MetaMaskMetaMask
76
Side-by-side card comparison
MetaMask vs ether.fi Cash: overall score versus use-case fit
ether.fi Cash Card has the higher Overall Score by 11 points (87 vs 76). MetaMask Card looks stronger for Travel and Lowest fees, while ether.fi Cash Card comes out ahead for Cashback, Funds control, and Transfers.
Information checked Aug 25, 202631 official sources reviewed
01 · Overall score versus use-case fit
ether.fi Cash Card is the better all-round starting point
ether.fi Cash Card has the higher Overall Score in this comparison. MetaMask Card may be the better fit for Travel and Lowest fees. A score cannot tell you whether a provider will accept your application or whether every feature will be available where you live, so check the latest provider terms before signing up.
OverallMetaMask76ether.fi Cash87Higher score
CashbackMetaMask49ether.fi Cash86Higher score
TravelMetaMask91ether.fi Cash84Higher score
Funds controlMetaMask87ether.fi Cash96Higher score
Lowest feesMetaMask82ether.fi Cash69Higher score
TransfersMetaMask59ether.fi Cash97Higher score
Choose MetaMask Card if travel and lowest fees matter most
MetaMask Card comes out ahead for Travel and Lowest fees in this comparison. It is worth a closer look if those are the parts of a card you expect to use most.
- Spend enabled MetaMask wallet assets
- Self-custody spend model
- Free Virtual tier includes mUSD cashback
Choose ether.fi Cash Card if cashback and funds control matter most
ether.fi Cash Card comes out ahead for Cashback, Funds control, and Transfers in this comparison. It is worth a closer look if those are the parts of a card you expect to use most.
- Card spend plus cash-account rails
- Liquid USD can stay spendable
- Tiers make perks easier to compare
Where each card has the edge
The overall leader does not win every use case, so the reason you want the card matters here.
- Overall Score
- MetaMask76ether.fi Cash87
ether.fi Cash Card has the higher Overall Score by 11 points.
- Entry cost & FX
- MetaMask$0 plan · 0–1% FXether.fi Cash$0 plan · 0–0.2% FX
ether.fi Cash Card has the lower published FX fee (0–0.2% vs 0–1%).
- Purchase rewards
- MetaMask1% base · up to 3%ether.fi Cash3% cashback
ether.fi Cash Card has the higher published base cashback rate (3% vs 1%).
- Funds control
- MetaMaskSelf-controlled walletether.fi CashNon-custodial account
MetaMask Card uses a self-controlled wallet setup, while ether.fi Cash Card uses a non-custodial account setup. Neither approach is always better, so choose the level of control you are comfortable with.
- Everyday access
- MetaMaskVirtual + Physical · Apple Pay, Google Payether.fi CashVirtual + Physical · Apple Pay, Google Pay
Both cards list the same number of card formats and phone-wallet options.
- Money movement
- MetaMask5 stablecoins · Stablecoin transfersether.fi Cash6 stablecoins · Stablecoin transfers; EUR SEPA payout, USD ACH / FedWire payout
ether.fi Cash Card lists more stablecoins and ways to send money out (9 vs 5).
02 · Read the shortlist
A closer look at the split decision
Start with the strengths that drive each use-case result, then test them against costs and access.
- Cashback
- 1%-3%
- Plan cost
- $0
- FX fee
- 0–1%
- ATM fee
- 0–2%
- Card formats
- Virtual, Physical
- Wallet payments
- Apple Pay, Google Pay
- Receive methods
- 0 crypto · 0 fiat
- Payout methods
- 0 crypto · 0 fiat
- Cashback
- 3%
- Plan cost
- $0
- FX fee
- 0–0.2%
- ATM fee
- 2%
- Card formats
- Virtual, Physical
- Wallet payments
- Apple Pay, Google Pay
- Receive methods
- 19 crypto · 2 fiat
- Payout methods
- 5 crypto · 2 fiat
Partner links may earn us a commission. Read our affiliate disclosure for how these links work.
03 · Compare the details
See how the trade-offs line up
Comparable figures receive a marker; missing or unverified details stay visible instead of becoming an assumed advantage.
Best known Not disclosed
CardsMetaMask CardOverall76ether.fi Cash CardOverall87
MetaMask CardOverall76ether.fi Cash CardOverall87Scores
6 fields- Overall Score
- MetaMask Card76ether.fi Cash Card87
- Cashback score
- MetaMask Card49ether.fi Cash Card86
- Travel score
- MetaMask Card91ether.fi Cash Card84
- Funds control score
- MetaMask Card87ether.fi Cash Card96
- Lowest fees score
- MetaMask Card82ether.fi Cash Card69
- Transfers score
- MetaMask Card59ether.fi Cash Card97
Strengths & trade-offs
2 fields- Strengths
- MetaMask CardSpend enabled MetaMask wallet assets, Self-custody spend modelether.fi Cash CardCard spend plus cash-account rails, Liquid USD can stay spendable
- Trade-offs
- MetaMask CardToken and network support is restricted, Fees can offset cashbackether.fi Cash CardVault returns depend on the selected strategy, Credit setup is more complex than a prepaid card
Costs
7 fields- Plan cost
- MetaMask Card$0ether.fi Cash Card$0
- FX fee
- MetaMask Card0–1%ether.fi Cash Card0–0.2%
- Top-up fee
- MetaMask Card0%ether.fi Cash CardNot disclosed
- Card spending fee
- MetaMask CardNot disclosedether.fi Cash CardNot disclosed
- ATM fee
- MetaMask Card0–2%ether.fi Cash Card2%
- Virtual card
- MetaMask CardUp to 1 free virtual cards by tierether.fi Cash CardUp to 50 free virtual cards by tier
- Physical card
- MetaMask CardMetal tier $199/year; orders temporarily paused as of June 2, 2026ether.fi Cash CardCore: $50 including card and shipping; Luxe, Pinnacle and VIP include at least one free physical card
Plans
2 fields- Available plans
- MetaMask Card2 plans: Virtual, Metalether.fi Cash Card4 plans: Core, Luxe, Pinnacle, VIP
- Top cashback plan
- MetaMask CardMetal: 3%ether.fi Cash CardCore: 3%
Everyday use
8 fields- Network
- MetaMask CardMastercardether.fi Cash CardVisa
- Card formats
- MetaMask CardVirtual, Physicalether.fi Cash CardVirtual, Physical
- ATM withdrawals
- MetaMask CardAvailableether.fi Cash CardAvailable
- Mobile wallets
- MetaMask CardApple Pay, Google Payether.fi Cash CardApple Pay, Google Pay
- Apps
- MetaMask CardiOS, Android, Webether.fi Cash CardiOS, Android, Web
- Daily spending limit
- MetaMask CardNot disclosedether.fi Cash CardCore $30,000/day; Luxe $50,000/day; Pinnacle $100,000/day
- Monthly spending limit
- MetaMask CardNot disclosedether.fi Cash CardMonthly limit shown in app; cashback caps vary by plan
- ATM limit
- MetaMask CardLimits shown in appether.fi Cash Card$250/withdrawal; $750/day
Funding & transfers
5 fields- Networks
- MetaMask CardLinea, Solana, Base, Monadether.fi Cash CardOptimism
- Crypto deposits
- MetaMask CardNot disclosedether.fi Cash CardStablecoins: USDC, USDT, EURC, frxUSD, LiquidUSD; Other crypto: beHYPE, eBTC, ETHFI, eUSD, LiquidBTC +9
- Fiat deposits
- MetaMask CardNot disclosedether.fi Cash CardUSD ACH / FedWire receive, EUR SEPA receive
- Transfers
- MetaMask CardStablecoin transfersether.fi Cash CardStablecoin transfers; EUR SEPA payout, USD ACH / FedWire payout
- Payout currencies
- MetaMask CardNot disclosedether.fi Cash CardEUR, USD
Rewards
3 fields- Base cashback
- MetaMask Card1%ether.fi Cash Card3%
- Max cashback
- MetaMask Card3%ether.fi Cash Card3%
- Reward currency
- MetaMask CardmUSD cashbackether.fi Cash CardUSD cashback paid in USDC
Earn
5 fields- Advertised APY
- MetaMask CardUp to 6% APYether.fi Cash CardUp to 5.02% APY
- How it works
- MetaMask CardEarn on spending balance, Optional earn vaultether.fi Cash CardEarn on spending balance, Borrow against collateral, Optional earn vault
- Separate deposit
- MetaMask CardYesether.fi Cash CardNot disclosed
- Use balance for spending
- MetaMask CardYesether.fi Cash CardNot disclosed
- Lock-up
- MetaMask CardNoether.fi Cash CardNot disclosed
Trust & availability
6 fields- Custody
- MetaMask CardSelf-custodyether.fi Cash CardNon-custodial
- Control until payment
- MetaMask CardYou keep controlether.fi Cash CardYou keep control
- Card issuer
- MetaMask CardCross River Bankether.fi Cash CardThird National
- Deposits & withdrawals
- MetaMask CardNot disclosedether.fi Cash CardSEPA third-party provider
- Identity verification
- MetaMask CardCrypto Lifeether.fi Cash CardNot disclosed
- Programme operator
- MetaMask CardNot disclosedether.fi Cash Cardether.fi, Ether.Fi SEZC
Sources
2 fields- Official sources
- MetaMask Card12ether.fi Cash Card19
- Last reviewed
- MetaMask CardAug 12, 2026ether.fi Cash CardAug 25, 2026
04 · The trade-off
ether.fi Cash Card is the stronger all-round choice
ether.fi Cash Card finishes ahead with an Overall Score of 87 versus 76 for MetaMask Card. ether.fi Cash Card has the lower published FX fee (0–0.2% vs 0–1%). ether.fi Cash Card has the higher published base cashback rate (3% vs 1%).
MetaMask Card still comes out ahead for Travel and Lowest fees, which may matter more than the overall result if that is how you plan to use the card. MetaMask Card uses a self-controlled wallet setup, while ether.fi Cash Card uses a non-custodial account setup. Neither approach is always better, so choose the level of control you are comfortable with.
ether.fi Cash Card lists more stablecoins and ways to send money out (9 vs 5). Before applying, confirm availability in your country and recheck the provider's current fees and reward conditions.
If one card now looks like the better fit, you can check the latest application terms on the provider site or read our full MetaMask Card and ether.fi Cash Card reviews first.
Continue with
MetaMask Card
Continue with
ether.fi Cash Card
05 · Common questions
MetaMask vs ether.fi Cash FAQ
Is MetaMask or ether.fi Cash better overall?
ether.fi Cash Card has the higher Overall Score (87 vs 76). That does not make it better for everyone: your preferred fees, rewards, way of holding funds and country availability can change the practical choice.
Which has lower fees, MetaMask or ether.fi Cash?
ether.fi Cash Card has the lower published FX fee (0–0.2% vs 0–1%). Compare plan, FX, card-spend, top-up and ATM charges separately because one fee does not represent the full cost.
Which has better cashback, MetaMask or ether.fi Cash?
ether.fi Cash Card has the higher published base cashback rate (3% vs 1%). Maximum rates may depend on tiers, caps, categories or other conditions, so the entry rate and reward asset matter too.
How do MetaMask and ether.fi Cash differ on custody?
MetaMask Card uses a self-controlled wallet setup, while ether.fi Cash Card uses a non-custodial account setup. Neither approach is always better, so choose the level of control you are comfortable with.
How current is this MetaMask vs ether.fi Cash comparison?
The latest information check for these two cards was August 25, 2026, using 31 official sources in total. Each full card review lists its own check date, sources and anything the provider has not clearly disclosed.