NexoNexo
66
Side-by-side card comparison
Nexo vs Coinbase: fees, rewards and account setup
Nexo Card has the higher Overall Score by 2 points (66 vs 64). Nexo Card also looks stronger for Cashback, Travel, Funds control, Lowest fees, and Transfers. The details below show where Coinbase Card may still be the better personal fit.
Information checked Sep 2, 202636 official sources reviewed
01 · Make the first cut
Nexo Card is the better all-round starting point
Nexo Card has the higher Overall Score in this comparison. Coinbase Card may still suit you better if its card format, way of holding funds or availability is the deciding factor. A score cannot tell you whether a provider will accept your application or whether every feature will be available where you live, so check the latest provider terms before signing up.
OverallNexo66Coinbase64Higher score
CashbackNexo41Coinbase36Higher score
TravelNexo65Coinbase61Higher score
Funds controlNexo52Coinbase48Higher score
Lowest feesNexo57Coinbase55Higher score
TransfersNexo91Coinbase84Higher score
Choose Nexo Card if cashback and travel matter most
Nexo Card comes out ahead for Cashback, Travel, Funds control, Lowest fees, and Transfers in this comparison. It is worth a closer look if those are the parts of a card you expect to use most.
- Choose debit spend or credit-line use
- No base monthly or annual card fee
- Virtual card works with phone wallets
Choose Coinbase Card if its day-to-day setup suits you
Coinbase Card does not lead one of the use-case scores here, but it can still be the right choice when its costs, rewards and day-to-day setup match how you plan to use it. The other card looks stronger for Cashback, Travel, Funds control, Lowest fees, and Transfers, so compare that advantage with the features you would actually use.
- Virtual and physical Visa cards cover online, store and ATM use
- The U.S. schedule lists $0 card, monthly and Coinbase ATM fees
- Cash, USDC and supported crypto can fund the same card flow
The differences that could change the result
The overall score points one way, but a specific use case or product condition may point another.
- Overall Score
- Nexo66Coinbase64
Nexo Card has the higher Overall Score by 2 points.
- Entry cost & FX
- Nexo$0 plan · 0.2–2.5% FXCoinbase$0 plan · U.S. international transaction fee: $0. Visa conversion, U.K./EEA pricing and crypto spread remain separate FX
The starting plan and FX figures are tied, or the providers have not published enough matching information to name a lower-cost option.
- Purchase rewards
- Nexo0.5% base · up to 2%CoinbaseNot disclosed
The providers have not published enough matching base cashback information to name a winner. Check the maximum rates, reward assets, caps and conditions below.
- Funds control
- NexoCustodial balanceCoinbaseCustodial balance
Nexo Card and Coinbase Card use the same custodial balance setup.
- Everyday access
- NexoVirtual + Physical · Apple Pay, Google PayCoinbaseVirtual + Physical · Unknown
Nexo Card lists more card formats and phone-wallet options (4 vs 2).
- Money movement
- Nexo2 stablecoins · Stablecoin transfers; Nexo account internal transfer; Nexo account bank withdrawalCoinbase1 stablecoin · Stablecoin transfers; Coinbase U.S. account cash-out, Coinbase U.K. and EEA account cash-out
Nexo Card lists more stablecoins and ways to send money out (5 vs 4).
02 · Read the shortlist
A closer look at the two cards
These quick facts cover the costs, rewards and everyday features most likely to shape your choice. Use the full table below when you want the finer details.
- Cashback
- 0.5%-2%
- Plan cost
- $0
- FX fee
- 0.2–2.5%
- ATM fee
- 0–2%; minimum 1.99 EUR/GBP
- Card formats
- Virtual, Physical
- Wallet payments
- Apple Pay, Google Pay
- Receive methods
- 10 crypto · 1 fiat
- Payout methods
- 4 crypto · 3 fiat
- Cashback
- Not disclosed
- Plan cost
- $0
- FX fee
- U.S. international transaction fee: $0. Visa conversion, U.K./EEA pricing and crypto spread remain separate
- ATM fee
- U.S. Coinbase ATM fee: $0. ATM operators may charge; U.K./EEA provider pricing is not published here
- Card formats
- Virtual, Physical
- Wallet payments
- Not disclosed
- Receive methods
- 1 crypto · 2 fiat
- Payout methods
- 1 crypto · 3 fiat
03 · Compare the details
Compare the details side by side
We highlight a better number only when both cards publish values that can be compared fairly. Anything missing stays clearly marked.
Best known Not disclosed
CardsNexo CardOverall66Coinbase CardOverall64
Nexo CardOverall66Coinbase CardOverall64Scores
6 fields- Overall Score
- Nexo Card66Coinbase Card64
- Cashback score
- Nexo Card41Coinbase Card36
- Travel score
- Nexo Card65Coinbase Card61
- Funds control score
- Nexo Card52Coinbase Card48
- Lowest fees score
- Nexo Card57Coinbase Card55
- Transfers score
- Nexo Card91Coinbase Card84
Strengths & trade-offs
2 fields- Strengths
- Nexo CardChoose debit spend or credit-line use, No base monthly or annual card feeCoinbase CardVirtual and physical Visa cards cover online, store and ATM use, The U.S. schedule lists $0 card, monthly and Coinbase ATM fees
- Trade-offs
- Nexo CardSpending follows the Nexo account model, Credit Mode adds collateral riskCoinbase CardCrypto conversion includes a spread with no stable public rate, Rewards are U.S.-only and the current rate changes in the app
Costs
7 fields- Plan cost
- Nexo Card$0Coinbase Card$0
- FX fee
- Nexo Card0.2–2.5%Coinbase CardU.S. international transaction fee: $0. Visa conversion, U.K./EEA pricing and crypto spread remain separate
- Top-up fee
- Nexo CardNot disclosedCoinbase CardLinked-bank and payroll funding are marketed at $0; other Coinbase account funding routes were not reviewed for this card profile
- Card spending fee
- Nexo CardNot disclosedCoinbase Card0%
- ATM fee
- Nexo Card0–2%; minimum 1.99 EUR/GBPCoinbase CardU.S. Coinbase ATM fee: $0. ATM operators may charge; U.K./EEA provider pricing is not published here
- Virtual card
- Nexo CardAvailable from $50 account balanceCoinbase CardNot disclosed
- Physical card
- Nexo CardFree shipping; requires more than $5,000 account balance and at least Gold tierCoinbase CardNot disclosed
Plans
2 fields- Available plans
- Nexo Card4 plans: Base, Silver, Gold, PlatinumCoinbase CardNot disclosed
- Top cashback plan
- Nexo CardPlatinum: 2%Coinbase CardNot disclosed
Everyday use
8 fields- Network
- Nexo CardMastercardCoinbase CardVisa
- Card formats
- Nexo CardVirtual, PhysicalCoinbase CardVirtual, Physical
- ATM withdrawals
- Nexo CardAvailableCoinbase CardAvailable
- Mobile wallets
- Nexo CardApple Pay, Google PayCoinbase CardNot disclosed
- Apps
- Nexo CardiOS, Android, WebCoinbase CardiOS, Android
- Daily spending limit
- Nexo Card€10,000 / £9,000/day; €10,000 / £9,000/transactionCoinbase Card$2,500 per 24 hours in the U.S. programme
- Monthly spending limit
- Nexo Card€60,000 / £54,000/monthCoinbase CardU.S. monthly spend limit not published; U.K./EEA limits are customer-specific
- ATM limit
- Nexo Card€600 / £540/withdrawal; €2,000 / £1,800/day; €10,000 / £9,000/monthCoinbase Card$1,000 per 24 hours in the U.S.; U.K./EEA values are shown in app
Funding & transfers
5 fields- Networks
- Nexo CardNot disclosedCoinbase CardCoinbase-supported networks
- Crypto deposits
- Nexo CardStablecoins: USDC, USDT; Other crypto: BTC, ETH, SOL, XRP, ADA +3Coinbase CardOther crypto: Supported crypto
- Fiat deposits
- Nexo CardNexo account bank depositCoinbase CardLinked bank account, Payroll deposit
- Transfers
- Nexo CardStablecoin transfers; Nexo account internal transfer; Nexo account bank withdrawalCoinbase CardStablecoin transfers; Coinbase U.S. account cash-out, Coinbase U.K. and EEA account cash-out
- Payout currencies
- Nexo CardEUR, GBP, USDCoinbase CardUSD, GBP, EUR
Rewards
3 fields- Base cashback
- Nexo Card0.5%Coinbase CardNot disclosed
- Max cashback
- Nexo Card2%Coinbase CardNot disclosed
- Reward currency
- Nexo CardNEXO Tokens or BTC cashbackCoinbase CardSelected crypto offer
Earn
5 fields- Advertised APY
- Nexo CardUp to 13% APYCoinbase CardNot offered
- How it works
- Nexo CardEarn on spending balanceCoinbase CardNot offered
- Separate deposit
- Nexo CardNot disclosedCoinbase CardNot offered
- Use balance for spending
- Nexo CardYesCoinbase CardNot offered
- Lock-up
- Nexo CardNoCoinbase CardNot offered
Trust & availability
5 fields- Custody
- Nexo CardCustodialCoinbase CardCustodial
- Control until payment
- Nexo CardProvider controls fundsCoinbase CardProvider controls funds
- Card issuer
- Nexo CardDiPocket UABCoinbase CardPathward, N.A., Paysafe Financial Services Limited, Paysafe Payment Solutions Limited
- Card processing
- Nexo CardNot disclosedCoinbase CardMarqeta, Inc.
- Programme operator
- Nexo CardNexo Services Sp. z o.o.Coinbase CardNot disclosed
Sources
2 fields- Official sources
- Nexo Card14Coinbase Card22
- Last reviewed
- Nexo CardSep 2, 2026Coinbase CardAug 30, 2026
04 · The takeaway
Nexo Card is the stronger all-round choice
Nexo Card finishes ahead with an Overall Score of 66 versus 64 for Coinbase Card. The starting plan and FX figures are tied, or the providers have not published enough matching information to name a lower-cost option. The providers have not published enough matching base cashback information to name a winner. Check the maximum rates, reward assets, caps and conditions below.
Coinbase Card can still be the more comfortable choice if its availability, card setup or way of holding funds suits you better. Nexo Card and Coinbase Card use the same custodial balance setup.
Nexo Card lists more stablecoins and ways to send money out (5 vs 4). Before applying, confirm availability in your country and recheck the provider's current fees and reward conditions.
If one card now looks like the better fit, you can check the latest application terms on the provider site or read our full Nexo Card and Coinbase Card reviews first.
Continue with
Nexo Card
Continue with
Coinbase Card
05 · Common questions
Nexo vs Coinbase FAQ
Is Nexo or Coinbase better overall?
Nexo Card has the higher Overall Score (66 vs 64). That does not make it better for everyone: your preferred fees, rewards, way of holding funds and country availability can change the practical choice.
Which has lower fees, Nexo or Coinbase?
The starting plan and FX figures are tied, or the providers have not published enough matching information to name a lower-cost option. Compare plan, FX, card-spend, top-up and ATM charges separately because one fee does not represent the full cost.
Which has better cashback, Nexo or Coinbase?
The providers have not published enough matching base cashback information to name a winner. Check the maximum rates, reward assets, caps and conditions below. Maximum rates may depend on tiers, caps, categories or other conditions, so the entry rate and reward asset matter too.
How do Nexo and Coinbase differ on custody?
Nexo Card and Coinbase Card use the same custodial balance setup.
How current is this Nexo vs Coinbase comparison?
The latest information check for these two cards was September 2, 2026, using 36 official sources in total. Each full card review lists its own check date, sources and anything the provider has not clearly disclosed.