Side-by-side card comparison

Rebind vs Uphold US: overall score versus use-case fit

Uphold Card US has the higher Overall Score by 1 point (70 vs 69). Rebind Card looks stronger for Funds control and Lowest fees, while Uphold Card US comes out ahead for Cashback, Travel, and Transfers.

Information checked Oct 14, 202648 official sources reviewed

01 · Overall score versus use-case fit

Uphold Card US is the better all-round starting point

Uphold Card US has the higher Overall Score in this comparison. Rebind Card may be the better fit for Funds control and Lowest fees. A score cannot tell you whether a provider will accept your application or whether every feature will be available where you live, so check the latest provider terms before signing up.

OverallRebind69Uphold US70Higher score
CashbackRebind32Uphold US75Higher score
TravelRebind53Uphold US71Higher score
Funds controlRebind88Uphold US44Higher score
Lowest feesRebind67Uphold US56Higher score
TransfersRebind41Uphold US65Higher score

Choose Rebind Card if funds control and lowest fees matter most

Rebind Card comes out ahead for Funds control and Lowest fees in this comparison. It is worth a closer look if those are the parts of a card you expect to use most.

  • No added FX markup
  • Free virtual Visa
  • A separate self-custodial balance

Choose Uphold Card US if cashback and travel matter most

Uphold Card US comes out ahead for Cashback, Travel, and Transfers in this comparison. It is worth a closer look if those are the parts of a card you expect to use most.

  • Essential has no annual fee
  • Apple Pay and Google Pay
  • Elite raises spending limits

Where each card has the edge

The overall leader does not win every use case, so the reason you want the card matters here.

Overall Score
Rebind69
Uphold US70

Uphold Card US has the higher Overall Score by 1 points.

Entry cost & FX
RebindNot verified plan · No added Gnosis FX fee; Visa rate applies FX
Uphold US$0 plan · 0–1.5% FX

Rebind Card has the lower published FX fee (No added Gnosis FX fee; Visa rate applies vs 0–1.5%).

Purchase rewards
RebindNot disclosed
Uphold US2% base · up to 4%

The providers have not published enough matching base cashback information to name a winner. Check the maximum rates, reward assets, caps and conditions below.

Funds control
RebindNon-custodial account
Uphold USCustodial balance

Rebind Card uses a non-custodial account setup, while Uphold Card US uses a custodial balance setup. Neither approach is always better, so choose the level of control you are comfortable with.

Everyday access
RebindVirtual · Apple Pay, Google Pay
Uphold USVirtual + Physical · Apple Pay, Google Pay

Uphold Card US lists more card formats and phone-wallet options (4 vs 3).

Money movement
Rebind1 stablecoin · Not modeled
Uphold US0 stablecoins · US bank withdrawal

Uphold Card US lists more stablecoins and ways to send money out (2 vs 1).

02 · Read the shortlist

A closer look at the split decision

Start with the strengths that drive each use-case result, then test them against costs and access.

2 cards compared
Cashback
Not disclosed
Plan cost
Not disclosed
FX fee
No added Gnosis FX fee; Visa rate applies
ATM fee
Not disclosed
Card formats
Virtual
Wallet payments
Apple Pay, Google Pay
Receive methods
1 crypto · 0 fiat
Payout methods
0 crypto · 0 fiat
Cashback
2%-4%
Plan cost
$0
FX fee
0–1.5%
ATM fee
Essential: $2.95; Elite: $0
Card formats
Virtual, Physical
Wallet payments
Apple Pay, Google Pay
Receive methods
0 crypto · 3 fiat
Payout methods
0 crypto · 1 fiat

03 · Compare the details

See how the trade-offs line up

Comparable figures receive a marker; missing or unverified details stay visible instead of becoming an assumed advantage.

Best known Not disclosed
Cards
Rebind CardOverall69
Uphold Card USOverall70
01

Scores

6 fields
Overall Score
Rebind Card
69
Uphold Card US
70
Cashback score
Rebind Card
32
Uphold Card US
75
Travel score
Rebind Card
53
Uphold Card US
71
Funds control score
Rebind Card
88
Uphold Card US
44
Lowest fees score
Rebind Card
67
Uphold Card US
56
Transfers score
Rebind Card
41
Uphold Card US
65
02

Strengths & trade-offs

2 fields
Strengths
Rebind Card
No added FX markup, Free virtual Visa
Uphold Card US
Essential has no annual fee, Apple Pay and Google Pay
Trade-offs
Rebind Card
Cashback eligibility needs confirmation, EU access restrictions
Uphold Card US
Asset sales can reduce rewards, Rewards have a disputed time window
03

Costs

7 fields
Plan cost
Rebind Card
Not disclosed
Uphold Card US
$0
FX fee
Rebind Card
No added Gnosis FX fee; Visa rate applies
Uphold Card US
0–1.5%
Top-up fee
Rebind Card
0%
Uphold Card US
ACH: no deposit fee; external card: 3.99%
Card spending fee
Rebind Card
0%
Uphold Card US
Not disclosed
ATM fee
Rebind Card
Not disclosed
Uphold Card US
Essential: $2.95; Elite: $0
Virtual card
Rebind Card
Free
Uphold Card US
Free on both plans
Physical card
Rebind Card
Not offered through native Rebind issuance yet
Uphold Card US
Essential: $4.99 plastic; Elite: metal included in $99.99 annual plan
04

Plans

2 fields
Available plans
Rebind Card
Not disclosed
Uphold Card US
2 plans: Essential, Elite
Top cashback plan
Rebind Card
Not disclosed
Uphold Card US
Elite: 3%
05

Everyday use

8 fields
Network
Rebind Card
Visa
Uphold Card US
Visa
Card formats
Rebind Card
Virtual
Uphold Card US
Virtual, Physical
ATM withdrawals
Rebind Card
Not disclosed
Uphold Card US
Available
Mobile wallets
Rebind Card
Apple Pay, Google Pay
Uphold Card US
Apple Pay, Google Pay
Apps
Rebind Card
iOS, Android
Uphold Card US
iOS, Android
Daily spending limit
Rebind Card
8,000 EURe over rolling 24 hours; 5,000 EURe per purchase
Uphold Card US
Essential: $2,500/day; Elite: $25,000/day
Monthly spending limit
Rebind Card
Monthly spending limit unclear
Uphold Card US
Essential: $10,000/month; Elite: $100,000/month
ATM limit
Rebind Card
250 EURe per withdrawal and 500 EURe daily under the Gnosis programme; virtual access unclear
Uphold Card US
Essential: $500/day, $2,000/month; Elite: $2,000/day, $10,000/month
06

Funding & transfers

5 fields
Networks
Rebind Card
Gnosis
Uphold Card US
Not disclosed
Crypto deposits
Rebind Card
Stablecoins: EURe
Uphold Card US
Not disclosed
Fiat deposits
Rebind Card
Not disclosed
Uphold Card US
Linked US bank account, USD bank transfer, External card deposit
Transfers
Rebind Card
Not disclosed
Uphold Card US
US bank withdrawal
Payout currencies
Rebind Card
Not disclosed
Uphold Card US
USD
07

Rewards

3 fields
Base cashback
Rebind Card
Not disclosed
Uphold Card US
2%
Max cashback
Rebind Card
Not disclosed
Uphold Card US
4%
Reward currency
Rebind Card
Not disclosed
Uphold Card US
XRP
08

Earn

5 fields
Advertised APY
Rebind Card
Up to 8% APY
Uphold Card US
Not offered
How it works
Rebind Card
Optional earn vault
Uphold Card US
Not offered
Separate deposit
Rebind Card
Yes
Uphold Card US
Not offered
Use balance for spending
Rebind Card
No
Uphold Card US
Not offered
Lock-up
Rebind Card
No
Uphold Card US
Not offered
09

Trust & availability

6 fields
Custody
Rebind Card
Non-custodial
Uphold Card US
Custodial
Control until payment
Rebind Card
You keep control
Uphold Card US
Provider controls funds
Card issuer
Rebind Card
UAB Monavate
Uphold Card US
Cross River Bank
Card processing
Rebind Card
Gnosis Pay
Uphold Card US
Not disclosed
Custody / key management
Rebind Card
Not disclosed
Uphold Card US
Uphold HQ Inc.
Deposits & withdrawals
Rebind Card
Monerium
Uphold Card US
Not disclosed
10

Sources

2 fields
Official sources
Rebind Card
35
Uphold Card US
13
Last reviewed
Rebind Card
Sep 5, 2026
Uphold Card US
Oct 14, 2026

04 · The trade-off

Uphold Card US is the stronger all-round choice

Uphold Card US finishes ahead with an Overall Score of 70 versus 69 for Rebind Card. Rebind Card has the lower published FX fee (No added Gnosis FX fee; Visa rate applies vs 0–1.5%). The providers have not published enough matching base cashback information to name a winner. Check the maximum rates, reward assets, caps and conditions below.

Rebind Card still comes out ahead for Funds control and Lowest fees, which may matter more than the overall result if that is how you plan to use the card. Rebind Card uses a non-custodial account setup, while Uphold Card US uses a custodial balance setup. Neither approach is always better, so choose the level of control you are comfortable with.

Uphold Card US lists more stablecoins and ways to send money out (2 vs 1). Before applying, confirm availability in your country and recheck the provider's current fees and reward conditions.

If one card now looks like the better fit, you can check the latest application terms on the provider site or read our full Rebind Card and Uphold Card US reviews first.

05 · Common questions

Rebind vs Uphold US FAQ

Is Rebind or Uphold US better overall?

Uphold Card US has the higher Overall Score (70 vs 69). That does not make it better for everyone: your preferred fees, rewards, way of holding funds and country availability can change the practical choice.

Which has lower fees, Rebind or Uphold US?

Rebind Card has the lower published FX fee (No added Gnosis FX fee; Visa rate applies vs 0–1.5%). Compare plan, FX, card-spend, top-up and ATM charges separately because one fee does not represent the full cost.

Which has better cashback, Rebind or Uphold US?

The providers have not published enough matching base cashback information to name a winner. Check the maximum rates, reward assets, caps and conditions below. Maximum rates may depend on tiers, caps, categories or other conditions, so the entry rate and reward asset matter too.

How do Rebind and Uphold US differ on custody?

Rebind Card uses a non-custodial account setup, while Uphold Card US uses a custodial balance setup. Neither approach is always better, so choose the level of control you are comfortable with.

How current is this Rebind vs Uphold US comparison?

The latest information check for these two cards was October 14, 2026, using 48 official sources in total. Each full card review lists its own check date, sources and anything the provider has not clearly disclosed.

06 · Try another angle

Compare either card with a nearby alternative, or build a different pair in the comparison workspace.

Open the comparison workspace