Side-by-side card comparison

Rebind vs Oobit

Oobit Card has the higher Overall Score by 5 points (74 vs 69). Rebind Card looks stronger for Funds control and Lowest fees, while Oobit Card comes out ahead for Cashback, Travel, and Transfers.

Latest check Oct 20, 202651 official sources reviewed

Rebind Card

Best fit

  • EU users who want EURe spending through a separate card Safe.
  • Foreign purchases at Visa rates without an added Gnosis FX markup.
  • Paying with Apple Pay or Google Pay without a virtual-card issuance fee.

Before you choose

  • Move EURe to the card wallet before spending; savings are separate.
  • Cashback enrollment and rates are unconfirmed; do not count on rewards.
  • Native issuance is virtual-only; ATM access for new cards is unconfirmed.

Oobit Card

Best fit

  • Paying from a connected external wallet without preloading an Oobit balance.
  • Using Apple Pay or Google Pay for supported wallet-funded Visa purchases.
  • Combining wallet card payments with crypto-to-bank account payouts.

Before you choose

  • Payments cost 1%, with a $0.25 minimum outside Brazil; FX can add up to 1.5%.
  • Published terms allow level 1; asset, spend-cap and account-notice rules apply.
  • Points can be spent through Tap to Pay but cannot be transferred or withdrawn.

Fees & features

Compare the details

Best markers compare published, comparable values. Unknown values never win a row.

Best known Not disclosed
Cards
Rebind CardOverall69
Oobit CardOverall74
01

Scores

Overall Score
Rebind Card
69
Oobit Card
74
Cashback score
Rebind Card
32
Oobit Card
70
Travel score
Rebind Card
53
Oobit Card
55
Funds control score
Rebind Card
88
Oobit Card
78
Lowest fees score
Rebind Card
67
Oobit Card
59
Transfers score
Rebind Card
41
Oobit Card
65
02

Costs

Plan cost
Rebind Card
Not disclosed
Oobit Card
$0
FX fee
Rebind Card
No added Gnosis FX fee; Visa rate applies
Oobit Card
Up to 1.5% foreign-currency fee under Spend Card Terms, plus Visa's conversion rate; Brazil follows local IOF/FX terms. Do not count the foreign-transaction wording twice
Top-up fee
Rebind Card
0%
Oobit Card
Connected-wallet spending needs no prefunding; account-balance top-up pricing varies by route
Card spending fee
Rebind Card
0%
Oobit Card
$0.25 + 1%
ATM fee
Rebind Card
Not disclosed
Oobit Card
2.5% Oobit fee plus any contactless ATM operator surcharge
Virtual card
Rebind Card
Free
Oobit Card
Free
Physical card
Rebind Card
Not offered through native Rebind issuance yet
Oobit Card
Not disclosed
03

Plans

Available plans
Rebind Card
Not disclosed
Oobit Card
Not disclosed
Top cashback plan
Rebind Card
Not disclosed
Oobit Card
Not disclosed
04

Everyday use

Network
Rebind Card
Visa
Oobit Card
Visa
Card formats
Rebind Card
Virtual
Oobit Card
Virtual
ATM withdrawals
Rebind Card
Not disclosed
Oobit Card
Available
Mobile wallets
Rebind Card
Apple Pay, Google Pay
Oobit Card
Apple Pay, Google Pay
Apps
Rebind Card
iOS, Android
Oobit Card
iOS, Android
Daily spending limit
Rebind Card
8,000 EURe over rolling 24 hours; 5,000 EURe per purchase
Oobit Card
$10,000 daily card-spend limit; account-specific controls may be lower
Monthly spending limit
Rebind Card
Monthly spending limit unclear
Oobit Card
No universal monthly card-spend limit published
ATM limit
Rebind Card
250 EURe per withdrawal and 500 EURe daily under the Gnosis programme; virtual access unclear
Oobit Card
$250 maximum per contactless ATM withdrawal; up to three attempts per rolling 24 hours
05

Funding & transfers

Networks
Rebind Card
Gnosis
Oobit Card
Ethereum, BNB Smart Chain, Solana, Polygon, Optimism, Arbitrum
Crypto deposits
Rebind Card
Stablecoins: EURe
Oobit Card
Not disclosed
Fiat deposits
Rebind Card
Not disclosed
Oobit Card
Not disclosed
Transfers
Rebind Card
Not disclosed
Oobit Card
Oobit Pay Friends; Crypto-to-bank payout
Payout currencies
Rebind Card
Not disclosed
Oobit Card
USD, EUR, GBP, INR, TRY, NGN, IDR, PHP +4
06

Rewards

Base cashback
Rebind Card
Not disclosed
Oobit Card
5%
Max cashback
Rebind Card
Not disclosed
Oobit Card
10%
Reward currency
Rebind Card
Not disclosed
Oobit Card
Stablecoin rewards or OOB token
07

Earn

Advertised APY
Rebind Card
Up to 8% APY
Oobit Card
Not offered
How it works
Rebind Card
Optional earn vault
Oobit Card
Not offered
Separate deposit
Rebind Card
Yes
Oobit Card
Not offered
Use balance for spending
Rebind Card
No
Oobit Card
Not offered
Lock-up
Rebind Card
No
Oobit Card
Not offered
08

Trust & availability

Custody
Rebind Card
Non-custodial
Oobit Card
Hybrid custody
Control until payment
Rebind Card
You keep control
Oobit Card
You keep control
Card issuer
Rebind Card
UAB Monavate
Oobit Card
ThirdNational
Card processing
Rebind Card
Gnosis Pay
Oobit Card
Not disclosed
Deposits & withdrawals
Rebind Card
Monerium
Oobit Card
Not disclosed
09

Sources

Official sources
Rebind Card
35
Oobit Card
16
Last reviewed
Rebind Card
Sep 5, 2026
Oobit Card
Oct 20, 2026

Choosing between these cards

When to choose Rebind or Oobit

Matching the card to your plans

Rebind: EU users who want EURe spending through a separate card Safe. Oobit: Paying from a connected external wallet without preloading an Oobit balance.

Conditions that change the choice

Rebind: Move EURe to the card wallet before spending; savings are separate. Oobit: Payments cost 1%, with a $0.25 minimum outside Brazil; FX can add up to 1.5%.

Common questions

Rebind vs Oobit FAQ

Is Rebind or Oobit better overall?

Oobit Card has the higher Overall Score (74 vs 69). That does not make it better for everyone: your preferred fees, rewards, way of holding funds and country availability can change the practical choice.

Which has lower fees, Rebind or Oobit?

Rebind Card has the lower published FX fee (No added Gnosis FX fee; Visa rate applies vs Up to 1.5% foreign-currency fee under Spend Card Terms, plus Visa's conversion rate; Brazil follows local IOF/FX terms. Do not count the foreign-transaction wording twice). Compare plan, FX, card-spend, top-up and ATM charges separately because one fee does not represent the full cost.

Which has better cashback, Rebind or Oobit?

The providers have not published enough matching base cashback information to name a winner. Check the maximum rates, reward assets, caps and conditions below. Maximum rates may depend on tiers, caps, categories or other conditions, so the entry rate and reward asset matter too.

How do Rebind and Oobit differ on custody?

Rebind Card uses a non-custodial account setup, while Oobit Card uses a hybrid custody setup. Neither approach is always better, so choose the level of control you are comfortable with.

How current is this Rebind vs Oobit comparison?

The latest information check for these two cards was October 20, 2026, using 51 official sources in total. Each full card review lists its own check date, sources and anything the provider has not clearly disclosed.

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