Side-by-side card comparison

KAST vs Pionex: fees, rewards and account setup

KAST Card has the higher Overall Score by 27 points (84 vs 57). KAST Card also looks stronger for Cashback, Travel, Funds control, Lowest fees, and Transfers. The details below show where Pionex Card may still be the better personal fit.

Information checked Aug 28, 202679 official sources reviewed

01 · Make the first cut

KAST Card is the better all-round starting point

KAST Card has the higher Overall Score in this comparison. Pionex Card may still suit you better if its card format, way of holding funds or availability is the deciding factor. A score cannot tell you whether a provider will accept your application or whether every feature will be available where you live, so check the latest provider terms before signing up.

OverallKAST84Pionex57Higher score
CashbackKAST75Pionex52Higher score
TravelKAST92Pionex29Higher score
Funds controlKAST71Pionex43Higher score
Lowest feesKAST81Pionex58Higher score
TransfersKAST100Pionex79Higher score

Choose KAST Card if cashback and travel matter most

KAST Card comes out ahead for Cashback, Travel, Funds control, Lowest fees, and Transfers in this comparison. It is worth a closer look if those are the parts of a card you expect to use most.

  • Transfers span crypto, Tag and bank payouts
  • Physical, virtual and phone-wallet card access
  • Free tier starts with cashback

Choose Pionex Card if its day-to-day setup suits you

Pionex Card does not lead one of the use-case scores here, but it can still be the right choice when its costs, rewards and day-to-day setup match how you plan to use it. The other card looks stronger for Cashback, Travel, Funds control, Lowest fees, and Transfers, so compare that advantage with the features you would actually use.

  • Visa and Mastercard options
  • 0.1%-1% cashback in USDT
  • Pionex account funding and payouts

The differences that could change the result

The overall score points one way, but a specific use case or product condition may point another.

Overall Score
KAST84
Pionex57

KAST Card has the higher Overall Score by 27 points.

Entry cost & FX
KAST$0 plan · 0.5–1.75% FX
Pionex$0 plan · Not disclosed FX

The starting plan and FX figures are tied, or the providers have not published enough matching information to name a lower-cost option.

Purchase rewards
KAST1.5% base · up to 3%
Pionex0.1% base · up to 1%

KAST Card has the higher published base cashback rate (1.5% vs 0.1%).

Funds control
KASTCustodial balance
PionexCustodial balance

KAST Card and Pionex Card use the same custodial balance setup.

Everyday access
KASTVirtual + Physical · Apple Pay, Google Pay
PionexVirtual · Apple Pay, Google Pay

KAST Card lists more card formats and phone-wallet options (4 vs 3).

Money movement
KAST5 stablecoins · Stablecoin transfers; KAST Tag; Global USD SWIFT payout, USD local payout, EUR SEPA payout, Other local currency payouts
Pionex1 stablecoin · Stablecoin transfers; Pionex Primary ↔ Card account transfer, Pionex Primary → Mastercard account transfer; Pionex account cash-out

KAST Card lists more stablecoins and ways to send money out (12 vs 4).

02 · Read the shortlist

A closer look at the two cards

These quick facts cover the costs, rewards and everyday features most likely to shape your choice. Use the full table below when you want the finer details.

2 cards compared
Cashback
1.5%-3%
Plan cost
$0
FX fee
0.5–1.75%
ATM fee
$3 + 2%
Card formats
Virtual, Physical
Wallet payments
Apple Pay, Google Pay
Receive methods
32 crypto · 6 fiat
Payout methods
2 crypto · 13 fiat
Cashback
0.1%-1%
Plan cost
$0
FX fee
Not disclosed
ATM fee
Not available
Card formats
Virtual
Wallet payments
Apple Pay, Google Pay
Receive methods
1 crypto · 0 fiat
Payout methods
1 crypto · 0 fiat

Current signup offers

Signup value available today

A welcome offer can improve the value of your first months with a card. Check the eligibility rules, qualifying actions and deadline first. Signup offers are excluded from card scores.

KAST Card

20% off

20% off your first subscription

  • Discount is automatically applied at checkout.

Offer terms can change. Check the current KAST referral programme before signing up.

Pionex Card

No active signup offer listed

We do not currently list an active signup offer for this card.

Partner links may earn us a commission. Read our affiliate disclosure for how these links work.

03 · Compare the details

Compare the details side by side

We highlight a better number only when both cards publish values that can be compared fairly. Anything missing stays clearly marked.

Best known Not disclosed
Cards
KAST CardOverall84
Pionex CardOverall57
01

Scores

6 fields
Overall Score
KAST Card
84
Pionex Card
57
Cashback score
KAST Card
75
Pionex Card
52
Travel score
KAST Card
92
Pionex Card
29
Funds control score
KAST Card
71
Pionex Card
43
Lowest fees score
KAST Card
81
Pionex Card
58
Transfers score
KAST Card
100
Pionex Card
79
02

Strengths & trade-offs

2 fields
Strengths
KAST Card
Transfers span crypto, Tag and bank payouts, Physical, virtual and phone-wallet card access
Pionex Card
Visa and Mastercard options, 0.1%-1% cashback in USDT
Trade-offs
KAST Card
Non-USD FX can exceed entry cashback, ATM use adds two charges
Pionex Card
Mastercard can cost up to 3.5%, General access is virtual-only
03

Costs

7 fields
Plan cost
KAST Card
$0
Pionex Card
$0
FX fee
KAST Card
0.5–1.75%
Pionex Card
Not disclosed
Top-up fee
KAST Card
0%
Pionex Card
Not disclosed
Card spending fee
KAST Card
0%
Pionex Card
3.5%
ATM fee
KAST Card
$3 + 2%
Pionex Card
Not available
Virtual card
KAST Card
Free first two
Pionex Card
Available
Physical card
KAST Card
Free; $40 shipping
Pionex Card
Not available
04

Plans

2 fields
Available plans
KAST Card
3 plans: Standard, Premium, Private
Pionex Card
2 plans: Mastercard, Visa
Top cashback plan
KAST Card
Private: 3%
Pionex Card
Visa: 1%
05

Everyday use

8 fields
Network
KAST Card
Visa
Pionex Card
Visa/Mastercard
Card formats
KAST Card
Virtual, Physical
Pionex Card
Virtual
ATM withdrawals
KAST Card
Available
Pionex Card
Not available
Mobile wallets
KAST Card
Apple Pay, Google Pay
Pionex Card
Apple Pay, Google Pay
Apps
KAST Card
iOS, Android
Pionex Card
Not disclosed
Daily spending limit
KAST Card
No cap
Pionex Card
$10,000-$20,000/day; $10,000-$20,000/transaction depending on network
Monthly spending limit
KAST Card
No cap
Pionex Card
$50,000-$100,000/month depending on network
ATM limit
KAST Card
Limits shown in app
Pionex Card
Not available
06

Funding & transfers

5 fields
Networks
KAST Card
Solana, Ethereum, Tron, Polygon, BNB Chain, Arbitrum +7
Pionex Card
Not disclosed
Crypto deposits
KAST Card
Stablecoins: USDT, USDC, USDe, PYUSD, RLUSD; Other crypto: BTC, ETH, SOL, XRP, AAVE +22
Pionex Card
Other crypto: Supported crypto
Fiat deposits
KAST Card
USD bank transfer, EU bank transfer, BRL PIX deposit, MXN SPEI deposit +2
Pionex Card
Not disclosed
Transfers
KAST Card
Stablecoin transfers; KAST Tag; Global USD SWIFT payout, USD local payout, EUR SEPA payout, Other local currency payouts
Pionex Card
Stablecoin transfers; Pionex Primary ↔ Card account transfer, Pionex Primary → Mastercard account transfer; Pionex account cash-out
Payout currencies
KAST Card
USD, EUR, AED, SAR, JPY, INR, PHP, THB +4
Pionex Card
Not disclosed
07

Rewards

3 fields
Base cashback
KAST Card
1.5%
Pionex Card
0.1%
Max cashback
KAST Card
3%
Pionex Card
1%
Reward currency
KAST Card
USD cashback
Pionex Card
USDT
08

Earn

5 fields
Advertised APY
KAST Card
Up to 7% APY
Pionex Card
Up to 5% APY
How it works
KAST Card
Optional earn vault
Pionex Card
Earn on spending balance
Separate deposit
KAST Card
Yes
Pionex Card
No
Use balance for spending
KAST Card
No
Pionex Card
Yes
Lock-up
KAST Card
No
Pionex Card
No
09

Trust & availability

6 fields
Custody
KAST Card
Custodial
Pionex Card
Custodial
Control until payment
KAST Card
Provider controls funds
Pionex Card
Provider controls funds
Card issuer
KAST Card
Third National
Pionex Card
Not disclosed
Card processing
KAST Card
Tazapay
Pionex Card
Not disclosed
Custody / key management
KAST Card
BitGo
Pionex Card
Not disclosed
Programme operator
KAST Card
Troia Corp
Pionex Card
Not disclosed
10

Sources

2 fields
Official sources
KAST Card
20
Pionex Card
59
Last reviewed
KAST Card
Aug 28, 2026
Pionex Card
Aug 14, 2026

04 · The takeaway

KAST Card is the stronger all-round choice

KAST Card finishes ahead with an Overall Score of 84 versus 57 for Pionex Card. The starting plan and FX figures are tied, or the providers have not published enough matching information to name a lower-cost option. KAST Card has the higher published base cashback rate (1.5% vs 0.1%).

Pionex Card can still be the more comfortable choice if its availability, card setup or way of holding funds suits you better. KAST Card and Pionex Card use the same custodial balance setup.

KAST Card lists more stablecoins and ways to send money out (12 vs 4). Before applying, confirm availability in your country and recheck the provider's current fees and reward conditions.

If one card now looks like the better fit, you can check the latest application terms on the provider site or read our full KAST Card and Pionex Card reviews first.

05 · Common questions

KAST vs Pionex FAQ

Is KAST or Pionex better overall?

KAST Card has the higher Overall Score (84 vs 57). That does not make it better for everyone: your preferred fees, rewards, way of holding funds and country availability can change the practical choice.

Which has lower fees, KAST or Pionex?

The starting plan and FX figures are tied, or the providers have not published enough matching information to name a lower-cost option. Compare plan, FX, card-spend, top-up and ATM charges separately because one fee does not represent the full cost.

Which has better cashback, KAST or Pionex?

KAST Card has the higher published base cashback rate (1.5% vs 0.1%). Maximum rates may depend on tiers, caps, categories or other conditions, so the entry rate and reward asset matter too.

How do KAST and Pionex differ on custody?

KAST Card and Pionex Card use the same custodial balance setup.

How current is this KAST vs Pionex comparison?

The latest information check for these two cards was August 28, 2026, using 79 official sources in total. Each full card review lists its own check date, sources and anything the provider has not clearly disclosed.

06 · Keep comparing

See how each card compares with other close alternatives, or choose a different pair yourself.

Open the comparison workspace