NexoNexo
66
Side-by-side card comparison
Nexo vs Coinbase One
Nexo Card has the higher Overall Score by 10 points (66 vs 56). Nexo Card also looks stronger for Cashback, Travel, Funds control, Lowest fees, and Transfers. The details below show where Coinbase One Card may still be the better personal fit.
Latest check Oct 11, 202637 official sources reviewed
Nexo Card
Best fit
- Switching between spending savings and borrowing against crypto.
- Paying from Flexible Savings without moving funds to a card wallet.
- Existing NEXO holders who already qualify for higher loyalty tiers.
Before you choose
- Cashback requires Credit Mode and more than $5,000 in account assets.
- Credit Mode incurs borrowing costs and can trigger collateral liquidation.
- The advertised 2% reward is in NEXO; Platinum's BTC option pays 0.5%.
Coinbase One Card
Best fit
- Existing Coinbase One members who already pay for an eligible plan.
- Everyday credit-card spending with 2% back in BTC on eligible purchases.
- Booking through Coinbase One Card Travel for 5% back in BTC.
Before you choose
- Eligible membership starts at $49.99/year; Basic monthly does not qualify.
- 4% needs $200,000 on Coinbase; boosted rates cover $10,000/month of spend.
- U.S. residents only, excluding territories; credit approval is required.
Fees & features
Compare the details
Best markers compare published, comparable values. Unknown values never win a row.
Best known Not disclosed
CardsNexo CardOverall66Coinbase One CardOverall56
Nexo CardOverall66Coinbase One CardOverall56Scores
- Overall Score
- Nexo Card66Coinbase One Card56
- Cashback score
- Nexo Card41Coinbase One Card40
- Travel score
- Nexo Card65Coinbase One Card60
- Funds control score
- Nexo Card52Coinbase One Card36
- Lowest fees score
- Nexo Card57Coinbase One Card40
- Transfers score
- Nexo Card91Coinbase One Card24
Costs
- Plan cost
- Nexo Card$0Coinbase One Card$49.99/year
- FX fee
- Nexo Card0.2–2.5%Coinbase One Card0% foreign transaction fee; Amex conversion rates remain separate
- Top-up fee
- Nexo CardNot disclosedCoinbase One CardLinked U.S. bank or accepted Coinbase wallet repayment; crypto spread varies
- Card spending fee
- Nexo CardNot disclosedCoinbase One CardNot disclosed
- ATM fee
- Nexo Card0–2%; minimum 1.99 EUR/GBPCoinbase One CardCash advance: greater of $10 or 5%, plus variable interest from posting and possible ATM-operator fees
- Virtual card
- Nexo CardAvailable from $50 account balanceCoinbase One CardNot disclosed
- Physical card
- Nexo CardFree shipping; requires more than $5,000 account balance and at least Gold tierCoinbase One CardNot disclosed
Plans
- Available plans
- Nexo Card4 plans: Base, Silver, Gold, PlatinumCoinbase One Card4 plans: AOC tier 1: 2%, AOC tier 2: 2.5%, AOC tier 3: 3%, AOC tier 4: 4%
- Top cashback plan
- Nexo CardPlatinum: 2%Coinbase One CardAOC tier 4: 4%: 4%
Everyday use
- Network
- Nexo CardMastercardCoinbase One CardAmerican Express
- Card formats
- Nexo CardVirtual, PhysicalCoinbase One CardVirtual, Physical
- ATM withdrawals
- Nexo CardAvailableCoinbase One CardNot disclosed
- Mobile wallets
- Nexo CardApple Pay, Google PayCoinbase One CardApple Pay, Google Pay
- Apps
- Nexo CardiOS, Android, WebCoinbase One CardiOS, Android, Web
- Daily spending limit
- Nexo Card€10,000 / £9,000/day; €10,000 / £9,000/transactionCoinbase One CardPersonalized credit limit; no reusable daily spend ceiling
- Monthly spending limit
- Nexo Card€60,000 / £54,000/monthCoinbase One CardPersonalized credit limit; no reusable monthly spend ceiling
- ATM limit
- Nexo Card€600 / £540/withdrawal; €2,000 / £1,800/day; €10,000 / £9,000/monthCoinbase One CardCash access and its sublimit are determined by the issuer
Funding & transfers
- Networks
- Nexo CardNot disclosedCoinbase One CardNot disclosed
- Crypto deposits
- Nexo CardStablecoins: USDC, USDT; Other crypto: BTC, ETH, SOL, XRP, ADA +3Coinbase One CardNot disclosed
- Fiat deposits
- Nexo CardNexo account bank depositCoinbase One CardNot disclosed
- Transfers
- Nexo CardStablecoin transfers; Nexo account internal transfer; Nexo account bank withdrawalCoinbase One CardNot disclosed
- Payout currencies
- Nexo CardEUR, GBP, USDCoinbase One CardNot disclosed
Rewards
- Base cashback
- Nexo Card0.5%Coinbase One Card2%
- Max cashback
- Nexo Card2%Coinbase One Card4%
- Reward currency
- Nexo CardNEXO Tokens or BTC cashbackCoinbase One CardBitcoin
Earn
- Advertised APY
- Nexo CardUp to 13% APYCoinbase One CardNot disclosed
- How it works
- Nexo CardEarn on spending balanceCoinbase One CardBorrow against collateral
- Separate deposit
- Nexo CardNot disclosedCoinbase One CardNo
- Use balance for spending
- Nexo CardYesCoinbase One CardNo
- Lock-up
- Nexo CardNoCoinbase One CardYes
Trust & availability
- Custody
- Nexo CardCustodialCoinbase One CardCustodial
- Control until payment
- Nexo CardProvider controls fundsCoinbase One CardProvider controls funds
- Card issuer
- Nexo CardDiPocket UABCoinbase One CardFirst Electronic Bank
- Custody / key management
- Nexo CardNot disclosedCoinbase One CardCoinbase, Inc.
- Programme operator
- Nexo CardNexo Services Sp. z o.o.Coinbase One CardNot disclosed
Sources
- Official sources
- Nexo Card14Coinbase One Card23
- Last reviewed
- Nexo CardSep 2, 2026Coinbase One CardOct 11, 2026
Choosing between these cards
When to choose Nexo or Coinbase One
How you receive rewards
Choose by the reward asset you want to receive: Nexo lists NEXO Tokens or BTC cashback; Coinbase One lists Bitcoin.
Keeping recurring costs down
Nexo's base plan is $0, compared with $49.99/year for Coinbase One. This favours Nexo for occasional use; card issuance and transaction fees are separate.
Spending in foreign currencies
For FX on foreign-currency purchases, Nexo lists 0.2–2.5%, versus 0% foreign transaction fee; Amex conversion rates remain separate at Coinbase One. Use the tariff for your country and plan; conversion fees can add to these figures.
Common questions
Nexo vs Coinbase One FAQ
Is Nexo or Coinbase One better overall?
Nexo Card has the higher Overall Score (66 vs 56). That does not make it better for everyone: your preferred fees, rewards, way of holding funds and country availability can change the practical choice.
Which has lower fees, Nexo or Coinbase One?
Nexo Card has the lower starting plan cost ($0 vs $49.99/year). Compare plan, FX, card-spend, top-up and ATM charges separately because one fee does not represent the full cost.
Which has better cashback, Nexo or Coinbase One?
Coinbase One Card has the higher published base cashback rate (2% vs 0.5%). Maximum rates may depend on tiers, caps, categories or other conditions, so the entry rate and reward asset matter too.
How do Nexo and Coinbase One differ on custody?
Nexo Card and Coinbase One Card use the same custodial balance setup.
How current is this Nexo vs Coinbase One comparison?
The latest information check for these two cards was October 11, 2026, using 37 official sources in total. Each full card review lists its own check date, sources and anything the provider has not clearly disclosed.