KASTKAST
84
Side-by-side card comparison
KAST vs Gnosis Pay: overall score versus use-case fit
KAST Card has the higher Overall Score by 7 points (84 vs 77). KAST Card looks stronger for Cashback and Transfers, while Gnosis Pay comes out ahead for Travel, Funds control, and Lowest fees.
Information checked Aug 28, 202637 official sources reviewed
01 · Overall score versus use-case fit
KAST Card is the better all-round starting point
KAST Card has the higher Overall Score in this comparison. Gnosis Pay may be the better fit for Travel, Funds control, and Lowest fees. A score cannot tell you whether a provider will accept your application or whether every feature will be available where you live, so check the latest provider terms before signing up.
OverallKAST84Gnosis Pay77Higher score
CashbackKAST75Gnosis Pay22Higher score
TravelKAST92Gnosis Pay100Higher score
Funds controlKAST71Gnosis Pay89Higher score
Lowest feesKAST81Gnosis Pay87Higher score
TransfersKAST100Gnosis Pay91Higher score
Choose KAST Card if cashback and transfers matter most
KAST Card comes out ahead for Cashback and Transfers in this comparison. It is worth a closer look if those are the parts of a card you expect to use most.
- Transfers span crypto, Tag and bank payouts
- Physical, virtual and phone-wallet card access
- Free tier starts with cashback
Choose Gnosis Pay if travel and funds control matter most
Gnosis Pay comes out ahead for Travel, Funds control, and Lowest fees in this comparison. It is worth a closer look if those are the parts of a card you expect to use most.
- Spend stablecoins from a dedicated Safe
- SEPA IBAN funding fits euro users
- Visa card with wallet support
Where each card has the edge
The overall leader does not win every use case, so the reason you want the card matters here.
- Overall Score
- KAST84Gnosis Pay77
KAST Card has the higher Overall Score by 7 points.
- Entry cost & FX
- KAST$0 plan · 0.5–1.75% FXGnosis Pay$0 plan · 0% FX
Gnosis Pay has the lower published FX fee (0% vs 0.5–1.75%).
- Purchase rewards
- KAST1.5% base · up to 3%Gnosis Pay0% base · up to 5%
KAST Card has the higher published base cashback rate (1.5% vs 0%).
- Funds control
- KASTCustodial balanceGnosis PaySelf-controlled wallet
KAST Card uses a custodial balance setup, while Gnosis Pay uses a self-controlled wallet setup. Neither approach is always better, so choose the level of control you are comfortable with.
- Everyday access
- KASTVirtual + Physical · Apple Pay, Google PayGnosis PayVirtual + Physical · Apple Pay, Google Pay
Both cards list the same number of card formats and phone-wallet options.
- Money movement
- KAST5 stablecoins · Stablecoin transfers; KAST Tag; Global USD SWIFT payout, USD local payout, EUR SEPA payout, Other local currency payoutsGnosis Pay3 stablecoins · Stablecoin transfers; IBAN outbound
KAST Card lists more stablecoins and ways to send money out (12 vs 4).
02 · Read the shortlist
A closer look at the split decision
Start with the strengths that drive each use-case result, then test them against costs and access.
- Cashback
- 1.5%-3%
- Plan cost
- $0
- FX fee
- 0.5–1.75%
- ATM fee
- $3 + 2%
- Card formats
- Virtual, Physical
- Wallet payments
- Apple Pay, Google Pay
- Receive methods
- 32 crypto · 6 fiat
- Payout methods
- 2 crypto · 13 fiat
- Cashback
- 0%-5%
- Plan cost
- $0
- FX fee
- 0%
- ATM fee
- 0–2%
- Card formats
- Virtual, Physical
- Wallet payments
- Apple Pay, Google Pay
- Receive methods
- 3 crypto · 1 fiat
- Payout methods
- 0 crypto · 1 fiat
Current signup offers
Signup value available today
A welcome offer can improve the value of your first months with a card. Check the eligibility rules, qualifying actions and deadline first. Signup offers are excluded from card scores.
KAST Card
20% off
20% off your first subscription
- Discount is automatically applied at checkout.
Offer terms can change. Check the current KAST referral programme before signing up.
Gnosis Pay
No active signup offer listed
We do not currently list an active signup offer for this card.
Partner links may earn us a commission. Read our affiliate disclosure for how these links work.
03 · Compare the details
See how the trade-offs line up
Comparable figures receive a marker; missing or unverified details stay visible instead of becoming an assumed advantage.
Best known Not disclosed
CardsKAST CardOverall84Gnosis PayOverall77
KAST CardOverall84Gnosis PayOverall77Scores
6 fields- Overall Score
- KAST Card84Gnosis Pay77
- Cashback score
- KAST Card75Gnosis Pay22
- Travel score
- KAST Card92Gnosis Pay100
- Funds control score
- KAST Card71Gnosis Pay89
- Lowest fees score
- KAST Card81Gnosis Pay87
- Transfers score
- KAST Card100Gnosis Pay91
Strengths & trade-offs
2 fields- Strengths
- KAST CardTransfers span crypto, Tag and bank payouts, Physical, virtual and phone-wallet card accessGnosis PaySpend stablecoins from a dedicated Safe, SEPA IBAN funding fits euro users
- Trade-offs
- KAST CardNon-USD FX can exceed entry cashback, ATM use adds two chargesGnosis PaySetup is more complex than prepaid cards, Cashback depends on GNO programme rules
Costs
7 fields- Plan cost
- KAST Card$0Gnosis Pay$0
- FX fee
- KAST Card0.5–1.75%Gnosis Pay0%
- Top-up fee
- KAST Card0%Gnosis Pay0%
- Card spending fee
- KAST Card0%Gnosis Pay0%
- ATM fee
- KAST Card$3 + 2%Gnosis Pay0–2%
- Virtual card
- KAST CardFree first twoGnosis PayFree; available after the card application is accepted
- Physical card
- KAST CardFree; $40 shippingGnosis Pay30.23 EURe one-time; shipping free
Plans
2 fields- Available plans
- KAST Card3 plans: Standard, Premium, PrivateGnosis PayNot disclosed
- Top cashback plan
- KAST CardPrivate: 3%Gnosis PayNot disclosed
Everyday use
8 fields- Network
- KAST CardVisaGnosis PayVisa
- Card formats
- KAST CardVirtual, PhysicalGnosis PayVirtual, Physical
- ATM withdrawals
- KAST CardAvailableGnosis PayAvailable
- Mobile wallets
- KAST CardApple Pay, Google PayGnosis PayApple Pay, Google Pay
- Apps
- KAST CardiOS, AndroidGnosis PayWeb
- Daily spending limit
- KAST CardNo capGnosis Pay8,000 EURe/GBPe/USDCe/day; 5,000 EURe/GBPe/USDCe/transaction
- Monthly spending limit
- KAST CardNo capGnosis PayNot disclosed
- ATM limit
- KAST CardLimits shown in appGnosis Pay250 EURe/GBPe/USDCe/withdrawal; 500 EURe/GBPe/USDCe/day
Funding & transfers
5 fields- Networks
- KAST CardSolana, Ethereum, Tron, Polygon, BNB Chain, Arbitrum +7Gnosis PayGnosis Chain
- Crypto deposits
- KAST CardStablecoins: USDT, USDC, USDe, PYUSD, RLUSD; Other crypto: BTC, ETH, SOL, XRP, AAVE +22Gnosis PayStablecoins: EURe, GBPe, USDCe
- Fiat deposits
- KAST CardUSD bank transfer, EU bank transfer, BRL PIX deposit, MXN SPEI deposit +2Gnosis PayReceive-only SEPA IBAN
- Transfers
- KAST CardStablecoin transfers; KAST Tag; Global USD SWIFT payout, USD local payout, EUR SEPA payout, Other local currency payoutsGnosis PayStablecoin transfers; IBAN outbound
- Payout currencies
- KAST CardUSD, EUR, AED, SAR, JPY, INR, PHP, THB +4Gnosis PayEURe
Rewards
3 fields- Base cashback
- KAST Card1.5%Gnosis Pay0%
- Max cashback
- KAST Card3%Gnosis Pay5%
- Reward currency
- KAST CardUSD cashbackGnosis PayGNO cashback
Earn
5 fields- Advertised APY
- KAST CardUp to 7% APYGnosis PayNot offered
- How it works
- KAST CardOptional earn vaultGnosis PayNot offered
- Separate deposit
- KAST CardYesGnosis PayNot offered
- Use balance for spending
- KAST CardNoGnosis PayNot offered
- Lock-up
- KAST CardNoGnosis PayNot offered
Trust & availability
8 fields- Custody
- KAST CardCustodialGnosis PaySelf-custody
- Control until payment
- KAST CardProvider controls fundsGnosis PayYou keep control
- Card issuer
- KAST CardThird NationalGnosis PayMonavate
- Card processing
- KAST CardTazapayGnosis PayPaymentology
- Custody / key management
- KAST CardBitGoGnosis PaySafe{Wallet}
- Bank transfers
- KAST CardNot disclosedGnosis PayMonerium
- Identity verification
- KAST CardNot disclosedGnosis PaySumsub
- Programme operator
- KAST CardTroia CorpGnosis PayGnosis Pay
Sources
2 fields- Official sources
- KAST Card20Gnosis Pay17
- Last reviewed
- KAST CardAug 28, 2026Gnosis PayAug 6, 2026
04 · The trade-off
KAST Card is the stronger all-round choice
KAST Card finishes ahead with an Overall Score of 84 versus 77 for Gnosis Pay. Gnosis Pay has the lower published FX fee (0% vs 0.5–1.75%). KAST Card has the higher published base cashback rate (1.5% vs 0%).
Gnosis Pay still comes out ahead for Travel, Funds control, and Lowest fees, which may matter more than the overall result if that is how you plan to use the card. KAST Card uses a custodial balance setup, while Gnosis Pay uses a self-controlled wallet setup. Neither approach is always better, so choose the level of control you are comfortable with.
KAST Card lists more stablecoins and ways to send money out (12 vs 4). Before applying, confirm availability in your country and recheck the provider's current fees and reward conditions.
If one card now looks like the better fit, you can check the latest application terms on the provider site or read our full KAST Card and Gnosis Pay reviews first.
Continue with
KAST Card
Continue with
Gnosis Pay
05 · Common questions
KAST vs Gnosis Pay FAQ
Is KAST or Gnosis Pay better overall?
KAST Card has the higher Overall Score (84 vs 77). That does not make it better for everyone: your preferred fees, rewards, way of holding funds and country availability can change the practical choice.
Which has lower fees, KAST or Gnosis Pay?
Gnosis Pay has the lower published FX fee (0% vs 0.5–1.75%). Compare plan, FX, card-spend, top-up and ATM charges separately because one fee does not represent the full cost.
Which has better cashback, KAST or Gnosis Pay?
KAST Card has the higher published base cashback rate (1.5% vs 0%). Maximum rates may depend on tiers, caps, categories or other conditions, so the entry rate and reward asset matter too.
How do KAST and Gnosis Pay differ on custody?
KAST Card uses a custodial balance setup, while Gnosis Pay uses a self-controlled wallet setup. Neither approach is always better, so choose the level of control you are comfortable with.
How current is this KAST vs Gnosis Pay comparison?
The latest information check for these two cards was August 28, 2026, using 37 official sources in total. Each full card review lists its own check date, sources and anything the provider has not clearly disclosed.