RedotPayRedotPay
69
Side-by-side card comparison
RedotPay vs Bybit EU: overall score versus use-case fit
RedotPay Card has the higher Overall Score by 1 point (69 vs 68). RedotPay Card looks stronger for Funds control and Transfers, while Bybit Card (EU) comes out ahead for Cashback, Travel, and Lowest fees.
Information checked Aug 25, 202638 official sources reviewed
01 · Overall score versus use-case fit
RedotPay Card is the better all-round starting point
RedotPay Card has the higher Overall Score in this comparison. Bybit Card (EU) may be the better fit for Cashback, Travel, and Lowest fees. A score cannot tell you whether a provider will accept your application or whether every feature will be available where you live, so check the latest provider terms before signing up.
OverallRedotPay69Bybit EU68Higher score
CashbackRedotPay41Bybit EU47Higher score
TravelRedotPay83Bybit EU87Higher score
Funds controlRedotPay55Bybit EU51Higher score
Lowest feesRedotPay66Bybit EU72Higher score
TransfersRedotPay85Bybit EU79Higher score
Choose RedotPay Card if funds control and transfers matter most
RedotPay Card comes out ahead for Funds control and Transfers in this comparison. It is worth a closer look if those are the parts of a card you expect to use most.
- Virtual and physical cards are both available
- Apple Pay and Google Pay support
- Optional Pro plan can add cashback
Choose Bybit Card (EU) if cashback and travel matter most
Bybit Card (EU) comes out ahead for Cashback, Travel, and Lowest fees in this comparison. It is worth a closer look if those are the parts of a card you expect to use most.
- Funding Account connects deposits and card spend
- Lite and Standard card access
- Default applicants start at 1% cashback
Where each card has the edge
The overall leader does not win every use case, so the reason you want the card matters here.
- Overall Score
- RedotPay69Bybit EU68
RedotPay Card has the higher Overall Score by 1 points.
- Entry cost & FX
- RedotPay$0 plan · 1.2–2% FXBybit EU$0 plan · 0.5% FX
Bybit Card (EU) has the lower published FX fee (0.5% vs 1.2–2%).
- Purchase rewards
- RedotPay0% base · up to 3%Bybit EU1% base · up to 10%
Bybit Card (EU) has the higher published base cashback rate (1% vs 0%).
- Funds control
- RedotPayCustodial balanceBybit EUCustodial balance
RedotPay Card and Bybit Card (EU) use the same custodial balance setup.
- Everyday access
- RedotPayVirtual + Physical · Apple Pay, Google PayBybit EUVirtual + Physical · Apple Pay, Google Pay
Both cards list the same number of card formats and phone-wallet options.
- Money movement
- RedotPay2 stablecoins · Stablecoin transfers; RedotPay International TransferBybit EU2 stablecoins · Stablecoin transfers; Bybit EU account fiat withdrawal
Both cards list the same number of stablecoins and ways to send money out.
02 · Read the shortlist
A closer look at the split decision
Start with the strengths that drive each use-case result, then test them against costs and access.
- Cashback
- 0%-3%
- Plan cost
- $0
- FX fee
- 1.2–2%
- ATM fee
- 2–3%
- Card formats
- Virtual, Physical
- Wallet payments
- Apple Pay, Google Pay
- Receive methods
- 10 crypto · 1 fiat
- Payout methods
- 1 crypto · 0 fiat
- Cashback
- 1%-10%
- Plan cost
- $0
- FX fee
- 0.5%
- ATM fee
- 2%
- Card formats
- Virtual, Physical
- Wallet payments
- Apple Pay, Google Pay
- Receive methods
- 1 crypto · 1 fiat
- Payout methods
- 1 crypto · 0 fiat
Partner links may earn us a commission. Read our affiliate disclosure for how these links work.
03 · Compare the details
See how the trade-offs line up
Comparable figures receive a marker; missing or unverified details stay visible instead of becoming an assumed advantage.
Best known Not disclosed
CardsRedotPay CardOverall69Bybit Card (EU)Overall68
RedotPay CardOverall69Bybit Card (EU)Overall68Scores
6 fields- Overall Score
- RedotPay Card69Bybit Card (EU)68
- Cashback score
- RedotPay Card41Bybit Card (EU)47
- Travel score
- RedotPay Card83Bybit Card (EU)87
- Funds control score
- RedotPay Card55Bybit Card (EU)51
- Lowest fees score
- RedotPay Card66Bybit Card (EU)72
- Transfers score
- RedotPay Card85Bybit Card (EU)79
Strengths & trade-offs
2 fields- Strengths
- RedotPay CardVirtual and physical cards are both available, Apple Pay and Google Pay supportBybit Card (EU)Funding Account connects deposits and card spend, Lite and Standard card access
- Trade-offs
- RedotPay CardSpending uses a RedotPay account balance, ATM withdrawals carry a 3% feeBybit Card (EU)ATM use gets costly after the allowance, Spending follows the Bybit EU account model
Costs
7 fields- Plan cost
- RedotPay Card$0Bybit Card (EU)$0
- FX fee
- RedotPay Card1.2–2%Bybit Card (EU)0.5%
- Top-up fee
- RedotPay CardNot disclosedBybit Card (EU)Not disclosed
- Card spending fee
- RedotPay CardNot disclosedBybit Card (EU)Not disclosed
- ATM fee
- RedotPay Card2–3%Bybit Card (EU)2%
- Virtual card
- RedotPay Card10 USD one-time issuance fee; non-refundable after paymentBybit Card (EU)Free
- Physical card
- RedotPay Card100 USD one-time issuance fee; non-refundable after paymentBybit Card (EU)First physical card free
Plans
2 fields- Available plans
- RedotPay Card2 plans: Regular, ProBybit Card (EU)6 plans: Base, VIP 1-2, VIP 3, VIP 4 / PRO 1 +2
- Top cashback plan
- RedotPay CardPro: 3%Bybit Card (EU)VIP 6 / PRO 3-5: 10%
Everyday use
8 fields- Network
- RedotPay CardVisaBybit Card (EU)Mastercard
- Card formats
- RedotPay CardVirtual, PhysicalBybit Card (EU)Virtual, Physical
- ATM withdrawals
- RedotPay CardAvailableBybit Card (EU)Available
- Mobile wallets
- RedotPay CardApple Pay, Google PayBybit Card (EU)Apple Pay, Google Pay
- Apps
- RedotPay CardiOS, AndroidBybit Card (EU)iOS, Android, Web
- Daily spending limit
- RedotPay CardNot disclosedBybit Card (EU)€5k / €10k / €15k by tier · Lite €150 lifetime
- Monthly spending limit
- RedotPay CardNot disclosedBybit Card (EU)€10k / €25k / €50k by tier · Lite €150 lifetime
- ATM limit
- RedotPay CardNot disclosedBybit Card (EU)€2k / €5k / €10k by tier · €2k per withdrawal and per day
Funding & transfers
5 fields- Networks
- RedotPay CardTRC20, ERC20, BEP20Bybit Card (EU)Not disclosed
- Crypto deposits
- RedotPay CardStablecoins: USDT, USDC; Other crypto: BTC, ETH, SOL, XRP, BNB +3Bybit Card (EU)Other crypto: Supported crypto
- Fiat deposits
- RedotPay CardRedotPay account bank depositBybit Card (EU)Bybit EU Funding Account deposit
- Transfers
- RedotPay CardStablecoin transfers; RedotPay International TransferBybit Card (EU)Stablecoin transfers; Bybit EU account fiat withdrawal
- Payout currencies
- RedotPay CardNot disclosedBybit Card (EU)Not disclosed
Rewards
3 fields- Base cashback
- RedotPay Card0%Bybit Card (EU)1%
- Max cashback
- RedotPay Card3%Bybit Card (EU)10%
- Reward currency
- RedotPay CardUSDs cashbackBybit Card (EU)EUR-equivalent cashback via convertible Bybit Points (1 point = EUR 0.002; Auto Cashback from 50 points)
Earn
5 fields- Advertised APY
- RedotPay CardUp to 1% APYBybit Card (EU)Up to 8% APY
- How it works
- RedotPay CardOptional earn vaultBybit Card (EU)Not disclosed
- Separate deposit
- RedotPay CardYesBybit Card (EU)Not disclosed
- Use balance for spending
- RedotPay CardNot disclosedBybit Card (EU)Not disclosed
- Lock-up
- RedotPay CardNot disclosedBybit Card (EU)Not disclosed
Trust & availability
5 fields- Custody
- RedotPay CardCustodialBybit Card (EU)Custodial
- Control until payment
- RedotPay CardProvider controls fundsBybit Card (EU)Provider controls funds
- Card issuer
- RedotPay CardXfers Pte. Ltd.Bybit Card (EU)Harmoniie SAS, Moorwand Ltd
- Card processing
- RedotPay CardRedotPayBybit Card (EU)Not disclosed
- Programme operator
- RedotPay CardRed F. Technology LimitedBybit Card (EU)Not disclosed
Sources
2 fields- Official sources
- RedotPay Card28Bybit Card (EU)10
- Last reviewed
- RedotPay CardAug 25, 2026Bybit Card (EU)Aug 14, 2026
04 · The trade-off
RedotPay Card is the stronger all-round choice
RedotPay Card finishes ahead with an Overall Score of 69 versus 68 for Bybit Card (EU). Bybit Card (EU) has the lower published FX fee (0.5% vs 1.2–2%). Bybit Card (EU) has the higher published base cashback rate (1% vs 0%).
Bybit Card (EU) still comes out ahead for Cashback, Travel, and Lowest fees, which may matter more than the overall result if that is how you plan to use the card. RedotPay Card and Bybit Card (EU) use the same custodial balance setup.
Both cards list the same number of stablecoins and ways to send money out. Before applying, confirm availability in your country and recheck the provider's current fees and reward conditions.
If one card now looks like the better fit, you can check the latest application terms on the provider site or read our full RedotPay Card and Bybit Card (EU) reviews first.
Continue with
RedotPay Card
Continue with
Bybit Card (EU)
05 · Common questions
RedotPay vs Bybit EU FAQ
Is RedotPay or Bybit EU better overall?
RedotPay Card has the higher Overall Score (69 vs 68). That does not make it better for everyone: your preferred fees, rewards, way of holding funds and country availability can change the practical choice.
Which has lower fees, RedotPay or Bybit EU?
Bybit Card (EU) has the lower published FX fee (0.5% vs 1.2–2%). Compare plan, FX, card-spend, top-up and ATM charges separately because one fee does not represent the full cost.
Which has better cashback, RedotPay or Bybit EU?
Bybit Card (EU) has the higher published base cashback rate (1% vs 0%). Maximum rates may depend on tiers, caps, categories or other conditions, so the entry rate and reward asset matter too.
How do RedotPay and Bybit EU differ on custody?
RedotPay Card and Bybit Card (EU) use the same custodial balance setup.
How current is this RedotPay vs Bybit EU comparison?
The latest information check for these two cards was August 25, 2026, using 38 official sources in total. Each full card review lists its own check date, sources and anything the provider has not clearly disclosed.