Rebind SASRebind
69
Side-by-side card comparison
Rebind vs Krak: where the score gap comes from
Krak Card has the higher Overall Score by 5 points (74 vs 69). The available use-case scores do not point to a clear winner, so compare the fees, control of funds, card access and availability that matter to you.
Information checked Sep 5, 202661 official sources reviewed
01 · Where the gap opens
Krak Card is the better all-round starting point
Krak Card has the higher Overall Score in this comparison. Rebind Card may still suit you better if its card format, way of holding funds or availability is the deciding factor. A score cannot tell you whether a provider will accept your application or whether every feature will be available where you live, so check the latest provider terms before signing up.
OverallRebind69Krak74Higher score
CashbackRebind32Krak41Compare the details below
TravelRebind53Krak83Compare the details below
Funds controlRebind88Krak56Compare the details below
Lowest feesRebind67Krak72Compare the details below
TransfersRebind41Krak97Compare the details below
Choose Rebind Card if its day-to-day setup suits you
Rebind Card does not lead one of the use-case scores here, but it can still be the right choice when its costs, rewards and day-to-day setup match how you plan to use it. Read the side-by-side details before deciding.
- No added FX markup
- Free virtual Visa
- A separate self-custodial balance
Choose Krak Card if its day-to-day setup suits you
Krak Card does not lead one of the use-case scores here, but it can still be the right choice when its costs, rewards and day-to-day setup match how you plan to use it. Read the side-by-side details before deciding.
- No monthly, FX or Krak ATM fee
- Both card formats and phone wallets
- Automatic cashback up to 2%
What separates the two cards
The higher score is only the start. The rows below show which product differences create it.
- Overall Score
- Rebind69Krak74
Krak Card has the higher Overall Score by 5 points.
- Entry cost & FX
- RebindNot verified plan · No added Gnosis FX fee; Visa rate applies FXKrak$0 plan · 0–1% FX
Rebind Card has the lower published FX fee (No added Gnosis FX fee; Visa rate applies vs 0–1%).
- Purchase rewards
- RebindNot disclosedKrak0% base · up to 2%
The providers have not published enough matching base cashback information to name a winner. Check the maximum rates, reward assets, caps and conditions below.
- Funds control
- RebindNon-custodial accountKrakCustodial balance
Rebind Card uses a non-custodial account setup, while Krak Card uses a custodial balance setup. Neither approach is always better, so choose the level of control you are comfortable with.
- Everyday access
- RebindVirtual · Apple Pay, Google PayKrakVirtual + Physical · Apple Pay, Google Pay
Krak Card lists more card formats and phone-wallet options (4 vs 3).
- Money movement
- Rebind1 stablecoin · Not modeledKrak0 stablecoins · Stablecoin transfers; Krak internal send, Krak ↔ Kraken balance transfer; GBP Faster Payments, EUR SEPA
Krak Card lists more stablecoins and ways to send money out (5 vs 1).
02 · Read the shortlist
Why one card starts ahead
These quick facts cover the costs, rewards and everyday features behind the early lead.
- Cashback
- Not disclosed
- Plan cost
- Not disclosed
- FX fee
- No added Gnosis FX fee; Visa rate applies
- ATM fee
- Not disclosed
- Card formats
- Virtual
- Wallet payments
- Apple Pay, Google Pay
- Receive methods
- 1 crypto · 0 fiat
- Payout methods
- 0 crypto · 0 fiat
- Cashback
- 0%-2%
- Plan cost
- $0
- FX fee
- 0–1%
- ATM fee
- 0% Krak fee; ATM operator may charge
- Card formats
- Virtual, Physical
- Wallet payments
- Apple Pay, Google Pay
- Receive methods
- 1 crypto · 3 fiat
- Payout methods
- 1 crypto · 2 fiat
03 · Compare the details
Test the lead, row by row
A better number is marked only when both providers publish values that can be compared fairly.
Best known Not disclosed
CardsRebind CardOverall69Krak CardOverall74
Rebind CardOverall69Krak CardOverall74Scores
6 fields- Overall Score
- Rebind Card69Krak Card74
- Cashback score
- Rebind Card32Krak Card41
- Travel score
- Rebind Card53Krak Card83
- Funds control score
- Rebind Card88Krak Card56
- Lowest fees score
- Rebind Card67Krak Card72
- Transfers score
- Rebind Card41Krak Card97
Strengths & trade-offs
2 fields- Strengths
- Rebind CardNo added FX markup, Free virtual VisaKrak CardNo monthly, FX or Krak ATM fee, Both card formats and phone wallets
- Trade-offs
- Rebind CardCashback eligibility needs confirmation, EU access restrictionsKrak CardCrypto conversion spread is variable, The 2% tier needs a large balance
Costs
7 fields- Plan cost
- Rebind CardNot disclosedKrak Card$0
- FX fee
- Rebind CardNo added Gnosis FX fee; Visa rate appliesKrak Card0–1%
- Top-up fee
- Rebind Card0%Krak CardNot disclosed
- Card spending fee
- Rebind Card0%Krak Card0%
- ATM fee
- Rebind CardNot disclosedKrak Card0% Krak fee; ATM operator may charge
- Virtual card
- Rebind CardFreeKrak CardFree
- Physical card
- Rebind CardNot offered through native Rebind issuance yetKrak CardPlastic £0/€0/$0; US plastic requires $200 over 30 days; first eligible metal card £0/€0/$0
Plans
2 fields- Available plans
- Rebind CardNot disclosedKrak Card5 plans: Starter, Lite, Pro, Elite +1
- Top cashback plan
- Rebind CardNot disclosedKrak CardMax: 2%
Everyday use
8 fields- Network
- Rebind CardVisaKrak CardMastercard/Visa
- Card formats
- Rebind CardVirtualKrak CardVirtual, Physical
- ATM withdrawals
- Rebind CardNot disclosedKrak CardAvailable
- Mobile wallets
- Rebind CardApple Pay, Google PayKrak CardApple Pay, Google Pay
- Apps
- Rebind CardiOS, AndroidKrak CardiOS, Android
- Daily spending limit
- Rebind Card8,000 EURe over rolling 24 hours; 5,000 EURe per purchaseKrak CardUK: £22,000/day; EEA: €12,000/day; US: $12,000/day
- Monthly spending limit
- Rebind CardMonthly spending limit unclearKrak CardUK: £22,000/month; EEA: €12,000/month; US: $22,000/month
- ATM limit
- Rebind Card250 EURe per withdrawal and 500 EURe daily under the Gnosis programme; virtual access unclearKrak CardUK: £250/withdrawal, £750/day, £4,000/month; EEA: €300/withdrawal, €900/day, €4,800/month; US: $250/withdrawal, $1,000/day, $5,000/month
Funding & transfers
5 fields- Networks
- Rebind CardGnosisKrak CardNot disclosed
- Crypto deposits
- Rebind CardStablecoins: EUReKrak CardOther crypto: Supported crypto
- Fiat deposits
- Rebind CardNot disclosedKrak CardGBP bank transfer, EUR bank transfer, USD bank transfer
- Transfers
- Rebind CardNot disclosedKrak CardStablecoin transfers; Krak internal send, Krak ↔ Kraken balance transfer; GBP Faster Payments, EUR SEPA
- Payout currencies
- Rebind CardNot disclosedKrak CardGBP, EUR
Rewards
3 fields- Base cashback
- Rebind CardNot disclosedKrak Card0%
- Max cashback
- Rebind CardNot disclosedKrak Card2%
- Reward currency
- Rebind CardNot disclosedKrak CardGBP, EUR, USD or BTC
Earn
5 fields- Advertised APY
- Rebind CardUp to 8% APYKrak CardUp to 3.6% APY
- How it works
- Rebind CardOptional earn vaultKrak CardOptional earn vault
- Separate deposit
- Rebind CardYesKrak CardYes
- Use balance for spending
- Rebind CardNoKrak CardNo
- Lock-up
- Rebind CardNoKrak CardNot disclosed
Trust & availability
6 fields- Custody
- Rebind CardNon-custodialKrak CardCustodial
- Control until payment
- Rebind CardYou keep controlKrak CardProvider controls funds
- Card issuer
- Rebind CardUAB MonavateKrak CardMonavate Limited, Lead Bank, UAB Monavate
- Card processing
- Rebind CardGnosis PayKrak CardStripe
- Deposits & withdrawals
- Rebind CardMoneriumKrak CardNot disclosed
- Programme operator
- Rebind CardNot disclosedKrak CardPayward Wallet, Inc.
Sources
2 fields- Official sources
- Rebind Card35Krak Card26
- Last reviewed
- Rebind CardSep 5, 2026Krak CardAug 27, 2026
04 · The verdict
Krak Card is the stronger all-round choice
Krak Card finishes ahead with an Overall Score of 74 versus 69 for Rebind Card. Rebind Card has the lower published FX fee (No added Gnosis FX fee; Visa rate applies vs 0–1%). The providers have not published enough matching base cashback information to name a winner. Check the maximum rates, reward assets, caps and conditions below.
Rebind Card can still be the more comfortable choice if its availability, card setup or way of holding funds suits you better. Rebind Card uses a non-custodial account setup, while Krak Card uses a custodial balance setup. Neither approach is always better, so choose the level of control you are comfortable with.
Krak Card lists more stablecoins and ways to send money out (5 vs 1). Before applying, confirm availability in your country and recheck the provider's current fees and reward conditions.
If one card now looks like the better fit, you can check the latest application terms on the provider site or read our full Rebind Card and Krak Card reviews first.
Continue with
Rebind Card
Continue with
Krak Card
05 · Common questions
Rebind vs Krak FAQ
Is Rebind or Krak better overall?
Krak Card has the higher Overall Score (74 vs 69). That does not make it better for everyone: your preferred fees, rewards, way of holding funds and country availability can change the practical choice.
Which has lower fees, Rebind or Krak?
Rebind Card has the lower published FX fee (No added Gnosis FX fee; Visa rate applies vs 0–1%). Compare plan, FX, card-spend, top-up and ATM charges separately because one fee does not represent the full cost.
Which has better cashback, Rebind or Krak?
The providers have not published enough matching base cashback information to name a winner. Check the maximum rates, reward assets, caps and conditions below. Maximum rates may depend on tiers, caps, categories or other conditions, so the entry rate and reward asset matter too.
How do Rebind and Krak differ on custody?
Rebind Card uses a non-custodial account setup, while Krak Card uses a custodial balance setup. Neither approach is always better, so choose the level of control you are comfortable with.
How current is this Rebind vs Krak comparison?
The latest information check for these two cards was September 5, 2026, using 61 official sources in total. Each full card review lists its own check date, sources and anything the provider has not clearly disclosed.