MetaMaskMetaMask
76
Side-by-side card comparison
MetaMask vs Crypto.com Prepaid: fees, rewards and account setup
MetaMask Card has the higher Overall Score by 19 points (76 vs 57). MetaMask Card also looks stronger for Cashback, Travel, Funds control, Lowest fees, and Transfers. The details below show where Crypto.com Prepaid Card may still be the better personal fit.
Information checked Aug 14, 202626 official sources reviewed
01 · Make the first cut
MetaMask Card is the better all-round starting point
MetaMask Card has the higher Overall Score in this comparison. Crypto.com Prepaid Card may still suit you better if its card format, way of holding funds or availability is the deciding factor. A score cannot tell you whether a provider will accept your application or whether every feature will be available where you live, so check the latest provider terms before signing up.
OverallMetaMask76Crypto.com Prepaid57Higher score
CashbackMetaMask49Crypto.com Prepaid31Higher score
TravelMetaMask91Crypto.com Prepaid57Higher score
Funds controlMetaMask87Crypto.com Prepaid40Higher score
Lowest feesMetaMask82Crypto.com Prepaid48Higher score
TransfersMetaMask59Crypto.com Prepaid47Higher score
Choose MetaMask Card if cashback and travel matter most
MetaMask Card comes out ahead for Cashback, Travel, Funds control, Lowest fees, and Transfers in this comparison. It is worth a closer look if those are the parts of a card you expect to use most.
- Spend enabled MetaMask wallet assets
- Self-custody spend model
- Free Virtual tier includes mUSD cashback
Choose Crypto.com Prepaid Card if its day-to-day setup suits you
Crypto.com Prepaid Card does not lead one of the use-case scores here, but it can still be the right choice when its costs, rewards and day-to-day setup match how you plan to use it. The other card looks stronger for Cashback, Travel, Funds control, Lowest fees, and Transfers, so compare that advantage with the features you would actually use.
- Prepaid spend from a loaded balance
- Level Up tiers can raise CRO rewards
- Several card top-up paths
The differences that could change the result
The overall score points one way, but a specific use case or product condition may point another.
- Overall Score
- MetaMask76Crypto.com Prepaid57
MetaMask Card has the higher Overall Score by 19 points.
- Entry cost & FX
- MetaMask$0 plan · 0–1% FXCrypto.com Prepaid$0 plan · 0–3% FX
MetaMask Card has the lower published FX fee (0–1% vs 0–3%).
- Purchase rewards
- MetaMask1% base · up to 3%Crypto.com Prepaid0% base · up to 5%
MetaMask Card has the higher published base cashback rate (1% vs 0%).
- Funds control
- MetaMaskSelf-controlled walletCrypto.com PrepaidCustodial balance
MetaMask Card uses a self-controlled wallet setup, while Crypto.com Prepaid Card uses a custodial balance setup. Neither approach is always better, so choose the level of control you are comfortable with.
- Everyday access
- MetaMaskVirtual + Physical · Apple Pay, Google PayCrypto.com PrepaidVirtual + Physical · Apple Pay, Google Pay
Both cards list the same number of card formats and phone-wallet options.
- Money movement
- MetaMask5 stablecoins · Stablecoin transfersCrypto.com Prepaid0 stablecoins · US card-to-card send
MetaMask Card lists more stablecoins and ways to send money out (5 vs 1).
02 · Read the shortlist
A closer look at the two cards
These quick facts cover the costs, rewards and everyday features most likely to shape your choice. Use the full table below when you want the finer details.
- Cashback
- 1%-3%
- Plan cost
- $0
- FX fee
- 0–1%
- ATM fee
- 0–2%
- Card formats
- Virtual, Physical
- Wallet payments
- Apple Pay, Google Pay
- Receive methods
- 0 crypto · 0 fiat
- Payout methods
- 0 crypto · 0 fiat
- Cashback
- 0%-5%
- Plan cost
- $0
- FX fee
- 0–3%
- ATM fee
- 0–2%
- Card formats
- Virtual, Physical
- Wallet payments
- Apple Pay, Google Pay
- Receive methods
- 2 crypto · 2 fiat
- Payout methods
- 0 crypto · 0 fiat
03 · Compare the details
Compare the details side by side
We highlight a better number only when both cards publish values that can be compared fairly. Anything missing stays clearly marked.
Best known Not disclosed
CardsMetaMask CardOverall76Crypto.com Prepaid CardOverall57
MetaMask CardOverall76Crypto.com Prepaid CardOverall57Scores
6 fields- Overall Score
- MetaMask Card76Crypto.com Prepaid Card57
- Cashback score
- MetaMask Card49Crypto.com Prepaid Card31
- Travel score
- MetaMask Card91Crypto.com Prepaid Card57
- Funds control score
- MetaMask Card87Crypto.com Prepaid Card40
- Lowest fees score
- MetaMask Card82Crypto.com Prepaid Card48
- Transfers score
- MetaMask Card59Crypto.com Prepaid Card47
Strengths & trade-offs
2 fields- Strengths
- MetaMask CardSpend enabled MetaMask wallet assets, Self-custody spend modelCrypto.com Prepaid CardPrepaid spend from a loaded balance, Level Up tiers can raise CRO rewards
- Trade-offs
- MetaMask CardToken and network support is restricted, Fees can offset cashbackCrypto.com Prepaid CardFees vary by method, tier and region, Spending uses a Crypto.com prepaid balance
Costs
7 fields- Plan cost
- MetaMask Card$0Crypto.com Prepaid Card$0
- FX fee
- MetaMask Card0–1%Crypto.com Prepaid Card0–3%
- Top-up fee
- MetaMask Card0%Crypto.com Prepaid Card2.99%
- Card spending fee
- MetaMask CardNot disclosedCrypto.com Prepaid CardNot disclosed
- ATM fee
- MetaMask Card0–2%Crypto.com Prepaid Card0–2%
- Virtual card
- MetaMask CardUp to 1 free virtual cards by tierCrypto.com Prepaid CardAvailable for online use; separate virtual-card fee not listed
- Physical card
- MetaMask CardMetal tier $199/year; orders temporarily paused as of June 2, 2026Crypto.com Prepaid CardUS first physical card: Midnight $4.99; Ruby $29.99; other listed US Visa cards $0
Plans
2 fields- Available plans
- MetaMask Card2 plans: Virtual, MetalCrypto.com Prepaid Card5 plans: Basic, Plus, Pro, Private Icy/Rose +1
- Top cashback plan
- MetaMask CardMetal: 3%Crypto.com Prepaid CardPrivate Obsidian: 5%
Everyday use
8 fields- Network
- MetaMask CardMastercardCrypto.com Prepaid CardVisa/Mastercard
- Card formats
- MetaMask CardVirtual, PhysicalCrypto.com Prepaid CardVirtual, Physical
- ATM withdrawals
- MetaMask CardAvailableCrypto.com Prepaid CardAvailable
- Mobile wallets
- MetaMask CardApple Pay, Google PayCrypto.com Prepaid CardApple Pay, Google Pay
- Apps
- MetaMask CardiOS, Android, WebCrypto.com Prepaid CardiOS, Android
- Daily spending limit
- MetaMask CardNot disclosedCrypto.com Prepaid CardUS Midnight $10,000/day; US Ruby and higher $25,000/day; Europe EUR 25,000/day
- Monthly spending limit
- MetaMask CardNot disclosedCrypto.com Prepaid CardUS Midnight $15,000/month; US Ruby and higher $25,000/month; Europe EUR 25,000/month; Europe EUR 250,000/year
- ATM limit
- MetaMask CardLimits shown in appCrypto.com Prepaid CardMonthly free ATM allowance by tier: midnight $200; ruby $400; jade Royal $800; icy Rose Obsidian $1,000; then 2%
Funding & transfers
5 fields- Networks
- MetaMask CardLinea, Solana, Base, MonadCrypto.com Prepaid CardNot disclosed
- Crypto deposits
- MetaMask CardNot disclosedCrypto.com Prepaid CardOther crypto: BTC, ETH
- Fiat deposits
- MetaMask CardNot disclosedCrypto.com Prepaid CardUS prepaid card top-up, EU / UK prepaid card top-up
- Transfers
- MetaMask CardStablecoin transfersCrypto.com Prepaid CardUS card-to-card send
- Payout currencies
- MetaMask CardNot disclosedCrypto.com Prepaid CardNot disclosed
Rewards
3 fields- Base cashback
- MetaMask Card1%Crypto.com Prepaid Card0%
- Max cashback
- MetaMask Card3%Crypto.com Prepaid Card5%
- Reward currency
- MetaMask CardmUSD cashbackCrypto.com Prepaid CardCRO rewards
Earn
5 fields- Advertised APY
- MetaMask CardUp to 6% APYCrypto.com Prepaid CardNot offered
- How it works
- MetaMask CardEarn on spending balance, Optional earn vaultCrypto.com Prepaid CardNot offered
- Separate deposit
- MetaMask CardYesCrypto.com Prepaid CardNot offered
- Use balance for spending
- MetaMask CardYesCrypto.com Prepaid CardNot offered
- Lock-up
- MetaMask CardNoCrypto.com Prepaid CardNot offered
Trust & availability
5 fields- Custody
- MetaMask CardSelf-custodyCrypto.com Prepaid CardCustodial
- Control until payment
- MetaMask CardYou keep controlCrypto.com Prepaid CardProvider controls funds
- Card issuer
- MetaMask CardCross River BankCrypto.com Prepaid CardCommunity Federal Savings Bank, Foris MT Limited, ForisGFS UK Limited +2
- Identity verification
- MetaMask CardCrypto LifeCrypto.com Prepaid CardNot disclosed
- Programme operator
- MetaMask CardNot disclosedCrypto.com Prepaid CardCrypto.com, Foris, Inc.
Sources
2 fields- Official sources
- MetaMask Card12Crypto.com Prepaid Card14
- Last reviewed
- MetaMask CardAug 12, 2026Crypto.com Prepaid CardAug 14, 2026
04 · The takeaway
MetaMask Card is the stronger all-round choice
MetaMask Card finishes ahead with an Overall Score of 76 versus 57 for Crypto.com Prepaid Card. MetaMask Card has the lower published FX fee (0–1% vs 0–3%). MetaMask Card has the higher published base cashback rate (1% vs 0%).
Crypto.com Prepaid Card can still be the more comfortable choice if its availability, card setup or way of holding funds suits you better. MetaMask Card uses a self-controlled wallet setup, while Crypto.com Prepaid Card uses a custodial balance setup. Neither approach is always better, so choose the level of control you are comfortable with.
MetaMask Card lists more stablecoins and ways to send money out (5 vs 1). Before applying, confirm availability in your country and recheck the provider's current fees and reward conditions.
If one card now looks like the better fit, you can check the latest application terms on the provider site or read our full MetaMask Card and Crypto.com Prepaid Card reviews first.
Continue with
MetaMask Card
Continue with
Crypto.com Prepaid Card
05 · Common questions
MetaMask vs Crypto.com Prepaid FAQ
Is MetaMask or Crypto.com Prepaid better overall?
MetaMask Card has the higher Overall Score (76 vs 57). That does not make it better for everyone: your preferred fees, rewards, way of holding funds and country availability can change the practical choice.
Which has lower fees, MetaMask or Crypto.com Prepaid?
MetaMask Card has the lower published FX fee (0–1% vs 0–3%). Compare plan, FX, card-spend, top-up and ATM charges separately because one fee does not represent the full cost.
Which has better cashback, MetaMask or Crypto.com Prepaid?
MetaMask Card has the higher published base cashback rate (1% vs 0%). Maximum rates may depend on tiers, caps, categories or other conditions, so the entry rate and reward asset matter too.
How do MetaMask and Crypto.com Prepaid differ on custody?
MetaMask Card uses a self-controlled wallet setup, while Crypto.com Prepaid Card uses a custodial balance setup. Neither approach is always better, so choose the level of control you are comfortable with.
How current is this MetaMask vs Crypto.com Prepaid comparison?
The latest information check for these two cards was August 14, 2026, using 26 official sources in total. Each full card review lists its own check date, sources and anything the provider has not clearly disclosed.