RedotPayRedotPay
69
Side-by-side card comparison
RedotPay vs Avici: overall score versus use-case fit
Avici Card has the higher Overall Score by 2 points (71 vs 69). RedotPay Card looks stronger for Cashback, Travel, and Transfers, while Avici Card comes out ahead for Funds control and Lowest fees.
Information checked Aug 25, 202644 official sources reviewed
01 · Overall score versus use-case fit
Avici Card is the better all-round starting point
Avici Card has the higher Overall Score in this comparison. RedotPay Card may be the better fit for Cashback, Travel, and Transfers. A score cannot tell you whether a provider will accept your application or whether every feature will be available where you live, so check the latest provider terms before signing up.
OverallRedotPay69Avici71Higher score
CashbackRedotPay41Avici21Higher score
TravelRedotPay83Avici82Higher score
Funds controlRedotPay55Avici95Higher score
Lowest feesRedotPay66Avici73Higher score
TransfersRedotPay85Avici67Higher score
Choose RedotPay Card if cashback and travel matter most
RedotPay Card comes out ahead for Cashback, Travel, and Transfers in this comparison. It is worth a closer look if those are the parts of a card you expect to use most.
- Virtual and physical cards are both available
- Apple Pay and Google Pay support
- Optional Pro plan can add cashback
Choose Avici Card if funds control and lowest fees matter most
Avici Card comes out ahead for Funds control and Lowest fees in this comparison. It is worth a closer look if those are the parts of a card you expect to use most.
- User-owned USDC collateral
- Physical, virtual and phone-wallet use
- Low provider fees
Where each card has the edge
The overall leader does not win every use case, so the reason you want the card matters here.
- Overall Score
- RedotPay69Avici71
Avici Card has the higher Overall Score by 2 points.
- Entry cost & FX
- RedotPay$0 plan · 1.2–2% FXAvici$0 plan · 0–1% FX
Avici Card has the lower published FX fee (0–1% vs 1.2–2%).
- Purchase rewards
- RedotPay0% base · up to 3%Avici0% cashback
Both cards show the same base cashback rate of 0%.
- Funds control
- RedotPayCustodial balanceAviciSelf-controlled wallet
RedotPay Card uses a custodial balance setup, while Avici Card uses a self-controlled wallet setup. Neither approach is always better, so choose the level of control you are comfortable with.
- Everyday access
- RedotPayVirtual + Physical · Apple Pay, Google PayAviciVirtual + Physical · Apple Pay, Google Pay
Both cards list the same number of card formats and phone-wallet options.
- Money movement
- RedotPay2 stablecoins · Stablecoin transfers; RedotPay International TransferAvici1 stablecoin · Stablecoin transfers
RedotPay Card lists more stablecoins and ways to send money out (4 vs 2).
02 · Read the shortlist
A closer look at the split decision
Start with the strengths that drive each use-case result, then test them against costs and access.
- Cashback
- 0%-3%
- Plan cost
- $0
- FX fee
- 1.2–2%
- ATM fee
- 2–3%
- Card formats
- Virtual, Physical
- Wallet payments
- Apple Pay, Google Pay
- Receive methods
- 10 crypto · 1 fiat
- Payout methods
- 1 crypto · 0 fiat
- Cashback
- 0%
- Plan cost
- $0
- FX fee
- 0–1%
- ATM fee
- 0–0.65%
- Card formats
- Virtual, Physical
- Wallet payments
- Apple Pay, Google Pay
- Receive methods
- 1 crypto · 0 fiat
- Payout methods
- 1 crypto · 0 fiat
Partner links may earn us a commission. Read our affiliate disclosure for how these links work.
03 · Compare the details
See how the trade-offs line up
Comparable figures receive a marker; missing or unverified details stay visible instead of becoming an assumed advantage.
Best known Not disclosed
CardsRedotPay CardOverall69Avici CardOverall71
RedotPay CardOverall69Avici CardOverall71Scores
6 fields- Overall Score
- RedotPay Card69Avici Card71
- Cashback score
- RedotPay Card41Avici Card21
- Travel score
- RedotPay Card83Avici Card82
- Funds control score
- RedotPay Card55Avici Card95
- Lowest fees score
- RedotPay Card66Avici Card73
- Transfers score
- RedotPay Card85Avici Card67
Strengths & trade-offs
2 fields- Strengths
- RedotPay CardVirtual and physical cards are both available, Apple Pay and Google Pay supportAvici CardUser-owned USDC collateral, Physical, virtual and phone-wallet use
- Trade-offs
- RedotPay CardSpending uses a RedotPay account balance, ATM withdrawals carry a 3% feeAvici CardNo standard purchase cashback, Visa and penalty layers need care
Costs
7 fields- Plan cost
- RedotPay Card$0Avici Card$0
- FX fee
- RedotPay Card1.2–2%Avici Card0–1%
- Top-up fee
- RedotPay CardNot disclosedAvici Card$0 Avici card top-up fee; swap and network execution costs are separate and not fully published
- Card spending fee
- RedotPay CardNot disclosedAvici Card0%
- ATM fee
- RedotPay Card2–3%Avici Card0–0.65%
- Virtual card
- RedotPay Card10 USD one-time issuance fee; non-refundable after paymentAvici CardPlatinum $15 first / $10 extra; Signature $30 first year / $20 renewal
- Physical card
- RedotPay Card100 USD one-time issuance fee; non-refundable after paymentAvici CardPlatinum $50; Signature $75 + $20/year from year two
Plans
2 fields- Available plans
- RedotPay Card2 plans: Regular, ProAvici Card2 plans: Visa Platinum, Visa Signature
- Top cashback plan
- RedotPay CardPro: 3%Avici CardVisa Platinum: 0%
Everyday use
8 fields- Network
- RedotPay CardVisaAvici CardVisa
- Card formats
- RedotPay CardVirtual, PhysicalAvici CardVirtual, Physical
- ATM withdrawals
- RedotPay CardAvailableAvici CardAvailable
- Mobile wallets
- RedotPay CardApple Pay, Google PayAvici CardApple Pay, Google Pay
- Apps
- RedotPay CardiOS, AndroidAvici CardiOS, Android
- Daily spending limit
- RedotPay CardNot disclosedAvici CardNo fixed public transaction cap; balance, issuer and user-set limits apply
- Monthly spending limit
- RedotPay CardNot disclosedAvici CardNo fixed public monthly cap; dynamic controls apply
- ATM limit
- RedotPay CardNot disclosedAvici Card$250 per day, up to 3 ATM transactions
Funding & transfers
5 fields- Networks
- RedotPay CardTRC20, ERC20, BEP20Avici CardEthereum, Polygon, Optimism, Arbitrum, Solana
- Crypto deposits
- RedotPay CardStablecoins: USDT, USDC; Other crypto: BTC, ETH, SOL, XRP, BNB +3Avici CardStablecoins: USDC
- Fiat deposits
- RedotPay CardRedotPay account bank depositAvici CardNot disclosed
- Transfers
- RedotPay CardStablecoin transfers; RedotPay International TransferAvici CardStablecoin transfers
- Payout currencies
- RedotPay CardNot disclosedAvici CardNot disclosed
Rewards
3 fields- Base cashback
- RedotPay Card0%Avici Card0%
- Max cashback
- RedotPay Card3%Avici Card0%
- Reward currency
- RedotPay CardUSDs cashbackAvici CardNo cashback
Earn
5 fields- Advertised APY
- RedotPay CardUp to 1% APYAvici CardNot offered
- How it works
- RedotPay CardOptional earn vaultAvici CardNot offered
- Separate deposit
- RedotPay CardYesAvici CardNot offered
- Use balance for spending
- RedotPay CardNot disclosedAvici CardNot offered
- Lock-up
- RedotPay CardNot disclosedAvici CardNot offered
Trust & availability
6 fields- Custody
- RedotPay CardCustodialAvici CardSelf-custody
- Control until payment
- RedotPay CardProvider controls fundsAvici CardYou keep control
- Card issuer
- RedotPay CardXfers Pte. Ltd.Avici CardThird National
- Card processing
- RedotPay CardRedotPayAvici CardRelay
- Identity verification
- RedotPay CardNot disclosedAvici CardSumsub
- Programme operator
- RedotPay CardRed F. Technology LimitedAvici CardNot disclosed
Sources
2 fields- Official sources
- RedotPay Card28Avici Card16
- Last reviewed
- RedotPay CardAug 25, 2026Avici CardAug 21, 2026
04 · The trade-off
Avici Card is the stronger all-round choice
Avici Card finishes ahead with an Overall Score of 71 versus 69 for RedotPay Card. Avici Card has the lower published FX fee (0–1% vs 1.2–2%). Both cards show the same base cashback rate of 0%.
RedotPay Card still comes out ahead for Cashback, Travel, and Transfers, which may matter more than the overall result if that is how you plan to use the card. RedotPay Card uses a custodial balance setup, while Avici Card uses a self-controlled wallet setup. Neither approach is always better, so choose the level of control you are comfortable with.
RedotPay Card lists more stablecoins and ways to send money out (4 vs 2). Before applying, confirm availability in your country and recheck the provider's current fees and reward conditions.
If one card now looks like the better fit, you can check the latest application terms on the provider site or read our full RedotPay Card and Avici Card reviews first.
Continue with
RedotPay Card
Continue with
Avici Card
05 · Common questions
RedotPay vs Avici FAQ
Is RedotPay or Avici better overall?
Avici Card has the higher Overall Score (71 vs 69). That does not make it better for everyone: your preferred fees, rewards, way of holding funds and country availability can change the practical choice.
Which has lower fees, RedotPay or Avici?
Avici Card has the lower published FX fee (0–1% vs 1.2–2%). Compare plan, FX, card-spend, top-up and ATM charges separately because one fee does not represent the full cost.
Which has better cashback, RedotPay or Avici?
Both cards show the same base cashback rate of 0%. Maximum rates may depend on tiers, caps, categories or other conditions, so the entry rate and reward asset matter too.
How do RedotPay and Avici differ on custody?
RedotPay Card uses a custodial balance setup, while Avici Card uses a self-controlled wallet setup. Neither approach is always better, so choose the level of control you are comfortable with.
How current is this RedotPay vs Avici comparison?
The latest information check for these two cards was August 25, 2026, using 44 official sources in total. Each full card review lists its own check date, sources and anything the provider has not clearly disclosed.