MetaMaskMetaMask
76
Side-by-side card comparison
MetaMask vs OKX EEA: overall score versus use-case fit
OKX Card (EEA) has the higher Overall Score by 9 points (85 vs 76). MetaMask Card looks stronger for Travel and Funds control, while OKX Card (EEA) comes out ahead for Cashback, Lowest fees, and Transfers.
Information checked Aug 12, 202633 official sources reviewed
01 · Overall score versus use-case fit
OKX Card (EEA) is the better all-round starting point
OKX Card (EEA) has the higher Overall Score in this comparison. MetaMask Card may be the better fit for Travel and Funds control. A score cannot tell you whether a provider will accept your application or whether every feature will be available where you live, so check the latest provider terms before signing up.
OverallMetaMask76OKX EEA85Higher score
CashbackMetaMask49OKX EEA82Higher score
TravelMetaMask91OKX EEA64Higher score
Funds controlMetaMask87OKX EEA76Higher score
Lowest feesMetaMask82OKX EEA90Higher score
TransfersMetaMask59OKX EEA77Higher score
Choose MetaMask Card if travel and funds control matter most
MetaMask Card comes out ahead for Travel and Funds control in this comparison. It is worth a closer look if those are the parts of a card you expect to use most.
- Spend enabled MetaMask wallet assets
- Self-custody spend model
- Free Virtual tier includes mUSD cashback
Choose OKX Card (EEA) if cashback and lowest fees matter most
OKX Card (EEA) comes out ahead for Cashback, Lowest fees, and Transfers in this comparison. It is worth a closer look if those are the parts of a card you expect to use most.
- Low documented card costs
- Current FAQ confirms 2%-10% USDG cashback
- Clear EU issuer and regional scope
Where each card has the edge
The overall leader does not win every use case, so the reason you want the card matters here.
- Overall Score
- MetaMask76OKX EEA85
OKX Card (EEA) has the higher Overall Score by 9 points.
- Entry cost & FX
- MetaMask$0 plan · 0–1% FXOKX EEA$0 plan · 0% OKX markup + Mastercard rate FX
OKX Card (EEA) has the lower published FX fee (0% OKX markup + Mastercard rate vs 0–1%).
- Purchase rewards
- MetaMask1% base · up to 3%OKX EEA2% base · up to 10%
OKX Card (EEA) has the higher published base cashback rate (2% vs 1%).
- Funds control
- MetaMaskSelf-controlled walletOKX EEAHybrid custody
MetaMask Card uses a self-controlled wallet setup, while OKX Card (EEA) uses a hybrid custody setup. Neither approach is always better, so choose the level of control you are comfortable with.
- Everyday access
- MetaMaskVirtual + Physical · Apple Pay, Google PayOKX EEAVirtual · Apple Pay, Google Pay
MetaMask Card lists more card formats and phone-wallet options (4 vs 3).
- Money movement
- MetaMask5 stablecoins · Stablecoin transfersOKX EEA3 stablecoins · Stablecoin transfers; OKX Pay contacts, Transfer to OKX Exchange
OKX Card (EEA) lists more stablecoins and ways to send money out (6 vs 5).
02 · Read the shortlist
A closer look at the split decision
Start with the strengths that drive each use-case result, then test them against costs and access.
- Cashback
- 1%-3%
- Plan cost
- $0
- FX fee
- 0–1%
- ATM fee
- 0–2%
- Card formats
- Virtual, Physical
- Wallet payments
- Apple Pay, Google Pay
- Receive methods
- 0 crypto · 0 fiat
- Payout methods
- 0 crypto · 0 fiat
- Cashback
- 2%-10%
- Plan cost
- $0
- FX fee
- 0% OKX markup + Mastercard rate
- ATM fee
- Not available
- Card formats
- Virtual
- Wallet payments
- Apple Pay, Google Pay
- Receive methods
- 3 crypto · 0 fiat
- Payout methods
- 3 crypto · 0 fiat
Current signup offers
Signup value available today
A welcome offer can improve the value of your first months with a card. Check the eligibility rules, qualifying actions and deadline first. Signup offers are excluded from card scores.
MetaMask Card
No active signup offer listed
We do not currently list an active signup offer for this card.
OKX Card (EEA)
Check in app
OKX shows the current EU referral reward before participation
- Complete identity verification and get approved for the OKX Card.
- Complete the number and minimum value of settled transactions shown in-app within 14 days of sign-up.
OKX Card promo codeJF37NBCF
Reward amount and tasks can change and may differ by market or user. Check the EU Card Referral page before participating.
Partner links may earn us a commission. Read our affiliate disclosure for how these links work.
03 · Compare the details
See how the trade-offs line up
Comparable figures receive a marker; missing or unverified details stay visible instead of becoming an assumed advantage.
Best known Not disclosed
CardsMetaMask CardOverall76OKX Card (EEA)Overall85
MetaMask CardOverall76OKX Card (EEA)Overall85Scores
6 fields- Overall Score
- MetaMask Card76OKX Card (EEA)85
- Cashback score
- MetaMask Card49OKX Card (EEA)82
- Travel score
- MetaMask Card91OKX Card (EEA)64
- Funds control score
- MetaMask Card87OKX Card (EEA)76
- Lowest fees score
- MetaMask Card82OKX Card (EEA)90
- Transfers score
- MetaMask Card59OKX Card (EEA)77
Strengths & trade-offs
2 fields- Strengths
- MetaMask CardSpend enabled MetaMask wallet assets, Self-custody spend modelOKX Card (EEA)Low documented card costs, Current FAQ confirms 2%-10% USDG cashback
- Trade-offs
- MetaMask CardToken and network support is restricted, Fees can offset cashbackOKX Card (EEA)Virtual-only with no ATM access, 10% is conditional, capped VIP upside
Costs
7 fields- Plan cost
- MetaMask Card$0OKX Card (EEA)$0
- FX fee
- MetaMask Card0–1%OKX Card (EEA)0% OKX markup + Mastercard rate
- Top-up fee
- MetaMask Card0%OKX Card (EEA)0%
- Card spending fee
- MetaMask CardNot disclosedOKX Card (EEA)0%
- ATM fee
- MetaMask Card0–2%OKX Card (EEA)Not available
- Virtual card
- MetaMask CardUp to 1 free virtual cards by tierOKX Card (EEA)€0
- Physical card
- MetaMask CardMetal tier $199/year; orders temporarily paused as of June 2, 2026OKX Card (EEA)Not available
Plans
2 fields- Available plans
- MetaMask Card2 plans: Virtual, MetalOKX Card (EEA)5 plans: Regular, VIP 1, VIP 2, VIP 3 +1
- Top cashback plan
- MetaMask CardMetal: 3%OKX Card (EEA)VIP 4+: 10%
Everyday use
8 fields- Network
- MetaMask CardMastercardOKX Card (EEA)Mastercard
- Card formats
- MetaMask CardVirtual, PhysicalOKX Card (EEA)Virtual
- ATM withdrawals
- MetaMask CardAvailableOKX Card (EEA)Not available
- Mobile wallets
- MetaMask CardApple Pay, Google PayOKX Card (EEA)Apple Pay, Google Pay
- Apps
- MetaMask CardiOS, Android, WebOKX Card (EEA)iOS, Android
- Daily spending limit
- MetaMask CardNot disclosedOKX Card (EEA)No fixed provider daily limit; user-set minimum is 1 EUR, while the regional maximum appears only in-app.
- Monthly spending limit
- MetaMask CardNot disclosedOKX Card (EEA)No fixed monthly amount is published; balance and risk controls apply.
- ATM limit
- MetaMask CardLimits shown in appOKX Card (EEA)ATM withdrawals are not supported.
Funding & transfers
5 fields- Networks
- MetaMask CardLinea, Solana, Base, MonadOKX Card (EEA)X Layer, Ethereum, TRON, Arbitrum, Base, Avalanche +1
- Crypto deposits
- MetaMask CardNot disclosedOKX Card (EEA)Stablecoins: USDC, USDG, USDT
- Fiat deposits
- MetaMask CardNot disclosedOKX Card (EEA)Not disclosed
- Transfers
- MetaMask CardStablecoin transfersOKX Card (EEA)Stablecoin transfers; OKX Pay contacts, Transfer to OKX Exchange
- Payout currencies
- MetaMask CardNot disclosedOKX Card (EEA)Not disclosed
Rewards
3 fields- Base cashback
- MetaMask Card1%OKX Card (EEA)2%
- Max cashback
- MetaMask Card3%OKX Card (EEA)10%
- Reward currency
- MetaMask CardmUSD cashbackOKX Card (EEA)USDG cashback
Earn
5 fields- Advertised APY
- MetaMask CardUp to 6% APYOKX Card (EEA)Not disclosed
- How it works
- MetaMask CardEarn on spending balance, Optional earn vaultOKX Card (EEA)Not disclosed
- Separate deposit
- MetaMask CardYesOKX Card (EEA)Not disclosed
- Use balance for spending
- MetaMask CardYesOKX Card (EEA)Not disclosed
- Lock-up
- MetaMask CardNoOKX Card (EEA)Not disclosed
Trust & availability
5 fields- Custody
- MetaMask CardSelf-custodyOKX Card (EEA)Hybrid custody
- Control until payment
- MetaMask CardYou keep controlOKX Card (EEA)You keep control
- Card issuer
- MetaMask CardCross River BankOKX Card (EEA)UAB Monavate
- Identity verification
- MetaMask CardCrypto LifeOKX Card (EEA)Not disclosed
- Programme operator
- MetaMask CardNot disclosedOKX Card (EEA)OKX Europe Limited
Sources
2 fields- Official sources
- MetaMask Card12OKX Card (EEA)21
- Last reviewed
- MetaMask CardAug 12, 2026OKX Card (EEA)Aug 5, 2026
04 · The trade-off
OKX Card (EEA) is the stronger all-round choice
OKX Card (EEA) finishes ahead with an Overall Score of 85 versus 76 for MetaMask Card. OKX Card (EEA) has the lower published FX fee (0% OKX markup + Mastercard rate vs 0–1%). OKX Card (EEA) has the higher published base cashback rate (2% vs 1%).
MetaMask Card still comes out ahead for Travel and Funds control, which may matter more than the overall result if that is how you plan to use the card. MetaMask Card uses a self-controlled wallet setup, while OKX Card (EEA) uses a hybrid custody setup. Neither approach is always better, so choose the level of control you are comfortable with.
OKX Card (EEA) lists more stablecoins and ways to send money out (6 vs 5). Before applying, confirm availability in your country and recheck the provider's current fees and reward conditions.
If one card now looks like the better fit, you can check the latest application terms on the provider site or read our full MetaMask Card and OKX Card (EEA) reviews first.
Continue with
MetaMask Card
Continue with
OKX Card (EEA)
05 · Common questions
MetaMask vs OKX EEA FAQ
Is MetaMask or OKX EEA better overall?
OKX Card (EEA) has the higher Overall Score (85 vs 76). That does not make it better for everyone: your preferred fees, rewards, way of holding funds and country availability can change the practical choice.
Which has lower fees, MetaMask or OKX EEA?
OKX Card (EEA) has the lower published FX fee (0% OKX markup + Mastercard rate vs 0–1%). Compare plan, FX, card-spend, top-up and ATM charges separately because one fee does not represent the full cost.
Which has better cashback, MetaMask or OKX EEA?
OKX Card (EEA) has the higher published base cashback rate (2% vs 1%). Maximum rates may depend on tiers, caps, categories or other conditions, so the entry rate and reward asset matter too.
How do MetaMask and OKX EEA differ on custody?
MetaMask Card uses a self-controlled wallet setup, while OKX Card (EEA) uses a hybrid custody setup. Neither approach is always better, so choose the level of control you are comfortable with.
How current is this MetaMask vs OKX EEA comparison?
The latest information check for these two cards was August 12, 2026, using 33 official sources in total. Each full card review lists its own check date, sources and anything the provider has not clearly disclosed.