Side-by-side card comparison

Rebind vs Tuyo: where the score gap comes from

Tuyo Card has the higher Overall Score by 5 points (74 vs 69). The available use-case scores do not point to a clear winner, so compare the fees, control of funds, card access and availability that matter to you.

Information checked Sep 5, 202647 official sources reviewed

01 · Where the gap opens

Tuyo Card is the better all-round starting point

Tuyo Card has the higher Overall Score in this comparison. Rebind Card may still suit you better if its card format, way of holding funds or availability is the deciding factor. A score cannot tell you whether a provider will accept your application or whether every feature will be available where you live, so check the latest provider terms before signing up.

OverallRebind69Tuyo74Higher score
CashbackRebind32Tuyo39Compare the details below
TravelRebind53Tuyo42Compare the details below
Funds controlRebind88Tuyo100Compare the details below
Lowest feesRebind67Tuyo71Compare the details below
TransfersRebind41Tuyo72Compare the details below

Choose Rebind Card if its day-to-day setup suits you

Rebind Card does not lead one of the use-case scores here, but it can still be the right choice when its costs, rewards and day-to-day setup match how you plan to use it. Read the side-by-side details before deciding.

  • No added FX markup
  • Free virtual Visa
  • A separate self-custodial balance

Choose Tuyo Card if its day-to-day setup suits you

Tuyo Card does not lead one of the use-case scores here, but it can still be the right choice when its costs, rewards and day-to-day setup match how you plan to use it. Read the side-by-side details before deciding.

  • Self-custody wallet control
  • Virtual Visa with both phone wallets
  • Multichain USDC funding and spendable Earn

What separates the two cards

The higher score is only the start. The rows below show which product differences create it.

Overall Score
Rebind69
Tuyo74

Tuyo Card has the higher Overall Score by 5 points.

Entry cost & FX
RebindNot verified plan · No added Gnosis FX fee; Visa rate applies FX
Tuyo$0 plan · 1–3% FX

Rebind Card has the lower published FX fee (No added Gnosis FX fee; Visa rate applies vs 1–3%).

Purchase rewards
RebindNot disclosed
Tuyo0% base · up to 100%

The providers have not published enough matching base cashback information to name a winner. Check the maximum rates, reward assets, caps and conditions below.

Funds control
RebindNon-custodial account
TuyoSelf-controlled wallet

Rebind Card uses a non-custodial account setup, while Tuyo Card uses a self-controlled wallet setup. Neither approach is always better, so choose the level of control you are comfortable with.

Everyday access
RebindVirtual · Apple Pay, Google Pay
TuyoVirtual · Apple Pay, Google Pay

Both cards list the same number of card formats and phone-wallet options.

Money movement
Rebind1 stablecoin · Not modeled
Tuyo1 stablecoin · Stablecoin transfers

Tuyo Card lists more stablecoins and ways to send money out (2 vs 1).

02 · Read the shortlist

Why one card starts ahead

These quick facts cover the costs, rewards and everyday features behind the early lead.

2 cards compared
Cashback
Not disclosed
Plan cost
Not disclosed
FX fee
No added Gnosis FX fee; Visa rate applies
ATM fee
Not disclosed
Card formats
Virtual
Wallet payments
Apple Pay, Google Pay
Receive methods
1 crypto · 0 fiat
Payout methods
0 crypto · 0 fiat
Cashback
0%-100%
Plan cost
$0
FX fee
1–3%
ATM fee
Not available
Card formats
Virtual
Wallet payments
Apple Pay, Google Pay
Receive methods
1 crypto · 1 fiat
Payout methods
1 crypto · 0 fiat

03 · Compare the details

Test the lead, row by row

A better number is marked only when both providers publish values that can be compared fairly.

Best known Not disclosed
Cards
Rebind CardOverall69
Tuyo CardOverall74
01

Scores

6 fields
Overall Score
Rebind Card
69
Tuyo Card
74
Cashback score
Rebind Card
32
Tuyo Card
39
Travel score
Rebind Card
53
Tuyo Card
42
Funds control score
Rebind Card
88
Tuyo Card
100
Lowest fees score
Rebind Card
67
Tuyo Card
71
Transfers score
Rebind Card
41
Tuyo Card
72
02

Strengths & trade-offs

2 fields
Strengths
Rebind Card
No added FX markup, Free virtual Visa
Tuyo Card
Self-custody wallet control, Virtual Visa with both phone wallets
Trade-offs
Rebind Card
Cashback eligibility needs confirmation, EU access restrictions
Tuyo Card
Reward value is unpredictable, Virtual-only with no ATM access
03

Costs

7 fields
Plan cost
Rebind Card
Not disclosed
Tuyo Card
$0
FX fee
Rebind Card
No added Gnosis FX fee; Visa rate applies
Tuyo Card
1–3%
Top-up fee
Rebind Card
0%
Tuyo Card
Not disclosed
Card spending fee
Rebind Card
0%
Tuyo Card
0%
ATM fee
Rebind Card
Not disclosed
Tuyo Card
Not available
Virtual card
Rebind Card
Free
Tuyo Card
Free
Physical card
Rebind Card
Not offered through native Rebind issuance yet
Tuyo Card
Coming soon; not currently available
04

Plans

2 fields
Available plans
Rebind Card
Not disclosed
Tuyo Card
Not disclosed
Top cashback plan
Rebind Card
Not disclosed
Tuyo Card
Not disclosed
05

Everyday use

8 fields
Network
Rebind Card
Visa
Tuyo Card
Visa
Card formats
Rebind Card
Virtual
Tuyo Card
Virtual
ATM withdrawals
Rebind Card
Not disclosed
Tuyo Card
Not available
Mobile wallets
Rebind Card
Apple Pay, Google Pay
Tuyo Card
Apple Pay, Google Pay
Apps
Rebind Card
iOS, Android
Tuyo Card
iOS, Android
Daily spending limit
Rebind Card
8,000 EURe over rolling 24 hours; 5,000 EURe per purchase
Tuyo Card
Up to $10,000 per day; limits can change with usage and account history.
Monthly spending limit
Rebind Card
Monthly spending limit unclear
Tuyo Card
No fixed monthly card-spend limit is publicly disclosed.
ATM limit
Rebind Card
250 EURe per withdrawal and 500 EURe daily under the Gnosis programme; virtual access unclear
Tuyo Card
ATM withdrawals are not currently supported.
06

Funding & transfers

5 fields
Networks
Rebind Card
Gnosis
Tuyo Card
Ethereum, Base, Arbitrum, Optimism, Polygon
Crypto deposits
Rebind Card
Stablecoins: EURe
Tuyo Card
Stablecoins: USDC
Fiat deposits
Rebind Card
Not disclosed
Tuyo Card
Virtual-account receiving
Transfers
Rebind Card
Not disclosed
Tuyo Card
Stablecoin transfers
Payout currencies
Rebind Card
Not disclosed
Tuyo Card
Not disclosed
07

Rewards

3 fields
Base cashback
Rebind Card
Not disclosed
Tuyo Card
0%
Max cashback
Rebind Card
Not disclosed
Tuyo Card
100%
Reward currency
Rebind Card
Not disclosed
Tuyo Card
USD
08

Earn

5 fields
Advertised APY
Rebind Card
Up to 8% APY
Tuyo Card
Up to 11% APY
How it works
Rebind Card
Optional earn vault
Tuyo Card
Earn on spending balance, Optional earn vault
Separate deposit
Rebind Card
Yes
Tuyo Card
Yes
Use balance for spending
Rebind Card
No
Tuyo Card
Yes
Lock-up
Rebind Card
No
Tuyo Card
Not disclosed
09

Trust & availability

6 fields
Custody
Rebind Card
Non-custodial
Tuyo Card
Self-custody
Control until payment
Rebind Card
You keep control
Tuyo Card
You keep control
Card issuer
Rebind Card
UAB Monavate
Tuyo Card
Third National
Card processing
Rebind Card
Gnosis Pay
Tuyo Card
Signify Holdings, Inc. (Rain)
Deposits & withdrawals
Rebind Card
Monerium
Tuyo Card
Bridge Ventures, Inc. (Bridge)
Bank transfers
Rebind Card
Not disclosed
Tuyo Card
BANEX Microfinance Bank Limited
10

Sources

2 fields
Official sources
Rebind Card
35
Tuyo Card
12
Last reviewed
Rebind Card
Sep 5, 2026
Tuyo Card
Aug 5, 2026

04 · The verdict

Tuyo Card is the stronger all-round choice

Tuyo Card finishes ahead with an Overall Score of 74 versus 69 for Rebind Card. Rebind Card has the lower published FX fee (No added Gnosis FX fee; Visa rate applies vs 1–3%). The providers have not published enough matching base cashback information to name a winner. Check the maximum rates, reward assets, caps and conditions below.

Rebind Card can still be the more comfortable choice if its availability, card setup or way of holding funds suits you better. Rebind Card uses a non-custodial account setup, while Tuyo Card uses a self-controlled wallet setup. Neither approach is always better, so choose the level of control you are comfortable with.

Tuyo Card lists more stablecoins and ways to send money out (2 vs 1). Before applying, confirm availability in your country and recheck the provider's current fees and reward conditions.

If one card now looks like the better fit, you can check the latest application terms on the provider site or read our full Rebind Card and Tuyo Card reviews first.

05 · Common questions

Rebind vs Tuyo FAQ

Is Rebind or Tuyo better overall?

Tuyo Card has the higher Overall Score (74 vs 69). That does not make it better for everyone: your preferred fees, rewards, way of holding funds and country availability can change the practical choice.

Which has lower fees, Rebind or Tuyo?

Rebind Card has the lower published FX fee (No added Gnosis FX fee; Visa rate applies vs 1–3%). Compare plan, FX, card-spend, top-up and ATM charges separately because one fee does not represent the full cost.

Which has better cashback, Rebind or Tuyo?

The providers have not published enough matching base cashback information to name a winner. Check the maximum rates, reward assets, caps and conditions below. Maximum rates may depend on tiers, caps, categories or other conditions, so the entry rate and reward asset matter too.

How do Rebind and Tuyo differ on custody?

Rebind Card uses a non-custodial account setup, while Tuyo Card uses a self-controlled wallet setup. Neither approach is always better, so choose the level of control you are comfortable with.

How current is this Rebind vs Tuyo comparison?

The latest information check for these two cards was September 5, 2026, using 47 official sources in total. Each full card review lists its own check date, sources and anything the provider has not clearly disclosed.

06 · Test the winner

Put the leading card against another close alternative, or choose a new pair yourself.

Open the comparison workspace