MetaMaskMetaMask
76
Side-by-side card comparison
MetaMask vs Plasma One: overall score versus use-case fit
Plasma One Card has the higher Overall Score by 11 points (87 vs 76). MetaMask Card looks stronger for Travel and Lowest fees, while Plasma One Card comes out ahead for Cashback, Funds control, and Transfers.
Information checked Aug 27, 202624 official sources reviewed
01 · Overall score versus use-case fit
Plasma One Card is the better all-round starting point
Plasma One Card has the higher Overall Score in this comparison. MetaMask Card may be the better fit for Travel and Lowest fees. A score cannot tell you whether a provider will accept your application or whether every feature will be available where you live, so check the latest provider terms before signing up.
OverallMetaMask76Plasma One87Higher score
CashbackMetaMask49Plasma One78Higher score
TravelMetaMask91Plasma One72Higher score
Funds controlMetaMask87Plasma One99Higher score
Lowest feesMetaMask82Plasma One80Higher score
TransfersMetaMask59Plasma One100Higher score
Choose MetaMask Card if travel and lowest fees matter most
MetaMask Card comes out ahead for Travel and Lowest fees in this comparison. It is worth a closer look if those are the parts of a card you expect to use most.
- Spend enabled MetaMask wallet assets
- Self-custody spend model
- Free Virtual tier includes mUSD cashback
Choose Plasma One Card if cashback and funds control matter most
Plasma One Card comes out ahead for Cashback, Funds control, and Transfers in this comparison. It is worth a closer look if those are the parts of a card you expect to use most.
- Lite starts with 2% XPL cashback
- Higher tiers add bigger caps and perks
- Earn is separate from card cashback
Where each card has the edge
The overall leader does not win every use case, so the reason you want the card matters here.
- Overall Score
- MetaMask76Plasma One87
Plasma One Card has the higher Overall Score by 11 points.
- Entry cost & FX
- MetaMask$0 plan · 0–1% FXPlasma One$0 plan · 0–1% FX
MetaMask Card has the lower published FX fee (0–1% vs 0–1%).
- Purchase rewards
- MetaMask1% base · up to 3%Plasma One2% base · up to 10%
Plasma One Card has the higher published base cashback rate (2% vs 1%).
- Funds control
- MetaMaskSelf-controlled walletPlasma OneSelf-controlled wallet
MetaMask Card and Plasma One Card use the same self-controlled wallet setup.
- Everyday access
- MetaMaskVirtual + Physical · Apple Pay, Google PayPlasma OneVirtual + Physical · Apple Pay, Google Pay
Both cards list the same number of card formats and phone-wallet options.
- Money movement
- MetaMask5 stablecoins · Stablecoin transfersPlasma One3 stablecoins · Stablecoin transfers; Plasma One usernames; Virtual account withdrawals
Plasma One Card lists more stablecoins and ways to send money out (6 vs 5).
02 · Read the shortlist
A closer look at the split decision
Start with the strengths that drive each use-case result, then test them against costs and access.
- Cashback
- 1%-3%
- Plan cost
- $0
- FX fee
- 0–1%
- ATM fee
- 0–2%
- Card formats
- Virtual, Physical
- Wallet payments
- Apple Pay, Google Pay
- Receive methods
- 0 crypto · 0 fiat
- Payout methods
- 0 crypto · 0 fiat
- Cashback
- 2%-10%
- Plan cost
- $0
- FX fee
- 0–1%
- ATM fee
- Not available
- Card formats
- Virtual, Physical
- Wallet payments
- Apple Pay, Google Pay
- Receive methods
- 3 crypto · 4 fiat
- Payout methods
- 3 crypto · 6 fiat
03 · Compare the details
See how the trade-offs line up
Comparable figures receive a marker; missing or unverified details stay visible instead of becoming an assumed advantage.
Best known Not disclosed
CardsMetaMask CardOverall76Plasma One CardOverall87
MetaMask CardOverall76Plasma One CardOverall87Scores
6 fields- Overall Score
- MetaMask Card76Plasma One Card87
- Cashback score
- MetaMask Card49Plasma One Card78
- Travel score
- MetaMask Card91Plasma One Card72
- Funds control score
- MetaMask Card87Plasma One Card99
- Lowest fees score
- MetaMask Card82Plasma One Card80
- Transfers score
- MetaMask Card59Plasma One Card100
Strengths & trade-offs
2 fields- Strengths
- MetaMask CardSpend enabled MetaMask wallet assets, Self-custody spend modelPlasma One CardLite starts with 2% XPL cashback, Higher tiers add bigger caps and perks
- Trade-offs
- MetaMask CardToken and network support is restricted, Fees can offset cashbackPlasma One CardPhysical access is limited; no ATM, Cashback is capped by tier
Costs
7 fields- Plan cost
- MetaMask Card$0Plasma One Card$0
- FX fee
- MetaMask Card0–1%Plasma One Card0–1%
- Top-up fee
- MetaMask Card0%Plasma One Card0%
- Card spending fee
- MetaMask CardNot disclosedPlasma One CardNot disclosed
- ATM fee
- MetaMask Card0–2%Plasma One CardNot available
- Virtual card
- MetaMask CardUp to 1 free virtual cards by tierPlasma One CardUp to 3 free virtual cards by tier
- Physical card
- MetaMask CardMetal tier $199/year; orders temporarily paused as of June 2, 2026Plasma One CardFirst physical card free in the currently confirmed Core and Platinum flows. Core standard delivery is $20 and express is $50; Platinum standard delivery is free and express is $30. Additional or replacement cards cost $40 for Core and $120 for Platinum.
Plans
2 fields- Available plans
- MetaMask Card2 plans: Virtual, MetalPlasma One Card3 plans: Lite, Core, Platinum
- Top cashback plan
- MetaMask CardMetal: 3%Plasma One CardPlatinum: 4%
Everyday use
8 fields- Network
- MetaMask CardMastercardPlasma One CardVisa
- Card formats
- MetaMask CardVirtual, PhysicalPlasma One CardVirtual, Physical
- ATM withdrawals
- MetaMask CardAvailablePlasma One CardNot available
- Mobile wallets
- MetaMask CardApple Pay, Google PayPlasma One CardApple Pay, Google Pay
- Apps
- MetaMask CardiOS, Android, WebPlasma One CardiOS, Android
- Daily spending limit
- MetaMask CardNot disclosedPlasma One CardShown in app
- Monthly spending limit
- MetaMask CardNot disclosedPlasma One CardShown in app
- ATM limit
- MetaMask CardLimits shown in appPlasma One CardNot available, including for physical cards
Funding & transfers
5 fields- Networks
- MetaMask CardLinea, Solana, Base, MonadPlasma One CardPlasma, Ethereum, Solana, Tron, Polygon, Arbitrum +5
- Crypto deposits
- MetaMask CardNot disclosedPlasma One CardStablecoins: USDT, USDC, USDG
- Fiat deposits
- MetaMask CardNot disclosedPlasma One CardUSD virtual account, EUR / GBP virtual accounts, MXN / BRL local transfers, COP virtual account
- Transfers
- MetaMask CardStablecoin transfersPlasma One CardStablecoin transfers; Plasma One usernames; Virtual account withdrawals
- Payout currencies
- MetaMask CardNot disclosedPlasma One CardUSD, EUR, GBP, MXN, BRL, COP
Rewards
3 fields- Base cashback
- MetaMask Card1%Plasma One Card2%
- Max cashback
- MetaMask Card3%Plasma One Card10%
- Reward currency
- MetaMask CardmUSD cashbackPlasma One CardUSD cashback paid in XPL
Earn
5 fields- Advertised APY
- MetaMask CardUp to 6% APYPlasma One CardUp to 5% APY
- How it works
- MetaMask CardEarn on spending balance, Optional earn vaultPlasma One CardOptional earn vault
- Separate deposit
- MetaMask CardYesPlasma One CardYes
- Use balance for spending
- MetaMask CardYesPlasma One CardNo
- Lock-up
- MetaMask CardNoPlasma One CardNo
Trust & availability
8 fields- Custody
- MetaMask CardSelf-custodyPlasma One CardSelf-custody
- Control until payment
- MetaMask CardYou keep controlPlasma One CardYou keep control
- Card issuer
- MetaMask CardCross River BankPlasma One CardRain, Third National
- Card processing
- MetaMask CardNot disclosedPlasma One Card0x
- Custody / key management
- MetaMask CardNot disclosedPlasma One CardPrivy, Veda
- Deposits & withdrawals
- MetaMask CardNot disclosedPlasma One CardBridge, Bridge Ventures LLC
- Identity verification
- MetaMask CardCrypto LifePlasma One CardNot disclosed
- Programme operator
- MetaMask CardNot disclosedPlasma One CardPlasma
Sources
2 fields- Official sources
- MetaMask Card12Plasma One Card12
- Last reviewed
- MetaMask CardAug 12, 2026Plasma One CardAug 27, 2026
04 · The trade-off
Plasma One Card is the stronger all-round choice
Plasma One Card finishes ahead with an Overall Score of 87 versus 76 for MetaMask Card. MetaMask Card has the lower published FX fee (0–1% vs 0–1%). Plasma One Card has the higher published base cashback rate (2% vs 1%).
MetaMask Card still comes out ahead for Travel and Lowest fees, which may matter more than the overall result if that is how you plan to use the card. MetaMask Card and Plasma One Card use the same self-controlled wallet setup.
Plasma One Card lists more stablecoins and ways to send money out (6 vs 5). Before applying, confirm availability in your country and recheck the provider's current fees and reward conditions.
If one card now looks like the better fit, you can check the latest application terms on the provider site or read our full MetaMask Card and Plasma One Card reviews first.
Continue with
MetaMask Card
Continue with
Plasma One Card
05 · Common questions
MetaMask vs Plasma One FAQ
Is MetaMask or Plasma One better overall?
Plasma One Card has the higher Overall Score (87 vs 76). That does not make it better for everyone: your preferred fees, rewards, way of holding funds and country availability can change the practical choice.
Which has lower fees, MetaMask or Plasma One?
MetaMask Card has the lower published FX fee (0–1% vs 0–1%). Compare plan, FX, card-spend, top-up and ATM charges separately because one fee does not represent the full cost.
Which has better cashback, MetaMask or Plasma One?
Plasma One Card has the higher published base cashback rate (2% vs 1%). Maximum rates may depend on tiers, caps, categories or other conditions, so the entry rate and reward asset matter too.
How do MetaMask and Plasma One differ on custody?
MetaMask Card and Plasma One Card use the same self-controlled wallet setup.
How current is this MetaMask vs Plasma One comparison?
The latest information check for these two cards was August 27, 2026, using 24 official sources in total. Each full card review lists its own check date, sources and anything the provider has not clearly disclosed.