OKX EuropeOKX EEA
85
Side-by-side card comparison
OKX EEA vs Brighty: overall score versus use-case fit
OKX Card (EEA) has the higher Overall Score by 15 points (85 vs 70). OKX Card (EEA) looks stronger for Cashback, Funds control, and Lowest fees, while Brighty Card comes out ahead for Travel and Transfers.
Information checked Aug 16, 202646 official sources reviewed
01 · Overall score versus use-case fit
OKX Card (EEA) is the better all-round starting point
OKX Card (EEA) has the higher Overall Score in this comparison. Brighty Card may be the better fit for Travel and Transfers. A score cannot tell you whether a provider will accept your application or whether every feature will be available where you live, so check the latest provider terms before signing up.
OverallOKX EEA85Brighty70Higher score
CashbackOKX EEA82Brighty48Higher score
TravelOKX EEA64Brighty80Higher score
Funds controlOKX EEA76Brighty65Higher score
Lowest feesOKX EEA90Brighty68Higher score
TransfersOKX EEA77Brighty93Higher score
Choose OKX Card (EEA) if cashback and funds control matter most
OKX Card (EEA) comes out ahead for Cashback, Funds control, and Lowest fees in this comparison. It is worth a closer look if those are the parts of a card you expect to use most.
- Low documented card costs
- Current FAQ confirms 2%-10% USDG cashback
- Clear EU issuer and regional scope
Choose Brighty Card if travel and transfers matter most
Brighty Card comes out ahead for Travel and Transfers in this comparison. It is worth a closer look if those are the parts of a card you expect to use most.
- Free entry plan
- USDC cashback
- Multiple account rails
Where each card has the edge
The overall leader does not win every use case, so the reason you want the card matters here.
- Overall Score
- OKX EEA85Brighty70
OKX Card (EEA) has the higher Overall Score by 15 points.
- Entry cost & FX
- OKX EEA$0 plan · 0% OKX markup + Mastercard rate FXBrighty$0 plan · Visa: up to 2% foreign-transaction fee. Mastercard: not disclosed in the reviewed Brighty sources FX
OKX Card (EEA) has the lower published FX fee (0% OKX markup + Mastercard rate vs Visa: up to 2% foreign-transaction fee. Mastercard: not disclosed in the reviewed Brighty sources).
- Purchase rewards
- OKX EEA2% base · up to 10%Brighty0.5% base · up to 1.75%
OKX Card (EEA) has the higher published base cashback rate (2% vs 0.5%).
- Funds control
- OKX EEAHybrid custodyBrightyCustodial balance
OKX Card (EEA) uses a hybrid custody setup, while Brighty Card uses a custodial balance setup. Neither approach is always better, so choose the level of control you are comfortable with.
- Everyday access
- OKX EEAVirtual · Apple Pay, Google PayBrightyVirtual + Physical · Apple Pay
Both cards list the same number of card formats and phone-wallet options.
- Money movement
- OKX EEA3 stablecoins · Stablecoin transfers; OKX Pay contacts, Transfer to OKX ExchangeBrighty2 stablecoins · Stablecoin transfers; SEPA / Faster Payments payout, SWIFT payout
OKX Card (EEA) lists more stablecoins and ways to send money out (6 vs 5).
02 · Read the shortlist
A closer look at the split decision
Start with the strengths that drive each use-case result, then test them against costs and access.
- Cashback
- 2%-10%
- Plan cost
- $0
- FX fee
- 0% OKX markup + Mastercard rate
- ATM fee
- Not available
- Card formats
- Virtual
- Wallet payments
- Apple Pay, Google Pay
- Receive methods
- 3 crypto · 0 fiat
- Payout methods
- 3 crypto · 0 fiat
- Cashback
- 0.5%-1.8%
- Plan cost
- $0
- FX fee
- Visa: up to 2% foreign-transaction fee. Mastercard: not disclosed in the reviewed Brighty sources
- ATM fee
- Not disclosed
- Card formats
- Virtual, Physical
- Wallet payments
- Apple Pay
- Receive methods
- 4 crypto · 2 fiat
- Payout methods
- 16 crypto · 4 fiat
Current signup offers
Signup value available today
A welcome offer can improve the value of your first months with a card. Check the eligibility rules, qualifying actions and deadline first. Signup offers are excluded from card scores.
OKX Card (EEA)
Check in app
OKX shows the current EU referral reward before participation
- Complete identity verification and get approved for the OKX Card.
- Complete the number and minimum value of settled transactions shown in-app within 14 days of sign-up.
OKX Card promo codeJF37NBCF
Reward amount and tasks can change and may differ by market or user. Check the EU Card Referral page before participating.
Brighty Card
No active signup offer listed
We do not currently list an active signup offer for this card.
Partner links may earn us a commission. Read our affiliate disclosure for how these links work.
03 · Compare the details
See how the trade-offs line up
Comparable figures receive a marker; missing or unverified details stay visible instead of becoming an assumed advantage.
Best known Not disclosed
CardsOKX Card (EEA)Overall85Brighty CardOverall70
OKX Card (EEA)Overall85Brighty CardOverall70Scores
6 fields- Overall Score
- OKX Card (EEA)85Brighty Card70
- Cashback score
- OKX Card (EEA)82Brighty Card48
- Travel score
- OKX Card (EEA)64Brighty Card80
- Funds control score
- OKX Card (EEA)76Brighty Card65
- Lowest fees score
- OKX Card (EEA)90Brighty Card68
- Transfers score
- OKX Card (EEA)77Brighty Card93
Strengths & trade-offs
2 fields- Strengths
- OKX Card (EEA)Low documented card costs, Current FAQ confirms 2%-10% USDG cashbackBrighty CardFree entry plan, USDC cashback
- Trade-offs
- OKX Card (EEA)Virtual-only with no ATM access, 10% is conditional, capped VIP upsideBrighty CardNetwork-specific FX gap, Physical terms vary
Costs
7 fields- Plan cost
- OKX Card (EEA)$0Brighty Card$0
- FX fee
- OKX Card (EEA)0% OKX markup + Mastercard rateBrighty CardVisa: up to 2% foreign-transaction fee. Mastercard: not disclosed in the reviewed Brighty sources
- Top-up fee
- OKX Card (EEA)0%Brighty Card0%
- Card spending fee
- OKX Card (EEA)0%Brighty CardNot disclosed
- ATM fee
- OKX Card (EEA)Not availableBrighty CardNot disclosed
- Virtual card
- OKX Card (EEA)€0Brighty CardVisa and Mastercard: published issue price €2.99; included-card interaction unresolved
- Physical card
- OKX Card (EEA)Not availableBrighty CardVisa: One unavailable; Plus includes one and Pro includes two, with €0 issue price
Plans
2 fields- Available plans
- OKX Card (EEA)5 plans: Regular, VIP 1, VIP 2, VIP 3 +1Brighty Card3 plans: One, Plus, Pro
- Top cashback plan
- OKX Card (EEA)VIP 4+: 10%Brighty CardOne: 0.5%
Everyday use
8 fields- Network
- OKX Card (EEA)MastercardBrighty CardVisa/Mastercard
- Card formats
- OKX Card (EEA)VirtualBrighty CardVirtual, Physical
- ATM withdrawals
- OKX Card (EEA)Not availableBrighty CardAvailable
- Mobile wallets
- OKX Card (EEA)Apple Pay, Google PayBrighty CardApple Pay
- Apps
- OKX Card (EEA)iOS, AndroidBrighty CardiOS, Android
- Daily spending limit
- OKX Card (EEA)No fixed provider daily limit; user-set minimum is 1 EUR, while the regional maximum appears only in-app.Brighty CardPublished period is ambiguous: Visa virtual €15k / €15k / €50k; Mastercard virtual €15k / €25k / €50k for One / Plus / Pro
- Monthly spending limit
- OKX Card (EEA)No fixed monthly amount is published; balance and risk controls apply.Brighty CardPublished period is ambiguous: physical Visa €15k on Plus and €50k on Pro
- ATM limit
- OKX Card (EEA)ATM withdrawals are not supported.Brighty CardATM withdrawal limits are not published; only physical Visa fees are known
Funding & transfers
5 fields- Networks
- OKX Card (EEA)X Layer, Ethereum, TRON, Arbitrum, Base, Avalanche +1Brighty CardEthereum, Tron, Bitcoin SegWit, Bitcoin Legacy, Cardano, Tezos +6
- Crypto deposits
- OKX Card (EEA)Stablecoins: USDC, USDG, USDTBrighty CardStablecoins: USDC, EURC; Other crypto: BTC, ETH
- Fiat deposits
- OKX Card (EEA)Not disclosedBrighty CardSEPA / Faster Payments, SWIFT
- Transfers
- OKX Card (EEA)Stablecoin transfers; OKX Pay contacts, Transfer to OKX ExchangeBrighty CardStablecoin transfers; SEPA / Faster Payments payout, SWIFT payout
- Payout currencies
- OKX Card (EEA)Not disclosedBrighty CardEUR, GBP, USD, AED
Rewards
3 fields- Base cashback
- OKX Card (EEA)2%Brighty Card0.5%
- Max cashback
- OKX Card (EEA)10%Brighty Card1.8%
- Reward currency
- OKX Card (EEA)USDG cashbackBrighty CardUSDC
Earn
5 fields- Advertised APY
- OKX Card (EEA)Not disclosedBrighty CardNot disclosed
- How it works
- OKX Card (EEA)Not disclosedBrighty CardEarn on spending balance
- Separate deposit
- OKX Card (EEA)Not disclosedBrighty CardNo
- Use balance for spending
- OKX Card (EEA)Not disclosedBrighty CardYes
- Lock-up
- OKX Card (EEA)Not disclosedBrighty CardNo
Trust & availability
6 fields- Custody
- OKX Card (EEA)Hybrid custodyBrighty CardCustodial
- Control until payment
- OKX Card (EEA)You keep controlBrighty CardProvider controls funds
- Card issuer
- OKX Card (EEA)UAB MonavateBrighty CardWallester AS
- Custody / key management
- OKX Card (EEA)Not disclosedBrighty CardFireblocks
- Identity verification
- OKX Card (EEA)Not disclosedBrighty CardSumsub
- Programme operator
- OKX Card (EEA)OKX Europe LimitedBrighty CardNot disclosed
Sources
2 fields- Official sources
- OKX Card (EEA)21Brighty Card25
- Last reviewed
- OKX Card (EEA)Aug 5, 2026Brighty CardAug 16, 2026
04 · The trade-off
OKX Card (EEA) is the stronger all-round choice
OKX Card (EEA) finishes ahead with an Overall Score of 85 versus 70 for Brighty Card. OKX Card (EEA) has the lower published FX fee (0% OKX markup + Mastercard rate vs Visa: up to 2% foreign-transaction fee. Mastercard: not disclosed in the reviewed Brighty sources). OKX Card (EEA) has the higher published base cashback rate (2% vs 0.5%).
Brighty Card still comes out ahead for Travel and Transfers, which may matter more than the overall result if that is how you plan to use the card. OKX Card (EEA) uses a hybrid custody setup, while Brighty Card uses a custodial balance setup. Neither approach is always better, so choose the level of control you are comfortable with.
OKX Card (EEA) lists more stablecoins and ways to send money out (6 vs 5). Before applying, confirm availability in your country and recheck the provider's current fees and reward conditions.
If one card now looks like the better fit, you can check the latest application terms on the provider site or read our full OKX Card (EEA) and Brighty Card reviews first.
Continue with
OKX Card (EEA)
Continue with
Brighty Card
05 · Common questions
OKX EEA vs Brighty FAQ
Is OKX EEA or Brighty better overall?
OKX Card (EEA) has the higher Overall Score (85 vs 70). That does not make it better for everyone: your preferred fees, rewards, way of holding funds and country availability can change the practical choice.
Which has lower fees, OKX EEA or Brighty?
OKX Card (EEA) has the lower published FX fee (0% OKX markup + Mastercard rate vs Visa: up to 2% foreign-transaction fee. Mastercard: not disclosed in the reviewed Brighty sources). Compare plan, FX, card-spend, top-up and ATM charges separately because one fee does not represent the full cost.
Which has better cashback, OKX EEA or Brighty?
OKX Card (EEA) has the higher published base cashback rate (2% vs 0.5%). Maximum rates may depend on tiers, caps, categories or other conditions, so the entry rate and reward asset matter too.
How do OKX EEA and Brighty differ on custody?
OKX Card (EEA) uses a hybrid custody setup, while Brighty Card uses a custodial balance setup. Neither approach is always better, so choose the level of control you are comfortable with.
How current is this OKX EEA vs Brighty comparison?
The latest information check for these two cards was August 16, 2026, using 46 official sources in total. Each full card review lists its own check date, sources and anything the provider has not clearly disclosed.