Rebind SASRebind
69
Side-by-side card comparison
Rebind vs Krak
Krak Card has the higher Overall Score by 5 points (74 vs 69). Rebind Card looks stronger for Funds control, while Krak Card comes out ahead for Cashback, Travel, Lowest fees, and Transfers.
Latest check Oct 16, 202661 official sources reviewed
Rebind Card
Best fit
- EU users who want EURe spending through a separate card Safe.
- Foreign purchases at Visa rates without an added Gnosis FX markup.
- Paying with Apple Pay or Google Pay without a virtual-card issuance fee.
Before you choose
- Move EURe to the card wallet before spending; savings are separate.
- Cashback enrollment and rates are unconfirmed; do not count on rewards.
- Native issuance is virtual-only; ATM access for new cards is unconfirmed.
Krak Card
Best fit
- Existing Kraken users whose account balances already count toward rewards.
- Choosing regional fiat or BTC for automatically credited cashback.
- Cash withdrawals with no Krak ATM fee; the operator can still charge.
Before you choose
- Starter pays 0%; ongoing cashback needs a qualifying 30-day average balance.
- Crypto-funded purchases include a variable conversion spread shown in the app.
- U.S. cards charge 1% on foreign transactions; UK and EEA cards charge 0%.
Fees & features
Compare the details
Best markers compare published, comparable values. Unknown values never win a row.
Best known Not disclosed
CardsRebind CardOverall69Krak CardOverall74
Rebind CardOverall69Krak CardOverall74Scores
- Overall Score
- Rebind Card69Krak Card74
- Cashback score
- Rebind Card32Krak Card41
- Travel score
- Rebind Card53Krak Card83
- Funds control score
- Rebind Card88Krak Card56
- Lowest fees score
- Rebind Card67Krak Card72
- Transfers score
- Rebind Card41Krak Card97
Costs
- Plan cost
- Rebind CardNot disclosedKrak Card$0
- FX fee
- Rebind CardNo added Gnosis FX fee; Visa rate appliesKrak Card0–1%
- Top-up fee
- Rebind Card0%Krak CardNot disclosed
- Card spending fee
- Rebind Card0%Krak Card0%
- ATM fee
- Rebind CardNot disclosedKrak Card0% Krak fee; ATM operator may charge
- Virtual card
- Rebind CardFreeKrak CardFree
- Physical card
- Rebind CardNot offered through native Rebind issuance yetKrak CardPlastic £0/€0/$0. UK/EEA metal threshold £/€50,000; US metal threshold conflicts between $50,000 pricing and a $75,000 announcement. Confirm eligibility in app.
Plans
- Available plans
- Rebind CardNot disclosedKrak Card10 plans: Starter, Lite, Pro, Elite +6
- Top cashback plan
- Rebind CardNot disclosedKrak CardMax: 2%
Everyday use
- Network
- Rebind CardVisaKrak CardMastercard/Visa
- Card formats
- Rebind CardVirtualKrak CardVirtual, Physical
- ATM withdrawals
- Rebind CardNot disclosedKrak CardAvailable
- Mobile wallets
- Rebind CardApple Pay, Google PayKrak CardApple Pay, Google Pay
- Apps
- Rebind CardiOS, AndroidKrak CardiOS, Android
- Daily spending limit
- Rebind Card8,000 EURe over rolling 24 hours; 5,000 EURe per purchaseKrak CardUK: £22,000/day; EEA: €12,000/day; US: $12,000/day
- Monthly spending limit
- Rebind CardMonthly spending limit unclearKrak CardUK: £22,000/month; EEA: €12,000/month; US: $22,000/month
- ATM limit
- Rebind Card250 EURe per withdrawal and 500 EURe daily under the Gnosis programme; virtual access unclearKrak CardUK: £250/withdrawal, £750/day, £4,000/month; EEA: €300/withdrawal, €900/day, €4,800/month; US: $250/withdrawal, $1,000/day, $5,000/month
Funding & transfers
- Networks
- Rebind CardGnosisKrak CardNot disclosed
- Crypto deposits
- Rebind CardStablecoins: EUReKrak CardOther crypto: Supported crypto
- Fiat deposits
- Rebind CardNot disclosedKrak CardGBP bank transfer, EUR bank transfer, USD bank transfer
- Transfers
- Rebind CardNot disclosedKrak CardStablecoin transfers; Krak internal send, Krak ↔ Kraken balance transfer; GBP Faster Payments, EUR SEPA
- Payout currencies
- Rebind CardNot disclosedKrak CardGBP, EUR
Rewards
- Base cashback
- Rebind CardNot disclosedKrak Card0%
- Max cashback
- Rebind CardNot disclosedKrak Card2%
- Reward currency
- Rebind CardNot disclosedKrak CardGBP, EUR, USD or BTC
Earn
- Advertised APY
- Rebind CardUp to 8% APYKrak CardUp to 3.6% APY
- How it works
- Rebind CardOptional earn vaultKrak CardOptional earn vault
- Separate deposit
- Rebind CardYesKrak CardYes
- Use balance for spending
- Rebind CardNoKrak CardNo
- Lock-up
- Rebind CardNoKrak CardNot disclosed
Trust & availability
- Custody
- Rebind CardNon-custodialKrak CardCustodial
- Control until payment
- Rebind CardYou keep controlKrak CardProvider controls funds
- Card issuer
- Rebind CardUAB MonavateKrak CardMonavate Limited, Lead Bank, UAB Monavate
- Card processing
- Rebind CardGnosis PayKrak CardStripe
- Deposits & withdrawals
- Rebind CardMoneriumKrak CardNot disclosed
- Programme operator
- Rebind CardNot disclosedKrak CardPayward Wallet, Inc.
Sources
- Official sources
- Rebind Card35Krak Card26
- Last reviewed
- Rebind CardSep 5, 2026Krak CardOct 16, 2026
Choosing between these cards
When to choose Rebind or Krak
Keeping control of your funds
Rebind suits spending while retaining control of your funds until payment. With Krak, control passes to the provider before the purchase.
Spending in foreign currencies
For FX on foreign-currency purchases, Rebind lists No added Gnosis FX fee; Visa rate applies, versus 0–1% at Krak. Use the tariff for your country and plan; conversion fees can add to these figures.
Paying with a physical card
Krak offers a physical card, while Rebind does not. For purchases that require the card itself rather than a phone wallet, consider Krak and check its order and delivery terms.
Common questions
Rebind vs Krak FAQ
Is Rebind or Krak better overall?
Krak Card has the higher Overall Score (74 vs 69). That does not make it better for everyone: your preferred fees, rewards, way of holding funds and country availability can change the practical choice.
Which has lower fees, Rebind or Krak?
Rebind Card has the lower published FX fee (No added Gnosis FX fee; Visa rate applies vs 0–1%). Compare plan, FX, card-spend, top-up and ATM charges separately because one fee does not represent the full cost.
Which has better cashback, Rebind or Krak?
The providers have not published enough matching base cashback information to name a winner. Check the maximum rates, reward assets, caps and conditions below. Maximum rates may depend on tiers, caps, categories or other conditions, so the entry rate and reward asset matter too.
How do Rebind and Krak differ on custody?
Rebind Card uses a non-custodial account setup, while Krak Card uses a custodial balance setup. Neither approach is always better, so choose the level of control you are comfortable with.
How current is this Rebind vs Krak comparison?
The latest information check for these two cards was October 16, 2026, using 61 official sources in total. Each full card review lists its own check date, sources and anything the provider has not clearly disclosed.