MetaMaskMetaMask
76
Side-by-side card comparison
MetaMask vs Brighty: overall score versus use-case fit
MetaMask Card has the higher Overall Score by 6 points (76 vs 70). MetaMask Card looks stronger for Cashback, Travel, Funds control, and Lowest fees, while Brighty Card comes out ahead for Transfers.
Information checked Aug 16, 202637 official sources reviewed
01 · Overall score versus use-case fit
MetaMask Card is the better all-round starting point
MetaMask Card has the higher Overall Score in this comparison. Brighty Card may be the better fit for Transfers. A score cannot tell you whether a provider will accept your application or whether every feature will be available where you live, so check the latest provider terms before signing up.
OverallMetaMask76Brighty70Higher score
CashbackMetaMask49Brighty48Higher score
TravelMetaMask91Brighty80Higher score
Funds controlMetaMask87Brighty65Higher score
Lowest feesMetaMask82Brighty68Higher score
TransfersMetaMask59Brighty93Higher score
Choose MetaMask Card if cashback and travel matter most
MetaMask Card comes out ahead for Cashback, Travel, Funds control, and Lowest fees in this comparison. It is worth a closer look if those are the parts of a card you expect to use most.
- Spend enabled MetaMask wallet assets
- Self-custody spend model
- Free Virtual tier includes mUSD cashback
Choose Brighty Card if transfers matters most
Brighty Card comes out ahead for Transfers in this comparison. It is worth a closer look if those are the parts of a card you expect to use most.
- Free entry plan
- USDC cashback
- Multiple account rails
Where each card has the edge
The overall leader does not win every use case, so the reason you want the card matters here.
- Overall Score
- MetaMask76Brighty70
MetaMask Card has the higher Overall Score by 6 points.
- Entry cost & FX
- MetaMask$0 plan · 0–1% FXBrighty$0 plan · Visa: up to 2% foreign-transaction fee. Mastercard: not disclosed in the reviewed Brighty sources FX
MetaMask Card has the lower published FX fee (0–1% vs Visa: up to 2% foreign-transaction fee. Mastercard: not disclosed in the reviewed Brighty sources).
- Purchase rewards
- MetaMask1% base · up to 3%Brighty0.5% base · up to 1.75%
MetaMask Card has the higher published base cashback rate (1% vs 0.5%).
- Funds control
- MetaMaskSelf-controlled walletBrightyCustodial balance
MetaMask Card uses a self-controlled wallet setup, while Brighty Card uses a custodial balance setup. Neither approach is always better, so choose the level of control you are comfortable with.
- Everyday access
- MetaMaskVirtual + Physical · Apple Pay, Google PayBrightyVirtual + Physical · Apple Pay
MetaMask Card lists more card formats and phone-wallet options (4 vs 3).
- Money movement
- MetaMask5 stablecoins · Stablecoin transfersBrighty2 stablecoins · Stablecoin transfers; SEPA / Faster Payments payout, SWIFT payout
Both cards list the same number of stablecoins and ways to send money out.
02 · Read the shortlist
A closer look at the split decision
Start with the strengths that drive each use-case result, then test them against costs and access.
- Cashback
- 1%-3%
- Plan cost
- $0
- FX fee
- 0–1%
- ATM fee
- 0–2%
- Card formats
- Virtual, Physical
- Wallet payments
- Apple Pay, Google Pay
- Receive methods
- 0 crypto · 0 fiat
- Payout methods
- 0 crypto · 0 fiat
- Cashback
- 0.5%-1.8%
- Plan cost
- $0
- FX fee
- Visa: up to 2% foreign-transaction fee. Mastercard: not disclosed in the reviewed Brighty sources
- ATM fee
- Not disclosed
- Card formats
- Virtual, Physical
- Wallet payments
- Apple Pay
- Receive methods
- 4 crypto · 2 fiat
- Payout methods
- 16 crypto · 4 fiat
03 · Compare the details
See how the trade-offs line up
Comparable figures receive a marker; missing or unverified details stay visible instead of becoming an assumed advantage.
Best known Not disclosed
CardsMetaMask CardOverall76Brighty CardOverall70
MetaMask CardOverall76Brighty CardOverall70Scores
6 fields- Overall Score
- MetaMask Card76Brighty Card70
- Cashback score
- MetaMask Card49Brighty Card48
- Travel score
- MetaMask Card91Brighty Card80
- Funds control score
- MetaMask Card87Brighty Card65
- Lowest fees score
- MetaMask Card82Brighty Card68
- Transfers score
- MetaMask Card59Brighty Card93
Strengths & trade-offs
2 fields- Strengths
- MetaMask CardSpend enabled MetaMask wallet assets, Self-custody spend modelBrighty CardFree entry plan, USDC cashback
- Trade-offs
- MetaMask CardToken and network support is restricted, Fees can offset cashbackBrighty CardNetwork-specific FX gap, Physical terms vary
Costs
7 fields- Plan cost
- MetaMask Card$0Brighty Card$0
- FX fee
- MetaMask Card0–1%Brighty CardVisa: up to 2% foreign-transaction fee. Mastercard: not disclosed in the reviewed Brighty sources
- Top-up fee
- MetaMask Card0%Brighty Card0%
- Card spending fee
- MetaMask CardNot disclosedBrighty CardNot disclosed
- ATM fee
- MetaMask Card0–2%Brighty CardNot disclosed
- Virtual card
- MetaMask CardUp to 1 free virtual cards by tierBrighty CardVisa and Mastercard: published issue price €2.99; included-card interaction unresolved
- Physical card
- MetaMask CardMetal tier $199/year; orders temporarily paused as of June 2, 2026Brighty CardVisa: One unavailable; Plus includes one and Pro includes two, with €0 issue price
Plans
2 fields- Available plans
- MetaMask Card2 plans: Virtual, MetalBrighty Card3 plans: One, Plus, Pro
- Top cashback plan
- MetaMask CardMetal: 3%Brighty CardOne: 0.5%
Everyday use
8 fields- Network
- MetaMask CardMastercardBrighty CardVisa/Mastercard
- Card formats
- MetaMask CardVirtual, PhysicalBrighty CardVirtual, Physical
- ATM withdrawals
- MetaMask CardAvailableBrighty CardAvailable
- Mobile wallets
- MetaMask CardApple Pay, Google PayBrighty CardApple Pay
- Apps
- MetaMask CardiOS, Android, WebBrighty CardiOS, Android
- Daily spending limit
- MetaMask CardNot disclosedBrighty CardPublished period is ambiguous: Visa virtual €15k / €15k / €50k; Mastercard virtual €15k / €25k / €50k for One / Plus / Pro
- Monthly spending limit
- MetaMask CardNot disclosedBrighty CardPublished period is ambiguous: physical Visa €15k on Plus and €50k on Pro
- ATM limit
- MetaMask CardLimits shown in appBrighty CardATM withdrawal limits are not published; only physical Visa fees are known
Funding & transfers
5 fields- Networks
- MetaMask CardLinea, Solana, Base, MonadBrighty CardEthereum, Tron, Bitcoin SegWit, Bitcoin Legacy, Cardano, Tezos +6
- Crypto deposits
- MetaMask CardNot disclosedBrighty CardStablecoins: USDC, EURC; Other crypto: BTC, ETH
- Fiat deposits
- MetaMask CardNot disclosedBrighty CardSEPA / Faster Payments, SWIFT
- Transfers
- MetaMask CardStablecoin transfersBrighty CardStablecoin transfers; SEPA / Faster Payments payout, SWIFT payout
- Payout currencies
- MetaMask CardNot disclosedBrighty CardEUR, GBP, USD, AED
Rewards
3 fields- Base cashback
- MetaMask Card1%Brighty Card0.5%
- Max cashback
- MetaMask Card3%Brighty Card1.8%
- Reward currency
- MetaMask CardmUSD cashbackBrighty CardUSDC
Earn
5 fields- Advertised APY
- MetaMask CardUp to 6% APYBrighty CardNot disclosed
- How it works
- MetaMask CardEarn on spending balance, Optional earn vaultBrighty CardEarn on spending balance
- Separate deposit
- MetaMask CardYesBrighty CardNo
- Use balance for spending
- MetaMask CardYesBrighty CardYes
- Lock-up
- MetaMask CardNoBrighty CardNo
Trust & availability
5 fields- Custody
- MetaMask CardSelf-custodyBrighty CardCustodial
- Control until payment
- MetaMask CardYou keep controlBrighty CardProvider controls funds
- Card issuer
- MetaMask CardCross River BankBrighty CardWallester AS
- Custody / key management
- MetaMask CardNot disclosedBrighty CardFireblocks
- Identity verification
- MetaMask CardCrypto LifeBrighty CardSumsub
Sources
2 fields- Official sources
- MetaMask Card12Brighty Card25
- Last reviewed
- MetaMask CardAug 12, 2026Brighty CardAug 16, 2026
04 · The trade-off
MetaMask Card is the stronger all-round choice
MetaMask Card finishes ahead with an Overall Score of 76 versus 70 for Brighty Card. MetaMask Card has the lower published FX fee (0–1% vs Visa: up to 2% foreign-transaction fee. Mastercard: not disclosed in the reviewed Brighty sources). MetaMask Card has the higher published base cashback rate (1% vs 0.5%).
Brighty Card still comes out ahead for Transfers, which may matter more than the overall result if that is how you plan to use the card. MetaMask Card uses a self-controlled wallet setup, while Brighty Card uses a custodial balance setup. Neither approach is always better, so choose the level of control you are comfortable with.
Both cards list the same number of stablecoins and ways to send money out. Before applying, confirm availability in your country and recheck the provider's current fees and reward conditions.
If one card now looks like the better fit, you can check the latest application terms on the provider site or read our full MetaMask Card and Brighty Card reviews first.
Continue with
MetaMask Card
Continue with
Brighty Card
05 · Common questions
MetaMask vs Brighty FAQ
Is MetaMask or Brighty better overall?
MetaMask Card has the higher Overall Score (76 vs 70). That does not make it better for everyone: your preferred fees, rewards, way of holding funds and country availability can change the practical choice.
Which has lower fees, MetaMask or Brighty?
MetaMask Card has the lower published FX fee (0–1% vs Visa: up to 2% foreign-transaction fee. Mastercard: not disclosed in the reviewed Brighty sources). Compare plan, FX, card-spend, top-up and ATM charges separately because one fee does not represent the full cost.
Which has better cashback, MetaMask or Brighty?
MetaMask Card has the higher published base cashback rate (1% vs 0.5%). Maximum rates may depend on tiers, caps, categories or other conditions, so the entry rate and reward asset matter too.
How do MetaMask and Brighty differ on custody?
MetaMask Card uses a self-controlled wallet setup, while Brighty Card uses a custodial balance setup. Neither approach is always better, so choose the level of control you are comfortable with.
How current is this MetaMask vs Brighty comparison?
The latest information check for these two cards was August 16, 2026, using 37 official sources in total. Each full card review lists its own check date, sources and anything the provider has not clearly disclosed.