OobitOobit
72
Side-by-side card comparison
Oobit vs 1inch: overall score versus use-case fit
1inch Card has the higher Overall Score by 7 points (79 vs 72). Oobit Card looks stronger for Cashback, while 1inch Card comes out ahead for Travel, Funds control, Lowest fees, and Transfers.
Information checked Aug 31, 202629 official sources reviewed
01 · Overall score versus use-case fit
1inch Card is the better all-round starting point
1inch Card has the higher Overall Score in this comparison. Oobit Card may be the better fit for Cashback. A score cannot tell you whether a provider will accept your application or whether every feature will be available where you live, so check the latest provider terms before signing up.
OverallOobit721inch79Higher score
CashbackOobit681inch63Higher score
TravelOobit451inch82Higher score
Funds controlOobit771inch80Higher score
Lowest feesOobit511inch74Higher score
TransfersOobit641inch93Higher score
Choose Oobit Card if cashback matters most
Oobit Card comes out ahead for Cashback in this comparison. It is worth a closer look if those are the parts of a card you expect to use most.
- Connected-wallet spending
- Phone wallets and contactless ATM
- Stablecoin cashback and points
Choose 1inch Card if travel and funds control matter most
1inch Card comes out ahead for Travel, Funds control, Lowest fees, and Transfers in this comparison. It is worth a closer look if those are the parts of a card you expect to use most.
- Physical, virtual and ATM access
- Both major phone wallets
- Cashback in four crypto assets
Where each card has the edge
The overall leader does not win every use case, so the reason you want the card matters here.
- Overall Score
- Oobit721inch79
1inch Card has the higher Overall Score by 7 points.
- Entry cost & FX
- Oobit$0 plan · 3% FX1inch$0 plan · 0% provider FX markup; Mastercard rate applies FX
1inch Card has the lower published FX fee (0% provider FX markup; Mastercard rate applies vs 3%).
- Purchase rewards
- Oobit5% base · up to 10%1inch1% base · up to 2%
Oobit Card has the higher published base cashback rate (5% vs 1%).
- Funds control
- OobitHybrid custody1inchHybrid custody
Oobit Card and 1inch Card use the same hybrid custody setup.
- Everyday access
- OobitVirtual · Apple Pay, Google Pay1inchVirtual + Physical · Apple Pay, Google Pay
1inch Card lists more card formats and phone-wallet options (4 vs 3).
- Money movement
- Oobit4 stablecoins · Oobit Pay Friends; Crypto-to-bank payout1inch1 stablecoin · Stablecoin transfers; EUR or GBP bank withdrawal
Oobit Card lists more stablecoins and ways to send money out (6 vs 3).
02 · Read the shortlist
A closer look at the split decision
Start with the strengths that drive each use-case result, then test them against costs and access.
- Cashback
- 5%-10%
- Plan cost
- $0
- FX fee
- 3%
- ATM fee
- 2.5% Oobit fee plus any contactless ATM operator surcharge
- Card formats
- Virtual
- Wallet payments
- Apple Pay, Google Pay
- Receive methods
- 0 crypto · 0 fiat
- Payout methods
- 0 crypto · 12 fiat
- Cashback
- 1%-2%
- Plan cost
- $0
- FX fee
- 0% provider FX markup; Mastercard rate applies
- ATM fee
- €2.50 UK; €3 + 1.5% outside UK
- Card formats
- Virtual, Physical
- Wallet payments
- Apple Pay, Google Pay
- Receive methods
- 1 crypto · 1 fiat
- Payout methods
- 9 crypto · 2 fiat
03 · Compare the details
See how the trade-offs line up
Comparable figures receive a marker; missing or unverified details stay visible instead of becoming an assumed advantage.
Best known Not disclosed
CardsOobit CardOverall721inch CardOverall79
Oobit CardOverall721inch CardOverall79Scores
6 fields- Overall Score
- Oobit Card721inch Card79
- Cashback score
- Oobit Card681inch Card63
- Travel score
- Oobit Card451inch Card82
- Funds control score
- Oobit Card771inch Card80
- Lowest fees score
- Oobit Card511inch Card74
- Transfers score
- Oobit Card641inch Card93
Strengths & trade-offs
2 fields- Strengths
- Oobit CardConnected-wallet spending, Phone wallets and contactless ATM1inch CardPhysical, virtual and ATM access, Both major phone wallets
- Trade-offs
- Oobit CardEvery payment carries a provider fee, Physical card is unclear1inch CardPurchase fee stack is unclear, Card funds leave self-custody
Costs
7 fields- Plan cost
- Oobit Card$01inch Card$0
- FX fee
- Oobit Card3%1inch Card0% provider FX markup; Mastercard rate applies
- Top-up fee
- Oobit CardConnected-wallet spending needs no prefunding; account-balance top-up pricing varies by route1inch CardEUR/GBP provider-account bank deposit: 0%
- Card spending fee
- Oobit Card$0.25 + 1%1inch Card2%
- ATM fee
- Oobit Card2.5% Oobit fee plus any contactless ATM operator surcharge1inch Card€2.50 UK; €3 + 1.5% outside UK
- Virtual card
- Oobit CardFree1inch CardNot disclosed
- Physical card
- Oobit CardNot disclosed1inch CardNot disclosed
Plans
2 fields- Available plans
- Oobit CardNot disclosed1inch CardNot disclosed
- Top cashback plan
- Oobit CardNot disclosed1inch CardNot disclosed
Everyday use
8 fields- Network
- Oobit CardVisa1inch CardMastercard
- Card formats
- Oobit CardVirtual1inch CardVirtual, Physical
- ATM withdrawals
- Oobit CardAvailable1inch CardAvailable
- Mobile wallets
- Oobit CardApple Pay, Google Pay1inch CardApple Pay, Google Pay
- Apps
- Oobit CardiOS, Android1inch CardiOS, Android
- Daily spending limit
- Oobit Card$10,000 daily card-spend limit; account-specific controls may be lower1inch CardAccount-specific in Profile
- Monthly spending limit
- Oobit CardNo universal monthly card-spend limit published1inch CardAccount-specific in Profile
- ATM limit
- Oobit Card$250 maximum per contactless ATM withdrawal; up to three attempts per rolling 24 hours1inch CardAccount-specific in Profile
Funding & transfers
5 fields- Networks
- Oobit CardEthereum, BNB Smart Chain, Solana, Polygon, Optimism, Arbitrum1inch CardBitcoin, Litecoin, XRP Ledger, Ethereum, Solana
- Crypto deposits
- Oobit CardNot disclosed1inch CardOther crypto: BTC, LTC, XRP or supported Ethereum/Solana assets
- Fiat deposits
- Oobit CardNot disclosed1inch CardEUR or GBP bank deposit
- Transfers
- Oobit CardOobit Pay Friends; Crypto-to-bank payout1inch CardStablecoin transfers; EUR or GBP bank withdrawal
- Payout currencies
- Oobit CardUSD, EUR, GBP, INR, TRY, NGN, IDR, PHP +41inch CardEUR, GBP
Rewards
3 fields- Base cashback
- Oobit Card5%1inch Card1%
- Max cashback
- Oobit Card10%1inch Card2%
- Reward currency
- Oobit CardStablecoin rewards or OOB token1inch Card1INCH, USDT, BTC or BXX
Earn
5 fields- Advertised APY
- Oobit CardNot offered1inch CardNot offered
- How it works
- Oobit CardNot offered1inch CardNot offered
- Separate deposit
- Oobit CardNot offered1inch CardNot offered
- Use balance for spending
- Oobit CardNot offered1inch CardNot offered
- Lock-up
- Oobit CardNot offered1inch CardNot offered
Trust & availability
5 fields- Custody
- Oobit CardHybrid custody1inch CardHybrid custody
- Control until payment
- Oobit CardYou keep control1inch CardProvider controls funds
- Card issuer
- Oobit CardThirdNational1inch CardMonavate Ltd, UAB Monavate
- Card processing
- Oobit CardNot disclosed1inch CardCrypto Life
- Custody / key management
- Oobit CardNot disclosed1inch CardBaanx
Sources
2 fields- Official sources
- Oobit Card161inch Card13
- Last reviewed
- Oobit CardAug 12, 20261inch CardAug 31, 2026
04 · The trade-off
1inch Card is the stronger all-round choice
1inch Card finishes ahead with an Overall Score of 79 versus 72 for Oobit Card. 1inch Card has the lower published FX fee (0% provider FX markup; Mastercard rate applies vs 3%). Oobit Card has the higher published base cashback rate (5% vs 1%).
Oobit Card still comes out ahead for Cashback, which may matter more than the overall result if that is how you plan to use the card. Oobit Card and 1inch Card use the same hybrid custody setup.
Oobit Card lists more stablecoins and ways to send money out (6 vs 3). Before applying, confirm availability in your country and recheck the provider's current fees and reward conditions.
If one card now looks like the better fit, you can check the latest application terms on the provider site or read our full Oobit Card and 1inch Card reviews first.
Continue with
Oobit Card
Continue with
1inch Card
05 · Common questions
Oobit vs 1inch FAQ
Is Oobit or 1inch better overall?
1inch Card has the higher Overall Score (79 vs 72). That does not make it better for everyone: your preferred fees, rewards, way of holding funds and country availability can change the practical choice.
Which has lower fees, Oobit or 1inch?
1inch Card has the lower published FX fee (0% provider FX markup; Mastercard rate applies vs 3%). Compare plan, FX, card-spend, top-up and ATM charges separately because one fee does not represent the full cost.
Which has better cashback, Oobit or 1inch?
Oobit Card has the higher published base cashback rate (5% vs 1%). Maximum rates may depend on tiers, caps, categories or other conditions, so the entry rate and reward asset matter too.
How do Oobit and 1inch differ on custody?
Oobit Card and 1inch Card use the same hybrid custody setup.
How current is this Oobit vs 1inch comparison?
The latest information check for these two cards was August 31, 2026, using 29 official sources in total. Each full card review lists its own check date, sources and anything the provider has not clearly disclosed.