MetaMaskMetaMask
76
Side-by-side card comparison
MetaMask vs Coca: overall score versus use-case fit
MetaMask Card has the higher Overall Score by 6 points (76 vs 70). MetaMask Card looks stronger for Cashback, Travel, Funds control, and Lowest fees, while Coca Card comes out ahead for Transfers.
Information checked Aug 12, 202624 official sources reviewed
01 · Overall score versus use-case fit
MetaMask Card is the better all-round starting point
MetaMask Card has the higher Overall Score in this comparison. Coca Card may be the better fit for Transfers. A score cannot tell you whether a provider will accept your application or whether every feature will be available where you live, so check the latest provider terms before signing up.
OverallMetaMask76Coca70Higher score
CashbackMetaMask49Coca43Higher score
TravelMetaMask91Coca82Higher score
Funds controlMetaMask87Coca85Higher score
Lowest feesMetaMask82Coca63Higher score
TransfersMetaMask59Coca87Higher score
Choose MetaMask Card if cashback and travel matter most
MetaMask Card comes out ahead for Cashback, Travel, Funds control, and Lowest fees in this comparison. It is worth a closer look if those are the parts of a card you expect to use most.
- Spend enabled MetaMask wallet assets
- Self-custody spend model
- Free Virtual tier includes mUSD cashback
Choose Coca Card if transfers matters most
Coca Card comes out ahead for Transfers in this comparison. It is worth a closer look if those are the parts of a card you expect to use most.
- Stablecoin funding, IBAN receive and card spend
- Physical, virtual and phone-wallet access
- Six tiers combine cashback and rebates
Where each card has the edge
The overall leader does not win every use case, so the reason you want the card matters here.
- Overall Score
- MetaMask76Coca70
MetaMask Card has the higher Overall Score by 6 points.
- Entry cost & FX
- MetaMask$0 plan · 0–1% FXCoca$0 plan · 0% on direct pairs FX
Coca Card has the lower published FX fee (0% on direct pairs vs 0–1%).
- Purchase rewards
- MetaMask1% base · up to 3%Coca1% base · up to 8%
Both cards show the same base cashback rate of 1%.
- Funds control
- MetaMaskSelf-controlled walletCocaSelf-controlled wallet
MetaMask Card and Coca Card use the same self-controlled wallet setup.
- Everyday access
- MetaMaskVirtual + Physical · Apple Pay, Google PayCocaVirtual + Physical · Apple Pay, Google Pay
Both cards list the same number of card formats and phone-wallet options.
- Money movement
- MetaMask5 stablecoins · Stablecoin transfersCoca3 stablecoins · Stablecoin transfers; IBAN / bank transfers
Both cards list the same number of stablecoins and ways to send money out.
02 · Read the shortlist
A closer look at the split decision
Start with the strengths that drive each use-case result, then test them against costs and access.
- Cashback
- 1%-3%
- Plan cost
- $0
- FX fee
- 0–1%
- ATM fee
- 0–2%
- Card formats
- Virtual, Physical
- Wallet payments
- Apple Pay, Google Pay
- Receive methods
- 0 crypto · 0 fiat
- Payout methods
- 0 crypto · 0 fiat
- Cashback
- 1%-8%
- Plan cost
- $0
- FX fee
- 0% on direct pairs
- ATM fee
- 0–2%
- Card formats
- Virtual, Physical
- Wallet payments
- Apple Pay, Google Pay
- Receive methods
- 4 crypto · 1 fiat
- Payout methods
- 7 crypto · 2 fiat
03 · Compare the details
See how the trade-offs line up
Comparable figures receive a marker; missing or unverified details stay visible instead of becoming an assumed advantage.
Best known Not disclosed
CardsMetaMask CardOverall76Coca CardOverall70
MetaMask CardOverall76Coca CardOverall70Scores
6 fields- Overall Score
- MetaMask Card76Coca Card70
- Cashback score
- MetaMask Card49Coca Card43
- Travel score
- MetaMask Card91Coca Card82
- Funds control score
- MetaMask Card87Coca Card85
- Lowest fees score
- MetaMask Card82Coca Card63
- Transfers score
- MetaMask Card59Coca Card87
Strengths & trade-offs
2 fields- Strengths
- MetaMask CardSpend enabled MetaMask wallet assets, Self-custody spend modelCoca CardStablecoin funding, IBAN receive and card spend, Physical, virtual and phone-wallet access
- Trade-offs
- MetaMask CardToken and network support is restricted, Fees can offset cashbackCoca CardBest cashback needs COCA tier rules, ATM is free only up to allowance
Costs
7 fields- Plan cost
- MetaMask Card$0Coca Card$0
- FX fee
- MetaMask Card0–1%Coca Card0% on direct pairs
- Top-up fee
- MetaMask Card0%Coca CardNot disclosed
- Card spending fee
- MetaMask CardNot disclosedCoca CardNot disclosed
- ATM fee
- MetaMask Card0–2%Coca Card0–2%
- Virtual card
- MetaMask CardUp to 1 free virtual cards by tierCoca CardVirtual card free for all tiers
- Physical card
- MetaMask CardMetal tier $199/year; orders temporarily paused as of June 2, 2026Coca CardPlastic card $5 for Starter/Standard/Standard+; free for Premium/Premium+/Elite
Plans
2 fields- Available plans
- MetaMask Card2 plans: Virtual, MetalCoca Card6 plans: Starter, Standard, Standard+, Premium +2
- Top cashback plan
- MetaMask CardMetal: 3%Coca CardElite: 8%
Everyday use
8 fields- Network
- MetaMask CardMastercardCoca CardVisa
- Card formats
- MetaMask CardVirtual, PhysicalCoca CardVirtual, Physical
- ATM withdrawals
- MetaMask CardAvailableCoca CardAvailable
- Mobile wallets
- MetaMask CardApple Pay, Google PayCoca CardApple Pay, Google Pay
- Apps
- MetaMask CardiOS, Android, WebCoca CardiOS, Android
- Daily spending limit
- MetaMask CardNot disclosedCoca Card30,000 EUR/day; 30,000 EUR/transaction
- Monthly spending limit
- MetaMask CardNot disclosedCoca Card30,000 EUR/month
- ATM limit
- MetaMask CardLimits shown in appCoca Card850 EUR/day; 5,000 EUR/month
Funding & transfers
5 fields- Networks
- MetaMask CardLinea, Solana, Base, MonadCoca CardEthereum, BNB Smart Chain, Avalanche C-Chain, Polygon, Arbitrum, Near +5
- Crypto deposits
- MetaMask CardNot disclosedCoca CardStablecoins: USDT, USDC, EURC, EURS
- Fiat deposits
- MetaMask CardNot disclosedCoca CardEUR IBAN receive
- Transfers
- MetaMask CardStablecoin transfersCoca CardStablecoin transfers; IBAN / bank transfers
- Payout currencies
- MetaMask CardNot disclosedCoca CardEUR, USD where available
Rewards
3 fields- Base cashback
- MetaMask Card1%Coca Card1%
- Max cashback
- MetaMask Card3%Coca Card8%
- Reward currency
- MetaMask CardmUSD cashbackCoca CardStablecoins such as USDC or EURC cashback
Earn
5 fields- Advertised APY
- MetaMask CardUp to 6% APYCoca CardUp to 5% APY
- How it works
- MetaMask CardEarn on spending balance, Optional earn vaultCoca CardEarn on spending balance
- Separate deposit
- MetaMask CardYesCoca CardNo
- Use balance for spending
- MetaMask CardYesCoca CardYes
- Lock-up
- MetaMask CardNoCoca CardNo
Trust & availability
5 fields- Custody
- MetaMask CardSelf-custodyCoca CardSelf-custody
- Control until payment
- MetaMask CardYou keep controlCoca CardYou keep control
- Card issuer
- MetaMask CardCross River BankCoca CardNot disclosed
- Identity verification
- MetaMask CardCrypto LifeCoca CardNot disclosed
- Programme operator
- MetaMask CardNot disclosedCoca CardCOCA / CCA LABS
Sources
2 fields- Official sources
- MetaMask Card12Coca Card12
- Last reviewed
- MetaMask CardAug 12, 2026Coca CardAug 5, 2026
04 · The trade-off
MetaMask Card is the stronger all-round choice
MetaMask Card finishes ahead with an Overall Score of 76 versus 70 for Coca Card. Coca Card has the lower published FX fee (0% on direct pairs vs 0–1%). Both cards show the same base cashback rate of 1%.
Coca Card still comes out ahead for Transfers, which may matter more than the overall result if that is how you plan to use the card. MetaMask Card and Coca Card use the same self-controlled wallet setup.
Both cards list the same number of stablecoins and ways to send money out. Before applying, confirm availability in your country and recheck the provider's current fees and reward conditions.
If one card now looks like the better fit, you can check the latest application terms on the provider site or read our full MetaMask Card and Coca Card reviews first.
Continue with
MetaMask Card
Continue with
Coca Card
05 · Common questions
MetaMask vs Coca FAQ
Is MetaMask or Coca better overall?
MetaMask Card has the higher Overall Score (76 vs 70). That does not make it better for everyone: your preferred fees, rewards, way of holding funds and country availability can change the practical choice.
Which has lower fees, MetaMask or Coca?
Coca Card has the lower published FX fee (0% on direct pairs vs 0–1%). Compare plan, FX, card-spend, top-up and ATM charges separately because one fee does not represent the full cost.
Which has better cashback, MetaMask or Coca?
Both cards show the same base cashback rate of 1%. Maximum rates may depend on tiers, caps, categories or other conditions, so the entry rate and reward asset matter too.
How do MetaMask and Coca differ on custody?
MetaMask Card and Coca Card use the same self-controlled wallet setup.
How current is this MetaMask vs Coca comparison?
The latest information check for these two cards was August 12, 2026, using 24 official sources in total. Each full card review lists its own check date, sources and anything the provider has not clearly disclosed.