PlasmaPlasma One
87
Side-by-side card comparison
Plasma One vs WhiteBIT Nova USD: fees, rewards and account setup
Plasma One Card has the higher Overall Score by 28 points (87 vs 59). Plasma One Card also looks stronger for Cashback, Travel, Funds control, Lowest fees, and Transfers. The details below show where WhiteBIT Nova USD may still be the better personal fit.
Information checked Oct 16, 202629 official sources reviewed
01 · Make the first cut
Plasma One Card is the better all-round starting point
Plasma One Card has the higher Overall Score in this comparison. WhiteBIT Nova USD may still suit you better if its card format, way of holding funds or availability is the deciding factor. A score cannot tell you whether a provider will accept your application or whether every feature will be available where you live, so check the latest provider terms before signing up.
OverallPlasma One87WhiteBIT Nova USD59Higher score
CashbackPlasma One79WhiteBIT Nova USD25Higher score
TravelPlasma One72WhiteBIT Nova USD36Higher score
Funds controlPlasma One99WhiteBIT Nova USD49Higher score
Lowest feesPlasma One81WhiteBIT Nova USD60Higher score
TransfersPlasma One100WhiteBIT Nova USD86Higher score
Choose Plasma One Card if cashback and travel matter most
Plasma One Card comes out ahead for Cashback, Travel, Funds control, Lowest fees, and Transfers in this comparison. It is worth a closer look if those are the parts of a card you expect to use most.
- Lite starts with 2% XPL cashback
- Higher tiers add bigger caps and perks
- Earn is separate from card cashback
Choose WhiteBIT Nova USD if its day-to-day setup suits you
WhiteBIT Nova USD does not lead one of the use-case scores here, but it can still be the right choice when its costs, rewards and day-to-day setup match how you plan to use it. The other card looks stronger for Cashback, Travel, Funds control, Lowest fees, and Transfers, so compare that advantage with the features you would actually use.
- Apple Pay and Google Pay
- Spend selected exchange assets
- No monthly maintenance fee
The differences that could change the result
The overall score points one way, but a specific use case or product condition may point another.
- Overall Score
- Plasma One87WhiteBIT Nova USD59
Plasma One Card has the higher Overall Score by 28 points.
- Entry cost & FX
- Plasma One$0 plan · 0–1% FXWhiteBIT Nova USDNot disclosed plan · 1.5% for non-USD payments under the owner-approved interpretation of the conversion tariff; source wording is incomplete FX
WhiteBIT Nova USD has the lower published FX fee (1.5% for non-USD payments under the owner-approved interpretation of the conversion tariff; source wording is incomplete vs 0–1%).
- Purchase rewards
- Plasma One2% base · up to 10%WhiteBIT Nova USD0% base · up to 10%
Plasma One Card has the higher published base cashback rate (2% vs 0%).
- Funds control
- Plasma OneSelf-controlled walletWhiteBIT Nova USDCustodial balance
Plasma One Card uses a self-controlled wallet setup, while WhiteBIT Nova USD uses a custodial balance setup. Neither approach is always better, so choose the level of control you are comfortable with.
- Everyday access
- Plasma OneVirtual + Physical · Apple Pay, Google PayWhiteBIT Nova USDVirtual · Apple Pay, Google Pay
Plasma One Card lists more card formats and phone-wallet options (4 vs 3).
- Money movement
- Plasma One3 stablecoins · Stablecoin transfers; Plasma One usernames; Virtual account withdrawalsWhiteBIT Nova USD2 stablecoins · Stablecoin transfers; SEPA FINCI withdrawal from WhiteBIT account
Plasma One Card lists more stablecoins and ways to send money out (6 vs 4).
02 · Read the shortlist
A closer look at the two cards
These quick facts cover the costs, rewards and everyday features most likely to shape your choice. Use the full table below when you want the finer details.
- Cashback
- 2%-10%
- Plan cost
- $0
- FX fee
- 0–1%
- ATM fee
- Not available
- Card formats
- Virtual, Physical
- Wallet payments
- Apple Pay, Google Pay
- Receive methods
- 3 crypto · 4 fiat
- Payout methods
- 3 crypto · 6 fiat
- Cashback
- 0%-10%
- Plan cost
- Not disclosed
- FX fee
- 1.5% for non-USD payments under the owner-approved interpretation of the conversion tariff; source wording is incomplete
- ATM fee
- Not available
- Card formats
- Virtual
- Wallet payments
- Apple Pay, Google Pay
- Receive methods
- 2 crypto · 1 fiat
- Payout methods
- 2 crypto · 1 fiat
Current signup offers
Signup value available today
A welcome offer can improve the value of your first months with a card. Check the eligibility rules, qualifying actions and deadline first. Signup offers are excluded from card scores.
Plasma One Card
Get $10
$10 after qualifying Plasma One card spend
- Join as a new user through the link, complete identity verification and activate a card.
- Spend $100 on qualifying card purchases at two or more distinct merchants within 14 days of code redemption.
- The $10 reward is card spend credit, not withdrawable cash.
Plasma One referral code4E7CQV
CARDGD is a separate access code. Check the current referral conditions in the Plasma One app before spending. The $10 spend credit is paid on the following Thursday after qualifying purchases settle; pending authorizations, refunds and wallet transfers do not count.
WhiteBIT Nova USD
No active signup offer listed
We do not currently list an active signup offer for this card.
Partner links may earn us a commission. Read our affiliate disclosure for how these links work.
03 · Compare the details
Compare the details side by side
We highlight a better number only when both cards publish values that can be compared fairly. Anything missing stays clearly marked.
Best known Not disclosed
CardsPlasma One CardOverall87WhiteBIT Nova USDOverall59
Plasma One CardOverall87WhiteBIT Nova USDOverall59Scores
6 fields- Overall Score
- Plasma One Card87WhiteBIT Nova USD59
- Cashback score
- Plasma One Card79WhiteBIT Nova USD25
- Travel score
- Plasma One Card72WhiteBIT Nova USD36
- Funds control score
- Plasma One Card99WhiteBIT Nova USD49
- Lowest fees score
- Plasma One Card81WhiteBIT Nova USD60
- Transfers score
- Plasma One Card100WhiteBIT Nova USD86
Strengths & trade-offs
2 fields- Strengths
- Plasma One CardLite starts with 2% XPL cashback, Higher tiers add bigger caps and perksWhiteBIT Nova USDApple Pay and Google Pay, Spend selected exchange assets
- Trade-offs
- Plasma One CardPhysical access is limited; no ATM, Cashback is capped by tierWhiteBIT Nova USDA fee on every purchase, Category cashback stops at $25
Costs
7 fields- Plan cost
- Plasma One Card$0WhiteBIT Nova USDNot disclosed
- FX fee
- Plasma One Card0–1%WhiteBIT Nova USD1.5% for non-USD payments under the owner-approved interpretation of the conversion tariff; source wording is incomplete
- Top-up fee
- Plasma One Card0%WhiteBIT Nova USD0%
- Card spending fee
- Plasma One CardNot disclosedWhiteBIT Nova USD$0.20 + 1.5%
- ATM fee
- Plasma One CardNot availableWhiteBIT Nova USDNot available
- Virtual card
- Plasma One CardUp to 3 free virtual cards by tierWhiteBIT Nova USD$0 issuance
- Physical card
- Plasma One CardFirst physical card free in the currently confirmed Core and Platinum flows. Core standard delivery is $20 and express is $50; Platinum standard delivery is free and express is $30. Additional or replacement cards cost $40 for Core and $120 for Platinum.WhiteBIT Nova USDUnavailable for the current USD product
Plans
2 fields- Available plans
- Plasma One Card3 plans: Lite, Core, PlatinumWhiteBIT Nova USDNot disclosed
- Top cashback plan
- Plasma One CardPlatinum: 4%WhiteBIT Nova USDNot disclosed
Everyday use
8 fields- Network
- Plasma One CardVisaWhiteBIT Nova USDVisa
- Card formats
- Plasma One CardVirtual, PhysicalWhiteBIT Nova USDVirtual
- ATM withdrawals
- Plasma One CardNot availableWhiteBIT Nova USDNot available
- Mobile wallets
- Plasma One CardApple Pay, Google PayWhiteBIT Nova USDApple Pay, Google Pay
- Apps
- Plasma One CardiOS, AndroidWhiteBIT Nova USDWeb
- Daily spending limit
- Plasma One CardShown in appWhiteBIT Nova USDUSD 40,000 daily
- Monthly spending limit
- Plasma One CardShown in appWhiteBIT Nova USDUSD 200,000 monthly
- ATM limit
- Plasma One CardNot available, including for physical cardsWhiteBIT Nova USDATM withdrawals unavailable; future published limits are not current access.
Funding & transfers
5 fields- Networks
- Plasma One CardPlasma, Ethereum, Solana, Tron, Polygon, Arbitrum +5WhiteBIT Nova USDArbitrum, Avalanche C-Chain, Base, BNB Smart Chain, Polkadot Asset Hub, Ethereum +9
- Crypto deposits
- Plasma One CardStablecoins: USDT, USDC, USDGWhiteBIT Nova USDStablecoins: USDC, USDT
- Fiat deposits
- Plasma One CardUSD virtual account, EUR / GBP virtual accounts, MXN / BRL local transfers, COP virtual accountWhiteBIT Nova USDSEPA FINCI to WhiteBIT account
- Transfers
- Plasma One CardStablecoin transfers; Plasma One usernames; Virtual account withdrawalsWhiteBIT Nova USDStablecoin transfers; SEPA FINCI withdrawal from WhiteBIT account
- Payout currencies
- Plasma One CardUSD, EUR, GBP, MXN, BRL, COPWhiteBIT Nova USDEUR
Rewards
3 fields- Base cashback
- Plasma One Card2%WhiteBIT Nova USD0%
- Max cashback
- Plasma One Card10%WhiteBIT Nova USD10%
- Reward currency
- Plasma One CardUSD cashback paid in XPLWhiteBIT Nova USDNot disclosed
Earn
5 fields- Advertised APY
- Plasma One CardUp to 5% APYWhiteBIT Nova USDNot offered
- How it works
- Plasma One CardOptional earn vaultWhiteBIT Nova USDNot offered
- Separate deposit
- Plasma One CardYesWhiteBIT Nova USDNot offered
- Use balance for spending
- Plasma One CardNoWhiteBIT Nova USDNot offered
- Lock-up
- Plasma One CardNoWhiteBIT Nova USDNot offered
Trust & availability
7 fields- Custody
- Plasma One CardSelf-custodyWhiteBIT Nova USDCustodial
- Control until payment
- Plasma One CardYou keep controlWhiteBIT Nova USDProvider controls funds
- Card issuer
- Plasma One CardRain, Third NationalWhiteBIT Nova USDJSC Hash Bank
- Card processing
- Plasma One Card0xWhiteBIT Nova USDNot disclosed
- Custody / key management
- Plasma One CardPrivy, VedaWhiteBIT Nova USDNot disclosed
- Deposits & withdrawals
- Plasma One CardBridge, Bridge Ventures LLCWhiteBIT Nova USDNot disclosed
- Programme operator
- Plasma One CardPlasmaWhiteBIT Nova USDNot disclosed
Sources
2 fields- Official sources
- Plasma One Card12WhiteBIT Nova USD17
- Last reviewed
- Plasma One CardOct 14, 2026WhiteBIT Nova USDOct 16, 2026
04 · The takeaway
Plasma One Card is the stronger all-round choice
Plasma One Card finishes ahead with an Overall Score of 87 versus 59 for WhiteBIT Nova USD. WhiteBIT Nova USD has the lower published FX fee (1.5% for non-USD payments under the owner-approved interpretation of the conversion tariff; source wording is incomplete vs 0–1%). Plasma One Card has the higher published base cashback rate (2% vs 0%).
WhiteBIT Nova USD can still be the more comfortable choice if its availability, card setup or way of holding funds suits you better. Plasma One Card uses a self-controlled wallet setup, while WhiteBIT Nova USD uses a custodial balance setup. Neither approach is always better, so choose the level of control you are comfortable with.
Plasma One Card lists more stablecoins and ways to send money out (6 vs 4). Before applying, confirm availability in your country and recheck the provider's current fees and reward conditions.
If one card now looks like the better fit, you can check the latest application terms on the provider site or read our full Plasma One Card and WhiteBIT Nova USD reviews first.
Continue with
Plasma One Card
Continue with
WhiteBIT Nova USD
05 · Common questions
Plasma One vs WhiteBIT Nova USD FAQ
Is Plasma One or WhiteBIT Nova USD better overall?
Plasma One Card has the higher Overall Score (87 vs 59). That does not make it better for everyone: your preferred fees, rewards, way of holding funds and country availability can change the practical choice.
Which has lower fees, Plasma One or WhiteBIT Nova USD?
WhiteBIT Nova USD has the lower published FX fee (1.5% for non-USD payments under the owner-approved interpretation of the conversion tariff; source wording is incomplete vs 0–1%). Compare plan, FX, card-spend, top-up and ATM charges separately because one fee does not represent the full cost.
Which has better cashback, Plasma One or WhiteBIT Nova USD?
Plasma One Card has the higher published base cashback rate (2% vs 0%). Maximum rates may depend on tiers, caps, categories or other conditions, so the entry rate and reward asset matter too.
How do Plasma One and WhiteBIT Nova USD differ on custody?
Plasma One Card uses a self-controlled wallet setup, while WhiteBIT Nova USD uses a custodial balance setup. Neither approach is always better, so choose the level of control you are comfortable with.
How current is this Plasma One vs WhiteBIT Nova USD comparison?
The latest information check for these two cards was October 16, 2026, using 29 official sources in total. Each full card review lists its own check date, sources and anything the provider has not clearly disclosed.