Side-by-side card comparison

KAST vs Wirex One: overall score versus use-case fit

KAST Card has the higher Overall Score by 7 points (84 vs 77). KAST Card looks stronger for Cashback, Travel, Lowest fees, and Transfers, while Wirex One Card comes out ahead for Funds control.

Information checked Aug 28, 202656 official sources reviewed

01 · Overall score versus use-case fit

KAST Card is the better all-round starting point

KAST Card has the higher Overall Score in this comparison. Wirex One Card may be the better fit for Funds control. A score cannot tell you whether a provider will accept your application or whether every feature will be available where you live, so check the latest provider terms before signing up.

OverallKAST84Wirex One77Higher score
CashbackKAST75Wirex One70Higher score
TravelKAST92Wirex One85Higher score
Funds controlKAST71Wirex One73Higher score
Lowest feesKAST81Wirex One68Higher score
TransfersKAST100Wirex One94Higher score

Choose KAST Card if cashback and travel matter most

KAST Card comes out ahead for Cashback, Travel, Lowest fees, and Transfers in this comparison. It is worth a closer look if those are the parts of a card you expect to use most.

  • Transfers span crypto, Tag and bank payouts
  • Physical, virtual and phone-wallet card access
  • Free tier starts with cashback

Choose Wirex One Card if funds control matters most

Wirex One Card comes out ahead for Funds control in this comparison. It is worth a closer look if those are the parts of a card you expect to use most.

  • Five current card tiers
  • 0.5% to 8% cashback in USD
  • Self-custodial digital assets

Where each card has the edge

The overall leader does not win every use case, so the reason you want the card matters here.

Overall Score
KAST84
Wirex One77

KAST Card has the higher Overall Score by 7 points.

Entry cost & FX
KAST$0 plan · 0.5–1.75% FX
Wirex One$0 plan · 0% FX

Wirex One Card has the lower published FX fee (0% vs 0.5–1.75%).

Purchase rewards
KAST1.5% base · up to 3%
Wirex One0.5% base · up to 8%

KAST Card has the higher published base cashback rate (1.5% vs 0.5%).

Funds control
KASTCustodial balance
Wirex OneNon-custodial account

KAST Card uses a custodial balance setup, while Wirex One Card uses a non-custodial account setup. Neither approach is always better, so choose the level of control you are comfortable with.

Everyday access
KASTVirtual + Physical · Apple Pay, Google Pay
Wirex OneVirtual + Physical · Apple Pay, Google Pay

Both cards list the same number of card formats and phone-wallet options.

Money movement
KAST5 stablecoins · Stablecoin transfers; KAST Tag; Global USD SWIFT payout, USD local payout, EUR SEPA payout, Other local currency payouts
Wirex One3 stablecoins · Stablecoin transfers; Pay to an external card, Bank account payouts

KAST Card lists more stablecoins and ways to send money out (12 vs 6).

02 · Read the shortlist

A closer look at the split decision

Start with the strengths that drive each use-case result, then test them against costs and access.

2 cards compared
Cashback
1.5%-3%
Plan cost
$0
FX fee
0.5–1.75%
ATM fee
$3 + 2%
Card formats
Virtual, Physical
Wallet payments
Apple Pay, Google Pay
Receive methods
32 crypto · 6 fiat
Payout methods
2 crypto · 13 fiat
Cashback
0.5%-8%
Plan cost
$0
FX fee
0%
ATM fee
2%
Card formats
Virtual, Physical
Wallet payments
Apple Pay, Google Pay
Receive methods
3 crypto · 2 fiat
Payout methods
3 crypto · 3 fiat

Current signup offers

Signup value available today

A welcome offer can improve the value of your first months with a card. Check the eligibility rules, qualifying actions and deadline first. Signup offers are excluded from card scores.

KAST Card

20% off

20% off your first subscription

  • Discount is automatically applied at checkout.

Offer terms can change. Check the current KAST referral programme before signing up.

Wirex One Card

No active signup offer listed

We do not currently list an active signup offer for this card.

Partner links may earn us a commission. Read our affiliate disclosure for how these links work.

03 · Compare the details

See how the trade-offs line up

Comparable figures receive a marker; missing or unverified details stay visible instead of becoming an assumed advantage.

Best known Not disclosed
Cards
KAST CardOverall84
Wirex One CardOverall77
01

Scores

6 fields
Overall Score
KAST Card
84
Wirex One Card
77
Cashback score
KAST Card
75
Wirex One Card
70
Travel score
KAST Card
92
Wirex One Card
85
Funds control score
KAST Card
71
Wirex One Card
73
Lowest fees score
KAST Card
81
Wirex One Card
68
Transfers score
KAST Card
100
Wirex One Card
94
02

Strengths & trade-offs

2 fields
Strengths
KAST Card
Transfers span crypto, Tag and bank payouts, Physical, virtual and phone-wallet card access
Wirex One Card
Five current card tiers, 0.5% to 8% cashback in USD
Trade-offs
KAST Card
Non-USD FX can exceed entry cashback, ATM use adds two charges
Wirex One Card
Higher tiers require WPAY exposure, Limits remain region-specific
03

Costs

7 fields
Plan cost
KAST Card
$0
Wirex One Card
$0
FX fee
KAST Card
0.5–1.75%
Wirex One Card
0%
Top-up fee
KAST Card
0%
Wirex One Card
Not disclosed
Card spending fee
KAST Card
0%
Wirex One Card
Not disclosed
ATM fee
KAST Card
$3 + 2%
Wirex One Card
2%
Virtual card
KAST Card
Free first two
Wirex One Card
Included on every membership tier
Physical card
KAST Card
Free; $40 shipping
Wirex One Card
Plastic from Premium; Visa Signature Metal from Private
04

Plans

2 fields
Available plans
KAST Card
3 plans: Standard, Premium, Private
Wirex One Card
5 plans: Base, Premium, Elite, Private +1
Top cashback plan
KAST Card
Private: 3%
Wirex One Card
Bespoke: 8%
05

Everyday use

8 fields
Network
KAST Card
Visa
Wirex One Card
Visa
Card formats
KAST Card
Virtual, Physical
Wirex One Card
Virtual, Physical
ATM withdrawals
KAST Card
Available
Wirex One Card
Available
Mobile wallets
KAST Card
Apple Pay, Google Pay
Wirex One Card
Apple Pay, Google Pay
Apps
KAST Card
iOS, Android
Wirex One Card
iOS, Android
Daily spending limit
KAST Card
No cap
Wirex One Card
EEA card-spend limit: €30,000/day and €30,000 per transaction; other regions are shown in app
Monthly spending limit
KAST Card
No cap
Wirex One Card
EEA card-spend limit: €30,000/month; other regions are shown in app
ATM limit
KAST Card
Limits shown in app
Wirex One Card
EEA physical/Metal ATM limit: €500/day, €5,000/month and 5 withdrawals/day; 2% above the free allowance
06

Funding & transfers

5 fields
Networks
KAST Card
Solana, Ethereum, Tron, Polygon, BNB Chain, Arbitrum +7
Wirex One Card
Not disclosed
Crypto deposits
KAST Card
Stablecoins: USDT, USDC, USDe, PYUSD, RLUSD; Other crypto: BTC, ETH, SOL, XRP, AAVE +22
Wirex One Card
Stablecoins: USDC, USDT, EURC
Fiat deposits
KAST Card
USD bank transfer, EU bank transfer, BRL PIX deposit, MXN SPEI deposit +2
Wirex One Card
Bank funding, External card top-up
Transfers
KAST Card
Stablecoin transfers; KAST Tag; Global USD SWIFT payout, USD local payout, EUR SEPA payout, Other local currency payouts
Wirex One Card
Stablecoin transfers; Pay to an external card, Bank account payouts
Payout currencies
KAST Card
USD, EUR, AED, SAR, JPY, INR, PHP, THB +4
Wirex One Card
USD, EUR, GBP
07

Rewards

3 fields
Base cashback
KAST Card
1.5%
Wirex One Card
0.5%
Max cashback
KAST Card
3%
Wirex One Card
8%
Reward currency
KAST Card
USD cashback
Wirex One Card
USD cashback
08

Earn

5 fields
Advertised APY
KAST Card
Up to 7% APY
Wirex One Card
Not offered
How it works
KAST Card
Optional earn vault
Wirex One Card
Not offered
Separate deposit
KAST Card
Yes
Wirex One Card
Not offered
Use balance for spending
KAST Card
No
Wirex One Card
Not offered
Lock-up
KAST Card
No
Wirex One Card
Not offered
09

Trust & availability

6 fields
Custody
KAST Card
Custodial
Wirex One Card
Non-custodial
Control until payment
KAST Card
Provider controls funds
Wirex One Card
Not disclosed
Card issuer
KAST Card
Third National
Wirex One Card
Transact Payments Malta Limited, Novatti Group Limited
Card processing
KAST Card
Tazapay
Wirex One Card
Not disclosed
Custody / key management
KAST Card
BitGo
Wirex One Card
Privy Technologies, Inc.
Programme operator
KAST Card
Troia Corp
Wirex One Card
UAB Wirex
10

Sources

2 fields
Official sources
KAST Card
20
Wirex One Card
36
Last reviewed
KAST Card
Aug 28, 2026
Wirex One Card
Aug 12, 2026

04 · The trade-off

KAST Card is the stronger all-round choice

KAST Card finishes ahead with an Overall Score of 84 versus 77 for Wirex One Card. Wirex One Card has the lower published FX fee (0% vs 0.5–1.75%). KAST Card has the higher published base cashback rate (1.5% vs 0.5%).

Wirex One Card still comes out ahead for Funds control, which may matter more than the overall result if that is how you plan to use the card. KAST Card uses a custodial balance setup, while Wirex One Card uses a non-custodial account setup. Neither approach is always better, so choose the level of control you are comfortable with.

KAST Card lists more stablecoins and ways to send money out (12 vs 6). Before applying, confirm availability in your country and recheck the provider's current fees and reward conditions.

If one card now looks like the better fit, you can check the latest application terms on the provider site or read our full KAST Card and Wirex One Card reviews first.

05 · Common questions

KAST vs Wirex One FAQ

Is KAST or Wirex One better overall?

KAST Card has the higher Overall Score (84 vs 77). That does not make it better for everyone: your preferred fees, rewards, way of holding funds and country availability can change the practical choice.

Which has lower fees, KAST or Wirex One?

Wirex One Card has the lower published FX fee (0% vs 0.5–1.75%). Compare plan, FX, card-spend, top-up and ATM charges separately because one fee does not represent the full cost.

Which has better cashback, KAST or Wirex One?

KAST Card has the higher published base cashback rate (1.5% vs 0.5%). Maximum rates may depend on tiers, caps, categories or other conditions, so the entry rate and reward asset matter too.

How do KAST and Wirex One differ on custody?

KAST Card uses a custodial balance setup, while Wirex One Card uses a non-custodial account setup. Neither approach is always better, so choose the level of control you are comfortable with.

How current is this KAST vs Wirex One comparison?

The latest information check for these two cards was August 28, 2026, using 56 official sources in total. Each full card review lists its own check date, sources and anything the provider has not clearly disclosed.

06 · Try another angle

Compare either card with a nearby alternative, or build a different pair in the comparison workspace.

Open the comparison workspace