Side-by-side card comparison

Rebind vs Solayer Pay

Rebind Card has the higher Overall Score by 14 points (69 vs 55). Rebind Card also looks stronger for Cashback, Funds control, Lowest fees, and Transfers. The details below show where Solayer Pay Card may still be the better personal fit.

Latest check Sep 5, 202660 official sources reviewed

Rebind Card

Best fit

  • EU users who want EURe spending through a separate card Safe.
  • Foreign purchases at Visa rates without an added Gnosis FX markup.
  • Paying with Apple Pay or Google Pay without a virtual-card issuance fee.

Before you choose

  • Move EURe to the card wallet before spending; savings are separate.
  • Cashback enrollment and rates are unconfirmed; do not count on rewards.
  • Native issuance is virtual-only; ATM access for new cards is unconfirmed.

Solayer Pay Card

Best fit

  • Solana users funding virtual and physical Visa purchases with USDC.
  • Spending eligible sUSD balances while they earn a variable yield.
  • Getting virtual and physical card issuance within one annual base plan.

Before you choose

  • The base plan costs $20/year; top-ups can add up to 1% and delivery is extra.
  • Emerald Points have no fixed cash conversion or guaranteed future token value.
  • U.S. and non-U.S. cards have separate foreign and cross-border fee terms.

Fees & features

Compare the details

Best markers compare published, comparable values. Unknown values never win a row.

Best known Not disclosed
Cards
Rebind CardOverall69
01

Scores

Overall Score
Rebind Card
69
Solayer Pay Card
55
Cashback score
Rebind Card
32
Solayer Pay Card
21
Travel score
Rebind Card
53
Solayer Pay Card
53
Funds control score
Rebind Card
88
Solayer Pay Card
47
Lowest fees score
Rebind Card
67
Solayer Pay Card
43
Transfers score
Rebind Card
41
Solayer Pay Card
29
02

Costs

Plan cost
Rebind Card
Not disclosed
Solayer Pay Card
$20/year
FX fee
Rebind Card
No added Gnosis FX fee; Visa rate applies
Solayer Pay Card
Up to 3% stated + $0.10; components may stack
Top-up fee
Rebind Card
0%
Solayer Pay Card
1%
Card spending fee
Rebind Card
0%
Solayer Pay Card
$0.15
ATM fee
Rebind Card
Not disclosed
Solayer Pay Card
Not disclosed
Virtual card
Rebind Card
Free
Solayer Pay Card
$0 virtual card; included with the $20/year Solayer Pay base plan
Physical card
Rebind Card
Not offered through native Rebind issuance yet
Solayer Pay Card
Free card; US Express shipping $24.99 or International Express shipping $59.99
03

Plans

Available plans
Rebind Card
Not disclosed
Solayer Pay Card
1 plans: Solayer Pay
Top cashback plan
Rebind Card
Not disclosed
Solayer Pay Card
Not disclosed
04

Everyday use

Network
Rebind Card
Visa
Solayer Pay Card
Visa
Card formats
Rebind Card
Virtual
Solayer Pay Card
Virtual, Physical
ATM withdrawals
Rebind Card
Not disclosed
Solayer Pay Card
Available
Mobile wallets
Rebind Card
Apple Pay, Google Pay
Solayer Pay Card
Apple Pay, Google Pay
Apps
Rebind Card
iOS, Android
Solayer Pay Card
iOS, Android
Daily spending limit
Rebind Card
8,000 EURe over rolling 24 hours; 5,000 EURe per purchase
Solayer Pay Card
Shown in app
Monthly spending limit
Rebind Card
Monthly spending limit unclear
Solayer Pay Card
Shown in app
ATM limit
Rebind Card
250 EURe per withdrawal and 500 EURe daily under the Gnosis programme; virtual access unclear
Solayer Pay Card
Limits shown in app
05

Funding & transfers

Networks
Rebind Card
Gnosis
Solayer Pay Card
Solana
Crypto deposits
Rebind Card
Stablecoins: EURe
Solayer Pay Card
Stablecoins: USDC
Fiat deposits
Rebind Card
Not disclosed
Solayer Pay Card
Not disclosed
Transfers
Rebind Card
Not disclosed
Solayer Pay Card
Not disclosed
Payout currencies
Rebind Card
Not disclosed
Solayer Pay Card
Not disclosed
06

Rewards

Base cashback
Rebind Card
Not disclosed
Solayer Pay Card
0%
Max cashback
Rebind Card
Not disclosed
Solayer Pay Card
Not disclosed
Reward currency
Rebind Card
Not disclosed
Solayer Pay Card
Emerald Points
07

Earn

Advertised APY
Rebind Card
Up to 8% APY
Solayer Pay Card
Up to 3.5% APY
How it works
Rebind Card
Optional earn vault
Solayer Pay Card
Earn on spending balance
Separate deposit
Rebind Card
Yes
Solayer Pay Card
No
Use balance for spending
Rebind Card
No
Solayer Pay Card
Yes
Lock-up
Rebind Card
No
Solayer Pay Card
No
08

Trust & availability

Custody
Rebind Card
Non-custodial
Solayer Pay Card
Custodial
Control until payment
Rebind Card
You keep control
Solayer Pay Card
Provider controls funds
Card issuer
Rebind Card
UAB Monavate
Solayer Pay Card
Third National
Card processing
Rebind Card
Gnosis Pay
Solayer Pay Card
Not disclosed
Deposits & withdrawals
Rebind Card
Monerium
Solayer Pay Card
Not disclosed
Identity verification
Rebind Card
Not disclosed
Solayer Pay Card
Sumsub
Programme operator
Rebind Card
Not disclosed
Solayer Pay Card
Solayer Labs, Inc.
09

Sources

Official sources
Rebind Card
35
Solayer Pay Card
25
Last reviewed
Rebind Card
Sep 5, 2026
Solayer Pay Card
Aug 12, 2026

Choosing between these cards

When to choose Rebind or Solayer Pay

Keeping control of your funds

Rebind suits spending while retaining control of your funds until payment. With Solayer Pay, control passes to the provider before the purchase.

Paying with a physical card

Solayer Pay offers a physical card, while Rebind does not. For purchases that require the card itself rather than a phone wallet, consider Solayer Pay and check its order and delivery terms.

Using the crypto you already hold

Rebind's reviewed deposit assets include EURe; Solayer Pay's include USDC. If you already hold one of these assets, compare its deposit network and conversion route before moving funds.

Common questions

Rebind vs Solayer Pay FAQ

Is Rebind or Solayer Pay better overall?

Rebind Card has the higher Overall Score (69 vs 55). That does not make it better for everyone: your preferred fees, rewards, way of holding funds and country availability can change the practical choice.

Which has lower fees, Rebind or Solayer Pay?

The starting plan and FX figures are tied, or the providers have not published enough matching information to name a lower-cost option. Compare plan, FX, card-spend, top-up and ATM charges separately because one fee does not represent the full cost.

Which has better cashback, Rebind or Solayer Pay?

The providers have not published enough matching base cashback information to name a winner. Check the maximum rates, reward assets, caps and conditions below. Maximum rates may depend on tiers, caps, categories or other conditions, so the entry rate and reward asset matter too.

How do Rebind and Solayer Pay differ on custody?

Rebind Card uses a non-custodial account setup, while Solayer Pay Card uses a custodial balance setup. Neither approach is always better, so choose the level of control you are comfortable with.

How current is this Rebind vs Solayer Pay comparison?

The latest information check for these two cards was September 5, 2026, using 60 official sources in total. Each full card review lists its own check date, sources and anything the provider has not clearly disclosed.

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