Side-by-side card comparison

Rebind vs Tuyo

Tuyo Card has the higher Overall Score by 7 points (76 vs 69). Tuyo Card also looks stronger for Cashback, Travel, Funds control, Lowest fees, and Transfers. The details below show where Rebind Card may still be the better personal fit.

Latest check Oct 20, 202647 official sources reviewed

Rebind Card

Best fit

  • EU users who want EURe spending through a separate card Safe.
  • Foreign purchases at Visa rates without an added Gnosis FX markup.
  • Paying with Apple Pay or Google Pay without a virtual-card issuance fee.

Before you choose

  • Move EURe to the card wallet before spending; savings are separate.
  • Cashback enrollment and rates are unconfirmed; do not count on rewards.
  • Native issuance is virtual-only; ATM access for new cards is unconfirmed.

Tuyo Card

Best fit

  • Spending from a self-custody USD account through a virtual Visa.
  • Moving between bank transfers, crypto and card spending in one account.
  • Using optional interest on eligible USD Cash while keeping it card-spendable.

Before you choose

  • Non-USD purchases outside the U.S. can add 1% FX plus a 1% abroad fee.
  • Buy Now, Pay Maybe discounts are random; TUYO points have no fixed cash value.
  • The migrated card spends USD Cash; withdraw Investments or convert EUR first.

Fees & features

Compare the details

Best markers compare published, comparable values. Unknown values never win a row.

Best known Not disclosed
Cards
Rebind CardOverall69
Tuyo CardOverall76
01

Scores

Overall Score
Rebind Card
69
Tuyo Card
76
Cashback score
Rebind Card
32
Tuyo Card
40
Travel score
Rebind Card
53
Tuyo Card
69
Funds control score
Rebind Card
88
Tuyo Card
100
Lowest fees score
Rebind Card
67
Tuyo Card
70
Transfers score
Rebind Card
41
Tuyo Card
70
02

Costs

Plan cost
Rebind Card
Not disclosed
Tuyo Card
$0
FX fee
Rebind Card
No added Gnosis FX fee; Visa rate applies
Tuyo Card
1–2%
Top-up fee
Rebind Card
0%
Tuyo Card
Not disclosed
Card spending fee
Rebind Card
0%
Tuyo Card
0%
ATM fee
Rebind Card
Not disclosed
Tuyo Card
Operator/bank charges may apply; included within the $250 withdrawal maximum
Virtual card
Rebind Card
Free
Tuyo Card
Free
Physical card
Rebind Card
Not offered through native Rebind issuance yet
Tuyo Card
Coming soon; not currently available
03

Plans

Available plans
Rebind Card
Not disclosed
Tuyo Card
Not disclosed
Top cashback plan
Rebind Card
Not disclosed
Tuyo Card
Not disclosed
04

Everyday use

Network
Rebind Card
Visa
Tuyo Card
Visa
Card formats
Rebind Card
Virtual
Tuyo Card
Virtual
ATM withdrawals
Rebind Card
Not disclosed
Tuyo Card
Available
Mobile wallets
Rebind Card
Apple Pay, Google Pay
Tuyo Card
Apple Pay, Google Pay
Apps
Rebind Card
iOS, Android
Tuyo Card
iOS, Android
Daily spending limit
Rebind Card
8,000 EURe over rolling 24 hours; 5,000 EURe per purchase
Tuyo Card
New cards: up to $50,000/day; can rise to $100,000 after $50,000 cumulative purchases and $200,000 after $100,000
Monthly spending limit
Rebind Card
Monthly spending limit unclear
Tuyo Card
No fixed monthly card-spend limit is publicly disclosed.
ATM limit
Rebind Card
250 EURe per withdrawal and 500 EURe daily under the Gnosis programme; virtual access unclear
Tuyo Card
$250 per withdrawal including operator surcharge; at most 3 attempts in any rolling 24 hours, including declines
05

Funding & transfers

Networks
Rebind Card
Gnosis
Tuyo Card
Ethereum, Base, Arbitrum, BNB Smart Chain, Polygon
Crypto deposits
Rebind Card
Stablecoins: EURe
Tuyo Card
Stablecoins: USDC
Fiat deposits
Rebind Card
Not disclosed
Tuyo Card
Virtual-account receiving
Transfers
Rebind Card
Not disclosed
Tuyo Card
Stablecoin transfers
Payout currencies
Rebind Card
Not disclosed
Tuyo Card
Not disclosed
06

Rewards

Base cashback
Rebind Card
Not disclosed
Tuyo Card
0%
Max cashback
Rebind Card
Not disclosed
Tuyo Card
100%
Reward currency
Rebind Card
Not disclosed
Tuyo Card
USD
07

Earn

Advertised APY
Rebind Card
Up to 8% APY
Tuyo Card
Not disclosed
How it works
Rebind Card
Optional earn vault
Tuyo Card
Earn on spending balance, Optional earn vault
Separate deposit
Rebind Card
Yes
Tuyo Card
Varies
Use balance for spending
Rebind Card
No
Tuyo Card
Varies
Lock-up
Rebind Card
No
Tuyo Card
Not disclosed
08

Trust & availability

Custody
Rebind Card
Non-custodial
Tuyo Card
Self-custody
Control until payment
Rebind Card
You keep control
Tuyo Card
You keep control
Card issuer
Rebind Card
UAB Monavate
Tuyo Card
Third National
Card processing
Rebind Card
Gnosis Pay
Tuyo Card
Signify Holdings, Inc. (Rain)
Deposits & withdrawals
Rebind Card
Monerium
Tuyo Card
Bridge Ventures, Inc. (Bridge)
Bank transfers
Rebind Card
Not disclosed
Tuyo Card
BANEX Microfinance Bank Limited
09

Sources

Official sources
Rebind Card
35
Tuyo Card
12
Last reviewed
Rebind Card
Sep 5, 2026
Tuyo Card
Oct 20, 2026

Choosing between these cards

When to choose Rebind or Tuyo

Spending in foreign currencies

For FX on foreign-currency purchases, Rebind lists No added Gnosis FX fee; Visa rate applies, versus 1–2% at Tuyo. Use the tariff for your country and plan; conversion fees can add to these figures.

Using the crypto you already hold

Rebind's reviewed deposit assets include EURe; Tuyo's include USDC. If you already hold one of these assets, compare its deposit network and conversion route before moving funds.

Common questions

Rebind vs Tuyo FAQ

Is Rebind or Tuyo better overall?

Tuyo Card has the higher Overall Score (76 vs 69). That does not make it better for everyone: your preferred fees, rewards, way of holding funds and country availability can change the practical choice.

Which has lower fees, Rebind or Tuyo?

Rebind Card has the lower published FX fee (No added Gnosis FX fee; Visa rate applies vs 1–2%). Compare plan, FX, card-spend, top-up and ATM charges separately because one fee does not represent the full cost.

Which has better cashback, Rebind or Tuyo?

The providers have not published enough matching base cashback information to name a winner. Check the maximum rates, reward assets, caps and conditions below. Maximum rates may depend on tiers, caps, categories or other conditions, so the entry rate and reward asset matter too.

How do Rebind and Tuyo differ on custody?

Rebind Card uses a non-custodial account setup, while Tuyo Card uses a self-controlled wallet setup. Neither approach is always better, so choose the level of control you are comfortable with.

How current is this Rebind vs Tuyo comparison?

The latest information check for these two cards was October 20, 2026, using 47 official sources in total. Each full card review lists its own check date, sources and anything the provider has not clearly disclosed.

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