Side-by-side card comparison

KAST vs Coca: overall score versus use-case fit

KAST Card has the higher Overall Score by 14 points (84 vs 70). KAST Card looks stronger for Cashback, Travel, Lowest fees, and Transfers, while Coca Card comes out ahead for Funds control.

Information checked Aug 28, 202632 official sources reviewed

01 · Overall score versus use-case fit

KAST Card is the better all-round starting point

KAST Card has the higher Overall Score in this comparison. Coca Card may be the better fit for Funds control. A score cannot tell you whether a provider will accept your application or whether every feature will be available where you live, so check the latest provider terms before signing up.

OverallKAST84Coca70Higher score
CashbackKAST75Coca43Higher score
TravelKAST92Coca82Higher score
Funds controlKAST71Coca85Higher score
Lowest feesKAST81Coca63Higher score
TransfersKAST100Coca87Higher score

Choose KAST Card if cashback and travel matter most

KAST Card comes out ahead for Cashback, Travel, Lowest fees, and Transfers in this comparison. It is worth a closer look if those are the parts of a card you expect to use most.

  • Transfers span crypto, Tag and bank payouts
  • Physical, virtual and phone-wallet card access
  • Free tier starts with cashback

Choose Coca Card if funds control matters most

Coca Card comes out ahead for Funds control in this comparison. It is worth a closer look if those are the parts of a card you expect to use most.

  • Stablecoin funding, IBAN receive and card spend
  • Physical, virtual and phone-wallet access
  • Six tiers combine cashback and rebates

Where each card has the edge

The overall leader does not win every use case, so the reason you want the card matters here.

Overall Score
KAST84
Coca70

KAST Card has the higher Overall Score by 14 points.

Entry cost & FX
KAST$0 plan · 0.5–1.75% FX
Coca$0 plan · 0% on direct pairs FX

Coca Card has the lower published FX fee (0% on direct pairs vs 0.5–1.75%).

Purchase rewards
KAST1.5% base · up to 3%
Coca1% base · up to 8%

KAST Card has the higher published base cashback rate (1.5% vs 1%).

Funds control
KASTCustodial balance
CocaSelf-controlled wallet

KAST Card uses a custodial balance setup, while Coca Card uses a self-controlled wallet setup. Neither approach is always better, so choose the level of control you are comfortable with.

Everyday access
KASTVirtual + Physical · Apple Pay, Google Pay
CocaVirtual + Physical · Apple Pay, Google Pay

Both cards list the same number of card formats and phone-wallet options.

Money movement
KAST5 stablecoins · Stablecoin transfers; KAST Tag; Global USD SWIFT payout, USD local payout, EUR SEPA payout, Other local currency payouts
Coca3 stablecoins · Stablecoin transfers; IBAN / bank transfers

KAST Card lists more stablecoins and ways to send money out (12 vs 5).

02 · Read the shortlist

A closer look at the split decision

Start with the strengths that drive each use-case result, then test them against costs and access.

2 cards compared
Cashback
1.5%-3%
Plan cost
$0
FX fee
0.5–1.75%
ATM fee
$3 + 2%
Card formats
Virtual, Physical
Wallet payments
Apple Pay, Google Pay
Receive methods
32 crypto · 6 fiat
Payout methods
2 crypto · 13 fiat
Cashback
1%-8%
Plan cost
$0
FX fee
0% on direct pairs
ATM fee
0–2%
Card formats
Virtual, Physical
Wallet payments
Apple Pay, Google Pay
Receive methods
4 crypto · 1 fiat
Payout methods
7 crypto · 2 fiat

Current signup offers

Signup value available today

A welcome offer can improve the value of your first months with a card. Check the eligibility rules, qualifying actions and deadline first. Signup offers are excluded from card scores.

KAST Card

20% off

20% off your first subscription

  • Discount is automatically applied at checkout.

Offer terms can change. Check the current KAST referral programme before signing up.

Coca Card

No active signup offer listed

We do not currently list an active signup offer for this card.

Partner links may earn us a commission. Read our affiliate disclosure for how these links work.

03 · Compare the details

See how the trade-offs line up

Comparable figures receive a marker; missing or unverified details stay visible instead of becoming an assumed advantage.

Best known Not disclosed
Cards
KAST CardOverall84
Coca CardOverall70
01

Scores

6 fields
Overall Score
KAST Card
84
Coca Card
70
Cashback score
KAST Card
75
Coca Card
43
Travel score
KAST Card
92
Coca Card
82
Funds control score
KAST Card
71
Coca Card
85
Lowest fees score
KAST Card
81
Coca Card
63
Transfers score
KAST Card
100
Coca Card
87
02

Strengths & trade-offs

2 fields
Strengths
KAST Card
Transfers span crypto, Tag and bank payouts, Physical, virtual and phone-wallet card access
Coca Card
Stablecoin funding, IBAN receive and card spend, Physical, virtual and phone-wallet access
Trade-offs
KAST Card
Non-USD FX can exceed entry cashback, ATM use adds two charges
Coca Card
Best cashback needs COCA tier rules, ATM is free only up to allowance
03

Costs

7 fields
Plan cost
KAST Card
$0
Coca Card
$0
FX fee
KAST Card
0.5–1.75%
Coca Card
0% on direct pairs
Top-up fee
KAST Card
0%
Coca Card
Not disclosed
Card spending fee
KAST Card
0%
Coca Card
Not disclosed
ATM fee
KAST Card
$3 + 2%
Coca Card
0–2%
Virtual card
KAST Card
Free first two
Coca Card
Virtual card free for all tiers
Physical card
KAST Card
Free; $40 shipping
Coca Card
Plastic card $5 for Starter/Standard/Standard+; free for Premium/Premium+/Elite
04

Plans

2 fields
Available plans
KAST Card
3 plans: Standard, Premium, Private
Coca Card
6 plans: Starter, Standard, Standard+, Premium +2
Top cashback plan
KAST Card
Private: 3%
Coca Card
Elite: 8%
05

Everyday use

8 fields
Network
KAST Card
Visa
Coca Card
Visa
Card formats
KAST Card
Virtual, Physical
Coca Card
Virtual, Physical
ATM withdrawals
KAST Card
Available
Coca Card
Available
Mobile wallets
KAST Card
Apple Pay, Google Pay
Coca Card
Apple Pay, Google Pay
Apps
KAST Card
iOS, Android
Coca Card
iOS, Android
Daily spending limit
KAST Card
No cap
Coca Card
30,000 EUR/day; 30,000 EUR/transaction
Monthly spending limit
KAST Card
No cap
Coca Card
30,000 EUR/month
ATM limit
KAST Card
Limits shown in app
Coca Card
850 EUR/day; 5,000 EUR/month
06

Funding & transfers

5 fields
Networks
KAST Card
Solana, Ethereum, Tron, Polygon, BNB Chain, Arbitrum +7
Coca Card
Ethereum, BNB Smart Chain, Avalanche C-Chain, Polygon, Arbitrum, Near +5
Crypto deposits
KAST Card
Stablecoins: USDT, USDC, USDe, PYUSD, RLUSD; Other crypto: BTC, ETH, SOL, XRP, AAVE +22
Coca Card
Stablecoins: USDT, USDC, EURC, EURS
Fiat deposits
KAST Card
USD bank transfer, EU bank transfer, BRL PIX deposit, MXN SPEI deposit +2
Coca Card
EUR IBAN receive
Transfers
KAST Card
Stablecoin transfers; KAST Tag; Global USD SWIFT payout, USD local payout, EUR SEPA payout, Other local currency payouts
Coca Card
Stablecoin transfers; IBAN / bank transfers
Payout currencies
KAST Card
USD, EUR, AED, SAR, JPY, INR, PHP, THB +4
Coca Card
EUR, USD where available
07

Rewards

3 fields
Base cashback
KAST Card
1.5%
Coca Card
1%
Max cashback
KAST Card
3%
Coca Card
8%
Reward currency
KAST Card
USD cashback
Coca Card
Stablecoins such as USDC or EURC cashback
08

Earn

5 fields
Advertised APY
KAST Card
Up to 7% APY
Coca Card
Up to 5% APY
How it works
KAST Card
Optional earn vault
Coca Card
Earn on spending balance
Separate deposit
KAST Card
Yes
Coca Card
No
Use balance for spending
KAST Card
No
Coca Card
Yes
Lock-up
KAST Card
No
Coca Card
No
09

Trust & availability

6 fields
Custody
KAST Card
Custodial
Coca Card
Self-custody
Control until payment
KAST Card
Provider controls funds
Coca Card
You keep control
Card issuer
KAST Card
Third National
Coca Card
Not disclosed
Card processing
KAST Card
Tazapay
Coca Card
Not disclosed
Custody / key management
KAST Card
BitGo
Coca Card
Not disclosed
Programme operator
KAST Card
Troia Corp
Coca Card
COCA / CCA LABS
10

Sources

2 fields
Official sources
KAST Card
20
Coca Card
12
Last reviewed
KAST Card
Aug 28, 2026
Coca Card
Aug 5, 2026

04 · The trade-off

KAST Card is the stronger all-round choice

KAST Card finishes ahead with an Overall Score of 84 versus 70 for Coca Card. Coca Card has the lower published FX fee (0% on direct pairs vs 0.5–1.75%). KAST Card has the higher published base cashback rate (1.5% vs 1%).

Coca Card still comes out ahead for Funds control, which may matter more than the overall result if that is how you plan to use the card. KAST Card uses a custodial balance setup, while Coca Card uses a self-controlled wallet setup. Neither approach is always better, so choose the level of control you are comfortable with.

KAST Card lists more stablecoins and ways to send money out (12 vs 5). Before applying, confirm availability in your country and recheck the provider's current fees and reward conditions.

If one card now looks like the better fit, you can check the latest application terms on the provider site or read our full KAST Card and Coca Card reviews first.

05 · Common questions

KAST vs Coca FAQ

Is KAST or Coca better overall?

KAST Card has the higher Overall Score (84 vs 70). That does not make it better for everyone: your preferred fees, rewards, way of holding funds and country availability can change the practical choice.

Which has lower fees, KAST or Coca?

Coca Card has the lower published FX fee (0% on direct pairs vs 0.5–1.75%). Compare plan, FX, card-spend, top-up and ATM charges separately because one fee does not represent the full cost.

Which has better cashback, KAST or Coca?

KAST Card has the higher published base cashback rate (1.5% vs 1%). Maximum rates may depend on tiers, caps, categories or other conditions, so the entry rate and reward asset matter too.

How do KAST and Coca differ on custody?

KAST Card uses a custodial balance setup, while Coca Card uses a self-controlled wallet setup. Neither approach is always better, so choose the level of control you are comfortable with.

How current is this KAST vs Coca comparison?

The latest information check for these two cards was August 28, 2026, using 32 official sources in total. Each full card review lists its own check date, sources and anything the provider has not clearly disclosed.

06 · Try another angle

Compare either card with a nearby alternative, or build a different pair in the comparison workspace.

Open the comparison workspace