MetaMaskMetaMask
76
Side-by-side card comparison
MetaMask vs WhiteBIT Nova USD: overall score versus use-case fit
MetaMask Card has the higher Overall Score by 17 points (76 vs 59). MetaMask Card looks stronger for Cashback, Travel, Funds control, and Lowest fees, while WhiteBIT Nova USD comes out ahead for Transfers.
Information checked Oct 16, 202629 official sources reviewed
01 · Overall score versus use-case fit
MetaMask Card is the better all-round starting point
MetaMask Card has the higher Overall Score in this comparison. WhiteBIT Nova USD may be the better fit for Transfers. A score cannot tell you whether a provider will accept your application or whether every feature will be available where you live, so check the latest provider terms before signing up.
OverallMetaMask76WhiteBIT Nova USD59Higher score
CashbackMetaMask49WhiteBIT Nova USD25Higher score
TravelMetaMask91WhiteBIT Nova USD36Higher score
Funds controlMetaMask87WhiteBIT Nova USD49Higher score
Lowest feesMetaMask82WhiteBIT Nova USD60Higher score
TransfersMetaMask59WhiteBIT Nova USD86Higher score
Choose MetaMask Card if cashback and travel matter most
MetaMask Card comes out ahead for Cashback, Travel, Funds control, and Lowest fees in this comparison. It is worth a closer look if those are the parts of a card you expect to use most.
- Spend enabled MetaMask wallet assets
- Self-custody spend model
- Free Virtual tier includes mUSD cashback
Choose WhiteBIT Nova USD if transfers matters most
WhiteBIT Nova USD comes out ahead for Transfers in this comparison. It is worth a closer look if those are the parts of a card you expect to use most.
- Apple Pay and Google Pay
- Spend selected exchange assets
- No monthly maintenance fee
Where each card has the edge
The overall leader does not win every use case, so the reason you want the card matters here.
- Overall Score
- MetaMask76WhiteBIT Nova USD59
MetaMask Card has the higher Overall Score by 17 points.
- Entry cost & FX
- MetaMask$0 plan · 0–1% FXWhiteBIT Nova USDNot disclosed plan · 1.5% for non-USD payments under the owner-approved interpretation of the conversion tariff; source wording is incomplete FX
MetaMask Card has the lower published FX fee (0–1% vs 1.5% for non-USD payments under the owner-approved interpretation of the conversion tariff; source wording is incomplete).
- Purchase rewards
- MetaMask1% base · up to 3%WhiteBIT Nova USD0% base · up to 10%
MetaMask Card has the higher published base cashback rate (1% vs 0%).
- Funds control
- MetaMaskSelf-controlled walletWhiteBIT Nova USDCustodial balance
MetaMask Card uses a self-controlled wallet setup, while WhiteBIT Nova USD uses a custodial balance setup. Neither approach is always better, so choose the level of control you are comfortable with.
- Everyday access
- MetaMaskVirtual + Physical · Apple Pay, Google PayWhiteBIT Nova USDVirtual · Apple Pay, Google Pay
MetaMask Card lists more card formats and phone-wallet options (4 vs 3).
- Money movement
- MetaMask5 stablecoins · Stablecoin transfersWhiteBIT Nova USD2 stablecoins · Stablecoin transfers; SEPA FINCI withdrawal from WhiteBIT account
MetaMask Card lists more stablecoins and ways to send money out (5 vs 4).
02 · Read the shortlist
A closer look at the split decision
Start with the strengths that drive each use-case result, then test them against costs and access.
- Cashback
- 1%-3%
- Plan cost
- $0
- FX fee
- 0–1%
- ATM fee
- 0–2%
- Card formats
- Virtual, Physical
- Wallet payments
- Apple Pay, Google Pay
- Receive methods
- 0 crypto · 0 fiat
- Payout methods
- 0 crypto · 0 fiat
- Cashback
- 0%-10%
- Plan cost
- Not disclosed
- FX fee
- 1.5% for non-USD payments under the owner-approved interpretation of the conversion tariff; source wording is incomplete
- ATM fee
- Not available
- Card formats
- Virtual
- Wallet payments
- Apple Pay, Google Pay
- Receive methods
- 2 crypto · 1 fiat
- Payout methods
- 2 crypto · 1 fiat
03 · Compare the details
See how the trade-offs line up
Comparable figures receive a marker; missing or unverified details stay visible instead of becoming an assumed advantage.
Best known Not disclosed
CardsMetaMask CardOverall76WhiteBIT Nova USDOverall59
MetaMask CardOverall76WhiteBIT Nova USDOverall59Scores
6 fields- Overall Score
- MetaMask Card76WhiteBIT Nova USD59
- Cashback score
- MetaMask Card49WhiteBIT Nova USD25
- Travel score
- MetaMask Card91WhiteBIT Nova USD36
- Funds control score
- MetaMask Card87WhiteBIT Nova USD49
- Lowest fees score
- MetaMask Card82WhiteBIT Nova USD60
- Transfers score
- MetaMask Card59WhiteBIT Nova USD86
Strengths & trade-offs
2 fields- Strengths
- MetaMask CardSpend enabled MetaMask wallet assets, Self-custody spend modelWhiteBIT Nova USDApple Pay and Google Pay, Spend selected exchange assets
- Trade-offs
- MetaMask CardToken and network support is restricted, Fees can offset cashbackWhiteBIT Nova USDA fee on every purchase, Category cashback stops at $25
Costs
7 fields- Plan cost
- MetaMask Card$0WhiteBIT Nova USDNot disclosed
- FX fee
- MetaMask Card0–1%WhiteBIT Nova USD1.5% for non-USD payments under the owner-approved interpretation of the conversion tariff; source wording is incomplete
- Top-up fee
- MetaMask Card0%WhiteBIT Nova USD0%
- Card spending fee
- MetaMask CardNot disclosedWhiteBIT Nova USD$0.20 + 1.5%
- ATM fee
- MetaMask Card0–2%WhiteBIT Nova USDNot available
- Virtual card
- MetaMask CardUp to 1 free virtual cards by tierWhiteBIT Nova USD$0 issuance
- Physical card
- MetaMask CardMetal tier $199/year; orders temporarily paused as of June 2, 2026WhiteBIT Nova USDUnavailable for the current USD product
Plans
2 fields- Available plans
- MetaMask Card2 plans: Virtual, MetalWhiteBIT Nova USDNot disclosed
- Top cashback plan
- MetaMask CardMetal: 3%WhiteBIT Nova USDNot disclosed
Everyday use
8 fields- Network
- MetaMask CardMastercardWhiteBIT Nova USDVisa
- Card formats
- MetaMask CardVirtual, PhysicalWhiteBIT Nova USDVirtual
- ATM withdrawals
- MetaMask CardAvailableWhiteBIT Nova USDNot available
- Mobile wallets
- MetaMask CardApple Pay, Google PayWhiteBIT Nova USDApple Pay, Google Pay
- Apps
- MetaMask CardiOS, Android, WebWhiteBIT Nova USDWeb
- Daily spending limit
- MetaMask CardNot disclosedWhiteBIT Nova USDUSD 40,000 daily
- Monthly spending limit
- MetaMask CardNot disclosedWhiteBIT Nova USDUSD 200,000 monthly
- ATM limit
- MetaMask CardLimits shown in appWhiteBIT Nova USDATM withdrawals unavailable; future published limits are not current access.
Funding & transfers
5 fields- Networks
- MetaMask CardLinea, Solana, Base, MonadWhiteBIT Nova USDArbitrum, Avalanche C-Chain, Base, BNB Smart Chain, Polkadot Asset Hub, Ethereum +9
- Crypto deposits
- MetaMask CardNot disclosedWhiteBIT Nova USDStablecoins: USDC, USDT
- Fiat deposits
- MetaMask CardNot disclosedWhiteBIT Nova USDSEPA FINCI to WhiteBIT account
- Transfers
- MetaMask CardStablecoin transfersWhiteBIT Nova USDStablecoin transfers; SEPA FINCI withdrawal from WhiteBIT account
- Payout currencies
- MetaMask CardNot disclosedWhiteBIT Nova USDEUR
Rewards
3 fields- Base cashback
- MetaMask Card1%WhiteBIT Nova USD0%
- Max cashback
- MetaMask Card3%WhiteBIT Nova USD10%
- Reward currency
- MetaMask CardmUSD cashbackWhiteBIT Nova USDNot disclosed
Earn
5 fields- Advertised APY
- MetaMask CardUp to 6% APYWhiteBIT Nova USDNot offered
- How it works
- MetaMask CardEarn on spending balance, Optional earn vaultWhiteBIT Nova USDNot offered
- Separate deposit
- MetaMask CardYesWhiteBIT Nova USDNot offered
- Use balance for spending
- MetaMask CardYesWhiteBIT Nova USDNot offered
- Lock-up
- MetaMask CardNoWhiteBIT Nova USDNot offered
Trust & availability
4 fields- Custody
- MetaMask CardSelf-custodyWhiteBIT Nova USDCustodial
- Control until payment
- MetaMask CardYou keep controlWhiteBIT Nova USDProvider controls funds
- Card issuer
- MetaMask CardCross River BankWhiteBIT Nova USDJSC Hash Bank
- Identity verification
- MetaMask CardCrypto LifeWhiteBIT Nova USDNot disclosed
Sources
2 fields- Official sources
- MetaMask Card12WhiteBIT Nova USD17
- Last reviewed
- MetaMask CardAug 12, 2026WhiteBIT Nova USDOct 16, 2026
04 · The trade-off
MetaMask Card is the stronger all-round choice
MetaMask Card finishes ahead with an Overall Score of 76 versus 59 for WhiteBIT Nova USD. MetaMask Card has the lower published FX fee (0–1% vs 1.5% for non-USD payments under the owner-approved interpretation of the conversion tariff; source wording is incomplete). MetaMask Card has the higher published base cashback rate (1% vs 0%).
WhiteBIT Nova USD still comes out ahead for Transfers, which may matter more than the overall result if that is how you plan to use the card. MetaMask Card uses a self-controlled wallet setup, while WhiteBIT Nova USD uses a custodial balance setup. Neither approach is always better, so choose the level of control you are comfortable with.
MetaMask Card lists more stablecoins and ways to send money out (5 vs 4). Before applying, confirm availability in your country and recheck the provider's current fees and reward conditions.
If one card now looks like the better fit, you can check the latest application terms on the provider site or read our full MetaMask Card and WhiteBIT Nova USD reviews first.
Continue with
MetaMask Card
Continue with
WhiteBIT Nova USD
05 · Common questions
MetaMask vs WhiteBIT Nova USD FAQ
Is MetaMask or WhiteBIT Nova USD better overall?
MetaMask Card has the higher Overall Score (76 vs 59). That does not make it better for everyone: your preferred fees, rewards, way of holding funds and country availability can change the practical choice.
Which has lower fees, MetaMask or WhiteBIT Nova USD?
MetaMask Card has the lower published FX fee (0–1% vs 1.5% for non-USD payments under the owner-approved interpretation of the conversion tariff; source wording is incomplete). Compare plan, FX, card-spend, top-up and ATM charges separately because one fee does not represent the full cost.
Which has better cashback, MetaMask or WhiteBIT Nova USD?
MetaMask Card has the higher published base cashback rate (1% vs 0%). Maximum rates may depend on tiers, caps, categories or other conditions, so the entry rate and reward asset matter too.
How do MetaMask and WhiteBIT Nova USD differ on custody?
MetaMask Card uses a self-controlled wallet setup, while WhiteBIT Nova USD uses a custodial balance setup. Neither approach is always better, so choose the level of control you are comfortable with.
How current is this MetaMask vs WhiteBIT Nova USD comparison?
The latest information check for these two cards was October 16, 2026, using 29 official sources in total. Each full card review lists its own check date, sources and anything the provider has not clearly disclosed.