NexoNexo
65
Side-by-side card comparison
Nexo vs Solid: overall score versus use-case fit
Solid Card has the higher Overall Score by 24 points (89 vs 65). Nexo Card looks stronger for Travel and Transfers, while Solid Card comes out ahead for Cashback, Funds control, and Lowest fees.
Information checked Aug 25, 202633 official sources reviewed
01 · Overall score versus use-case fit
Solid Card is the better all-round starting point
Solid Card has the higher Overall Score in this comparison. Nexo Card may be the better fit for Travel and Transfers. A score cannot tell you whether a provider will accept your application or whether every feature will be available where you live, so check the latest provider terms before signing up.
OverallNexo65Solid89Higher score
CashbackNexo41Solid91Higher score
TravelNexo65Solid62Higher score
Funds controlNexo52Solid97Higher score
Lowest feesNexo57Solid89Higher score
TransfersNexo91Solid83Higher score
Choose Nexo Card if travel and transfers matter most
Nexo Card comes out ahead for Travel and Transfers in this comparison. It is worth a closer look if those are the parts of a card you expect to use most.
- Choose debit spend or credit-line use
- No base monthly or annual card fee
- Virtual card works with phone wallets
Choose Solid Card if cashback and funds control matter most
Solid Card comes out ahead for Cashback, Funds control, and Lowest fees in this comparison. It is worth a closer look if those are the parts of a card you expect to use most.
- Savings can stay productive while spending
- Up to 50% on eligible AI subscriptions
- Eligible ACH/wire receive details
Where each card has the edge
The overall leader does not win every use case, so the reason you want the card matters here.
- Overall Score
- Nexo65Solid89
Solid Card has the higher Overall Score by 24 points.
- Entry cost & FX
- Nexo$0 plan · 0.2–2.5% FXSolid$0 plan · 1% FX
Solid Card has the lower published FX fee (1% vs 0.2–2.5%).
- Purchase rewards
- Nexo0.5% base · up to 2%Solid3% base · up to 5%
Solid Card has the higher published base cashback rate (3% vs 0.5%).
- Funds control
- NexoCustodial balanceSolidSelf-controlled wallet
Nexo Card uses a custodial balance setup, while Solid Card uses a self-controlled wallet setup. Neither approach is always better, so choose the level of control you are comfortable with.
- Everyday access
- NexoVirtual + Physical · Apple Pay, Google PaySolidVirtual · Apple Pay, Google Pay
Nexo Card lists more card formats and phone-wallet options (4 vs 3).
- Money movement
- Nexo2 stablecoins · Stablecoin transfers; Nexo account internal transfer; Nexo account bank withdrawalSolid3 stablecoins · Stablecoin transfers
Nexo Card lists more stablecoins and ways to send money out (5 vs 4).
02 · Read the shortlist
A closer look at the split decision
Start with the strengths that drive each use-case result, then test them against costs and access.
- Cashback
- 0.5%-2%
- Plan cost
- $0
- FX fee
- 0.2–2.5%
- ATM fee
- 0–2%; minimum 1.99 EUR/GBP
- Card formats
- Virtual, Physical
- Wallet payments
- Apple Pay, Google Pay
- Receive methods
- 10 crypto · 1 fiat
- Payout methods
- 4 crypto · 3 fiat
- Cashback
- 3%-5%
- Plan cost
- $0
- FX fee
- 1%
- ATM fee
- Not available
- Card formats
- Virtual
- Wallet payments
- Apple Pay, Google Pay
- Receive methods
- 9 crypto · 1 fiat
- Payout methods
- 3 crypto · 0 fiat
Current signup offers
Signup value available today
A welcome offer can improve the value of your first months with a card. Check the eligibility rules, qualifying actions and deadline first. Signup offers are excluded from card scores.
Nexo Card
No active signup offer listed
We do not currently list an active signup offer for this card.
Solid Card
Get $15
$15 new-user bonus after qualifying card spend
- Activate the Solid Card.
- Complete $75 of card spend.
Solid Card promo code15QRE
Solid may change or end the referral programme; check the current Rewards Terms before signing up.
Partner links may earn us a commission. Read our affiliate disclosure for how these links work.
03 · Compare the details
See how the trade-offs line up
Comparable figures receive a marker; missing or unverified details stay visible instead of becoming an assumed advantage.
Best known Not disclosed
CardsNexo CardOverall65Solid CardOverall89
Nexo CardOverall65Solid CardOverall89Scores
6 fields- Overall Score
- Nexo Card65Solid Card89
- Cashback score
- Nexo Card41Solid Card91
- Travel score
- Nexo Card65Solid Card62
- Funds control score
- Nexo Card52Solid Card97
- Lowest fees score
- Nexo Card57Solid Card89
- Transfers score
- Nexo Card91Solid Card83
Strengths & trade-offs
2 fields- Strengths
- Nexo CardChoose debit spend or credit-line use, No base monthly or annual card feeSolid CardSavings can stay productive while spending, Up to 50% on eligible AI subscriptions
- Trade-offs
- Nexo CardSpending follows the Nexo account model, Credit Mode adds collateral riskSolid CardThe best rates require millions of points, ATM availability is still being checked
Costs
7 fields- Plan cost
- Nexo Card$0Solid Card$0
- FX fee
- Nexo Card0.2–2.5%Solid Card1%
- Top-up fee
- Nexo CardNot disclosedSolid Card0%
- Card spending fee
- Nexo CardNot disclosedSolid Card0%
- ATM fee
- Nexo Card0–2%; minimum 1.99 EUR/GBPSolid CardNot available
- Virtual card
- Nexo CardAvailable from $50 account balanceSolid CardVirtual Visa in app after KYC; activation requires at least $10 in Wallet or Savings
- Physical card
- Nexo CardFree shipping; requires more than $5,000 account balance and at least Gold tierSolid CardPhysical card not listed
Plans
2 fields- Available plans
- Nexo Card4 plans: Base, Silver, Gold, PlatinumSolid Card3 plans: Core, Prime, Ultra
- Top cashback plan
- Nexo CardPlatinum: 2%Solid CardUltra: 5%
Everyday use
8 fields- Network
- Nexo CardMastercardSolid CardVisa
- Card formats
- Nexo CardVirtual, PhysicalSolid CardVirtual
- ATM withdrawals
- Nexo CardAvailableSolid CardNot available
- Mobile wallets
- Nexo CardApple Pay, Google PaySolid CardApple Pay, Google Pay
- Apps
- Nexo CardiOS, Android, WebSolid CardiOS, Android, Web
- Daily spending limit
- Nexo Card€10,000 / £9,000/day; €10,000 / £9,000/transactionSolid CardShown in app
- Monthly spending limit
- Nexo Card€60,000 / £54,000/monthSolid CardShown in app
- ATM limit
- Nexo Card€600 / £540/withdrawal; €2,000 / £1,800/day; €10,000 / £9,000/monthSolid CardNot disclosed
Funding & transfers
5 fields- Networks
- Nexo CardNot disclosedSolid CardFuse, Ethereum, BNB Smart Chain, Polygon, Base, Arbitrum
- Crypto deposits
- Nexo CardStablecoins: USDC, USDT; Other crypto: BTC, ETH, SOL, XRP, ADA +3Solid CardStablecoins: soUSD, USDC, USDT, FUSE; Other crypto: soETH, VOLT, WBTC, WETH, WFUSE
- Fiat deposits
- Nexo CardNexo account bank depositSolid CardUSD virtual account
- Transfers
- Nexo CardStablecoin transfers; Nexo account internal transfer; Nexo account bank withdrawalSolid CardStablecoin transfers
- Payout currencies
- Nexo CardEUR, GBP, USDSolid CardNot disclosed
Rewards
3 fields- Base cashback
- Nexo Card0.5%Solid Card3%
- Max cashback
- Nexo Card2%Solid Card5%
- Reward currency
- Nexo CardNEXO Tokens or BTC cashbackSolid CardUSDC cashback
Earn
5 fields- Advertised APY
- Nexo CardUp to 13% APYSolid CardUp to 14% APY
- How it works
- Nexo CardEarn on spending balanceSolid CardBorrow against collateral, Optional earn vault
- Separate deposit
- Nexo CardNot disclosedSolid CardYes
- Use balance for spending
- Nexo CardYesSolid CardNo
- Lock-up
- Nexo CardNoSolid CardNot disclosed
Trust & availability
5 fields- Custody
- Nexo CardCustodialSolid CardSelf-custody
- Control until payment
- Nexo CardProvider controls fundsSolid CardYou keep control
- Card issuer
- Nexo CardDiPocket UABSolid CardRain, Third National
- Card processing
- Nexo CardNot disclosedSolid CardFuse Network Ltd
- Programme operator
- Nexo CardNexo Services Sp. z o.o.Solid CardFuse Network Ltd
Sources
2 fields- Official sources
- Nexo Card13Solid Card20
- Last reviewed
- Nexo CardAug 5, 2026Solid CardAug 25, 2026
04 · The trade-off
Solid Card is the stronger all-round choice
Solid Card finishes ahead with an Overall Score of 89 versus 65 for Nexo Card. Solid Card has the lower published FX fee (1% vs 0.2–2.5%). Solid Card has the higher published base cashback rate (3% vs 0.5%).
Nexo Card still comes out ahead for Travel and Transfers, which may matter more than the overall result if that is how you plan to use the card. Nexo Card uses a custodial balance setup, while Solid Card uses a self-controlled wallet setup. Neither approach is always better, so choose the level of control you are comfortable with.
Nexo Card lists more stablecoins and ways to send money out (5 vs 4). Before applying, confirm availability in your country and recheck the provider's current fees and reward conditions.
If one card now looks like the better fit, you can check the latest application terms on the provider site or read our full Nexo Card and Solid Card reviews first.
Continue with
Nexo Card
Continue with
Solid Card
05 · Common questions
Nexo vs Solid FAQ
Is Nexo or Solid better overall?
Solid Card has the higher Overall Score (89 vs 65). That does not make it better for everyone: your preferred fees, rewards, way of holding funds and country availability can change the practical choice.
Which has lower fees, Nexo or Solid?
Solid Card has the lower published FX fee (1% vs 0.2–2.5%). Compare plan, FX, card-spend, top-up and ATM charges separately because one fee does not represent the full cost.
Which has better cashback, Nexo or Solid?
Solid Card has the higher published base cashback rate (3% vs 0.5%). Maximum rates may depend on tiers, caps, categories or other conditions, so the entry rate and reward asset matter too.
How do Nexo and Solid differ on custody?
Nexo Card uses a custodial balance setup, while Solid Card uses a self-controlled wallet setup. Neither approach is always better, so choose the level of control you are comfortable with.
How current is this Nexo vs Solid comparison?
The latest information check for these two cards was August 25, 2026, using 33 official sources in total. Each full card review lists its own check date, sources and anything the provider has not clearly disclosed.