KASTKAST
84
Side-by-side card comparison
KAST vs Brighty: fees, rewards and account setup
KAST Card has the higher Overall Score by 14 points (84 vs 70). KAST Card also looks stronger for Cashback, Travel, Funds control, Lowest fees, and Transfers. The details below show where Brighty Card may still be the better personal fit.
Information checked Aug 28, 202645 official sources reviewed
01 · Make the first cut
KAST Card is the better all-round starting point
KAST Card has the higher Overall Score in this comparison. Brighty Card may still suit you better if its card format, way of holding funds or availability is the deciding factor. A score cannot tell you whether a provider will accept your application or whether every feature will be available where you live, so check the latest provider terms before signing up.
OverallKAST84Brighty70Higher score
CashbackKAST75Brighty48Higher score
TravelKAST92Brighty80Higher score
Funds controlKAST71Brighty65Higher score
Lowest feesKAST81Brighty68Higher score
TransfersKAST100Brighty93Higher score
Choose KAST Card if cashback and travel matter most
KAST Card comes out ahead for Cashback, Travel, Funds control, Lowest fees, and Transfers in this comparison. It is worth a closer look if those are the parts of a card you expect to use most.
- Transfers span crypto, Tag and bank payouts
- Physical, virtual and phone-wallet card access
- Free tier starts with cashback
Choose Brighty Card if its day-to-day setup suits you
Brighty Card does not lead one of the use-case scores here, but it can still be the right choice when its costs, rewards and day-to-day setup match how you plan to use it. The other card looks stronger for Cashback, Travel, Funds control, Lowest fees, and Transfers, so compare that advantage with the features you would actually use.
- Free entry plan
- USDC cashback
- Multiple account rails
The differences that could change the result
The overall score points one way, but a specific use case or product condition may point another.
- Overall Score
- KAST84Brighty70
KAST Card has the higher Overall Score by 14 points.
- Entry cost & FX
- KAST$0 plan · 0.5–1.75% FXBrighty$0 plan · Visa: up to 2% foreign-transaction fee. Mastercard: not disclosed in the reviewed Brighty sources FX
KAST Card has the lower published FX fee (0.5–1.75% vs Visa: up to 2% foreign-transaction fee. Mastercard: not disclosed in the reviewed Brighty sources).
- Purchase rewards
- KAST1.5% base · up to 3%Brighty0.5% base · up to 1.75%
KAST Card has the higher published base cashback rate (1.5% vs 0.5%).
- Funds control
- KASTCustodial balanceBrightyCustodial balance
KAST Card and Brighty Card use the same custodial balance setup.
- Everyday access
- KASTVirtual + Physical · Apple Pay, Google PayBrightyVirtual + Physical · Apple Pay
KAST Card lists more card formats and phone-wallet options (4 vs 3).
- Money movement
- KAST5 stablecoins · Stablecoin transfers; KAST Tag; Global USD SWIFT payout, USD local payout, EUR SEPA payout, Other local currency payoutsBrighty2 stablecoins · Stablecoin transfers; SEPA / Faster Payments payout, SWIFT payout
KAST Card lists more stablecoins and ways to send money out (12 vs 5).
02 · Read the shortlist
A closer look at the two cards
These quick facts cover the costs, rewards and everyday features most likely to shape your choice. Use the full table below when you want the finer details.
- Cashback
- 1.5%-3%
- Plan cost
- $0
- FX fee
- 0.5–1.75%
- ATM fee
- $3 + 2%
- Card formats
- Virtual, Physical
- Wallet payments
- Apple Pay, Google Pay
- Receive methods
- 32 crypto · 6 fiat
- Payout methods
- 2 crypto · 13 fiat
- Cashback
- 0.5%-1.8%
- Plan cost
- $0
- FX fee
- Visa: up to 2% foreign-transaction fee. Mastercard: not disclosed in the reviewed Brighty sources
- ATM fee
- Not disclosed
- Card formats
- Virtual, Physical
- Wallet payments
- Apple Pay
- Receive methods
- 4 crypto · 2 fiat
- Payout methods
- 16 crypto · 4 fiat
Current signup offers
Signup value available today
A welcome offer can improve the value of your first months with a card. Check the eligibility rules, qualifying actions and deadline first. Signup offers are excluded from card scores.
KAST Card
20% off
20% off your first subscription
- Discount is automatically applied at checkout.
Offer terms can change. Check the current KAST referral programme before signing up.
Brighty Card
No active signup offer listed
We do not currently list an active signup offer for this card.
Partner links may earn us a commission. Read our affiliate disclosure for how these links work.
03 · Compare the details
Compare the details side by side
We highlight a better number only when both cards publish values that can be compared fairly. Anything missing stays clearly marked.
Best known Not disclosed
CardsKAST CardOverall84Brighty CardOverall70
KAST CardOverall84Brighty CardOverall70Scores
6 fields- Overall Score
- KAST Card84Brighty Card70
- Cashback score
- KAST Card75Brighty Card48
- Travel score
- KAST Card92Brighty Card80
- Funds control score
- KAST Card71Brighty Card65
- Lowest fees score
- KAST Card81Brighty Card68
- Transfers score
- KAST Card100Brighty Card93
Strengths & trade-offs
2 fields- Strengths
- KAST CardTransfers span crypto, Tag and bank payouts, Physical, virtual and phone-wallet card accessBrighty CardFree entry plan, USDC cashback
- Trade-offs
- KAST CardNon-USD FX can exceed entry cashback, ATM use adds two chargesBrighty CardNetwork-specific FX gap, Physical terms vary
Costs
7 fields- Plan cost
- KAST Card$0Brighty Card$0
- FX fee
- KAST Card0.5–1.75%Brighty CardVisa: up to 2% foreign-transaction fee. Mastercard: not disclosed in the reviewed Brighty sources
- Top-up fee
- KAST Card0%Brighty Card0%
- Card spending fee
- KAST Card0%Brighty CardNot disclosed
- ATM fee
- KAST Card$3 + 2%Brighty CardNot disclosed
- Virtual card
- KAST CardFree first twoBrighty CardVisa and Mastercard: published issue price €2.99; included-card interaction unresolved
- Physical card
- KAST CardFree; $40 shippingBrighty CardVisa: One unavailable; Plus includes one and Pro includes two, with €0 issue price
Plans
2 fields- Available plans
- KAST Card3 plans: Standard, Premium, PrivateBrighty Card3 plans: One, Plus, Pro
- Top cashback plan
- KAST CardPrivate: 3%Brighty CardOne: 0.5%
Everyday use
8 fields- Network
- KAST CardVisaBrighty CardVisa/Mastercard
- Card formats
- KAST CardVirtual, PhysicalBrighty CardVirtual, Physical
- ATM withdrawals
- KAST CardAvailableBrighty CardAvailable
- Mobile wallets
- KAST CardApple Pay, Google PayBrighty CardApple Pay
- Apps
- KAST CardiOS, AndroidBrighty CardiOS, Android
- Daily spending limit
- KAST CardNo capBrighty CardPublished period is ambiguous: Visa virtual €15k / €15k / €50k; Mastercard virtual €15k / €25k / €50k for One / Plus / Pro
- Monthly spending limit
- KAST CardNo capBrighty CardPublished period is ambiguous: physical Visa €15k on Plus and €50k on Pro
- ATM limit
- KAST CardLimits shown in appBrighty CardATM withdrawal limits are not published; only physical Visa fees are known
Funding & transfers
5 fields- Networks
- KAST CardSolana, Ethereum, Tron, Polygon, BNB Chain, Arbitrum +7Brighty CardEthereum, Tron, Bitcoin SegWit, Bitcoin Legacy, Cardano, Tezos +6
- Crypto deposits
- KAST CardStablecoins: USDT, USDC, USDe, PYUSD, RLUSD; Other crypto: BTC, ETH, SOL, XRP, AAVE +22Brighty CardStablecoins: USDC, EURC; Other crypto: BTC, ETH
- Fiat deposits
- KAST CardUSD bank transfer, EU bank transfer, BRL PIX deposit, MXN SPEI deposit +2Brighty CardSEPA / Faster Payments, SWIFT
- Transfers
- KAST CardStablecoin transfers; KAST Tag; Global USD SWIFT payout, USD local payout, EUR SEPA payout, Other local currency payoutsBrighty CardStablecoin transfers; SEPA / Faster Payments payout, SWIFT payout
- Payout currencies
- KAST CardUSD, EUR, AED, SAR, JPY, INR, PHP, THB +4Brighty CardEUR, GBP, USD, AED
Rewards
3 fields- Base cashback
- KAST Card1.5%Brighty Card0.5%
- Max cashback
- KAST Card3%Brighty Card1.8%
- Reward currency
- KAST CardUSD cashbackBrighty CardUSDC
Earn
5 fields- Advertised APY
- KAST CardUp to 7% APYBrighty CardNot disclosed
- How it works
- KAST CardOptional earn vaultBrighty CardEarn on spending balance
- Separate deposit
- KAST CardYesBrighty CardNo
- Use balance for spending
- KAST CardNoBrighty CardYes
- Lock-up
- KAST CardNoBrighty CardNo
Trust & availability
7 fields- Custody
- KAST CardCustodialBrighty CardCustodial
- Control until payment
- KAST CardProvider controls fundsBrighty CardProvider controls funds
- Card issuer
- KAST CardThird NationalBrighty CardWallester AS
- Card processing
- KAST CardTazapayBrighty CardNot disclosed
- Custody / key management
- KAST CardBitGoBrighty CardFireblocks
- Identity verification
- KAST CardNot disclosedBrighty CardSumsub
- Programme operator
- KAST CardTroia CorpBrighty CardNot disclosed
Sources
2 fields- Official sources
- KAST Card20Brighty Card25
- Last reviewed
- KAST CardAug 28, 2026Brighty CardAug 16, 2026
04 · The takeaway
KAST Card is the stronger all-round choice
KAST Card finishes ahead with an Overall Score of 84 versus 70 for Brighty Card. KAST Card has the lower published FX fee (0.5–1.75% vs Visa: up to 2% foreign-transaction fee. Mastercard: not disclosed in the reviewed Brighty sources). KAST Card has the higher published base cashback rate (1.5% vs 0.5%).
Brighty Card can still be the more comfortable choice if its availability, card setup or way of holding funds suits you better. KAST Card and Brighty Card use the same custodial balance setup.
KAST Card lists more stablecoins and ways to send money out (12 vs 5). Before applying, confirm availability in your country and recheck the provider's current fees and reward conditions.
If one card now looks like the better fit, you can check the latest application terms on the provider site or read our full KAST Card and Brighty Card reviews first.
Continue with
KAST Card
Continue with
Brighty Card
05 · Common questions
KAST vs Brighty FAQ
Is KAST or Brighty better overall?
KAST Card has the higher Overall Score (84 vs 70). That does not make it better for everyone: your preferred fees, rewards, way of holding funds and country availability can change the practical choice.
Which has lower fees, KAST or Brighty?
KAST Card has the lower published FX fee (0.5–1.75% vs Visa: up to 2% foreign-transaction fee. Mastercard: not disclosed in the reviewed Brighty sources). Compare plan, FX, card-spend, top-up and ATM charges separately because one fee does not represent the full cost.
Which has better cashback, KAST or Brighty?
KAST Card has the higher published base cashback rate (1.5% vs 0.5%). Maximum rates may depend on tiers, caps, categories or other conditions, so the entry rate and reward asset matter too.
How do KAST and Brighty differ on custody?
KAST Card and Brighty Card use the same custodial balance setup.
How current is this KAST vs Brighty comparison?
The latest information check for these two cards was August 28, 2026, using 45 official sources in total. Each full card review lists its own check date, sources and anything the provider has not clearly disclosed.