use the same custodial balance setup.

Everyday access
JupiterVirtual + Physical · Apple Pay, Google Pay
WhiteBIT Nova USDVirtual · Apple Pay, Google Pay

Jupiter Card lists more card formats and phone-wallet options (4 vs 3).

Money movement
Jupiter2 stablecoins · Stablecoin transfers; Noah local and SWIFT payouts
WhiteBIT Nova USD2 stablecoins · Stablecoin transfers; SEPA FINCI withdrawal from WhiteBIT account

Both cards list the same number of stablecoins and ways to send money out.

02 · Read the shortlist

A closer look at the two cards

These quick facts cover the costs, rewards and everyday features most likely to shape your choice. Use the full table below when you want the finer details.

2 cards compared
Cashback
2%-4%
Plan cost
$0
FX fee
1–1.8%
ATM fee
Not available
Card formats
Virtual, Physical
Wallet payments
Apple Pay, Google Pay
Receive methods
2 crypto · 2 fiat
Payout methods
2 crypto · 15 fiat
Cashback
0%-10%
Plan cost
Not disclosed
FX fee
1.5% for non-USD payments under the owner-approved interpretation of the conversion tariff; source wording is incomplete
ATM fee
Not available
Card formats
Virtual
Wallet payments
Apple Pay, Google Pay
Receive methods
2 crypto · 1 fiat
Payout methods
2 crypto · 1 fiat

Current signup offers

Signup value available today

A welcome offer can improve the value of your first months with a card. Check the eligibility rules, qualifying actions and deadline first. Signup offers are excluded from card scores.

Jupiter Card

Get $20

$20 after qualifying Jupiter Card spend

  • Activate the Jupiter Card.
  • Spend $1,000 on qualifying card purchases within 30 days of activation.

Jupiter Card promo codeZEJ8C4ZS

Offer terms can change. Check the current Jupiter Spend referral programme before applying.

Partner links may earn us a commission. Read our affiliate disclosure for how these links work.

03 · Compare the details

Compare the details side by side

We highlight a better number only when both cards publish values that can be compared fairly. Anything missing stays clearly marked.

Best known Not disclosed
Cards
Jupiter CardOverall84
WhiteBIT Nova USDOverall59
01

Scores

6 fields
Overall Score
Jupiter Card
84
WhiteBIT Nova USD
59
Cashback score
Jupiter Card
88
WhiteBIT Nova USD
25
Travel score
Jupiter Card
75
WhiteBIT Nova USD
36
Funds control score
Jupiter Card
64
WhiteBIT Nova USD
49
Lowest fees score
Jupiter Card
80
WhiteBIT Nova USD
60
Transfers score
Jupiter Card
93
WhiteBIT Nova USD
86
02

Strengths & trade-offs

2 fields
Strengths
Jupiter Card
2% base cashback in USDC, No annual or USD spend fee
WhiteBIT Nova USD
Apple Pay and Google Pay, Spend selected exchange assets
Trade-offs
Jupiter Card
4% requires fresh referrals, FX depends on your issuer
WhiteBIT Nova USD
A fee on every purchase, Category cashback stops at $25
03

Costs

7 fields
Plan cost
Jupiter Card
$0
WhiteBIT Nova USD
Not disclosed
FX fee
Jupiter Card
1–1.8%
WhiteBIT Nova USD
1.5% for non-USD payments under the owner-approved interpretation of the conversion tariff; source wording is incomplete
Top-up fee
Jupiter Card
No Jupiter deposit fee. External GUM bridge: max($0.30, 0.02%) for stablecoins from other networks; non-stablecoin routes add bridge and swap costs. Source-network gas is separate
WhiteBIT Nova USD
0%
Card spending fee
Jupiter Card
0%
WhiteBIT Nova USD
$0.20 + 1.5%
ATM fee
Jupiter Card
Not available
WhiteBIT Nova USD
Not available
Virtual card
Jupiter Card
Not disclosed
WhiteBIT Nova USD
$0 issuance
Physical card
Jupiter Card
$13.13 plus destination-dependent shipping
WhiteBIT Nova USD
Unavailable for the current USD product
04

Plans

2 fields
Available plans
Jupiter Card
Not disclosed
WhiteBIT Nova USD
Not disclosed
Top cashback plan
Jupiter Card
Not disclosed
WhiteBIT Nova USD
Not disclosed
05

Everyday use

8 fields
Network
Jupiter Card
Visa
WhiteBIT Nova USD
Visa
Card formats
Jupiter Card
Virtual, Physical
WhiteBIT Nova USD
Virtual
ATM withdrawals
Jupiter Card
Not disclosed
WhiteBIT Nova USD
Not available
Mobile wallets
Jupiter Card
Apple Pay, Google Pay
WhiteBIT Nova USD
Apple Pay, Google Pay
Apps
Jupiter Card
iOS, Android
WhiteBIT Nova USD
Web
Daily spending limit
Jupiter Card
DCS: $50,000/day; Rain: no disclosed daily limit
WhiteBIT Nova USD
USD 40,000 daily
Monthly spending limit
Jupiter Card
Monthly limit not disclosed; DCS lists $990,000/year and Rain no disclosed annual limit
WhiteBIT Nova USD
USD 200,000 monthly
ATM limit
Jupiter Card
Region-dependent; no reusable public ATM limit
WhiteBIT Nova USD
ATM withdrawals unavailable; future published limits are not current access.
06

Funding & transfers

5 fields
Networks
Jupiter Card
Solana, Sui, Arbitrum, Base, Ethereum
WhiteBIT Nova USD
Arbitrum, Avalanche C-Chain, Base, BNB Smart Chain, Polkadot Asset Hub, Ethereum +9
Crypto deposits
Jupiter Card
Stablecoins: USDC, USDT
WhiteBIT Nova USD
Stablecoins: USDC, USDT
Fiat deposits
Jupiter Card
USD virtual account receive, EUR virtual account receive
WhiteBIT Nova USD
SEPA FINCI to WhiteBIT account
Transfers
Jupiter Card
Stablecoin transfers; Noah local and SWIFT payouts
WhiteBIT Nova USD
Stablecoin transfers; SEPA FINCI withdrawal from WhiteBIT account
Payout currencies
Jupiter Card
AED, BRL, CAD, EUR, GBP, IDR, INR, MYR +7
WhiteBIT Nova USD
EUR
07

Rewards

3 fields
Base cashback
Jupiter Card
2%
WhiteBIT Nova USD
0%
Max cashback
Jupiter Card
4%
WhiteBIT Nova USD
10%
Reward currency
Jupiter Card
USDC
WhiteBIT Nova USD
Not disclosed
08

Earn

5 fields
Advertised APY
Jupiter Card
Not disclosed
WhiteBIT Nova USD
Not offered
How it works
Jupiter Card
Optional earn vault
WhiteBIT Nova USD
Not offered
Separate deposit
Jupiter Card
Yes
WhiteBIT Nova USD
Not offered
Use balance for spending
Jupiter Card
No
WhiteBIT Nova USD
Not offered
Lock-up
Jupiter Card
No
WhiteBIT Nova USD
Not offered
09

Trust & availability

5 fields
Custody
Jupiter Card
Custodial
WhiteBIT Nova USD
Custodial
Control until payment
Jupiter Card
Provider controls funds
WhiteBIT Nova USD
Provider controls funds
Card issuer
Jupiter Card
Rain, DCS
WhiteBIT Nova USD
JSC Hash Bank
Deposits & withdrawals
Jupiter Card
Noah
WhiteBIT Nova USD
Not disclosed
Identity verification
Jupiter Card
Sumsub
WhiteBIT Nova USD
Not disclosed
10

Sources

2 fields
Official sources
Jupiter Card
28
WhiteBIT Nova USD
17
Last reviewed
Jupiter Card
Oct 14, 2026
WhiteBIT Nova USD
Oct 16, 2026

04 · The takeaway

Jupiter Card is the stronger all-round choice

Jupiter Card finishes ahead with an Overall Score of 84 versus 59 for WhiteBIT Nova USD. WhiteBIT Nova USD has the lower published FX fee (1.5% for non-USD payments under the owner-approved interpretation of the conversion tariff; source wording is incomplete vs 1–1.8%). Jupiter Card has the higher published base cashback rate (2% vs 0%).

WhiteBIT Nova USD can still be the more comfortable choice if its availability, card setup or way of holding funds suits you better. Jupiter Card and WhiteBIT Nova USD use the same custodial balance setup.

Both cards list the same number of stablecoins and ways to send money out. Before applying, confirm availability in your country and recheck the provider's current fees and reward conditions.

If one card now looks like the better fit, you can check the latest application terms on the provider site or read our full Jupiter Card and WhiteBIT Nova USD reviews first.

05 · Common questions

Jupiter vs WhiteBIT Nova USD FAQ

Is Jupiter or WhiteBIT Nova USD better overall?

Jupiter Card has the higher Overall Score (84 vs 59). That does not make it better for everyone: your preferred fees, rewards, way of holding funds and country availability can change the practical choice.

Which has lower fees, Jupiter or WhiteBIT Nova USD?

WhiteBIT Nova USD has the lower published FX fee (1.5% for non-USD payments under the owner-approved interpretation of the conversion tariff; source wording is incomplete vs 1–1.8%). Compare plan, FX, card-spend, top-up and ATM charges separately because one fee does not represent the full cost.

Which has better cashback, Jupiter or WhiteBIT Nova USD?

Jupiter Card has the higher published base cashback rate (2% vs 0%). Maximum rates may depend on tiers, caps, categories or other conditions, so the entry rate and reward asset matter too.

How do Jupiter and WhiteBIT Nova USD differ on custody?

Jupiter Card and WhiteBIT Nova USD use the same custodial balance setup.

How current is this Jupiter vs WhiteBIT Nova USD comparison?

The latest information check for these two cards was October 16, 2026, using 45 official sources in total. Each full card review lists its own check date, sources and anything the provider has not clearly disclosed.

06 · Keep comparing

See how each card compares with other close alternatives, or choose a different pair yourself.

Open the comparison workspace