PlasmaPlasma One
87
Side-by-side card comparison
Plasma One vs ether.fi Cash: overall score versus use-case fit
Plasma One Card has the higher Overall Score by 1 point (87 vs 86). Plasma One Card looks stronger for Funds control and Lowest fees, while ether.fi Cash Card comes out ahead for Cashback and Travel.
Information checked Oct 6, 202649 official sources reviewed
01 · Overall score versus use-case fit
Plasma One Card is the better all-round starting point
Plasma One Card has the higher Overall Score in this comparison. ether.fi Cash Card may be the better fit for Cashback and Travel. A score cannot tell you whether a provider will accept your application or whether every feature will be available where you live, so check the latest provider terms before signing up.
OverallPlasma One87ether.fi Cash86Higher score
CashbackPlasma One79ether.fi Cash84Higher score
TravelPlasma One72ether.fi Cash82Higher score
Funds controlPlasma One99ether.fi Cash96Higher score
Lowest feesPlasma One81ether.fi Cash65Higher score
TransfersPlasma One100ether.fi Cash100Same score
Choose Plasma One Card if funds control and lowest fees matter most
Plasma One Card comes out ahead for Funds control and Lowest fees in this comparison. It is worth a closer look if those are the parts of a card you expect to use most.
- Lite starts with 2% XPL cashback
- Higher tiers add bigger caps and perks
- Earn is separate from card cashback
Choose ether.fi Cash Card if cashback and travel matter most
ether.fi Cash Card comes out ahead for Cashback and Travel in this comparison. It is worth a closer look if those are the parts of a card you expect to use most.
- Card spend plus cash-account rails
- Liquid USD can stay spendable
- Tiers make perks easier to compare
Where each card has the edge
The overall leader does not win every use case, so the reason you want the card matters here.
- Overall Score
- Plasma One87ether.fi Cash86
Plasma One Card has the higher Overall Score by 1 points.
- Entry cost & FX
- Plasma One$0 plan · 0–1% FXether.fi Cash$0 plan · 0–0.5% FX
ether.fi Cash Card has the lower published FX fee (0–0.5% vs 0–1%).
- Purchase rewards
- Plasma One2% base · up to 10%ether.fi Cash3% base · up to 4%
ether.fi Cash Card has the higher published base cashback rate (3% vs 2%).
- Funds control
- Plasma OneSelf-controlled walletether.fi CashNon-custodial account
Plasma One Card uses a self-controlled wallet setup, while ether.fi Cash Card uses a non-custodial account setup. Neither approach is always better, so choose the level of control you are comfortable with.
- Everyday access
- Plasma OneVirtual + Physical · Apple Pay, Google Payether.fi CashVirtual + Physical · Apple Pay, Google Pay
Both cards list the same number of card formats and phone-wallet options.
- Money movement
- Plasma One3 stablecoins · Stablecoin transfers; Plasma One usernames; Virtual account withdrawalsether.fi Cash5 stablecoins · Stablecoin transfers; USD ACH, USD Fedwire, EUR SEPA, USD SWIFT +2
ether.fi Cash Card lists more stablecoins and ways to send money out (12 vs 6).
02 · Read the shortlist
A closer look at the split decision
Start with the strengths that drive each use-case result, then test them against costs and access.
- Cashback
- 2%-10%
- Plan cost
- $0
- FX fee
- 0–1%
- ATM fee
- Not available
- Card formats
- Virtual, Physical
- Wallet payments
- Apple Pay, Google Pay
- Receive methods
- 3 crypto · 4 fiat
- Payout methods
- 3 crypto · 6 fiat
- Cashback
- 3%-4%
- Plan cost
- $0
- FX fee
- 0–0.5%
- ATM fee
- Not disclosed
- Card formats
- Virtual, Physical
- Wallet payments
- Apple Pay, Google Pay
- Receive methods
- 18 crypto · 14 fiat
- Payout methods
- 5 crypto · 30 fiat
Current signup offers
Signup value available today
A welcome offer can improve the value of your first months with a card. Check the eligibility rules, qualifying actions and deadline first. Signup offers are excluded from card scores.
Plasma One Card
Get $10
$10 after qualifying Plasma One card spend
- Join as a new user through the link, complete identity verification and activate a card.
- Spend $100 on qualifying card purchases at two or more distinct merchants within 14 days of code redemption.
- The $10 reward is card spend credit, not withdrawable cash.
Plasma One referral code4E7CQV
CARDGD is a separate access code. Check the current referral conditions in the Plasma One app before spending.
ether.fi Cash Card
No active signup offer listed
We do not currently list an active signup offer for this card.
Partner links may earn us a commission. Read our affiliate disclosure for how these links work.
03 · Compare the details
See how the trade-offs line up
Comparable figures receive a marker; missing or unverified details stay visible instead of becoming an assumed advantage.
Best known Not disclosed
CardsPlasma One CardOverall87ether.fi Cash CardOverall86
Plasma One CardOverall87ether.fi Cash CardOverall86Scores
6 fields- Overall Score
- Plasma One Card87ether.fi Cash Card86
- Cashback score
- Plasma One Card79ether.fi Cash Card84
- Travel score
- Plasma One Card72ether.fi Cash Card82
- Funds control score
- Plasma One Card99ether.fi Cash Card96
- Lowest fees score
- Plasma One Card81ether.fi Cash Card65
- Transfers score
- Plasma One Card100ether.fi Cash Card100
Strengths & trade-offs
2 fields- Strengths
- Plasma One CardLite starts with 2% XPL cashback, Higher tiers add bigger caps and perksether.fi Cash CardCard spend plus cash-account rails, Liquid USD can stay spendable
- Trade-offs
- Plasma One CardPhysical access is limited; no ATM, Cashback is capped by tierether.fi Cash CardVault returns depend on the selected strategy, Borrowing accrues interest immediately
Costs
7 fields- Plan cost
- Plasma One Card$0ether.fi Cash Card$0
- FX fee
- Plasma One Card0–1%ether.fi Cash Card0–0.5%
- Top-up fee
- Plasma One Card0%ether.fi Cash CardNot disclosed
- Card spending fee
- Plasma One CardNot disclosedether.fi Cash CardNot disclosed
- ATM fee
- Plasma One CardNot availableether.fi Cash CardNot disclosed
- Virtual card
- Plasma One CardUp to 3 free virtual cards by tierether.fi Cash CardFirst virtual card normally $0; $10 for AR, AO, BD, BO, CO, EC, ID, MY, MX, NG, PE, PH, ZA and TH under the dedicated fee article. Check the displayed price before order.
- Physical card
- Plasma One CardFirst physical card free in the currently confirmed Core and Platinum flows. Core standard delivery is $20 and express is $50; Platinum standard delivery is free and express is $30. Additional or replacement cards cost $40 for Core and $120 for Platinum.ether.fi Cash CardComparison page: Core $60 including shipping; one free physical card on higher tiers. Help pages describe additional-card fees and different included quantities. Confirm the order quote.
Plans
2 fields- Available plans
- Plasma One Card3 plans: Lite, Core, Platinumether.fi Cash Card4 plans: Core, Luxe, Pinnacle, VIP
- Top cashback plan
- Plasma One CardPlatinum: 4%ether.fi Cash CardVIP: 4%
Everyday use
8 fields- Network
- Plasma One CardVisaether.fi Cash CardVisa
- Card formats
- Plasma One CardVirtual, Physicalether.fi Cash CardVirtual, Physical
- ATM withdrawals
- Plasma One CardNot availableether.fi Cash CardAvailable
- Mobile wallets
- Plasma One CardApple Pay, Google Payether.fi Cash CardApple Pay, Google Pay
- Apps
- Plasma One CardiOS, Androidether.fi Cash CardiOS, Android, Web
- Daily spending limit
- Plasma One CardShown in appether.fi Cash CardEditable defaults: $5,000/day per card; Vault $10,000/day and $10,000/month. Current tier maximum is unconfirmed; the first applicable card, Vault or MCC limit applies.
- Monthly spending limit
- Plasma One CardShown in appether.fi Cash CardMonthly limit shown in app; cashback caps vary by plan
- ATM limit
- Plasma One CardNot available, including for physical cardsether.fi Cash CardCore/Luxe/Pinnacle: $1,000 per withdrawal, up to 5 withdrawals and $5,000 per rolling 24 hours. VIP numeric ceiling is unconfirmed.
Funding & transfers
5 fields- Networks
- Plasma One CardPlasma, Ethereum, Solana, Tron, Polygon, Arbitrum +5ether.fi Cash CardOptimism, Ethereum, Arbitrum, Base, HyperEVM, BNB Smart Chain +10
- Crypto deposits
- Plasma One CardStablecoins: USDT, USDC, USDGether.fi Cash CardStablecoins: USDC, USDT, EURC, frxUSD, LiquidUSD; Other crypto: beHYPE, eBTC, ETHFI, LiquidBTC, LiquidETH +8
- Fiat deposits
- Plasma One CardUSD virtual account, EUR / GBP virtual accounts, MXN / BRL local transfers, COP virtual accountether.fi Cash CardUSD ACH, USD Fedwire, EUR SEPA, USD SWIFT +10
- Transfers
- Plasma One CardStablecoin transfers; Plasma One usernames; Virtual account withdrawalsether.fi Cash CardStablecoin transfers; USD ACH, USD Fedwire, EUR SEPA, USD SWIFT +2
- Payout currencies
- Plasma One CardUSD, EUR, GBP, MXN, BRL, COPether.fi Cash CardUSD, EUR, GBP, AED, AUD, BRL, CAD, CHF +22
Rewards
3 fields- Base cashback
- Plasma One Card2%ether.fi Cash Card3%
- Max cashback
- Plasma One Card10%ether.fi Cash Card4%
- Reward currency
- Plasma One CardUSD cashback paid in XPLether.fi Cash CardETHFI token cashback
Earn
5 fields- Advertised APY
- Plasma One CardUp to 5% APYether.fi Cash CardUp to 5.47% APY
- How it works
- Plasma One CardOptional earn vaultether.fi Cash CardEarn on spending balance, Borrow against collateral, Optional earn vault
- Separate deposit
- Plasma One CardYesether.fi Cash CardNot disclosed
- Use balance for spending
- Plasma One CardNoether.fi Cash CardNot disclosed
- Lock-up
- Plasma One CardNoether.fi Cash CardNot disclosed
Trust & availability
7 fields- Custody
- Plasma One CardSelf-custodyether.fi Cash CardNon-custodial
- Control until payment
- Plasma One CardYou keep controlether.fi Cash CardYou keep control
- Card issuer
- Plasma One CardRain, Third Nationalether.fi Cash CardThird National
- Card processing
- Plasma One Card0xether.fi Cash CardNot disclosed
- Custody / key management
- Plasma One CardPrivy, Vedaether.fi Cash CardNot disclosed
- Deposits & withdrawals
- Plasma One CardBridge, Bridge Ventures LLCether.fi Cash CardSEPA third-party provider
- Programme operator
- Plasma One CardPlasmaether.fi Cash Cardether.fi, Ether.Fi SEZC
Sources
2 fields- Official sources
- Plasma One Card12ether.fi Cash Card37
- Last reviewed
- Plasma One CardAug 27, 2026ether.fi Cash CardOct 6, 2026
04 · The trade-off
Plasma One Card is the stronger all-round choice
Plasma One Card finishes ahead with an Overall Score of 87 versus 86 for ether.fi Cash Card. ether.fi Cash Card has the lower published FX fee (0–0.5% vs 0–1%). ether.fi Cash Card has the higher published base cashback rate (3% vs 2%).
ether.fi Cash Card still comes out ahead for Cashback and Travel, which may matter more than the overall result if that is how you plan to use the card. Plasma One Card uses a self-controlled wallet setup, while ether.fi Cash Card uses a non-custodial account setup. Neither approach is always better, so choose the level of control you are comfortable with.
ether.fi Cash Card lists more stablecoins and ways to send money out (12 vs 6). Before applying, confirm availability in your country and recheck the provider's current fees and reward conditions.
If one card now looks like the better fit, you can check the latest application terms on the provider site or read our full Plasma One Card and ether.fi Cash Card reviews first.
Continue with
Plasma One Card
Continue with
ether.fi Cash Card
05 · Common questions
Plasma One vs ether.fi Cash FAQ
Is Plasma One or ether.fi Cash better overall?
Plasma One Card has the higher Overall Score (87 vs 86). That does not make it better for everyone: your preferred fees, rewards, way of holding funds and country availability can change the practical choice.
Which has lower fees, Plasma One or ether.fi Cash?
ether.fi Cash Card has the lower published FX fee (0–0.5% vs 0–1%). Compare plan, FX, card-spend, top-up and ATM charges separately because one fee does not represent the full cost.
Which has better cashback, Plasma One or ether.fi Cash?
ether.fi Cash Card has the higher published base cashback rate (3% vs 2%). Maximum rates may depend on tiers, caps, categories or other conditions, so the entry rate and reward asset matter too.
How do Plasma One and ether.fi Cash differ on custody?
Plasma One Card uses a self-controlled wallet setup, while ether.fi Cash Card uses a non-custodial account setup. Neither approach is always better, so choose the level of control you are comfortable with.
How current is this Plasma One vs ether.fi Cash comparison?
The latest information check for these two cards was October 6, 2026, using 49 official sources in total. Each full card review lists its own check date, sources and anything the provider has not clearly disclosed.