KASTKAST
84
Side-by-side card comparison
KAST vs Gnosis Pay: where the score gap comes from
Gnosis Pay's consumer card and dashboard are winding down by the end of 2026. Existing cards continue during the transition; the exact shutdown day has not been announced. Scores below describe the reviewed card terms, not availability for a new application.
Information checked Oct 6, 202637 official sources reviewed
01 · Where the gap opens
Gnosis Pay is being discontinued
This comparison remains available for existing cardholders. Gnosis Pay is excluded from our recommendations during its wind-down. Review Rebind for the EUR migration route and check the other card's current eligibility independently.
OverallKAST84Gnosis Pay77Higher score
CashbackKAST75Gnosis Pay22Compare the details below
TravelKAST93Gnosis Pay100Compare the details below
Funds controlKAST71Gnosis Pay90Compare the details below
Lowest feesKAST82Gnosis Pay87Compare the details below
TransfersKAST100Gnosis Pay91Compare the details below
Choose KAST Card if its day-to-day setup suits you
KAST Card does not lead one of the use-case scores here, but it can still be the right choice when its costs, rewards and day-to-day setup match how you plan to use it. Read the side-by-side details before deciding.
- Transfers span crypto, Tag and bank payouts
- Physical, virtual and phone-wallet card access
- Free tier starts with cashback
Gnosis Pay: existing-card reference
Gnosis Pay's consumer card and dashboard are winding down by the end of 2026. Existing cards continue during the transition; the exact shutdown day has not been announced.
- Excluded from new-card recommendations
- EUR migration route: Rebind
- Exact card shutdown day unannounced
What separates the two cards
The higher score is only the start. The rows below show which product differences create it.
- Overall Score
- KAST84Gnosis Pay77
KAST Card has the higher Overall Score by 7 points.
- Entry cost & FX
- KAST$0 plan · 0.5–1.75% FXGnosis Pay$0 plan · 0% FX
Gnosis Pay has the lower published FX fee (0% vs 0.5–1.75%).
- Purchase rewards
- KAST1.5% base · up to 3%Gnosis Pay0% base · up to 5%
KAST Card has the higher published base cashback rate (1.5% vs 0%).
- Funds control
- KASTCustodial balanceGnosis PaySelf-controlled wallet
KAST Card uses a custodial balance setup, while Gnosis Pay uses a self-controlled wallet setup. Neither approach is always better, so choose the level of control you are comfortable with.
- Everyday access
- KASTVirtual + Physical · Apple Pay, Google PayGnosis PayVirtual + Physical · Apple Pay, Google Pay
Both cards list the same number of card formats and phone-wallet options.
- Money movement
- KAST5 stablecoins · Stablecoin transfers; KAST Tag; Global USD SWIFT payout, USD local payout, EUR SEPA payout, Other local currency payoutsGnosis Pay3 stablecoins · Stablecoin transfers; IBAN outbound
KAST Card lists more stablecoins and ways to send money out (12 vs 4).
02 · Read the shortlist
Why one card starts ahead
These quick facts cover the costs, rewards and everyday features behind the early lead.
- Cashback
- 1.5%-3%
- Plan cost
- $0
- FX fee
- 0.5–1.75%
- ATM fee
- $3 + 2%
- Card formats
- Virtual, Physical
- Wallet payments
- Apple Pay, Google Pay
- Receive methods
- 32 crypto · 6 fiat
- Payout methods
- 2 crypto · 13 fiat
- Cashback
- 0%-5%
- Plan cost
- $0
- FX fee
- 0%
- ATM fee
- 0–2%
- Card formats
- Virtual, Physical
- Wallet payments
- Apple Pay, Google Pay
- Receive methods
- 3 crypto · 1 fiat
- Payout methods
- 0 crypto · 1 fiat
Current signup offers
Signup value available today
A welcome offer can improve the value of your first months with a card. Check the eligibility rules, qualifying actions and deadline first. Signup offers are excluded from card scores.
KAST Card
20% off
20% off your first subscription
- Discount is automatically applied at checkout.
Offer terms can change. Check the current KAST referral programme before signing up.
Gnosis Pay
No active signup offer listed
We do not currently list an active signup offer for this card.
Partner links may earn us a commission. Read our affiliate disclosure for how these links work.
03 · Compare the details
Test the lead, row by row
A better number is marked only when both providers publish values that can be compared fairly.
Best known Not disclosed
CardsKAST CardOverall84Gnosis PayOverall77
KAST CardOverall84Gnosis PayOverall77Scores
6 fields- Overall Score
- KAST Card84Gnosis Pay77
- Cashback score
- KAST Card75Gnosis Pay22
- Travel score
- KAST Card93Gnosis Pay100
- Funds control score
- KAST Card71Gnosis Pay90
- Lowest fees score
- KAST Card82Gnosis Pay87
- Transfers score
- KAST Card100Gnosis Pay91
Strengths & trade-offs
2 fields- Strengths
- KAST CardTransfers span crypto, Tag and bank payouts, Physical, virtual and phone-wallet card accessGnosis PaySpend stablecoins from a dedicated Safe, SEPA IBAN funding fits euro users
- Trade-offs
- KAST CardNon-USD FX can exceed entry cashback, ATM use adds two chargesGnosis PayConsumer card being discontinued; GNO cashback ends September 30, 2026
Costs
7 fields- Plan cost
- KAST Card$0Gnosis Pay$0
- FX fee
- KAST Card0.5–1.75%Gnosis Pay0%
- Top-up fee
- KAST Card0%Gnosis Pay0%
- Card spending fee
- KAST Card0%Gnosis Pay0%
- ATM fee
- KAST Card$3 + 2%Gnosis Pay0–2%
- Virtual card
- KAST CardFree first twoGnosis PayFree; available after the card application is accepted
- Physical card
- KAST CardFree; $40 shippingGnosis Pay30.23 EURe one-time; shipping free
Plans
2 fields- Available plans
- KAST Card3 plans: Standard, Premium, PrivateGnosis PayNot disclosed
- Top cashback plan
- KAST CardPrivate: 3%Gnosis PayNot disclosed
Everyday use
8 fields- Network
- KAST CardVisaGnosis PayVisa
- Card formats
- KAST CardVirtual, PhysicalGnosis PayVirtual, Physical
- ATM withdrawals
- KAST CardAvailableGnosis PayAvailable
- Mobile wallets
- KAST CardApple Pay, Google PayGnosis PayApple Pay, Google Pay
- Apps
- KAST CardiOS, AndroidGnosis PayWeb
- Daily spending limit
- KAST CardNo capGnosis Pay8,000 EURe/GBPe/USDCe/day; 5,000 EURe/GBPe/USDCe/transaction
- Monthly spending limit
- KAST CardNo capGnosis PayNot disclosed
- ATM limit
- KAST CardLimits shown in appGnosis Pay250 EURe/GBPe/USDCe/withdrawal; 500 EURe/GBPe/USDCe/day
Funding & transfers
5 fields- Networks
- KAST CardSolana, Ethereum, Tron, Polygon, BNB Chain, Arbitrum +7Gnosis PayGnosis Chain
- Crypto deposits
- KAST CardStablecoins: USDT, USDC, USDe, PYUSD, RLUSD; Other crypto: BTC, ETH, SOL, XRP, AAVE +22Gnosis PayStablecoins: EURe, GBPe, USDCe
- Fiat deposits
- KAST CardUSD bank transfer, EU bank transfer, BRL PIX deposit, MXN SPEI deposit +2Gnosis PayReceive-only SEPA IBAN
- Transfers
- KAST CardStablecoin transfers; KAST Tag; Global USD SWIFT payout, USD local payout, EUR SEPA payout, Other local currency payoutsGnosis PayStablecoin transfers; IBAN outbound
- Payout currencies
- KAST CardUSD, EUR, AED, SAR, JPY, INR, PHP, THB +4Gnosis PayEURe
Rewards
3 fields- Base cashback
- KAST Card1.5%Gnosis Pay0%
- Max cashback
- KAST Card3%Gnosis Pay5%
- Reward currency
- KAST CardUSD cashbackGnosis PayGNO cashback
Earn
5 fields- Advertised APY
- KAST CardUp to 7% APYGnosis PayNot offered
- How it works
- KAST CardOptional earn vaultGnosis PayNot offered
- Separate deposit
- KAST CardYesGnosis PayNot offered
- Use balance for spending
- KAST CardNoGnosis PayNot offered
- Lock-up
- KAST CardNoGnosis PayNot offered
Trust & availability
8 fields- Custody
- KAST CardCustodialGnosis PaySelf-custody
- Control until payment
- KAST CardProvider controls fundsGnosis PayYou keep control
- Card issuer
- KAST CardThird NationalGnosis PayMonavate
- Card processing
- KAST CardTazapayGnosis PayPaymentology
- Custody / key management
- KAST CardBitGoGnosis PaySafe{Wallet}
- Bank transfers
- KAST CardNot disclosedGnosis PayMonerium
- Identity verification
- KAST CardNot disclosedGnosis PaySumsub
- Programme operator
- KAST CardTroia CorpGnosis PayGnosis Pay
Sources
2 fields- Official sources
- KAST Card20Gnosis Pay17
- Last reviewed
- KAST CardOct 6, 2026Gnosis PaySep 6, 2026
04 · The verdict
Plan around the Gnosis Pay wind-down
Gnosis Pay's consumer card and dashboard are winding down by the end of 2026. Existing cards continue during the transition; the exact shutdown day has not been announced.
An Overall Score does not extend a card's service life. Existing users can review the recorded costs below, but new applicants should consider a live programme and confirm its country eligibility.
Read the Gnosis transition notice and our Rebind profile before migrating.
Continue with
KAST Card
Continue with
Gnosis Pay
05 · Common questions
KAST vs Gnosis Pay FAQ
Is KAST or Gnosis Pay better overall?
Gnosis Pay's consumer card and dashboard are winding down by the end of 2026. Existing cards continue during the transition; the exact shutdown day has not been announced. Gnosis Pay is not a current recommendation, regardless of its numerical score.
Which has lower fees, KAST or Gnosis Pay?
Gnosis Pay has the lower published FX fee (0% vs 0.5–1.75%). Compare plan, FX, card-spend, top-up and ATM charges separately because one fee does not represent the full cost.
Which has better cashback, KAST or Gnosis Pay?
KAST Card has the higher published base cashback rate (1.5% vs 0%). Maximum rates may depend on tiers, caps, categories or other conditions, so the entry rate and reward asset matter too.
How do KAST and Gnosis Pay differ on custody?
KAST Card uses a custodial balance setup, while Gnosis Pay uses a self-controlled wallet setup. Neither approach is always better, so choose the level of control you are comfortable with.
How current is this KAST vs Gnosis Pay comparison?
The latest information check for these two cards was October 6, 2026, using 37 official sources in total. Each full card review lists its own check date, sources and anything the provider has not clearly disclosed.