Rebind SASRebind
69
Side-by-side card comparison
Rebind vs XPlace
Rebind Card has the higher Overall Score by 1 point (69 vs 68). Rebind Card looks stronger for Funds control and Lowest fees, while XPlace Card comes out ahead for Cashback, Travel, and Transfers.
Latest check Sep 20, 202662 official sources reviewed
Rebind Card
Best fit
- EU users who want EURe spending through a separate card Safe.
- Foreign purchases at Visa rates without an added Gnosis FX markup.
- Paying with Apple Pay or Google Pay without a virtual-card issuance fee.
Before you choose
- Move EURe to the card wallet before spending; savings are separate.
- Cashback enrollment and rates are unconfirmed; do not count on rewards.
- Native issuance is virtual-only; ATM access for new cards is unconfirmed.
XPlace Card
Best fit
- Choosing between prefunded USDC spending and crypto-backed Credit Mode.
- Existing Kamino users who want a card linked to eligible collateral.
- Trying Cash Mode on the free Basic plan before paying for a higher tier.
Before you choose
- Cash Mode earns no cashback; rewards require collateral-backed borrowing.
- Borrowing APR is shown in-app; falling collateral can trigger liquidation.
- Basic adds 1% XPlace FX, with another 1% when Visa converts the purchase.
Fees & features
Compare the details
Best markers compare published, comparable values. Unknown values never win a row.
Best known Not disclosed
CardsRebind CardOverall69XPlace CardOverall68
Rebind CardOverall69XPlace CardOverall68Scores
- Overall Score
- Rebind Card69XPlace Card68
- Cashback score
- Rebind Card32XPlace Card49
- Travel score
- Rebind Card53XPlace Card65
- Funds control score
- Rebind Card88XPlace Card67
- Lowest fees score
- Rebind Card67XPlace Card65
- Transfers score
- Rebind Card41XPlace Card62
Costs
- Plan cost
- Rebind CardNot disclosedXPlace Card$0
- FX fee
- Rebind CardNo added Gnosis FX fee; Visa rate appliesXPlace Card0–1%
- Top-up fee
- Rebind Card0%XPlace CardProvider fee not published; external network or bridge costs may apply and are not card fees
- Card spending fee
- Rebind Card0%XPlace Card0%
- ATM fee
- Rebind CardNot disclosedXPlace CardNot available
- Virtual card
- Rebind CardFreeXPlace CardNot disclosed
- Physical card
- Rebind CardNot offered through native Rebind issuance yetXPlace CardSilver physical card: $99 with courier delivery included; estimated delivery 3-12 days. Other tier pricing remains unclear.
Plans
- Available plans
- Rebind CardNot disclosedXPlace Card4 plans: Basic, Silver, Gold, Platinum
- Top cashback plan
- Rebind CardNot disclosedXPlace CardPlatinum: 2%
Everyday use
- Network
- Rebind CardVisaXPlace CardVisa
- Card formats
- Rebind CardVirtualXPlace CardVirtual, Physical
- ATM withdrawals
- Rebind CardNot disclosedXPlace CardNot disclosed
- Mobile wallets
- Rebind CardApple Pay, Google PayXPlace CardApple Pay, Google Pay
- Apps
- Rebind CardiOS, AndroidXPlace CardiOS, Android
- Daily spending limit
- Rebind Card8,000 EURe over rolling 24 hours; 5,000 EURe per purchaseXPlace CardNo provider-set daily amount published; users can set their own daily, weekly and monthly controls
- Monthly spending limit
- Rebind CardMonthly spending limit unclearXPlace CardBasic $2,000; Silver $10,000; Gold $50,000; Platinum $750,000 per month
- ATM limit
- Rebind Card250 EURe per withdrawal and 500 EURe daily under the Gnosis programme; virtual access unclearXPlace CardNot available while only the virtual card is live
Funding & transfers
- Networks
- Rebind CardGnosisXPlace CardSolana
- Crypto deposits
- Rebind CardStablecoins: EUReXPlace CardStablecoins: USDC
- Fiat deposits
- Rebind CardNot disclosedXPlace CardNot disclosed
- Transfers
- Rebind CardNot disclosedXPlace CardStablecoin transfers
- Payout currencies
- Rebind CardNot disclosedXPlace CardNot disclosed
Rewards
- Base cashback
- Rebind CardNot disclosedXPlace Card0.5%
- Max cashback
- Rebind CardNot disclosedXPlace Card2%
- Reward currency
- Rebind CardNot disclosedXPlace CardUSDC
Earn
- Advertised APY
- Rebind CardUp to 8% APYXPlace CardUp to 6.15% APY
- How it works
- Rebind CardOptional earn vaultXPlace CardBorrow against collateral, Optional earn vault
- Separate deposit
- Rebind CardYesXPlace CardYes
- Use balance for spending
- Rebind CardNoXPlace CardNo
- Lock-up
- Rebind CardNoXPlace CardNo
Trust & availability
- Custody
- Rebind CardNon-custodialXPlace CardHybrid custody
- Control until payment
- Rebind CardYou keep controlXPlace CardProvider controls funds
- Card issuer
- Rebind CardUAB MonavateXPlace CardThird National
- Card processing
- Rebind CardGnosis PayXPlace CardSignify Holdings, Inc. (Rain)
- Deposits & withdrawals
- Rebind CardMoneriumXPlace CardNot disclosed
- Identity verification
- Rebind CardNot disclosedXPlace CardSumsub
Sources
- Official sources
- Rebind Card35XPlace Card27
- Last reviewed
- Rebind CardSep 5, 2026XPlace CardSep 20, 2026
Choosing between these cards
When to choose Rebind or XPlace
Keeping control of your funds
Rebind suits spending while retaining control of your funds until payment. With XPlace, control passes to the provider before the purchase.
Spending in foreign currencies
For FX on foreign-currency purchases, Rebind lists No added Gnosis FX fee; Visa rate applies, versus 0–1% at XPlace. Use the tariff for your country and plan; conversion fees can add to these figures.
Paying with a physical card
XPlace offers a physical card, while Rebind does not. For purchases that require the card itself rather than a phone wallet, consider XPlace and check its order and delivery terms.
Common questions
Rebind vs XPlace FAQ
Is Rebind or XPlace better overall?
Rebind Card has the higher Overall Score (69 vs 68). That does not make it better for everyone: your preferred fees, rewards, way of holding funds and country availability can change the practical choice.
Which has lower fees, Rebind or XPlace?
Rebind Card has the lower published FX fee (No added Gnosis FX fee; Visa rate applies vs 0–1%). Compare plan, FX, card-spend, top-up and ATM charges separately because one fee does not represent the full cost.
Which has better cashback, Rebind or XPlace?
The providers have not published enough matching base cashback information to name a winner. Check the maximum rates, reward assets, caps and conditions below. Maximum rates may depend on tiers, caps, categories or other conditions, so the entry rate and reward asset matter too.
How do Rebind and XPlace differ on custody?
Rebind Card uses a non-custodial account setup, while XPlace Card uses a hybrid custody setup. Neither approach is always better, so choose the level of control you are comfortable with.
How current is this Rebind vs XPlace comparison?
The latest information check for these two cards was September 20, 2026, using 62 official sources in total. Each full card review lists its own check date, sources and anything the provider has not clearly disclosed.