PlasmaPlasma One
87
Side-by-side card comparison
Plasma One vs Pionex: fees, rewards and account setup
Plasma One Card has the higher Overall Score by 30 points (87 vs 57). Plasma One Card also looks stronger for Cashback, Travel, Funds control, Lowest fees, and Transfers. The details below show where Pionex Card may still be the better personal fit.
Information checked Aug 27, 202671 official sources reviewed
01 · Make the first cut
Plasma One Card is the better all-round starting point
Plasma One Card has the higher Overall Score in this comparison. Pionex Card may still suit you better if its card format, way of holding funds or availability is the deciding factor. A score cannot tell you whether a provider will accept your application or whether every feature will be available where you live, so check the latest provider terms before signing up.
OverallPlasma One87Pionex57Higher score
CashbackPlasma One78Pionex52Higher score
TravelPlasma One72Pionex29Higher score
Funds controlPlasma One99Pionex43Higher score
Lowest feesPlasma One80Pionex58Higher score
TransfersPlasma One100Pionex79Higher score
Choose Plasma One Card if cashback and travel matter most
Plasma One Card comes out ahead for Cashback, Travel, Funds control, Lowest fees, and Transfers in this comparison. It is worth a closer look if those are the parts of a card you expect to use most.
- Lite starts with 2% XPL cashback
- Higher tiers add bigger caps and perks
- Earn is separate from card cashback
Choose Pionex Card if its day-to-day setup suits you
Pionex Card does not lead one of the use-case scores here, but it can still be the right choice when its costs, rewards and day-to-day setup match how you plan to use it. The other card looks stronger for Cashback, Travel, Funds control, Lowest fees, and Transfers, so compare that advantage with the features you would actually use.
- Visa and Mastercard options
- 0.1%-1% cashback in USDT
- Pionex account funding and payouts
The differences that could change the result
The overall score points one way, but a specific use case or product condition may point another.
- Overall Score
- Plasma One87Pionex57
Plasma One Card has the higher Overall Score by 30 points.
- Entry cost & FX
- Plasma One$0 plan · 0–1% FXPionex$0 plan · Not disclosed FX
The starting plan and FX figures are tied, or the providers have not published enough matching information to name a lower-cost option.
- Purchase rewards
- Plasma One2% base · up to 10%Pionex0.1% base · up to 1%
Plasma One Card has the higher published base cashback rate (2% vs 0.1%).
- Funds control
- Plasma OneSelf-controlled walletPionexCustodial balance
Plasma One Card uses a self-controlled wallet setup, while Pionex Card uses a custodial balance setup. Neither approach is always better, so choose the level of control you are comfortable with.
- Everyday access
- Plasma OneVirtual + Physical · Apple Pay, Google PayPionexVirtual · Apple Pay, Google Pay
Plasma One Card lists more card formats and phone-wallet options (4 vs 3).
- Money movement
- Plasma One3 stablecoins · Stablecoin transfers; Plasma One usernames; Virtual account withdrawalsPionex1 stablecoin · Stablecoin transfers; Pionex Primary ↔ Card account transfer, Pionex Primary → Mastercard account transfer; Pionex account cash-out
Plasma One Card lists more stablecoins and ways to send money out (6 vs 4).
02 · Read the shortlist
A closer look at the two cards
These quick facts cover the costs, rewards and everyday features most likely to shape your choice. Use the full table below when you want the finer details.
- Cashback
- 2%-10%
- Plan cost
- $0
- FX fee
- 0–1%
- ATM fee
- Not available
- Card formats
- Virtual, Physical
- Wallet payments
- Apple Pay, Google Pay
- Receive methods
- 3 crypto · 4 fiat
- Payout methods
- 3 crypto · 6 fiat
- Cashback
- 0.1%-1%
- Plan cost
- $0
- FX fee
- Not disclosed
- ATM fee
- Not available
- Card formats
- Virtual
- Wallet payments
- Apple Pay, Google Pay
- Receive methods
- 1 crypto · 0 fiat
- Payout methods
- 1 crypto · 0 fiat
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03 · Compare the details
Compare the details side by side
We highlight a better number only when both cards publish values that can be compared fairly. Anything missing stays clearly marked.
Best known Not disclosed
CardsPlasma One CardOverall87Pionex CardOverall57
Plasma One CardOverall87Pionex CardOverall57Scores
6 fields- Overall Score
- Plasma One Card87Pionex Card57
- Cashback score
- Plasma One Card78Pionex Card52
- Travel score
- Plasma One Card72Pionex Card29
- Funds control score
- Plasma One Card99Pionex Card43
- Lowest fees score
- Plasma One Card80Pionex Card58
- Transfers score
- Plasma One Card100Pionex Card79
Strengths & trade-offs
2 fields- Strengths
- Plasma One CardLite starts with 2% XPL cashback, Higher tiers add bigger caps and perksPionex CardVisa and Mastercard options, 0.1%-1% cashback in USDT
- Trade-offs
- Plasma One CardPhysical access is limited; no ATM, Cashback is capped by tierPionex CardMastercard can cost up to 3.5%, General access is virtual-only
Costs
7 fields- Plan cost
- Plasma One Card$0Pionex Card$0
- FX fee
- Plasma One Card0–1%Pionex CardNot disclosed
- Top-up fee
- Plasma One Card0%Pionex CardNot disclosed
- Card spending fee
- Plasma One CardNot disclosedPionex Card3.5%
- ATM fee
- Plasma One CardNot availablePionex CardNot available
- Virtual card
- Plasma One CardUp to 3 free virtual cards by tierPionex CardAvailable
- Physical card
- Plasma One CardFirst physical card free in the currently confirmed Core and Platinum flows. Core standard delivery is $20 and express is $50; Platinum standard delivery is free and express is $30. Additional or replacement cards cost $40 for Core and $120 for Platinum.Pionex CardNot available
Plans
2 fields- Available plans
- Plasma One Card3 plans: Lite, Core, PlatinumPionex Card2 plans: Mastercard, Visa
- Top cashback plan
- Plasma One CardPlatinum: 4%Pionex CardVisa: 1%
Everyday use
8 fields- Network
- Plasma One CardVisaPionex CardVisa/Mastercard
- Card formats
- Plasma One CardVirtual, PhysicalPionex CardVirtual
- ATM withdrawals
- Plasma One CardNot availablePionex CardNot available
- Mobile wallets
- Plasma One CardApple Pay, Google PayPionex CardApple Pay, Google Pay
- Apps
- Plasma One CardiOS, AndroidPionex CardNot disclosed
- Daily spending limit
- Plasma One CardShown in appPionex Card$10,000-$20,000/day; $10,000-$20,000/transaction depending on network
- Monthly spending limit
- Plasma One CardShown in appPionex Card$50,000-$100,000/month depending on network
- ATM limit
- Plasma One CardNot available, including for physical cardsPionex CardNot available
Funding & transfers
5 fields- Networks
- Plasma One CardPlasma, Ethereum, Solana, Tron, Polygon, Arbitrum +5Pionex CardNot disclosed
- Crypto deposits
- Plasma One CardStablecoins: USDT, USDC, USDGPionex CardOther crypto: Supported crypto
- Fiat deposits
- Plasma One CardUSD virtual account, EUR / GBP virtual accounts, MXN / BRL local transfers, COP virtual accountPionex CardNot disclosed
- Transfers
- Plasma One CardStablecoin transfers; Plasma One usernames; Virtual account withdrawalsPionex CardStablecoin transfers; Pionex Primary ↔ Card account transfer, Pionex Primary → Mastercard account transfer; Pionex account cash-out
- Payout currencies
- Plasma One CardUSD, EUR, GBP, MXN, BRL, COPPionex CardNot disclosed
Rewards
3 fields- Base cashback
- Plasma One Card2%Pionex Card0.1%
- Max cashback
- Plasma One Card10%Pionex Card1%
- Reward currency
- Plasma One CardUSD cashback paid in XPLPionex CardUSDT
Earn
5 fields- Advertised APY
- Plasma One CardUp to 5% APYPionex CardUp to 5% APY
- How it works
- Plasma One CardOptional earn vaultPionex CardEarn on spending balance
- Separate deposit
- Plasma One CardYesPionex CardNo
- Use balance for spending
- Plasma One CardNoPionex CardYes
- Lock-up
- Plasma One CardNoPionex CardNo
Trust & availability
7 fields- Custody
- Plasma One CardSelf-custodyPionex CardCustodial
- Control until payment
- Plasma One CardYou keep controlPionex CardProvider controls funds
- Card issuer
- Plasma One CardRain, Third NationalPionex CardNot disclosed
- Card processing
- Plasma One Card0xPionex CardNot disclosed
- Custody / key management
- Plasma One CardPrivy, VedaPionex CardNot disclosed
- Deposits & withdrawals
- Plasma One CardBridge, Bridge Ventures LLCPionex CardNot disclosed
- Programme operator
- Plasma One CardPlasmaPionex CardNot disclosed
Sources
2 fields- Official sources
- Plasma One Card12Pionex Card59
- Last reviewed
- Plasma One CardAug 27, 2026Pionex CardAug 14, 2026
04 · The takeaway
Plasma One Card is the stronger all-round choice
Plasma One Card finishes ahead with an Overall Score of 87 versus 57 for Pionex Card. The starting plan and FX figures are tied, or the providers have not published enough matching information to name a lower-cost option. Plasma One Card has the higher published base cashback rate (2% vs 0.1%).
Pionex Card can still be the more comfortable choice if its availability, card setup or way of holding funds suits you better. Plasma One Card uses a self-controlled wallet setup, while Pionex Card uses a custodial balance setup. Neither approach is always better, so choose the level of control you are comfortable with.
Plasma One Card lists more stablecoins and ways to send money out (6 vs 4). Before applying, confirm availability in your country and recheck the provider's current fees and reward conditions.
If one card now looks like the better fit, you can check the latest application terms on the provider site or read our full Plasma One Card and Pionex Card reviews first.
Continue with
Plasma One Card
Continue with
Pionex Card
05 · Common questions
Plasma One vs Pionex FAQ
Is Plasma One or Pionex better overall?
Plasma One Card has the higher Overall Score (87 vs 57). That does not make it better for everyone: your preferred fees, rewards, way of holding funds and country availability can change the practical choice.
Which has lower fees, Plasma One or Pionex?
The starting plan and FX figures are tied, or the providers have not published enough matching information to name a lower-cost option. Compare plan, FX, card-spend, top-up and ATM charges separately because one fee does not represent the full cost.
Which has better cashback, Plasma One or Pionex?
Plasma One Card has the higher published base cashback rate (2% vs 0.1%). Maximum rates may depend on tiers, caps, categories or other conditions, so the entry rate and reward asset matter too.
How do Plasma One and Pionex differ on custody?
Plasma One Card uses a self-controlled wallet setup, while Pionex Card uses a custodial balance setup. Neither approach is always better, so choose the level of control you are comfortable with.
How current is this Plasma One vs Pionex comparison?
The latest information check for these two cards was August 27, 2026, using 71 official sources in total. Each full card review lists its own check date, sources and anything the provider has not clearly disclosed.