OobitOobit
72
Side-by-side card comparison
Oobit vs Solid: fees, rewards and account setup
Solid Card has the higher Overall Score by 17 points (89 vs 72). Solid Card also looks stronger for Cashback, Travel, Funds control, Lowest fees, and Transfers. The details below show where Oobit Card may still be the better personal fit.
Information checked Aug 25, 202636 official sources reviewed
01 · Make the first cut
Solid Card is the better all-round starting point
Solid Card has the higher Overall Score in this comparison. Oobit Card may still suit you better if its card format, way of holding funds or availability is the deciding factor. A score cannot tell you whether a provider will accept your application or whether every feature will be available where you live, so check the latest provider terms before signing up.
OverallOobit72Solid89Higher score
CashbackOobit68Solid91Higher score
TravelOobit45Solid62Higher score
Funds controlOobit77Solid97Higher score
Lowest feesOobit51Solid89Higher score
TransfersOobit64Solid83Higher score
Choose Oobit Card if its day-to-day setup suits you
Oobit Card does not lead one of the use-case scores here, but it can still be the right choice when its costs, rewards and day-to-day setup match how you plan to use it. The other card looks stronger for Cashback, Travel, Funds control, Lowest fees, and Transfers, so compare that advantage with the features you would actually use.
- Connected-wallet spending
- Phone wallets and contactless ATM
- Stablecoin cashback and points
Choose Solid Card if cashback and travel matter most
Solid Card comes out ahead for Cashback, Travel, Funds control, Lowest fees, and Transfers in this comparison. It is worth a closer look if those are the parts of a card you expect to use most.
- Savings can stay productive while spending
- Up to 50% on eligible AI subscriptions
- Eligible ACH/wire receive details
The differences that could change the result
The overall score points one way, but a specific use case or product condition may point another.
- Overall Score
- Oobit72Solid89
Solid Card has the higher Overall Score by 17 points.
- Entry cost & FX
- Oobit$0 plan · 3% FXSolid$0 plan · 1% FX
Solid Card has the lower published FX fee (1% vs 3%).
- Purchase rewards
- Oobit5% base · up to 10%Solid3% base · up to 5%
Oobit Card has the higher published base cashback rate (5% vs 3%).
- Funds control
- OobitHybrid custodySolidSelf-controlled wallet
Oobit Card uses a hybrid custody setup, while Solid Card uses a self-controlled wallet setup. Neither approach is always better, so choose the level of control you are comfortable with.
- Everyday access
- OobitVirtual · Apple Pay, Google PaySolidVirtual · Apple Pay, Google Pay
Both cards list the same number of card formats and phone-wallet options.
- Money movement
- Oobit4 stablecoins · Oobit Pay Friends; Crypto-to-bank payoutSolid3 stablecoins · Stablecoin transfers
Oobit Card lists more stablecoins and ways to send money out (6 vs 4).
02 · Read the shortlist
A closer look at the two cards
These quick facts cover the costs, rewards and everyday features most likely to shape your choice. Use the full table below when you want the finer details.
- Cashback
- 5%-10%
- Plan cost
- $0
- FX fee
- 3%
- ATM fee
- 2.5% Oobit fee plus any contactless ATM operator surcharge
- Card formats
- Virtual
- Wallet payments
- Apple Pay, Google Pay
- Receive methods
- 0 crypto · 0 fiat
- Payout methods
- 0 crypto · 12 fiat
- Cashback
- 3%-5%
- Plan cost
- $0
- FX fee
- 1%
- ATM fee
- Not available
- Card formats
- Virtual
- Wallet payments
- Apple Pay, Google Pay
- Receive methods
- 9 crypto · 1 fiat
- Payout methods
- 3 crypto · 0 fiat
Current signup offers
Signup value available today
A welcome offer can improve the value of your first months with a card. Check the eligibility rules, qualifying actions and deadline first. Signup offers are excluded from card scores.
Oobit Card
No active signup offer listed
We do not currently list an active signup offer for this card.
Solid Card
Get $15
$15 new-user bonus after qualifying card spend
- Activate the Solid Card.
- Complete $75 of card spend.
Solid Card promo code15QRE
Solid may change or end the referral programme; check the current Rewards Terms before signing up.
Partner links may earn us a commission. Read our affiliate disclosure for how these links work.
03 · Compare the details
Compare the details side by side
We highlight a better number only when both cards publish values that can be compared fairly. Anything missing stays clearly marked.
Best known Not disclosed
CardsOobit CardOverall72Solid CardOverall89
Oobit CardOverall72Solid CardOverall89Scores
6 fields- Overall Score
- Oobit Card72Solid Card89
- Cashback score
- Oobit Card68Solid Card91
- Travel score
- Oobit Card45Solid Card62
- Funds control score
- Oobit Card77Solid Card97
- Lowest fees score
- Oobit Card51Solid Card89
- Transfers score
- Oobit Card64Solid Card83
Strengths & trade-offs
2 fields- Strengths
- Oobit CardConnected-wallet spending, Phone wallets and contactless ATMSolid CardSavings can stay productive while spending, Up to 50% on eligible AI subscriptions
- Trade-offs
- Oobit CardEvery payment carries a provider fee, Physical card is unclearSolid CardThe best rates require millions of points, ATM availability is still being checked
Costs
7 fields- Plan cost
- Oobit Card$0Solid Card$0
- FX fee
- Oobit Card3%Solid Card1%
- Top-up fee
- Oobit CardConnected-wallet spending needs no prefunding; account-balance top-up pricing varies by routeSolid Card0%
- Card spending fee
- Oobit Card$0.25 + 1%Solid Card0%
- ATM fee
- Oobit Card2.5% Oobit fee plus any contactless ATM operator surchargeSolid CardNot available
- Virtual card
- Oobit CardFreeSolid CardVirtual Visa in app after KYC; activation requires at least $10 in Wallet or Savings
- Physical card
- Oobit CardNot disclosedSolid CardPhysical card not listed
Plans
2 fields- Available plans
- Oobit CardNot disclosedSolid Card3 plans: Core, Prime, Ultra
- Top cashback plan
- Oobit CardNot disclosedSolid CardUltra: 5%
Everyday use
8 fields- Network
- Oobit CardVisaSolid CardVisa
- Card formats
- Oobit CardVirtualSolid CardVirtual
- ATM withdrawals
- Oobit CardAvailableSolid CardNot available
- Mobile wallets
- Oobit CardApple Pay, Google PaySolid CardApple Pay, Google Pay
- Apps
- Oobit CardiOS, AndroidSolid CardiOS, Android, Web
- Daily spending limit
- Oobit Card$10,000 daily card-spend limit; account-specific controls may be lowerSolid CardShown in app
- Monthly spending limit
- Oobit CardNo universal monthly card-spend limit publishedSolid CardShown in app
- ATM limit
- Oobit Card$250 maximum per contactless ATM withdrawal; up to three attempts per rolling 24 hoursSolid CardNot disclosed
Funding & transfers
5 fields- Networks
- Oobit CardEthereum, BNB Smart Chain, Solana, Polygon, Optimism, ArbitrumSolid CardFuse, Ethereum, BNB Smart Chain, Polygon, Base, Arbitrum
- Crypto deposits
- Oobit CardNot disclosedSolid CardStablecoins: soUSD, USDC, USDT, FUSE; Other crypto: soETH, VOLT, WBTC, WETH, WFUSE
- Fiat deposits
- Oobit CardNot disclosedSolid CardUSD virtual account
- Transfers
- Oobit CardOobit Pay Friends; Crypto-to-bank payoutSolid CardStablecoin transfers
- Payout currencies
- Oobit CardUSD, EUR, GBP, INR, TRY, NGN, IDR, PHP +4Solid CardNot disclosed
Rewards
3 fields- Base cashback
- Oobit Card5%Solid Card3%
- Max cashback
- Oobit Card10%Solid Card5%
- Reward currency
- Oobit CardStablecoin rewards or OOB tokenSolid CardUSDC cashback
Earn
5 fields- Advertised APY
- Oobit CardNot offeredSolid CardUp to 14% APY
- How it works
- Oobit CardNot offeredSolid CardBorrow against collateral, Optional earn vault
- Separate deposit
- Oobit CardNot offeredSolid CardYes
- Use balance for spending
- Oobit CardNot offeredSolid CardNo
- Lock-up
- Oobit CardNot offeredSolid CardNot disclosed
Trust & availability
5 fields- Custody
- Oobit CardHybrid custodySolid CardSelf-custody
- Control until payment
- Oobit CardYou keep controlSolid CardYou keep control
- Card issuer
- Oobit CardThirdNationalSolid CardRain, Third National
- Card processing
- Oobit CardNot disclosedSolid CardFuse Network Ltd
- Programme operator
- Oobit CardNot disclosedSolid CardFuse Network Ltd
Sources
2 fields- Official sources
- Oobit Card16Solid Card20
- Last reviewed
- Oobit CardAug 12, 2026Solid CardAug 25, 2026
04 · The takeaway
Solid Card is the stronger all-round choice
Solid Card finishes ahead with an Overall Score of 89 versus 72 for Oobit Card. Solid Card has the lower published FX fee (1% vs 3%). Oobit Card has the higher published base cashback rate (5% vs 3%).
Oobit Card can still be the more comfortable choice if its availability, card setup or way of holding funds suits you better. Oobit Card uses a hybrid custody setup, while Solid Card uses a self-controlled wallet setup. Neither approach is always better, so choose the level of control you are comfortable with.
Oobit Card lists more stablecoins and ways to send money out (6 vs 4). Before applying, confirm availability in your country and recheck the provider's current fees and reward conditions.
If one card now looks like the better fit, you can check the latest application terms on the provider site or read our full Oobit Card and Solid Card reviews first.
Continue with
Oobit Card
Continue with
Solid Card
05 · Common questions
Oobit vs Solid FAQ
Is Oobit or Solid better overall?
Solid Card has the higher Overall Score (89 vs 72). That does not make it better for everyone: your preferred fees, rewards, way of holding funds and country availability can change the practical choice.
Which has lower fees, Oobit or Solid?
Solid Card has the lower published FX fee (1% vs 3%). Compare plan, FX, card-spend, top-up and ATM charges separately because one fee does not represent the full cost.
Which has better cashback, Oobit or Solid?
Oobit Card has the higher published base cashback rate (5% vs 3%). Maximum rates may depend on tiers, caps, categories or other conditions, so the entry rate and reward asset matter too.
How do Oobit and Solid differ on custody?
Oobit Card uses a hybrid custody setup, while Solid Card uses a self-controlled wallet setup. Neither approach is always better, so choose the level of control you are comfortable with.
How current is this Oobit vs Solid comparison?
The latest information check for these two cards was August 25, 2026, using 36 official sources in total. Each full card review lists its own check date, sources and anything the provider has not clearly disclosed.