Side-by-side card comparison

OKX EEA vs Plasma One: overall score versus use-case fit

Plasma One Card has the higher Overall Score by 2 points (87 vs 85). OKX Card (EEA) looks stronger for Cashback and Lowest fees, while Plasma One Card comes out ahead for Travel, Funds control, and Transfers.

Information checked Aug 27, 202633 official sources reviewed

01 · Overall score versus use-case fit

Plasma One Card is the better all-round starting point

Plasma One Card has the higher Overall Score in this comparison. OKX Card (EEA) may be the better fit for Cashback and Lowest fees. A score cannot tell you whether a provider will accept your application or whether every feature will be available where you live, so check the latest provider terms before signing up.

OverallOKX EEA85Plasma One87Higher score
CashbackOKX EEA82Plasma One78Higher score
TravelOKX EEA64Plasma One72Higher score
Funds controlOKX EEA76Plasma One99Higher score
Lowest feesOKX EEA90Plasma One80Higher score
TransfersOKX EEA77Plasma One100Higher score

Choose OKX Card (EEA) if cashback and lowest fees matter most

OKX Card (EEA) comes out ahead for Cashback and Lowest fees in this comparison. It is worth a closer look if those are the parts of a card you expect to use most.

  • Low documented card costs
  • Current FAQ confirms 2%-10% USDG cashback
  • Clear EU issuer and regional scope

Choose Plasma One Card if travel and funds control matter most

Plasma One Card comes out ahead for Travel, Funds control, and Transfers in this comparison. It is worth a closer look if those are the parts of a card you expect to use most.

  • Lite starts with 2% XPL cashback
  • Higher tiers add bigger caps and perks
  • Earn is separate from card cashback

Where each card has the edge

The overall leader does not win every use case, so the reason you want the card matters here.

Overall Score
OKX EEA85
Plasma One87

Plasma One Card has the higher Overall Score by 2 points.

Entry cost & FX
OKX EEA$0 plan · 0% OKX markup + Mastercard rate FX
Plasma One$0 plan · 0–1% FX

OKX Card (EEA) has the lower published FX fee (0% OKX markup + Mastercard rate vs 0–1%).

Purchase rewards
OKX EEA2% base · up to 10%
Plasma One2% base · up to 10%

Both cards show the same base cashback rate of 2%.

Funds control
OKX EEAHybrid custody
Plasma OneSelf-controlled wallet

OKX Card (EEA) uses a hybrid custody setup, while Plasma One Card uses a self-controlled wallet setup. Neither approach is always better, so choose the level of control you are comfortable with.

Everyday access
OKX EEAVirtual · Apple Pay, Google Pay
Plasma OneVirtual + Physical · Apple Pay, Google Pay

Plasma One Card lists more card formats and phone-wallet options (4 vs 3).

Money movement
OKX EEA3 stablecoins · Stablecoin transfers; OKX Pay contacts, Transfer to OKX Exchange
Plasma One3 stablecoins · Stablecoin transfers; Plasma One usernames; Virtual account withdrawals

Both cards list the same number of stablecoins and ways to send money out.

02 · Read the shortlist

A closer look at the split decision

Start with the strengths that drive each use-case result, then test them against costs and access.

2 cards compared
Cashback
2%-10%
Plan cost
$0
FX fee
0% OKX markup + Mastercard rate
ATM fee
Not available
Card formats
Virtual
Wallet payments
Apple Pay, Google Pay
Receive methods
3 crypto · 0 fiat
Payout methods
3 crypto · 0 fiat
Cashback
2%-10%
Plan cost
$0
FX fee
0–1%
ATM fee
Not available
Card formats
Virtual, Physical
Wallet payments
Apple Pay, Google Pay
Receive methods
3 crypto · 4 fiat
Payout methods
3 crypto · 6 fiat

Current signup offers

Signup value available today

A welcome offer can improve the value of your first months with a card. Check the eligibility rules, qualifying actions and deadline first. Signup offers are excluded from card scores.

OKX Card (EEA)

Check in app

OKX shows the current EU referral reward before participation

  • Complete identity verification and get approved for the OKX Card.
  • Complete the number and minimum value of settled transactions shown in-app within 14 days of sign-up.

OKX Card promo codeJF37NBCF

Reward amount and tasks can change and may differ by market or user. Check the EU Card Referral page before participating.

Plasma One Card

No active signup offer listed

We do not currently list an active signup offer for this card.

Partner links may earn us a commission. Read our affiliate disclosure for how these links work.

03 · Compare the details

See how the trade-offs line up

Comparable figures receive a marker; missing or unverified details stay visible instead of becoming an assumed advantage.

Best known Not disclosed
Cards
OKX Card (EEA)Overall85
Plasma One CardOverall87
01

Scores

6 fields
Overall Score
OKX Card (EEA)
85
Plasma One Card
87
Cashback score
OKX Card (EEA)
82
Plasma One Card
78
Travel score
OKX Card (EEA)
64
Plasma One Card
72
Funds control score
OKX Card (EEA)
76
Plasma One Card
99
Lowest fees score
OKX Card (EEA)
90
Plasma One Card
80
Transfers score
OKX Card (EEA)
77
Plasma One Card
100
02

Strengths & trade-offs

2 fields
Strengths
OKX Card (EEA)
Low documented card costs, Current FAQ confirms 2%-10% USDG cashback
Plasma One Card
Lite starts with 2% XPL cashback, Higher tiers add bigger caps and perks
Trade-offs
OKX Card (EEA)
Virtual-only with no ATM access, 10% is conditional, capped VIP upside
Plasma One Card
Physical access is limited; no ATM, Cashback is capped by tier
03

Costs

7 fields
Plan cost
OKX Card (EEA)
$0
Plasma One Card
$0
FX fee
OKX Card (EEA)
0% OKX markup + Mastercard rate
Plasma One Card
0–1%
Top-up fee
OKX Card (EEA)
0%
Plasma One Card
0%
Card spending fee
OKX Card (EEA)
0%
Plasma One Card
Not disclosed
ATM fee
OKX Card (EEA)
Not available
Plasma One Card
Not available
Virtual card
OKX Card (EEA)
€0
Plasma One Card
Up to 3 free virtual cards by tier
Physical card
OKX Card (EEA)
Not available
Plasma One Card
First physical card free in the currently confirmed Core and Platinum flows. Core standard delivery is $20 and express is $50; Platinum standard delivery is free and express is $30. Additional or replacement cards cost $40 for Core and $120 for Platinum.
04

Plans

2 fields
Available plans
OKX Card (EEA)
5 plans: Regular, VIP 1, VIP 2, VIP 3 +1
Plasma One Card
3 plans: Lite, Core, Platinum
Top cashback plan
OKX Card (EEA)
VIP 4+: 10%
Plasma One Card
Platinum: 4%
05

Everyday use

8 fields
Network
OKX Card (EEA)
Mastercard
Plasma One Card
Visa
Card formats
OKX Card (EEA)
Virtual
Plasma One Card
Virtual, Physical
ATM withdrawals
OKX Card (EEA)
Not available
Plasma One Card
Not available
Mobile wallets
OKX Card (EEA)
Apple Pay, Google Pay
Plasma One Card
Apple Pay, Google Pay
Apps
OKX Card (EEA)
iOS, Android
Plasma One Card
iOS, Android
Daily spending limit
OKX Card (EEA)
No fixed provider daily limit; user-set minimum is 1 EUR, while the regional maximum appears only in-app.
Plasma One Card
Shown in app
Monthly spending limit
OKX Card (EEA)
No fixed monthly amount is published; balance and risk controls apply.
Plasma One Card
Shown in app
ATM limit
OKX Card (EEA)
ATM withdrawals are not supported.
Plasma One Card
Not available, including for physical cards
06

Funding & transfers

5 fields
Networks
OKX Card (EEA)
X Layer, Ethereum, TRON, Arbitrum, Base, Avalanche +1
Plasma One Card
Plasma, Ethereum, Solana, Tron, Polygon, Arbitrum +5
Crypto deposits
OKX Card (EEA)
Stablecoins: USDC, USDG, USDT
Plasma One Card
Stablecoins: USDT, USDC, USDG
Fiat deposits
OKX Card (EEA)
Not disclosed
Plasma One Card
USD virtual account, EUR / GBP virtual accounts, MXN / BRL local transfers, COP virtual account
Transfers
OKX Card (EEA)
Stablecoin transfers; OKX Pay contacts, Transfer to OKX Exchange
Plasma One Card
Stablecoin transfers; Plasma One usernames; Virtual account withdrawals
Payout currencies
OKX Card (EEA)
Not disclosed
Plasma One Card
USD, EUR, GBP, MXN, BRL, COP
07

Rewards

3 fields
Base cashback
OKX Card (EEA)
2%
Plasma One Card
2%
Max cashback
OKX Card (EEA)
10%
Plasma One Card
10%
Reward currency
OKX Card (EEA)
USDG cashback
Plasma One Card
USD cashback paid in XPL
08

Earn

5 fields
Advertised APY
OKX Card (EEA)
Not disclosed
Plasma One Card
Up to 5% APY
How it works
OKX Card (EEA)
Not disclosed
Plasma One Card
Optional earn vault
Separate deposit
OKX Card (EEA)
Not disclosed
Plasma One Card
Yes
Use balance for spending
OKX Card (EEA)
Not disclosed
Plasma One Card
No
Lock-up
OKX Card (EEA)
Not disclosed
Plasma One Card
No
09

Trust & availability

7 fields
Custody
OKX Card (EEA)
Hybrid custody
Plasma One Card
Self-custody
Control until payment
OKX Card (EEA)
You keep control
Plasma One Card
You keep control
Card issuer
OKX Card (EEA)
UAB Monavate
Plasma One Card
Rain, Third National
Card processing
OKX Card (EEA)
Not disclosed
Plasma One Card
0x
Custody / key management
OKX Card (EEA)
Not disclosed
Plasma One Card
Privy, Veda
Deposits & withdrawals
OKX Card (EEA)
Not disclosed
Plasma One Card
Bridge, Bridge Ventures LLC
Programme operator
OKX Card (EEA)
OKX Europe Limited
Plasma One Card
Plasma
10

Sources

2 fields
Official sources
OKX Card (EEA)
21
Plasma One Card
12
Last reviewed
OKX Card (EEA)
Aug 5, 2026
Plasma One Card
Aug 27, 2026

04 · The trade-off

Plasma One Card is the stronger all-round choice

Plasma One Card finishes ahead with an Overall Score of 87 versus 85 for OKX Card (EEA). OKX Card (EEA) has the lower published FX fee (0% OKX markup + Mastercard rate vs 0–1%). Both cards show the same base cashback rate of 2%.

OKX Card (EEA) still comes out ahead for Cashback and Lowest fees, which may matter more than the overall result if that is how you plan to use the card. OKX Card (EEA) uses a hybrid custody setup, while Plasma One Card uses a self-controlled wallet setup. Neither approach is always better, so choose the level of control you are comfortable with.

Both cards list the same number of stablecoins and ways to send money out. Before applying, confirm availability in your country and recheck the provider's current fees and reward conditions.

If one card now looks like the better fit, you can check the latest application terms on the provider site or read our full OKX Card (EEA) and Plasma One Card reviews first.

05 · Common questions

OKX EEA vs Plasma One FAQ

Is OKX EEA or Plasma One better overall?

Plasma One Card has the higher Overall Score (87 vs 85). That does not make it better for everyone: your preferred fees, rewards, way of holding funds and country availability can change the practical choice.

Which has lower fees, OKX EEA or Plasma One?

OKX Card (EEA) has the lower published FX fee (0% OKX markup + Mastercard rate vs 0–1%). Compare plan, FX, card-spend, top-up and ATM charges separately because one fee does not represent the full cost.

Which has better cashback, OKX EEA or Plasma One?

Both cards show the same base cashback rate of 2%. Maximum rates may depend on tiers, caps, categories or other conditions, so the entry rate and reward asset matter too.

How do OKX EEA and Plasma One differ on custody?

OKX Card (EEA) uses a hybrid custody setup, while Plasma One Card uses a self-controlled wallet setup. Neither approach is always better, so choose the level of control you are comfortable with.

How current is this OKX EEA vs Plasma One comparison?

The latest information check for these two cards was August 27, 2026, using 33 official sources in total. Each full card review lists its own check date, sources and anything the provider has not clearly disclosed.

06 · Try another angle

Compare either card with a nearby alternative, or build a different pair in the comparison workspace.

Open the comparison workspace