OobitOobit
72
Side-by-side card comparison
Oobit vs Avici: overall score versus use-case fit
Oobit Card has the higher Overall Score by 1 point (72 vs 71). Oobit Card looks stronger for Cashback, while Avici Card comes out ahead for Travel, Funds control, Lowest fees, and Transfers.
Information checked Aug 21, 202632 official sources reviewed
01 · Overall score versus use-case fit
Oobit Card is the better all-round starting point
Oobit Card has the higher Overall Score in this comparison. Avici Card may be the better fit for Travel, Funds control, Lowest fees, and Transfers. A score cannot tell you whether a provider will accept your application or whether every feature will be available where you live, so check the latest provider terms before signing up.
OverallOobit72Avici71Higher score
CashbackOobit68Avici21Higher score
TravelOobit45Avici82Higher score
Funds controlOobit77Avici95Higher score
Lowest feesOobit51Avici73Higher score
TransfersOobit64Avici67Higher score
Choose Oobit Card if cashback matters most
Oobit Card comes out ahead for Cashback in this comparison. It is worth a closer look if those are the parts of a card you expect to use most.
- Connected-wallet spending
- Phone wallets and contactless ATM
- Stablecoin cashback and points
Choose Avici Card if travel and funds control matter most
Avici Card comes out ahead for Travel, Funds control, Lowest fees, and Transfers in this comparison. It is worth a closer look if those are the parts of a card you expect to use most.
- User-owned USDC collateral
- Physical, virtual and phone-wallet use
- Low provider fees
Where each card has the edge
The overall leader does not win every use case, so the reason you want the card matters here.
- Overall Score
- Oobit72Avici71
Oobit Card has the higher Overall Score by 1 points.
- Entry cost & FX
- Oobit$0 plan · 3% FXAvici$0 plan · 0–1% FX
Avici Card has the lower published FX fee (0–1% vs 3%).
- Purchase rewards
- Oobit5% base · up to 10%Avici0% cashback
Oobit Card has the higher published base cashback rate (5% vs 0%).
- Funds control
- OobitHybrid custodyAviciSelf-controlled wallet
Oobit Card uses a hybrid custody setup, while Avici Card uses a self-controlled wallet setup. Neither approach is always better, so choose the level of control you are comfortable with.
- Everyday access
- OobitVirtual · Apple Pay, Google PayAviciVirtual + Physical · Apple Pay, Google Pay
Avici Card lists more card formats and phone-wallet options (4 vs 3).
- Money movement
- Oobit4 stablecoins · Oobit Pay Friends; Crypto-to-bank payoutAvici1 stablecoin · Stablecoin transfers
Oobit Card lists more stablecoins and ways to send money out (6 vs 2).
02 · Read the shortlist
A closer look at the split decision
Start with the strengths that drive each use-case result, then test them against costs and access.
- Cashback
- 5%-10%
- Plan cost
- $0
- FX fee
- 3%
- ATM fee
- 2.5% Oobit fee plus any contactless ATM operator surcharge
- Card formats
- Virtual
- Wallet payments
- Apple Pay, Google Pay
- Receive methods
- 0 crypto · 0 fiat
- Payout methods
- 0 crypto · 12 fiat
- Cashback
- 0%
- Plan cost
- $0
- FX fee
- 0–1%
- ATM fee
- 0–0.65%
- Card formats
- Virtual, Physical
- Wallet payments
- Apple Pay, Google Pay
- Receive methods
- 1 crypto · 0 fiat
- Payout methods
- 1 crypto · 0 fiat
03 · Compare the details
See how the trade-offs line up
Comparable figures receive a marker; missing or unverified details stay visible instead of becoming an assumed advantage.
Best known Not disclosed
CardsOobit CardOverall72Avici CardOverall71
Oobit CardOverall72Avici CardOverall71Scores
6 fields- Overall Score
- Oobit Card72Avici Card71
- Cashback score
- Oobit Card68Avici Card21
- Travel score
- Oobit Card45Avici Card82
- Funds control score
- Oobit Card77Avici Card95
- Lowest fees score
- Oobit Card51Avici Card73
- Transfers score
- Oobit Card64Avici Card67
Strengths & trade-offs
2 fields- Strengths
- Oobit CardConnected-wallet spending, Phone wallets and contactless ATMAvici CardUser-owned USDC collateral, Physical, virtual and phone-wallet use
- Trade-offs
- Oobit CardEvery payment carries a provider fee, Physical card is unclearAvici CardNo standard purchase cashback, Visa and penalty layers need care
Costs
7 fields- Plan cost
- Oobit Card$0Avici Card$0
- FX fee
- Oobit Card3%Avici Card0–1%
- Top-up fee
- Oobit CardConnected-wallet spending needs no prefunding; account-balance top-up pricing varies by routeAvici Card$0 Avici card top-up fee; swap and network execution costs are separate and not fully published
- Card spending fee
- Oobit Card$0.25 + 1%Avici Card0%
- ATM fee
- Oobit Card2.5% Oobit fee plus any contactless ATM operator surchargeAvici Card0–0.65%
- Virtual card
- Oobit CardFreeAvici CardPlatinum $15 first / $10 extra; Signature $30 first year / $20 renewal
- Physical card
- Oobit CardNot disclosedAvici CardPlatinum $50; Signature $75 + $20/year from year two
Plans
2 fields- Available plans
- Oobit CardNot disclosedAvici Card2 plans: Visa Platinum, Visa Signature
- Top cashback plan
- Oobit CardNot disclosedAvici CardVisa Platinum: 0%
Everyday use
8 fields- Network
- Oobit CardVisaAvici CardVisa
- Card formats
- Oobit CardVirtualAvici CardVirtual, Physical
- ATM withdrawals
- Oobit CardAvailableAvici CardAvailable
- Mobile wallets
- Oobit CardApple Pay, Google PayAvici CardApple Pay, Google Pay
- Apps
- Oobit CardiOS, AndroidAvici CardiOS, Android
- Daily spending limit
- Oobit Card$10,000 daily card-spend limit; account-specific controls may be lowerAvici CardNo fixed public transaction cap; balance, issuer and user-set limits apply
- Monthly spending limit
- Oobit CardNo universal monthly card-spend limit publishedAvici CardNo fixed public monthly cap; dynamic controls apply
- ATM limit
- Oobit Card$250 maximum per contactless ATM withdrawal; up to three attempts per rolling 24 hoursAvici Card$250 per day, up to 3 ATM transactions
Funding & transfers
5 fields- Networks
- Oobit CardEthereum, BNB Smart Chain, Solana, Polygon, Optimism, ArbitrumAvici CardEthereum, Polygon, Optimism, Arbitrum, Solana
- Crypto deposits
- Oobit CardNot disclosedAvici CardStablecoins: USDC
- Fiat deposits
- Oobit CardNot disclosedAvici CardNot disclosed
- Transfers
- Oobit CardOobit Pay Friends; Crypto-to-bank payoutAvici CardStablecoin transfers
- Payout currencies
- Oobit CardUSD, EUR, GBP, INR, TRY, NGN, IDR, PHP +4Avici CardNot disclosed
Rewards
3 fields- Base cashback
- Oobit Card5%Avici Card0%
- Max cashback
- Oobit Card10%Avici Card0%
- Reward currency
- Oobit CardStablecoin rewards or OOB tokenAvici CardNo cashback
Earn
5 fields- Advertised APY
- Oobit CardNot offeredAvici CardNot offered
- How it works
- Oobit CardNot offeredAvici CardNot offered
- Separate deposit
- Oobit CardNot offeredAvici CardNot offered
- Use balance for spending
- Oobit CardNot offeredAvici CardNot offered
- Lock-up
- Oobit CardNot offeredAvici CardNot offered
Trust & availability
5 fields- Custody
- Oobit CardHybrid custodyAvici CardSelf-custody
- Control until payment
- Oobit CardYou keep controlAvici CardYou keep control
- Card issuer
- Oobit CardThirdNationalAvici CardThird National
- Card processing
- Oobit CardNot disclosedAvici CardRelay
- Identity verification
- Oobit CardNot disclosedAvici CardSumsub
Sources
2 fields- Official sources
- Oobit Card16Avici Card16
- Last reviewed
- Oobit CardAug 12, 2026Avici CardAug 21, 2026
04 · The trade-off
Oobit Card is the stronger all-round choice
Oobit Card finishes ahead with an Overall Score of 72 versus 71 for Avici Card. Avici Card has the lower published FX fee (0–1% vs 3%). Oobit Card has the higher published base cashback rate (5% vs 0%).
Avici Card still comes out ahead for Travel, Funds control, Lowest fees, and Transfers, which may matter more than the overall result if that is how you plan to use the card. Oobit Card uses a hybrid custody setup, while Avici Card uses a self-controlled wallet setup. Neither approach is always better, so choose the level of control you are comfortable with.
Oobit Card lists more stablecoins and ways to send money out (6 vs 2). Before applying, confirm availability in your country and recheck the provider's current fees and reward conditions.
If one card now looks like the better fit, you can check the latest application terms on the provider site or read our full Oobit Card and Avici Card reviews first.
Continue with
Oobit Card
Continue with
Avici Card
05 · Common questions
Oobit vs Avici FAQ
Is Oobit or Avici better overall?
Oobit Card has the higher Overall Score (72 vs 71). That does not make it better for everyone: your preferred fees, rewards, way of holding funds and country availability can change the practical choice.
Which has lower fees, Oobit or Avici?
Avici Card has the lower published FX fee (0–1% vs 3%). Compare plan, FX, card-spend, top-up and ATM charges separately because one fee does not represent the full cost.
Which has better cashback, Oobit or Avici?
Oobit Card has the higher published base cashback rate (5% vs 0%). Maximum rates may depend on tiers, caps, categories or other conditions, so the entry rate and reward asset matter too.
How do Oobit and Avici differ on custody?
Oobit Card uses a hybrid custody setup, while Avici Card uses a self-controlled wallet setup. Neither approach is always better, so choose the level of control you are comfortable with.
How current is this Oobit vs Avici comparison?
The latest information check for these two cards was August 21, 2026, using 32 official sources in total. Each full card review lists its own check date, sources and anything the provider has not clearly disclosed.