PlasmaPlasma One
87
Side-by-side card comparison
Plasma One vs ether.fi Cash: same score, different trade-offs
Plasma One Card and ether.fi Cash Card share an Overall Score of 87. Plasma One Card looks stronger for Funds control, Lowest fees, and Transfers, while ether.fi Cash Card comes out ahead for Cashback and Travel.
Information checked Aug 27, 202631 official sources reviewed
01 · A level score
The scores are tied, but the cards are not the same
Plasma One Card and ether.fi Cash Card have the same Overall Score. Start with what matters most to you: day-to-day costs, rewards, control of your funds or moving money. The sections below show how they differ. You should also check that your preferred card is available in your country.
OverallPlasma One87ether.fi Cash87Same score
CashbackPlasma One78ether.fi Cash86Higher score
TravelPlasma One72ether.fi Cash84Higher score
Funds controlPlasma One99ether.fi Cash96Higher score
Lowest feesPlasma One80ether.fi Cash69Higher score
TransfersPlasma One100ether.fi Cash97Higher score
Choose Plasma One Card if funds control and lowest fees matter most
Plasma One Card comes out ahead for Funds control, Lowest fees, and Transfers in this comparison. It is worth a closer look if those are the parts of a card you expect to use most.
- Lite starts with 2% XPL cashback
- Higher tiers add bigger caps and perks
- Earn is separate from card cashback
Choose ether.fi Cash Card if cashback and travel matter most
ether.fi Cash Card comes out ahead for Cashback and Travel in this comparison. It is worth a closer look if those are the parts of a card you expect to use most.
- Card spend plus cash-account rails
- Liquid USD can stay spendable
- Tiers make perks easier to compare
Where the cards part company
A tied score can hide meaningful differences in cost, custody, rewards and everyday access.
- Overall Score
- Plasma One87ether.fi Cash87
Both cards have the same displayed Overall Score of 87.
- Entry cost & FX
- Plasma One$0 plan · 0–1% FXether.fi Cash$0 plan · 0–0.2% FX
ether.fi Cash Card has the lower published FX fee (0–0.2% vs 0–1%).
- Purchase rewards
- Plasma One2% base · up to 10%ether.fi Cash3% cashback
ether.fi Cash Card has the higher published base cashback rate (3% vs 2%).
- Funds control
- Plasma OneSelf-controlled walletether.fi CashNon-custodial account
Plasma One Card uses a self-controlled wallet setup, while ether.fi Cash Card uses a non-custodial account setup. Neither approach is always better, so choose the level of control you are comfortable with.
- Everyday access
- Plasma OneVirtual + Physical · Apple Pay, Google Payether.fi CashVirtual + Physical · Apple Pay, Google Pay
Both cards list the same number of card formats and phone-wallet options.
- Money movement
- Plasma One3 stablecoins · Stablecoin transfers; Plasma One usernames; Virtual account withdrawalsether.fi Cash6 stablecoins · Stablecoin transfers; EUR SEPA payout, USD ACH / FedWire payout
ether.fi Cash Card lists more stablecoins and ways to send money out (9 vs 6).
02 · Read the shortlist
A closer look at the tie
The score is level. These quick facts show where the cards still ask you to make a choice.
- Cashback
- 2%-10%
- Plan cost
- $0
- FX fee
- 0–1%
- ATM fee
- Not available
- Card formats
- Virtual, Physical
- Wallet payments
- Apple Pay, Google Pay
- Receive methods
- 3 crypto · 4 fiat
- Payout methods
- 3 crypto · 6 fiat
- Cashback
- 3%
- Plan cost
- $0
- FX fee
- 0–0.2%
- ATM fee
- 2%
- Card formats
- Virtual, Physical
- Wallet payments
- Apple Pay, Google Pay
- Receive methods
- 19 crypto · 2 fiat
- Payout methods
- 5 crypto · 2 fiat
Partner links may earn us a commission. Read our affiliate disclosure for how these links work.
03 · Compare the details
Put the details side by side
We highlight a better number only when both cards publish values that can be compared fairly. Anything missing stays clearly marked.
Best known Not disclosed
CardsPlasma One CardOverall87ether.fi Cash CardOverall87
Plasma One CardOverall87ether.fi Cash CardOverall87Scores
6 fields- Overall Score
- Plasma One Card87ether.fi Cash Card87
- Cashback score
- Plasma One Card78ether.fi Cash Card86
- Travel score
- Plasma One Card72ether.fi Cash Card84
- Funds control score
- Plasma One Card99ether.fi Cash Card96
- Lowest fees score
- Plasma One Card80ether.fi Cash Card69
- Transfers score
- Plasma One Card100ether.fi Cash Card97
Strengths & trade-offs
2 fields- Strengths
- Plasma One CardLite starts with 2% XPL cashback, Higher tiers add bigger caps and perksether.fi Cash CardCard spend plus cash-account rails, Liquid USD can stay spendable
- Trade-offs
- Plasma One CardPhysical access is limited; no ATM, Cashback is capped by tierether.fi Cash CardVault returns depend on the selected strategy, Credit setup is more complex than a prepaid card
Costs
7 fields- Plan cost
- Plasma One Card$0ether.fi Cash Card$0
- FX fee
- Plasma One Card0–1%ether.fi Cash Card0–0.2%
- Top-up fee
- Plasma One Card0%ether.fi Cash CardNot disclosed
- Card spending fee
- Plasma One CardNot disclosedether.fi Cash CardNot disclosed
- ATM fee
- Plasma One CardNot availableether.fi Cash Card2%
- Virtual card
- Plasma One CardUp to 3 free virtual cards by tierether.fi Cash CardUp to 50 free virtual cards by tier
- Physical card
- Plasma One CardFirst physical card free in the currently confirmed Core and Platinum flows. Core standard delivery is $20 and express is $50; Platinum standard delivery is free and express is $30. Additional or replacement cards cost $40 for Core and $120 for Platinum.ether.fi Cash CardCore: $50 including card and shipping; Luxe, Pinnacle and VIP include at least one free physical card
Plans
2 fields- Available plans
- Plasma One Card3 plans: Lite, Core, Platinumether.fi Cash Card4 plans: Core, Luxe, Pinnacle, VIP
- Top cashback plan
- Plasma One CardPlatinum: 4%ether.fi Cash CardCore: 3%
Everyday use
8 fields- Network
- Plasma One CardVisaether.fi Cash CardVisa
- Card formats
- Plasma One CardVirtual, Physicalether.fi Cash CardVirtual, Physical
- ATM withdrawals
- Plasma One CardNot availableether.fi Cash CardAvailable
- Mobile wallets
- Plasma One CardApple Pay, Google Payether.fi Cash CardApple Pay, Google Pay
- Apps
- Plasma One CardiOS, Androidether.fi Cash CardiOS, Android, Web
- Daily spending limit
- Plasma One CardShown in appether.fi Cash CardCore $30,000/day; Luxe $50,000/day; Pinnacle $100,000/day
- Monthly spending limit
- Plasma One CardShown in appether.fi Cash CardMonthly limit shown in app; cashback caps vary by plan
- ATM limit
- Plasma One CardNot available, including for physical cardsether.fi Cash Card$250/withdrawal; $750/day
Funding & transfers
5 fields- Networks
- Plasma One CardPlasma, Ethereum, Solana, Tron, Polygon, Arbitrum +5ether.fi Cash CardOptimism
- Crypto deposits
- Plasma One CardStablecoins: USDT, USDC, USDGether.fi Cash CardStablecoins: USDC, USDT, EURC, frxUSD, LiquidUSD; Other crypto: beHYPE, eBTC, ETHFI, eUSD, LiquidBTC +9
- Fiat deposits
- Plasma One CardUSD virtual account, EUR / GBP virtual accounts, MXN / BRL local transfers, COP virtual accountether.fi Cash CardUSD ACH / FedWire receive, EUR SEPA receive
- Transfers
- Plasma One CardStablecoin transfers; Plasma One usernames; Virtual account withdrawalsether.fi Cash CardStablecoin transfers; EUR SEPA payout, USD ACH / FedWire payout
- Payout currencies
- Plasma One CardUSD, EUR, GBP, MXN, BRL, COPether.fi Cash CardEUR, USD
Rewards
3 fields- Base cashback
- Plasma One Card2%ether.fi Cash Card3%
- Max cashback
- Plasma One Card10%ether.fi Cash Card3%
- Reward currency
- Plasma One CardUSD cashback paid in XPLether.fi Cash CardUSD cashback paid in USDC
Earn
5 fields- Advertised APY
- Plasma One CardUp to 5% APYether.fi Cash CardUp to 5.02% APY
- How it works
- Plasma One CardOptional earn vaultether.fi Cash CardEarn on spending balance, Borrow against collateral, Optional earn vault
- Separate deposit
- Plasma One CardYesether.fi Cash CardNot disclosed
- Use balance for spending
- Plasma One CardNoether.fi Cash CardNot disclosed
- Lock-up
- Plasma One CardNoether.fi Cash CardNot disclosed
Trust & availability
7 fields- Custody
- Plasma One CardSelf-custodyether.fi Cash CardNon-custodial
- Control until payment
- Plasma One CardYou keep controlether.fi Cash CardYou keep control
- Card issuer
- Plasma One CardRain, Third Nationalether.fi Cash CardThird National
- Card processing
- Plasma One Card0xether.fi Cash CardNot disclosed
- Custody / key management
- Plasma One CardPrivy, Vedaether.fi Cash CardNot disclosed
- Deposits & withdrawals
- Plasma One CardBridge, Bridge Ventures LLCether.fi Cash CardSEPA third-party provider
- Programme operator
- Plasma One CardPlasmaether.fi Cash Cardether.fi, Ether.Fi SEZC
Sources
2 fields- Official sources
- Plasma One Card12ether.fi Cash Card19
- Last reviewed
- Plasma One CardAug 27, 2026ether.fi Cash CardAug 25, 2026
04 · The closer call
Plasma One Card and ether.fi Cash Card need a closer personal call
The Overall Score ends level at 87, so there is no honest all-round winner here. ether.fi Cash Card has the lower published FX fee (0–0.2% vs 0–1%). ether.fi Cash Card has the higher published base cashback rate (3% vs 2%).
Plasma One Card looks stronger for Funds control, Lowest fees, and Transfers, while ether.fi Cash Card comes out ahead for Cashback and Travel. Plasma One Card uses a self-controlled wallet setup, while ether.fi Cash Card uses a non-custodial account setup. Neither approach is always better, so choose the level of control you are comfortable with.
ether.fi Cash Card lists more stablecoins and ways to send money out (9 vs 6). Your final check should be whether the card is available where you live and whether the latest provider terms match the features you expect to use.
If one card now looks like the better fit, you can check the latest application terms on the provider site or read our full Plasma One Card and ether.fi Cash Card reviews first.
Continue with
Plasma One Card
Continue with
ether.fi Cash Card
05 · Common questions
Plasma One vs ether.fi Cash FAQ
Is Plasma One or ether.fi Cash better overall?
Plasma One Card and ether.fi Cash Card tie at 87 in the Overall Score. Compare their costs, rewards, way of holding funds and everyday features to decide which suits you.
Which has lower fees, Plasma One or ether.fi Cash?
ether.fi Cash Card has the lower published FX fee (0–0.2% vs 0–1%). Compare plan, FX, card-spend, top-up and ATM charges separately because one fee does not represent the full cost.
Which has better cashback, Plasma One or ether.fi Cash?
ether.fi Cash Card has the higher published base cashback rate (3% vs 2%). Maximum rates may depend on tiers, caps, categories or other conditions, so the entry rate and reward asset matter too.
How do Plasma One and ether.fi Cash differ on custody?
Plasma One Card uses a self-controlled wallet setup, while ether.fi Cash Card uses a non-custodial account setup. Neither approach is always better, so choose the level of control you are comfortable with.
How current is this Plasma One vs ether.fi Cash comparison?
The latest information check for these two cards was August 27, 2026, using 31 official sources in total. Each full card review lists its own check date, sources and anything the provider has not clearly disclosed.