KASTKAST
84
Side-by-side card comparison
KAST vs WhiteBIT Nova USD: fees, rewards and account setup
KAST Card has the higher Overall Score by 25 points (84 vs 59). KAST Card also looks stronger for Cashback, Travel, Funds control, Lowest fees, and Transfers. The details below show where WhiteBIT Nova USD may still be the better personal fit.
Information checked Oct 16, 202637 official sources reviewed
01 · Make the first cut
KAST Card is the better all-round starting point
KAST Card has the higher Overall Score in this comparison. WhiteBIT Nova USD may still suit you better if its card format, way of holding funds or availability is the deciding factor. A score cannot tell you whether a provider will accept your application or whether every feature will be available where you live, so check the latest provider terms before signing up.
OverallKAST84WhiteBIT Nova USD59Higher score
CashbackKAST75WhiteBIT Nova USD25Higher score
TravelKAST93WhiteBIT Nova USD36Higher score
Funds controlKAST71WhiteBIT Nova USD49Higher score
Lowest feesKAST82WhiteBIT Nova USD60Higher score
TransfersKAST100WhiteBIT Nova USD86Higher score
Choose KAST Card if cashback and travel matter most
KAST Card comes out ahead for Cashback, Travel, Funds control, Lowest fees, and Transfers in this comparison. It is worth a closer look if those are the parts of a card you expect to use most.
- Transfers span crypto, Tag and bank payouts
- Physical, virtual and phone-wallet card access
- Free tier starts with cashback
Choose WhiteBIT Nova USD if its day-to-day setup suits you
WhiteBIT Nova USD does not lead one of the use-case scores here, but it can still be the right choice when its costs, rewards and day-to-day setup match how you plan to use it. The other card looks stronger for Cashback, Travel, Funds control, Lowest fees, and Transfers, so compare that advantage with the features you would actually use.
- Apple Pay and Google Pay
- Spend selected exchange assets
- No monthly maintenance fee
The differences that could change the result
The overall score points one way, but a specific use case or product condition may point another.
- Overall Score
- KAST84WhiteBIT Nova USD59
KAST Card has the higher Overall Score by 25 points.
- Entry cost & FX
- KAST$0 plan · 0.5–1.75% FXWhiteBIT Nova USDNot disclosed plan · 1.5% for non-USD payments under the owner-approved interpretation of the conversion tariff; source wording is incomplete FX
WhiteBIT Nova USD has the lower published FX fee (1.5% for non-USD payments under the owner-approved interpretation of the conversion tariff; source wording is incomplete vs 0.5–1.75%).
- Purchase rewards
- KAST1.5% base · up to 3%WhiteBIT Nova USD0% base · up to 10%
KAST Card has the higher published base cashback rate (1.5% vs 0%).
- Funds control
- KASTCustodial balanceWhiteBIT Nova USDCustodial balance
KAST Card and WhiteBIT Nova USD use the same custodial balance setup.
- Everyday access
- KASTVirtual + Physical · Apple Pay, Google PayWhiteBIT Nova USDVirtual · Apple Pay, Google Pay
KAST Card lists more card formats and phone-wallet options (4 vs 3).
- Money movement
- KAST5 stablecoins · Stablecoin transfers; KAST Tag; Global USD SWIFT payout, USD local payout, EUR SEPA payout, Other local currency payoutsWhiteBIT Nova USD2 stablecoins · Stablecoin transfers; SEPA FINCI withdrawal from WhiteBIT account
KAST Card lists more stablecoins and ways to send money out (12 vs 4).
02 · Read the shortlist
A closer look at the two cards
These quick facts cover the costs, rewards and everyday features most likely to shape your choice. Use the full table below when you want the finer details.
- Cashback
- 1.5%-3%
- Plan cost
- $0
- FX fee
- 0.5–1.75%
- ATM fee
- $3 + 2%
- Card formats
- Virtual, Physical
- Wallet payments
- Apple Pay, Google Pay
- Receive methods
- 32 crypto · 6 fiat
- Payout methods
- 2 crypto · 13 fiat
- Cashback
- 0%-10%
- Plan cost
- Not disclosed
- FX fee
- 1.5% for non-USD payments under the owner-approved interpretation of the conversion tariff; source wording is incomplete
- ATM fee
- Not available
- Card formats
- Virtual
- Wallet payments
- Apple Pay, Google Pay
- Receive methods
- 2 crypto · 1 fiat
- Payout methods
- 2 crypto · 1 fiat
Current signup offers
Signup value available today
A welcome offer can improve the value of your first months with a card. Check the eligibility rules, qualifying actions and deadline first. Signup offers are excluded from card scores.
KAST Card
20% off
20% off your first subscription
- Discount is automatically applied at checkout.
Offer terms can change. Check the current KAST referral programme before signing up.
WhiteBIT Nova USD
No active signup offer listed
We do not currently list an active signup offer for this card.
Partner links may earn us a commission. Read our affiliate disclosure for how these links work.
03 · Compare the details
Compare the details side by side
We highlight a better number only when both cards publish values that can be compared fairly. Anything missing stays clearly marked.
Best known Not disclosed
CardsKAST CardOverall84WhiteBIT Nova USDOverall59
KAST CardOverall84WhiteBIT Nova USDOverall59Scores
6 fields- Overall Score
- KAST Card84WhiteBIT Nova USD59
- Cashback score
- KAST Card75WhiteBIT Nova USD25
- Travel score
- KAST Card93WhiteBIT Nova USD36
- Funds control score
- KAST Card71WhiteBIT Nova USD49
- Lowest fees score
- KAST Card82WhiteBIT Nova USD60
- Transfers score
- KAST Card100WhiteBIT Nova USD86
Strengths & trade-offs
2 fields- Strengths
- KAST CardTransfers span crypto, Tag and bank payouts, Physical, virtual and phone-wallet card accessWhiteBIT Nova USDApple Pay and Google Pay, Spend selected exchange assets
- Trade-offs
- KAST CardNon-USD FX can exceed entry cashback, ATM use adds two chargesWhiteBIT Nova USDA fee on every purchase, Category cashback stops at $25
Costs
7 fields- Plan cost
- KAST Card$0WhiteBIT Nova USDNot disclosed
- FX fee
- KAST Card0.5–1.75%WhiteBIT Nova USD1.5% for non-USD payments under the owner-approved interpretation of the conversion tariff; source wording is incomplete
- Top-up fee
- KAST Card0%WhiteBIT Nova USD0%
- Card spending fee
- KAST Card0%WhiteBIT Nova USD$0.20 + 1.5%
- ATM fee
- KAST Card$3 + 2%WhiteBIT Nova USDNot available
- Virtual card
- KAST CardFree first twoWhiteBIT Nova USD$0 issuance
- Physical card
- KAST CardFree; $40 shippingWhiteBIT Nova USDUnavailable for the current USD product
Plans
2 fields- Available plans
- KAST Card3 plans: Standard, Premium, PrivateWhiteBIT Nova USDNot disclosed
- Top cashback plan
- KAST CardPrivate: 3%WhiteBIT Nova USDNot disclosed
Everyday use
8 fields- Network
- KAST CardVisaWhiteBIT Nova USDVisa
- Card formats
- KAST CardVirtual, PhysicalWhiteBIT Nova USDVirtual
- ATM withdrawals
- KAST CardAvailableWhiteBIT Nova USDNot available
- Mobile wallets
- KAST CardApple Pay, Google PayWhiteBIT Nova USDApple Pay, Google Pay
- Apps
- KAST CardiOS, AndroidWhiteBIT Nova USDWeb
- Daily spending limit
- KAST CardNo capWhiteBIT Nova USDUSD 40,000 daily
- Monthly spending limit
- KAST CardNo capWhiteBIT Nova USDUSD 200,000 monthly
- ATM limit
- KAST Card$500 per withdrawal; up to three withdrawals or $1,500 per 24 hoursWhiteBIT Nova USDATM withdrawals unavailable; future published limits are not current access.
Funding & transfers
5 fields- Networks
- KAST CardSolana, Ethereum, Tron, Polygon, BNB Chain, Arbitrum +7WhiteBIT Nova USDArbitrum, Avalanche C-Chain, Base, BNB Smart Chain, Polkadot Asset Hub, Ethereum +9
- Crypto deposits
- KAST CardStablecoins: USDT, USDC, USDe, PYUSD, RLUSD; Other crypto: BTC, ETH, SOL, XRP, AAVE +22WhiteBIT Nova USDStablecoins: USDC, USDT
- Fiat deposits
- KAST CardUSD bank transfer, EU bank transfer, BRL PIX deposit, MXN SPEI deposit +2WhiteBIT Nova USDSEPA FINCI to WhiteBIT account
- Transfers
- KAST CardStablecoin transfers; KAST Tag; Global USD SWIFT payout, USD local payout, EUR SEPA payout, Other local currency payoutsWhiteBIT Nova USDStablecoin transfers; SEPA FINCI withdrawal from WhiteBIT account
- Payout currencies
- KAST CardUSD, EUR, AED, SAR, JPY, INR, PHP, THB +4WhiteBIT Nova USDEUR
Rewards
3 fields- Base cashback
- KAST Card1.5%WhiteBIT Nova USD0%
- Max cashback
- KAST Card3%WhiteBIT Nova USD10%
- Reward currency
- KAST CardUSD cashbackWhiteBIT Nova USDNot disclosed
Earn
5 fields- Advertised APY
- KAST CardUp to 7% APYWhiteBIT Nova USDNot offered
- How it works
- KAST CardOptional earn vaultWhiteBIT Nova USDNot offered
- Separate deposit
- KAST CardYesWhiteBIT Nova USDNot offered
- Use balance for spending
- KAST CardNoWhiteBIT Nova USDNot offered
- Lock-up
- KAST CardNoWhiteBIT Nova USDNot offered
Trust & availability
6 fields- Custody
- KAST CardCustodialWhiteBIT Nova USDCustodial
- Control until payment
- KAST CardProvider controls fundsWhiteBIT Nova USDProvider controls funds
- Card issuer
- KAST CardThird NationalWhiteBIT Nova USDJSC Hash Bank
- Card processing
- KAST CardTazapayWhiteBIT Nova USDNot disclosed
- Custody / key management
- KAST CardBitGoWhiteBIT Nova USDNot disclosed
- Programme operator
- KAST CardTroia CorpWhiteBIT Nova USDNot disclosed
Sources
2 fields- Official sources
- KAST Card20WhiteBIT Nova USD17
- Last reviewed
- KAST CardOct 14, 2026WhiteBIT Nova USDOct 16, 2026
04 · The takeaway
KAST Card is the stronger all-round choice
KAST Card finishes ahead with an Overall Score of 84 versus 59 for WhiteBIT Nova USD. WhiteBIT Nova USD has the lower published FX fee (1.5% for non-USD payments under the owner-approved interpretation of the conversion tariff; source wording is incomplete vs 0.5–1.75%). KAST Card has the higher published base cashback rate (1.5% vs 0%).
WhiteBIT Nova USD can still be the more comfortable choice if its availability, card setup or way of holding funds suits you better. KAST Card and WhiteBIT Nova USD use the same custodial balance setup.
KAST Card lists more stablecoins and ways to send money out (12 vs 4). Before applying, confirm availability in your country and recheck the provider's current fees and reward conditions.
If one card now looks like the better fit, you can check the latest application terms on the provider site or read our full KAST Card and WhiteBIT Nova USD reviews first.
Continue with
KAST Card
Continue with
WhiteBIT Nova USD
05 · Common questions
KAST vs WhiteBIT Nova USD FAQ
Is KAST or WhiteBIT Nova USD better overall?
KAST Card has the higher Overall Score (84 vs 59). That does not make it better for everyone: your preferred fees, rewards, way of holding funds and country availability can change the practical choice.
Which has lower fees, KAST or WhiteBIT Nova USD?
WhiteBIT Nova USD has the lower published FX fee (1.5% for non-USD payments under the owner-approved interpretation of the conversion tariff; source wording is incomplete vs 0.5–1.75%). Compare plan, FX, card-spend, top-up and ATM charges separately because one fee does not represent the full cost.
Which has better cashback, KAST or WhiteBIT Nova USD?
KAST Card has the higher published base cashback rate (1.5% vs 0%). Maximum rates may depend on tiers, caps, categories or other conditions, so the entry rate and reward asset matter too.
How do KAST and WhiteBIT Nova USD differ on custody?
KAST Card and WhiteBIT Nova USD use the same custodial balance setup.
How current is this KAST vs WhiteBIT Nova USD comparison?
The latest information check for these two cards was October 16, 2026, using 37 official sources in total. Each full card review lists its own check date, sources and anything the provider has not clearly disclosed.