OKX EuropeOKX EEA
85
Side-by-side card comparison
OKX EEA vs Tangem: overall score versus use-case fit
OKX Card (EEA) has the higher Overall Score by 8 points (85 vs 77). OKX Card (EEA) looks stronger for Cashback, Travel, Lowest fees, and Transfers, while Tangem Card comes out ahead for Funds control.
Information checked Oct 11, 202642 official sources reviewed
01 · Overall score versus use-case fit
OKX Card (EEA) is the better all-round starting point
OKX Card (EEA) has the higher Overall Score in this comparison. Tangem Card may be the better fit for Funds control. A score cannot tell you whether a provider will accept your application or whether every feature will be available where you live, so check the latest provider terms before signing up.
OverallOKX EEA85Tangem77Higher score
CashbackOKX EEA82Tangem73Higher score
TravelOKX EEA64Tangem63Higher score
Funds controlOKX EEA76Tangem87Higher score
Lowest feesOKX EEA89Tangem52Higher score
TransfersOKX EEA76Tangem65Higher score
Choose OKX Card (EEA) if cashback and travel matter most
OKX Card (EEA) comes out ahead for Cashback, Travel, Lowest fees, and Transfers in this comparison. It is worth a closer look if those are the parts of a card you expect to use most.
- Low documented card costs
- Current FAQ confirms 2%-10% USDG cashback
- Clear EU issuer and regional scope
Choose Tangem Card if funds control matters most
Tangem Card comes out ahead for Funds control in this comparison. It is worth a closer look if those are the parts of a card you expect to use most.
- Apple Pay and Google Pay
- Direct USDC funding on Polygon
- No monthly or standard purchase fee
Where each card has the edge
The overall leader does not win every use case, so the reason you want the card matters here.
- Overall Score
- OKX EEA85Tangem77
OKX Card (EEA) has the higher Overall Score by 8 points.
- Entry cost & FX
- OKX EEA$0 plan · 0% OKX markup + Mastercard rate FXTangem$0 plan · Up to 3% legal cap; current fee unknown FX
The starting plan and FX figures are tied, or the providers have not published enough matching information to name a lower-cost option.
- Purchase rewards
- OKX EEA2% base · up to 10%Tangem1% base · up to 2%
OKX Card (EEA) has the higher published base cashback rate (2% vs 1%).
- Funds control
- OKX EEAHybrid custodyTangemHybrid custody
OKX Card (EEA) and Tangem Card use the same hybrid custody setup.
- Everyday access
- OKX EEAVirtual · Apple Pay, Google PayTangemVirtual + Physical · Apple Pay, Google Pay
Tangem Card lists more card formats and phone-wallet options (4 vs 3).
- Money movement
- OKX EEA3 stablecoins · Stablecoin transfers; OKX Pay contacts, Transfer to OKX ExchangeTangem2 stablecoins · Stablecoin transfers
OKX Card (EEA) lists more stablecoins and ways to send money out (6 vs 3).
02 · Read the shortlist
A closer look at the split decision
Start with the strengths that drive each use-case result, then test them against costs and access.
- Cashback
- 2%-10%
- Plan cost
- $0
- FX fee
- 0% OKX markup + Mastercard rate
- ATM fee
- Not available
- Card formats
- Virtual
- Wallet payments
- Apple Pay, Google Pay
- Receive methods
- 3 crypto · 0 fiat
- Payout methods
- 3 crypto · 0 fiat
- Cashback
- 1%-2%
- Plan cost
- $0
- FX fee
- Up to 3% legal cap; current fee unknown
- ATM fee
- 2–4%
- Card formats
- Virtual, Physical
- Wallet payments
- Apple Pay, Google Pay
- Receive methods
- 2 crypto · 2 fiat
- Payout methods
- 1 crypto · 0 fiat
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03 · Compare the details
See how the trade-offs line up
Comparable figures receive a marker; missing or unverified details stay visible instead of becoming an assumed advantage.
Best known Not disclosed
CardsOKX Card (EEA)Overall85Tangem CardOverall77
OKX Card (EEA)Overall85Tangem CardOverall77Scores
6 fields- Overall Score
- OKX Card (EEA)85Tangem Card77
- Cashback score
- OKX Card (EEA)82Tangem Card73
- Travel score
- OKX Card (EEA)64Tangem Card63
- Funds control score
- OKX Card (EEA)76Tangem Card87
- Lowest fees score
- OKX Card (EEA)89Tangem Card52
- Transfers score
- OKX Card (EEA)76Tangem Card65
Strengths & trade-offs
2 fields- Strengths
- OKX Card (EEA)Low documented card costs, Current FAQ confirms 2%-10% USDG cashbackTangem CardApple Pay and Google Pay, Direct USDC funding on Polygon
- Trade-offs
- OKX Card (EEA)Virtual-only with no ATM access, 10% is conditional, capped VIP upsideTangem CardCashback starts at a $30 purchase, ATM withdrawals cost 2%-4%
Costs
7 fields- Plan cost
- OKX Card (EEA)$0Tangem Card$0
- FX fee
- OKX Card (EEA)0% OKX markup + Mastercard rateTangem CardUp to 3% legal cap; current fee unknown
- Top-up fee
- OKX Card (EEA)0%Tangem CardCrypto: no provider top-up fee. Bank: Basic ACH $1 / Fedwire $11; Plus free; third-party costs separate
- Card spending fee
- OKX Card (EEA)0%Tangem Card0%
- ATM fee
- OKX Card (EEA)Not availableTangem Card2–4%
- Virtual card
- OKX Card (EEA)€0Tangem Card$0 for the first virtual card
- Physical card
- OKX Card (EEA)Not availableTangem CardBasic: destination-dependent delivery $15.63–$63.45; Plus: first physical delivery free
Plans
2 fields- Available plans
- OKX Card (EEA)5 plans: Regular, VIP 1, VIP 2, VIP 3 +1Tangem Card2 plans: Basic, Plus
- Top cashback plan
- OKX Card (EEA)VIP 4+: 10%Tangem CardPlus: 2%
Everyday use
8 fields- Network
- OKX Card (EEA)MastercardTangem CardVisa
- Card formats
- OKX Card (EEA)VirtualTangem CardVirtual, Physical
- ATM withdrawals
- OKX Card (EEA)Not availableTangem CardAvailable
- Mobile wallets
- OKX Card (EEA)Apple Pay, Google PayTangem CardApple Pay, Google Pay
- Apps
- OKX Card (EEA)iOS, AndroidTangem CardiOS, Android
- Daily spending limit
- OKX Card (EEA)No fixed provider daily limit; user-set minimum is 1 EUR, while the regional maximum appears only in-app.Tangem CardBasic: up to $10,000 daily; Plus: up to $50,000 daily, subject to account controls
- Monthly spending limit
- OKX Card (EEA)No fixed monthly amount is published; balance and risk controls apply.Tangem CardNo current monthly POS amount is published; up to 1,000 POS transactions per month
- ATM limit
- OKX Card (EEA)ATM withdrawals are not supported.Tangem Card$250 per withdrawal; up to three withdrawals per 24 hours; eligible card and ATM required
Funding & transfers
5 fields- Networks
- OKX Card (EEA)X Layer, Ethereum, TRON, Arbitrum, Base, Avalanche +1Tangem CardPolygon, BNB Smart Chain, Base, Arbitrum
- Crypto deposits
- OKX Card (EEA)Stablecoins: USDC, USDG, USDTTangem CardStablecoins: USDC, USDT
- Fiat deposits
- OKX Card (EEA)Not disclosedTangem CardUSD ACH deposit, USD Fedwire deposit
- Transfers
- OKX Card (EEA)Stablecoin transfers; OKX Pay contacts, Transfer to OKX ExchangeTangem CardStablecoin transfers
- Payout currencies
- OKX Card (EEA)Not disclosedTangem CardNot disclosed
Rewards
3 fields- Base cashback
- OKX Card (EEA)2%Tangem Card1%
- Max cashback
- OKX Card (EEA)10%Tangem Card2%
- Reward currency
- OKX Card (EEA)USDG cashbackTangem CardUSDC
Earn
5 fields- Advertised APY
- OKX Card (EEA)Not disclosedTangem CardNot offered
- How it works
- OKX Card (EEA)Not disclosedTangem CardNot offered
- Separate deposit
- OKX Card (EEA)Not disclosedTangem CardNot offered
- Use balance for spending
- OKX Card (EEA)Not disclosedTangem CardNot offered
- Lock-up
- OKX Card (EEA)Not disclosedTangem CardNot offered
Trust & availability
6 fields- Custody
- OKX Card (EEA)Hybrid custodyTangem CardHybrid custody
- Control until payment
- OKX Card (EEA)You keep controlTangem CardYou keep control
- Card issuer
- OKX Card (EEA)UAB MonavateTangem CardThird National
- Card processing
- OKX Card (EEA)Not disclosedTangem CardPaera LLC
- Identity verification
- OKX Card (EEA)Not disclosedTangem CardSumsub
- Programme operator
- OKX Card (EEA)OKX Europe LimitedTangem CardNot disclosed
Sources
2 fields- Official sources
- OKX Card (EEA)22Tangem Card20
- Last reviewed
- OKX Card (EEA)Sep 2, 2026Tangem CardOct 11, 2026
04 · The trade-off
OKX Card (EEA) is the stronger all-round choice
OKX Card (EEA) finishes ahead with an Overall Score of 85 versus 77 for Tangem Card. The starting plan and FX figures are tied, or the providers have not published enough matching information to name a lower-cost option. OKX Card (EEA) has the higher published base cashback rate (2% vs 1%).
Tangem Card still comes out ahead for Funds control, which may matter more than the overall result if that is how you plan to use the card. OKX Card (EEA) and Tangem Card use the same hybrid custody setup.
OKX Card (EEA) lists more stablecoins and ways to send money out (6 vs 3). Before applying, confirm availability in your country and recheck the provider's current fees and reward conditions.
If one card now looks like the better fit, you can check the latest application terms on the provider site or read our full OKX Card (EEA) and Tangem Card reviews first.
Continue with
OKX Card (EEA)
Continue with
Tangem Card
05 · Common questions
OKX EEA vs Tangem FAQ
Is OKX EEA or Tangem better overall?
OKX Card (EEA) has the higher Overall Score (85 vs 77). That does not make it better for everyone: your preferred fees, rewards, way of holding funds and country availability can change the practical choice.
Which has lower fees, OKX EEA or Tangem?
The starting plan and FX figures are tied, or the providers have not published enough matching information to name a lower-cost option. Compare plan, FX, card-spend, top-up and ATM charges separately because one fee does not represent the full cost.
Which has better cashback, OKX EEA or Tangem?
OKX Card (EEA) has the higher published base cashback rate (2% vs 1%). Maximum rates may depend on tiers, caps, categories or other conditions, so the entry rate and reward asset matter too.
How do OKX EEA and Tangem differ on custody?
OKX Card (EEA) and Tangem Card use the same hybrid custody setup.
How current is this OKX EEA vs Tangem comparison?
The latest information check for these two cards was October 11, 2026, using 42 official sources in total. Each full card review lists its own check date, sources and anything the provider has not clearly disclosed.