Side-by-side card comparison

Rebind vs Solayer Pay: where the score gap comes from

Rebind Card has the higher Overall Score by 14 points (69 vs 55). The available use-case scores do not point to a clear winner, so compare the fees, control of funds, card access and availability that matter to you.

Information checked Sep 5, 202660 official sources reviewed

01 · Where the gap opens

Rebind Card is the better all-round starting point

Rebind Card has the higher Overall Score in this comparison. Solayer Pay Card may still suit you better if its card format, way of holding funds or availability is the deciding factor. A score cannot tell you whether a provider will accept your application or whether every feature will be available where you live, so check the latest provider terms before signing up.

OverallRebind69Solayer Pay55Higher score
CashbackRebind32Solayer Pay21Compare the details below
TravelRebind53Solayer Pay53Compare the details below
Funds controlRebind88Solayer Pay47Compare the details below
Lowest feesRebind67Solayer Pay43Compare the details below
TransfersRebind41Solayer Pay29Compare the details below

Choose Rebind Card if its day-to-day setup suits you

Rebind Card does not lead one of the use-case scores here, but it can still be the right choice when its costs, rewards and day-to-day setup match how you plan to use it. Read the side-by-side details before deciding.

  • No added FX markup
  • Free virtual Visa
  • A separate self-custodial balance

Choose Solayer Pay Card if its day-to-day setup suits you

Solayer Pay Card does not lead one of the use-case scores here, but it can still be the right choice when its costs, rewards and day-to-day setup match how you plan to use it. Read the side-by-side details before deciding.

  • Virtual and physical Visa cards
  • Spend USDC from Solana
  • sUSD can earn while spendable

What separates the two cards

The higher score is only the start. The rows below show which product differences create it.

Overall Score
Rebind69
Solayer Pay55

Rebind Card has the higher Overall Score by 14 points.

Entry cost & FX
RebindNot verified plan · No added Gnosis FX fee; Visa rate applies FX
Solayer Pay$20/year plan · Up to 3% stated + $0.10; components may stack FX

The starting plan and FX figures are tied, or the providers have not published enough matching information to name a lower-cost option.

Purchase rewards
RebindNot disclosed
Solayer Pay0% base

The providers have not published enough matching base cashback information to name a winner. Check the maximum rates, reward assets, caps and conditions below.

Funds control
RebindNon-custodial account
Solayer PayCustodial balance

Rebind Card uses a non-custodial account setup, while Solayer Pay Card uses a custodial balance setup. Neither approach is always better, so choose the level of control you are comfortable with.

Everyday access
RebindVirtual · Apple Pay, Google Pay
Solayer PayVirtual + Physical · Apple Pay, Google Pay

Solayer Pay Card lists more card formats and phone-wallet options (4 vs 3).

Money movement
Rebind1 stablecoin · Not modeled
Solayer Pay1 stablecoin · Not modeled

Both cards list the same number of stablecoins and ways to send money out.

02 · Read the shortlist

Why one card starts ahead

These quick facts cover the costs, rewards and everyday features behind the early lead.

2 cards compared
Cashback
Not disclosed
Plan cost
Not disclosed
FX fee
No added Gnosis FX fee; Visa rate applies
ATM fee
Not disclosed
Card formats
Virtual
Wallet payments
Apple Pay, Google Pay
Receive methods
1 crypto · 0 fiat
Payout methods
0 crypto · 0 fiat
Cashback
0% base
Plan cost
$20/year
FX fee
Up to 3% stated + $0.10; components may stack
ATM fee
Not disclosed
Card formats
Virtual, Physical
Wallet payments
Apple Pay, Google Pay
Receive methods
1 crypto · 0 fiat
Payout methods
0 crypto · 0 fiat

03 · Compare the details

Test the lead, row by row

A better number is marked only when both providers publish values that can be compared fairly.

Best known Not disclosed
Cards
Rebind CardOverall69
Solayer Pay CardOverall55
01

Scores

6 fields
Overall Score
Rebind Card
69
Solayer Pay Card
55
Cashback score
Rebind Card
32
Solayer Pay Card
21
Travel score
Rebind Card
53
Solayer Pay Card
53
Funds control score
Rebind Card
88
Solayer Pay Card
47
Lowest fees score
Rebind Card
67
Solayer Pay Card
43
Transfers score
Rebind Card
41
Solayer Pay Card
29
02

Strengths & trade-offs

2 fields
Strengths
Rebind Card
No added FX markup, Free virtual Visa
Solayer Pay Card
Virtual and physical Visa cards, Spend USDC from Solana
Trade-offs
Rebind Card
Cashback eligibility needs confirmation, EU access restrictions
Solayer Pay Card
Purchases earn Emerald Points, FX costs vary by region
03

Costs

7 fields
Plan cost
Rebind Card
Not disclosed
Solayer Pay Card
$20/year
FX fee
Rebind Card
No added Gnosis FX fee; Visa rate applies
Solayer Pay Card
Up to 3% stated + $0.10; components may stack
Top-up fee
Rebind Card
0%
Solayer Pay Card
1%
Card spending fee
Rebind Card
0%
Solayer Pay Card
$0.15
ATM fee
Rebind Card
Not disclosed
Solayer Pay Card
Not disclosed
Virtual card
Rebind Card
Free
Solayer Pay Card
$0 virtual card; included with the $20/year Solayer Pay base plan
Physical card
Rebind Card
Not offered through native Rebind issuance yet
Solayer Pay Card
Free card; US Express shipping $24.99 or International Express shipping $59.99
04

Plans

2 fields
Available plans
Rebind Card
Not disclosed
Solayer Pay Card
1 plans: Solayer Pay
Top cashback plan
Rebind Card
Not disclosed
Solayer Pay Card
Not disclosed
05

Everyday use

8 fields
Network
Rebind Card
Visa
Solayer Pay Card
Visa
Card formats
Rebind Card
Virtual
Solayer Pay Card
Virtual, Physical
ATM withdrawals
Rebind Card
Not disclosed
Solayer Pay Card
Available
Mobile wallets
Rebind Card
Apple Pay, Google Pay
Solayer Pay Card
Apple Pay, Google Pay
Apps
Rebind Card
iOS, Android
Solayer Pay Card
iOS, Android
Daily spending limit
Rebind Card
8,000 EURe over rolling 24 hours; 5,000 EURe per purchase
Solayer Pay Card
Shown in app
Monthly spending limit
Rebind Card
Monthly spending limit unclear
Solayer Pay Card
Shown in app
ATM limit
Rebind Card
250 EURe per withdrawal and 500 EURe daily under the Gnosis programme; virtual access unclear
Solayer Pay Card
Limits shown in app
06

Funding & transfers

5 fields
Networks
Rebind Card
Gnosis
Solayer Pay Card
Solana
Crypto deposits
Rebind Card
Stablecoins: EURe
Solayer Pay Card
Stablecoins: USDC
Fiat deposits
Rebind Card
Not disclosed
Solayer Pay Card
Not disclosed
Transfers
Rebind Card
Not disclosed
Solayer Pay Card
Not disclosed
Payout currencies
Rebind Card
Not disclosed
Solayer Pay Card
Not disclosed
07

Rewards

3 fields
Base cashback
Rebind Card
Not disclosed
Solayer Pay Card
0%
Max cashback
Rebind Card
Not disclosed
Solayer Pay Card
Not disclosed
Reward currency
Rebind Card
Not disclosed
Solayer Pay Card
Emerald Points
08

Earn

5 fields
Advertised APY
Rebind Card
Up to 8% APY
Solayer Pay Card
Up to 3.5% APY
How it works
Rebind Card
Optional earn vault
Solayer Pay Card
Earn on spending balance
Separate deposit
Rebind Card
Yes
Solayer Pay Card
No
Use balance for spending
Rebind Card
No
Solayer Pay Card
Yes
Lock-up
Rebind Card
No
Solayer Pay Card
No
09

Trust & availability

7 fields
Custody
Rebind Card
Non-custodial
Solayer Pay Card
Custodial
Control until payment
Rebind Card
You keep control
Solayer Pay Card
Provider controls funds
Card issuer
Rebind Card
UAB Monavate
Solayer Pay Card
Third National
Card processing
Rebind Card
Gnosis Pay
Solayer Pay Card
Not disclosed
Deposits & withdrawals
Rebind Card
Monerium
Solayer Pay Card
Not disclosed
Identity verification
Rebind Card
Not disclosed
Solayer Pay Card
Sumsub
Programme operator
Rebind Card
Not disclosed
Solayer Pay Card
Solayer Labs, Inc.
10

Sources

2 fields
Official sources
Rebind Card
35
Solayer Pay Card
25
Last reviewed
Rebind Card
Sep 5, 2026
Solayer Pay Card
Aug 12, 2026

04 · The verdict

Rebind Card is the stronger all-round choice

Rebind Card finishes ahead with an Overall Score of 69 versus 55 for Solayer Pay Card. The starting plan and FX figures are tied, or the providers have not published enough matching information to name a lower-cost option. The providers have not published enough matching base cashback information to name a winner. Check the maximum rates, reward assets, caps and conditions below.

Solayer Pay Card can still be the more comfortable choice if its availability, card setup or way of holding funds suits you better. Rebind Card uses a non-custodial account setup, while Solayer Pay Card uses a custodial balance setup. Neither approach is always better, so choose the level of control you are comfortable with.

Both cards list the same number of stablecoins and ways to send money out. Before applying, confirm availability in your country and recheck the provider's current fees and reward conditions.

If one card now looks like the better fit, you can check the latest application terms on the provider site or read our full Rebind Card and Solayer Pay Card reviews first.

05 · Common questions

Rebind vs Solayer Pay FAQ

Is Rebind or Solayer Pay better overall?

Rebind Card has the higher Overall Score (69 vs 55). That does not make it better for everyone: your preferred fees, rewards, way of holding funds and country availability can change the practical choice.

Which has lower fees, Rebind or Solayer Pay?

The starting plan and FX figures are tied, or the providers have not published enough matching information to name a lower-cost option. Compare plan, FX, card-spend, top-up and ATM charges separately because one fee does not represent the full cost.

Which has better cashback, Rebind or Solayer Pay?

The providers have not published enough matching base cashback information to name a winner. Check the maximum rates, reward assets, caps and conditions below. Maximum rates may depend on tiers, caps, categories or other conditions, so the entry rate and reward asset matter too.

How do Rebind and Solayer Pay differ on custody?

Rebind Card uses a non-custodial account setup, while Solayer Pay Card uses a custodial balance setup. Neither approach is always better, so choose the level of control you are comfortable with.

How current is this Rebind vs Solayer Pay comparison?

The latest information check for these two cards was September 5, 2026, using 60 official sources in total. Each full card review lists its own check date, sources and anything the provider has not clearly disclosed.

06 · Test the winner

Put the leading card against another close alternative, or choose a new pair yourself.

Open the comparison workspace