MetaMaskMetaMask
76
Side-by-side card comparison
MetaMask vs Pionex: overall score versus use-case fit
MetaMask Card has the higher Overall Score by 19 points (76 vs 57). MetaMask Card looks stronger for Travel, Funds control, and Lowest fees, while Pionex Card comes out ahead for Cashback and Transfers.
Information checked Aug 14, 202671 official sources reviewed
01 · Overall score versus use-case fit
MetaMask Card is the better all-round starting point
MetaMask Card has the higher Overall Score in this comparison. Pionex Card may be the better fit for Cashback and Transfers. A score cannot tell you whether a provider will accept your application or whether every feature will be available where you live, so check the latest provider terms before signing up.
OverallMetaMask76Pionex57Higher score
CashbackMetaMask49Pionex52Higher score
TravelMetaMask91Pionex29Higher score
Funds controlMetaMask87Pionex43Higher score
Lowest feesMetaMask82Pionex58Higher score
TransfersMetaMask59Pionex79Higher score
Choose MetaMask Card if travel and funds control matter most
MetaMask Card comes out ahead for Travel, Funds control, and Lowest fees in this comparison. It is worth a closer look if those are the parts of a card you expect to use most.
- Spend enabled MetaMask wallet assets
- Self-custody spend model
- Free Virtual tier includes mUSD cashback
Choose Pionex Card if cashback and transfers matter most
Pionex Card comes out ahead for Cashback and Transfers in this comparison. It is worth a closer look if those are the parts of a card you expect to use most.
- Visa and Mastercard options
- 0.1%-1% cashback in USDT
- Pionex account funding and payouts
Where each card has the edge
The overall leader does not win every use case, so the reason you want the card matters here.
- Overall Score
- MetaMask76Pionex57
MetaMask Card has the higher Overall Score by 19 points.
- Entry cost & FX
- MetaMask$0 plan · 0–1% FXPionex$0 plan · Not disclosed FX
The starting plan and FX figures are tied, or the providers have not published enough matching information to name a lower-cost option.
- Purchase rewards
- MetaMask1% base · up to 3%Pionex0.1% base · up to 1%
MetaMask Card has the higher published base cashback rate (1% vs 0.1%).
- Funds control
- MetaMaskSelf-controlled walletPionexCustodial balance
MetaMask Card uses a self-controlled wallet setup, while Pionex Card uses a custodial balance setup. Neither approach is always better, so choose the level of control you are comfortable with.
- Everyday access
- MetaMaskVirtual + Physical · Apple Pay, Google PayPionexVirtual · Apple Pay, Google Pay
MetaMask Card lists more card formats and phone-wallet options (4 vs 3).
- Money movement
- MetaMask5 stablecoins · Stablecoin transfersPionex1 stablecoin · Stablecoin transfers; Pionex Primary ↔ Card account transfer, Pionex Primary → Mastercard account transfer; Pionex account cash-out
MetaMask Card lists more stablecoins and ways to send money out (5 vs 4).
02 · Read the shortlist
A closer look at the split decision
Start with the strengths that drive each use-case result, then test them against costs and access.
- Cashback
- 1%-3%
- Plan cost
- $0
- FX fee
- 0–1%
- ATM fee
- 0–2%
- Card formats
- Virtual, Physical
- Wallet payments
- Apple Pay, Google Pay
- Receive methods
- 0 crypto · 0 fiat
- Payout methods
- 0 crypto · 0 fiat
- Cashback
- 0.1%-1%
- Plan cost
- $0
- FX fee
- Not disclosed
- ATM fee
- Not available
- Card formats
- Virtual
- Wallet payments
- Apple Pay, Google Pay
- Receive methods
- 1 crypto · 0 fiat
- Payout methods
- 1 crypto · 0 fiat
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03 · Compare the details
See how the trade-offs line up
Comparable figures receive a marker; missing or unverified details stay visible instead of becoming an assumed advantage.
Best known Not disclosed
CardsMetaMask CardOverall76Pionex CardOverall57
MetaMask CardOverall76Pionex CardOverall57Scores
6 fields- Overall Score
- MetaMask Card76Pionex Card57
- Cashback score
- MetaMask Card49Pionex Card52
- Travel score
- MetaMask Card91Pionex Card29
- Funds control score
- MetaMask Card87Pionex Card43
- Lowest fees score
- MetaMask Card82Pionex Card58
- Transfers score
- MetaMask Card59Pionex Card79
Strengths & trade-offs
2 fields- Strengths
- MetaMask CardSpend enabled MetaMask wallet assets, Self-custody spend modelPionex CardVisa and Mastercard options, 0.1%-1% cashback in USDT
- Trade-offs
- MetaMask CardToken and network support is restricted, Fees can offset cashbackPionex CardMastercard can cost up to 3.5%, General access is virtual-only
Costs
7 fields- Plan cost
- MetaMask Card$0Pionex Card$0
- FX fee
- MetaMask Card0–1%Pionex CardNot disclosed
- Top-up fee
- MetaMask Card0%Pionex CardNot disclosed
- Card spending fee
- MetaMask CardNot disclosedPionex Card3.5%
- ATM fee
- MetaMask Card0–2%Pionex CardNot available
- Virtual card
- MetaMask CardUp to 1 free virtual cards by tierPionex CardAvailable
- Physical card
- MetaMask CardMetal tier $199/year; orders temporarily paused as of June 2, 2026Pionex CardNot available
Plans
2 fields- Available plans
- MetaMask Card2 plans: Virtual, MetalPionex Card2 plans: Mastercard, Visa
- Top cashback plan
- MetaMask CardMetal: 3%Pionex CardVisa: 1%
Everyday use
8 fields- Network
- MetaMask CardMastercardPionex CardVisa/Mastercard
- Card formats
- MetaMask CardVirtual, PhysicalPionex CardVirtual
- ATM withdrawals
- MetaMask CardAvailablePionex CardNot available
- Mobile wallets
- MetaMask CardApple Pay, Google PayPionex CardApple Pay, Google Pay
- Apps
- MetaMask CardiOS, Android, WebPionex CardNot disclosed
- Daily spending limit
- MetaMask CardNot disclosedPionex Card$10,000-$20,000/day; $10,000-$20,000/transaction depending on network
- Monthly spending limit
- MetaMask CardNot disclosedPionex Card$50,000-$100,000/month depending on network
- ATM limit
- MetaMask CardLimits shown in appPionex CardNot available
Funding & transfers
5 fields- Networks
- MetaMask CardLinea, Solana, Base, MonadPionex CardNot disclosed
- Crypto deposits
- MetaMask CardNot disclosedPionex CardOther crypto: Supported crypto
- Fiat deposits
- MetaMask CardNot disclosedPionex CardNot disclosed
- Transfers
- MetaMask CardStablecoin transfersPionex CardStablecoin transfers; Pionex Primary ↔ Card account transfer, Pionex Primary → Mastercard account transfer; Pionex account cash-out
- Payout currencies
- MetaMask CardNot disclosedPionex CardNot disclosed
Rewards
3 fields- Base cashback
- MetaMask Card1%Pionex Card0.1%
- Max cashback
- MetaMask Card3%Pionex Card1%
- Reward currency
- MetaMask CardmUSD cashbackPionex CardUSDT
Earn
5 fields- Advertised APY
- MetaMask CardUp to 6% APYPionex CardUp to 5% APY
- How it works
- MetaMask CardEarn on spending balance, Optional earn vaultPionex CardEarn on spending balance
- Separate deposit
- MetaMask CardYesPionex CardNo
- Use balance for spending
- MetaMask CardYesPionex CardYes
- Lock-up
- MetaMask CardNoPionex CardNo
Trust & availability
4 fields- Custody
- MetaMask CardSelf-custodyPionex CardCustodial
- Control until payment
- MetaMask CardYou keep controlPionex CardProvider controls funds
- Card issuer
- MetaMask CardCross River BankPionex CardNot disclosed
- Identity verification
- MetaMask CardCrypto LifePionex CardNot disclosed
Sources
2 fields- Official sources
- MetaMask Card12Pionex Card59
- Last reviewed
- MetaMask CardAug 12, 2026Pionex CardAug 14, 2026
04 · The trade-off
MetaMask Card is the stronger all-round choice
MetaMask Card finishes ahead with an Overall Score of 76 versus 57 for Pionex Card. The starting plan and FX figures are tied, or the providers have not published enough matching information to name a lower-cost option. MetaMask Card has the higher published base cashback rate (1% vs 0.1%).
Pionex Card still comes out ahead for Cashback and Transfers, which may matter more than the overall result if that is how you plan to use the card. MetaMask Card uses a self-controlled wallet setup, while Pionex Card uses a custodial balance setup. Neither approach is always better, so choose the level of control you are comfortable with.
MetaMask Card lists more stablecoins and ways to send money out (5 vs 4). Before applying, confirm availability in your country and recheck the provider's current fees and reward conditions.
If one card now looks like the better fit, you can check the latest application terms on the provider site or read our full MetaMask Card and Pionex Card reviews first.
Continue with
MetaMask Card
Continue with
Pionex Card
05 · Common questions
MetaMask vs Pionex FAQ
Is MetaMask or Pionex better overall?
MetaMask Card has the higher Overall Score (76 vs 57). That does not make it better for everyone: your preferred fees, rewards, way of holding funds and country availability can change the practical choice.
Which has lower fees, MetaMask or Pionex?
The starting plan and FX figures are tied, or the providers have not published enough matching information to name a lower-cost option. Compare plan, FX, card-spend, top-up and ATM charges separately because one fee does not represent the full cost.
Which has better cashback, MetaMask or Pionex?
MetaMask Card has the higher published base cashback rate (1% vs 0.1%). Maximum rates may depend on tiers, caps, categories or other conditions, so the entry rate and reward asset matter too.
How do MetaMask and Pionex differ on custody?
MetaMask Card uses a self-controlled wallet setup, while Pionex Card uses a custodial balance setup. Neither approach is always better, so choose the level of control you are comfortable with.
How current is this MetaMask vs Pionex comparison?
The latest information check for these two cards was August 14, 2026, using 71 official sources in total. Each full card review lists its own check date, sources and anything the provider has not clearly disclosed.