KASTKAST
84
Side-by-side card comparison
KAST vs Tangem: overall score versus use-case fit
KAST Card has the higher Overall Score by 24 points (84 vs 60). KAST Card looks stronger for Cashback, Travel, Lowest fees, and Transfers, while Tangem Card comes out ahead for Funds control.
Information checked Aug 28, 202638 official sources reviewed
01 · Overall score versus use-case fit
KAST Card is the better all-round starting point
KAST Card has the higher Overall Score in this comparison. Tangem Card may be the better fit for Funds control. A score cannot tell you whether a provider will accept your application or whether every feature will be available where you live, so check the latest provider terms before signing up.
OverallKAST84Tangem60Higher score
CashbackKAST75Tangem15Higher score
TravelKAST92Tangem27Higher score
Funds controlKAST71Tangem83Higher score
Lowest feesKAST81Tangem53Higher score
TransfersKAST100Tangem58Higher score
Choose KAST Card if cashback and travel matter most
KAST Card comes out ahead for Cashback, Travel, Lowest fees, and Transfers in this comparison. It is worth a closer look if those are the parts of a card you expect to use most.
- Transfers span crypto, Tag and bank payouts
- Physical, virtual and phone-wallet card access
- Free tier starts with cashback
Choose Tangem Card if funds control matters most
Tangem Card comes out ahead for Funds control in this comparison. It is worth a closer look if those are the parts of a card you expect to use most.
- Apple Pay and Google Pay
- Direct USDC funding on Polygon
- No monthly or standard purchase fee
Where each card has the edge
The overall leader does not win every use case, so the reason you want the card matters here.
- Overall Score
- KAST84Tangem60
KAST Card has the higher Overall Score by 24 points.
- Entry cost & FX
- KAST$0 plan · 0.5–1.75% FXTangem$0 plan · Up to 3% legal cap; current fee unknown FX
The starting plan and FX figures are tied, or the providers have not published enough matching information to name a lower-cost option.
- Purchase rewards
- KAST1.5% base · up to 3%Tangem0% cashback
KAST Card has the higher published base cashback rate (1.5% vs 0%).
- Funds control
- KASTCustodial balanceTangemHybrid custody
KAST Card uses a custodial balance setup, while Tangem Card uses a hybrid custody setup. Neither approach is always better, so choose the level of control you are comfortable with.
- Everyday access
- KASTVirtual + Physical · Apple Pay, Google PayTangemVirtual · Apple Pay, Google Pay
KAST Card lists more card formats and phone-wallet options (4 vs 3).
- Money movement
- KAST5 stablecoins · Stablecoin transfers; KAST Tag; Global USD SWIFT payout, USD local payout, EUR SEPA payout, Other local currency payoutsTangem1 stablecoin · Stablecoin transfers
KAST Card lists more stablecoins and ways to send money out (12 vs 2).
02 · Read the shortlist
A closer look at the split decision
Start with the strengths that drive each use-case result, then test them against costs and access.
- Cashback
- 1.5%-3%
- Plan cost
- $0
- FX fee
- 0.5–1.75%
- ATM fee
- $3 + 2%
- Card formats
- Virtual, Physical
- Wallet payments
- Apple Pay, Google Pay
- Receive methods
- 32 crypto · 6 fiat
- Payout methods
- 2 crypto · 13 fiat
- Cashback
- 0%
- Plan cost
- $0
- FX fee
- Up to 3% legal cap; current fee unknown
- ATM fee
- Not available
- Card formats
- Virtual
- Wallet payments
- Apple Pay, Google Pay
- Receive methods
- 1 crypto · 0 fiat
- Payout methods
- 1 crypto · 0 fiat
Current signup offers
Signup value available today
A welcome offer can improve the value of your first months with a card. Check the eligibility rules, qualifying actions and deadline first. Signup offers are excluded from card scores.
KAST Card
20% off
20% off your first subscription
- Discount is automatically applied at checkout.
Offer terms can change. Check the current KAST referral programme before signing up.
Tangem Card
No active signup offer listed
We do not currently list an active signup offer for this card.
Partner links may earn us a commission. Read our affiliate disclosure for how these links work.
03 · Compare the details
See how the trade-offs line up
Comparable figures receive a marker; missing or unverified details stay visible instead of becoming an assumed advantage.
Best known Not disclosed
CardsKAST CardOverall84Tangem CardOverall60
KAST CardOverall84Tangem CardOverall60Scores
6 fields- Overall Score
- KAST Card84Tangem Card60
- Cashback score
- KAST Card75Tangem Card15
- Travel score
- KAST Card92Tangem Card27
- Funds control score
- KAST Card71Tangem Card83
- Lowest fees score
- KAST Card81Tangem Card53
- Transfers score
- KAST Card100Tangem Card58
Strengths & trade-offs
2 fields- Strengths
- KAST CardTransfers span crypto, Tag and bank payouts, Physical, virtual and phone-wallet card accessTangem CardApple Pay and Google Pay, Direct USDC funding on Polygon
- Trade-offs
- KAST CardNon-USD FX can exceed entry cashback, ATM use adds two chargesTangem CardNo current cashback, Virtual-only with no ATM access
Costs
7 fields- Plan cost
- KAST Card$0Tangem Card$0
- FX fee
- KAST Card0.5–1.75%Tangem CardUp to 3% legal cap; current fee unknown
- Top-up fee
- KAST Card0%Tangem Card0%
- Card spending fee
- KAST Card0%Tangem Card0%
- ATM fee
- KAST Card$3 + 2%Tangem CardNot available
- Virtual card
- KAST CardFree first twoTangem Card$0 for the first virtual card
- Physical card
- KAST CardFree; $40 shippingTangem CardNot disclosed
Plans
2 fields- Available plans
- KAST Card3 plans: Standard, Premium, PrivateTangem CardNot disclosed
- Top cashback plan
- KAST CardPrivate: 3%Tangem CardNot disclosed
Everyday use
8 fields- Network
- KAST CardVisaTangem CardVisa
- Card formats
- KAST CardVirtual, PhysicalTangem CardVirtual
- ATM withdrawals
- KAST CardAvailableTangem CardNot available
- Mobile wallets
- KAST CardApple Pay, Google PayTangem CardApple Pay, Google Pay
- Apps
- KAST CardiOS, AndroidTangem CardiOS, Android
- Daily spending limit
- KAST CardNo capTangem CardBasic advertises $10,000 daily; the account system/default shows up to $50,000, so the effective Basic limit is unclear
- Monthly spending limit
- KAST CardNo capTangem CardNo current monthly POS amount is published; up to 1,000 POS transactions per month
- ATM limit
- KAST CardLimits shown in appTangem CardATM withdrawals are not currently available
Funding & transfers
5 fields- Networks
- KAST CardSolana, Ethereum, Tron, Polygon, BNB Chain, Arbitrum +7Tangem CardPolygon
- Crypto deposits
- KAST CardStablecoins: USDT, USDC, USDe, PYUSD, RLUSD; Other crypto: BTC, ETH, SOL, XRP, AAVE +22Tangem CardStablecoins: USDC
- Fiat deposits
- KAST CardUSD bank transfer, EU bank transfer, BRL PIX deposit, MXN SPEI deposit +2Tangem CardNot disclosed
- Transfers
- KAST CardStablecoin transfers; KAST Tag; Global USD SWIFT payout, USD local payout, EUR SEPA payout, Other local currency payoutsTangem CardStablecoin transfers
- Payout currencies
- KAST CardUSD, EUR, AED, SAR, JPY, INR, PHP, THB +4Tangem CardNot disclosed
Rewards
3 fields- Base cashback
- KAST Card1.5%Tangem Card0%
- Max cashback
- KAST Card3%Tangem Card0%
- Reward currency
- KAST CardUSD cashbackTangem CardNo current purchase rewards
Earn
5 fields- Advertised APY
- KAST CardUp to 7% APYTangem CardNot offered
- How it works
- KAST CardOptional earn vaultTangem CardNot offered
- Separate deposit
- KAST CardYesTangem CardNot offered
- Use balance for spending
- KAST CardNoTangem CardNot offered
- Lock-up
- KAST CardNoTangem CardNot offered
Trust & availability
7 fields- Custody
- KAST CardCustodialTangem CardHybrid custody
- Control until payment
- KAST CardProvider controls fundsTangem CardYou keep control
- Card issuer
- KAST CardThird NationalTangem CardThird National
- Card processing
- KAST CardTazapayTangem CardPaera LLC
- Custody / key management
- KAST CardBitGoTangem CardNot disclosed
- Identity verification
- KAST CardNot disclosedTangem CardSumsub
- Programme operator
- KAST CardTroia CorpTangem CardNot disclosed
Sources
2 fields- Official sources
- KAST Card20Tangem Card18
- Last reviewed
- KAST CardAug 28, 2026Tangem CardAug 28, 2026
04 · The trade-off
KAST Card is the stronger all-round choice
KAST Card finishes ahead with an Overall Score of 84 versus 60 for Tangem Card. The starting plan and FX figures are tied, or the providers have not published enough matching information to name a lower-cost option. KAST Card has the higher published base cashback rate (1.5% vs 0%).
Tangem Card still comes out ahead for Funds control, which may matter more than the overall result if that is how you plan to use the card. KAST Card uses a custodial balance setup, while Tangem Card uses a hybrid custody setup. Neither approach is always better, so choose the level of control you are comfortable with.
KAST Card lists more stablecoins and ways to send money out (12 vs 2). Before applying, confirm availability in your country and recheck the provider's current fees and reward conditions.
If one card now looks like the better fit, you can check the latest application terms on the provider site or read our full KAST Card and Tangem Card reviews first.
Continue with
KAST Card
Continue with
Tangem Card
05 · Common questions
KAST vs Tangem FAQ
Is KAST or Tangem better overall?
KAST Card has the higher Overall Score (84 vs 60). That does not make it better for everyone: your preferred fees, rewards, way of holding funds and country availability can change the practical choice.
Which has lower fees, KAST or Tangem?
The starting plan and FX figures are tied, or the providers have not published enough matching information to name a lower-cost option. Compare plan, FX, card-spend, top-up and ATM charges separately because one fee does not represent the full cost.
Which has better cashback, KAST or Tangem?
KAST Card has the higher published base cashback rate (1.5% vs 0%). Maximum rates may depend on tiers, caps, categories or other conditions, so the entry rate and reward asset matter too.
How do KAST and Tangem differ on custody?
KAST Card uses a custodial balance setup, while Tangem Card uses a hybrid custody setup. Neither approach is always better, so choose the level of control you are comfortable with.
How current is this KAST vs Tangem comparison?
The latest information check for these two cards was August 28, 2026, using 38 official sources in total. Each full card review lists its own check date, sources and anything the provider has not clearly disclosed.