NexoNexo
66
Side-by-side card comparison
Nexo vs Coinbase One: where the score gap comes from
Nexo Card has the higher Overall Score by 10 points (66 vs 56). The available use-case scores do not point to a clear winner, so compare the fees, control of funds, card access and availability that matter to you.
Information checked Sep 5, 202637 official sources reviewed
01 · Where the gap opens
Nexo Card is the better all-round starting point
Nexo Card has the higher Overall Score in this comparison. Coinbase One Card may still suit you better if its card format, way of holding funds or availability is the deciding factor. A score cannot tell you whether a provider will accept your application or whether every feature will be available where you live, so check the latest provider terms before signing up.
OverallNexo66Coinbase One56Higher score
CashbackNexo41Coinbase One40Compare the details below
TravelNexo65Coinbase One60Compare the details below
Funds controlNexo52Coinbase One36Compare the details below
Lowest feesNexo57Coinbase One58Compare the details below
TransfersNexo91Coinbase One24Compare the details below
Choose Nexo Card if its day-to-day setup suits you
Nexo Card does not lead one of the use-case scores here, but it can still be the right choice when its costs, rewards and day-to-day setup match how you plan to use it. Read the side-by-side details before deciding.
- Choose debit spend or credit-line use
- No base monthly or annual card fee
- Virtual card works with phone wallets
Choose Coinbase One Card if its day-to-day setup suits you
Coinbase One Card does not lead one of the use-case scores here, but it can still be the right choice when its costs, rewards and day-to-day setup match how you plan to use it. Read the side-by-side details before deciding.
- 2% BTC on eligible purchases
- No foreign transaction fee
- Metal card and both phone wallets
What separates the two cards
The higher score is only the start. The rows below show which product differences create it.
- Overall Score
- Nexo66Coinbase One56
Nexo Card has the higher Overall Score by 10 points.
- Entry cost & FX
- Nexo$0 plan · 0.2–2.5% FXCoinbase One$49.99/year plan · 0% foreign transaction fee; Amex conversion rates remain separate FX
Nexo Card has the lower starting plan cost ($0 vs $49.99/year).
- Purchase rewards
- Nexo0.5% base · up to 2%Coinbase One2% base · up to 4%
Coinbase One Card has the higher published base cashback rate (2% vs 0.5%).
- Funds control
- NexoCustodial balanceCoinbase OneCustodial balance
Nexo Card and Coinbase One Card use the same custodial balance setup.
- Everyday access
- NexoVirtual + Physical · Apple Pay, Google PayCoinbase OneVirtual + Physical · Apple Pay, Google Pay
Both cards list the same number of card formats and phone-wallet options.
- Money movement
- Nexo2 stablecoins · Stablecoin transfers; Nexo account internal transfer; Nexo account bank withdrawalCoinbase One0 stablecoins · Not modeled
Nexo Card lists more stablecoins and ways to send money out (5 vs 0).
02 · Read the shortlist
Why one card starts ahead
These quick facts cover the costs, rewards and everyday features behind the early lead.
- Cashback
- 0.5%-2%
- Plan cost
- $0
- FX fee
- 0.2–2.5%
- ATM fee
- 0–2%; minimum 1.99 EUR/GBP
- Card formats
- Virtual, Physical
- Wallet payments
- Apple Pay, Google Pay
- Receive methods
- 10 crypto · 1 fiat
- Payout methods
- 4 crypto · 3 fiat
- Cashback
- 2%-4%
- Plan cost
- $49.99/year
- FX fee
- 0% foreign transaction fee; Amex conversion rates remain separate
- ATM fee
- Cash advance: greater of $10 or 5%, plus variable interest from posting and possible ATM-operator fees
- Card formats
- Virtual, Physical
- Wallet payments
- Apple Pay, Google Pay
- Receive methods
- 0 crypto · 0 fiat
- Payout methods
- 0 crypto · 0 fiat
03 · Compare the details
Test the lead, row by row
A better number is marked only when both providers publish values that can be compared fairly.
Best known Not disclosed
CardsNexo CardOverall66Coinbase One CardOverall56
Nexo CardOverall66Coinbase One CardOverall56Scores
6 fields- Overall Score
- Nexo Card66Coinbase One Card56
- Cashback score
- Nexo Card41Coinbase One Card40
- Travel score
- Nexo Card65Coinbase One Card60
- Funds control score
- Nexo Card52Coinbase One Card36
- Lowest fees score
- Nexo Card57Coinbase One Card58
- Transfers score
- Nexo Card91Coinbase One Card24
Strengths & trade-offs
2 fields- Strengths
- Nexo CardChoose debit spend or credit-line use, No base monthly or annual card feeCoinbase One Card2% BTC on eligible purchases, No foreign transaction fee
- Trade-offs
- Nexo CardSpending follows the Nexo account model, Credit Mode adds collateral riskCoinbase One CardPaid membership is required, Debt and cash advances carry costs
Costs
7 fields- Plan cost
- Nexo Card$0Coinbase One Card$49.99/year
- FX fee
- Nexo Card0.2–2.5%Coinbase One Card0% foreign transaction fee; Amex conversion rates remain separate
- Top-up fee
- Nexo CardNot disclosedCoinbase One CardLinked U.S. bank or accepted Coinbase wallet repayment; crypto spread varies
- Card spending fee
- Nexo CardNot disclosedCoinbase One CardNot disclosed
- ATM fee
- Nexo Card0–2%; minimum 1.99 EUR/GBPCoinbase One CardCash advance: greater of $10 or 5%, plus variable interest from posting and possible ATM-operator fees
- Virtual card
- Nexo CardAvailable from $50 account balanceCoinbase One CardNot disclosed
- Physical card
- Nexo CardFree shipping; requires more than $5,000 account balance and at least Gold tierCoinbase One CardNot disclosed
Plans
2 fields- Available plans
- Nexo Card4 plans: Base, Silver, Gold, PlatinumCoinbase One Card4 plans: AOC tier 1: 2%, AOC tier 2: 2.5%, AOC tier 3: 3%, AOC tier 4: 4%
- Top cashback plan
- Nexo CardPlatinum: 2%Coinbase One CardAOC tier 4: 4%: 4%
Everyday use
8 fields- Network
- Nexo CardMastercardCoinbase One CardAmerican Express
- Card formats
- Nexo CardVirtual, PhysicalCoinbase One CardVirtual, Physical
- ATM withdrawals
- Nexo CardAvailableCoinbase One CardNot disclosed
- Mobile wallets
- Nexo CardApple Pay, Google PayCoinbase One CardApple Pay, Google Pay
- Apps
- Nexo CardiOS, Android, WebCoinbase One CardiOS, Android, Web
- Daily spending limit
- Nexo Card€10,000 / £9,000/day; €10,000 / £9,000/transactionCoinbase One CardPersonalized credit limit; no reusable daily spend ceiling
- Monthly spending limit
- Nexo Card€60,000 / £54,000/monthCoinbase One CardPersonalized credit limit; no reusable monthly spend ceiling
- ATM limit
- Nexo Card€600 / £540/withdrawal; €2,000 / £1,800/day; €10,000 / £9,000/monthCoinbase One CardCash access and its sublimit are determined by the issuer
Funding & transfers
5 fields- Networks
- Nexo CardNot disclosedCoinbase One CardNot disclosed
- Crypto deposits
- Nexo CardStablecoins: USDC, USDT; Other crypto: BTC, ETH, SOL, XRP, ADA +3Coinbase One CardNot disclosed
- Fiat deposits
- Nexo CardNexo account bank depositCoinbase One CardNot disclosed
- Transfers
- Nexo CardStablecoin transfers; Nexo account internal transfer; Nexo account bank withdrawalCoinbase One CardNot disclosed
- Payout currencies
- Nexo CardEUR, GBP, USDCoinbase One CardNot disclosed
Rewards
3 fields- Base cashback
- Nexo Card0.5%Coinbase One Card2%
- Max cashback
- Nexo Card2%Coinbase One Card4%
- Reward currency
- Nexo CardNEXO Tokens or BTC cashbackCoinbase One CardBitcoin
Earn
5 fields- Advertised APY
- Nexo CardUp to 13% APYCoinbase One CardUp to 3.5% APY
- How it works
- Nexo CardEarn on spending balanceCoinbase One CardBorrow against collateral
- Separate deposit
- Nexo CardNot disclosedCoinbase One CardNo
- Use balance for spending
- Nexo CardYesCoinbase One CardNo
- Lock-up
- Nexo CardNoCoinbase One CardYes
Trust & availability
5 fields- Custody
- Nexo CardCustodialCoinbase One CardCustodial
- Control until payment
- Nexo CardProvider controls fundsCoinbase One CardProvider controls funds
- Card issuer
- Nexo CardDiPocket UABCoinbase One CardFirst Electronic Bank
- Custody / key management
- Nexo CardNot disclosedCoinbase One CardCoinbase, Inc.
- Programme operator
- Nexo CardNexo Services Sp. z o.o.Coinbase One CardNot disclosed
Sources
2 fields- Official sources
- Nexo Card14Coinbase One Card23
- Last reviewed
- Nexo CardSep 2, 2026Coinbase One CardSep 5, 2026
04 · The verdict
Nexo Card is the stronger all-round choice
Nexo Card finishes ahead with an Overall Score of 66 versus 56 for Coinbase One Card. Nexo Card has the lower starting plan cost ($0 vs $49.99/year). Coinbase One Card has the higher published base cashback rate (2% vs 0.5%).
Coinbase One Card can still be the more comfortable choice if its availability, card setup or way of holding funds suits you better. Nexo Card and Coinbase One Card use the same custodial balance setup.
Nexo Card lists more stablecoins and ways to send money out (5 vs 0). Before applying, confirm availability in your country and recheck the provider's current fees and reward conditions.
If one card now looks like the better fit, you can check the latest application terms on the provider site or read our full Nexo Card and Coinbase One Card reviews first.
Continue with
Nexo Card
Continue with
Coinbase One Card
05 · Common questions
Nexo vs Coinbase One FAQ
Is Nexo or Coinbase One better overall?
Nexo Card has the higher Overall Score (66 vs 56). That does not make it better for everyone: your preferred fees, rewards, way of holding funds and country availability can change the practical choice.
Which has lower fees, Nexo or Coinbase One?
Nexo Card has the lower starting plan cost ($0 vs $49.99/year). Compare plan, FX, card-spend, top-up and ATM charges separately because one fee does not represent the full cost.
Which has better cashback, Nexo or Coinbase One?
Coinbase One Card has the higher published base cashback rate (2% vs 0.5%). Maximum rates may depend on tiers, caps, categories or other conditions, so the entry rate and reward asset matter too.
How do Nexo and Coinbase One differ on custody?
Nexo Card and Coinbase One Card use the same custodial balance setup.
How current is this Nexo vs Coinbase One comparison?
The latest information check for these two cards was September 5, 2026, using 37 official sources in total. Each full card review lists its own check date, sources and anything the provider has not clearly disclosed.