Side-by-side card comparison

RedotPay vs Solid: overall score versus use-case fit

Solid Card has the higher Overall Score by 20 points (89 vs 69). RedotPay Card looks stronger for Travel and Transfers, while Solid Card comes out ahead for Cashback, Funds control, and Lowest fees.

Information checked Aug 25, 202648 official sources reviewed

01 · Overall score versus use-case fit

Solid Card is the better all-round starting point

Solid Card has the higher Overall Score in this comparison. RedotPay Card may be the better fit for Travel and Transfers. A score cannot tell you whether a provider will accept your application or whether every feature will be available where you live, so check the latest provider terms before signing up.

OverallRedotPay69Solid89Higher score
CashbackRedotPay41Solid91Higher score
TravelRedotPay83Solid62Higher score
Funds controlRedotPay55Solid97Higher score
Lowest feesRedotPay66Solid89Higher score
TransfersRedotPay85Solid83Higher score

Choose RedotPay Card if travel and transfers matter most

RedotPay Card comes out ahead for Travel and Transfers in this comparison. It is worth a closer look if those are the parts of a card you expect to use most.

  • Virtual and physical cards are both available
  • Apple Pay and Google Pay support
  • Optional Pro plan can add cashback

Choose Solid Card if cashback and funds control matter most

Solid Card comes out ahead for Cashback, Funds control, and Lowest fees in this comparison. It is worth a closer look if those are the parts of a card you expect to use most.

  • Savings can stay productive while spending
  • Up to 50% on eligible AI subscriptions
  • Eligible ACH/wire receive details

Where each card has the edge

The overall leader does not win every use case, so the reason you want the card matters here.

Overall Score
RedotPay69
Solid89

Solid Card has the higher Overall Score by 20 points.

Entry cost & FX
RedotPay$0 plan · 1.2–2% FX
Solid$0 plan · 1% FX

Solid Card has the lower published FX fee (1% vs 1.2–2%).

Purchase rewards
RedotPay0% base · up to 3%
Solid3% base · up to 5%

Solid Card has the higher published base cashback rate (3% vs 0%).

Funds control
RedotPayCustodial balance
SolidSelf-controlled wallet

RedotPay Card uses a custodial balance setup, while Solid Card uses a self-controlled wallet setup. Neither approach is always better, so choose the level of control you are comfortable with.

Everyday access
RedotPayVirtual + Physical · Apple Pay, Google Pay
SolidVirtual · Apple Pay, Google Pay

RedotPay Card lists more card formats and phone-wallet options (4 vs 3).

Money movement
RedotPay2 stablecoins · Stablecoin transfers; RedotPay International Transfer
Solid3 stablecoins · Stablecoin transfers

Both cards list the same number of stablecoins and ways to send money out.

02 · Read the shortlist

A closer look at the split decision

Start with the strengths that drive each use-case result, then test them against costs and access.

2 cards compared
Cashback
0%-3%
Plan cost
$0
FX fee
1.2–2%
ATM fee
2–3%
Card formats
Virtual, Physical
Wallet payments
Apple Pay, Google Pay
Receive methods
10 crypto · 1 fiat
Payout methods
1 crypto · 0 fiat
Cashback
3%-5%
Plan cost
$0
FX fee
1%
ATM fee
Not available
Card formats
Virtual
Wallet payments
Apple Pay, Google Pay
Receive methods
9 crypto · 1 fiat
Payout methods
3 crypto · 0 fiat

Current signup offers

Signup value available today

A welcome offer can improve the value of your first months with a card. Check the eligibility rules, qualifying actions and deadline first. Signup offers are excluded from card scores.

RedotPay Card

No active signup offer listed

We do not currently list an active signup offer for this card.

Solid Card

Get $15

$15 new-user bonus after qualifying card spend

  • Activate the Solid Card.
  • Complete $75 of card spend.

Solid Card promo code15QRE

Solid may change or end the referral programme; check the current Rewards Terms before signing up.

Partner links may earn us a commission. Read our affiliate disclosure for how these links work.

03 · Compare the details

See how the trade-offs line up

Comparable figures receive a marker; missing or unverified details stay visible instead of becoming an assumed advantage.

Best known Not disclosed
Cards
RedotPay CardOverall69
Solid CardOverall89
01

Scores

6 fields
Overall Score
RedotPay Card
69
Solid Card
89
Cashback score
RedotPay Card
41
Solid Card
91
Travel score
RedotPay Card
83
Solid Card
62
Funds control score
RedotPay Card
55
Solid Card
97
Lowest fees score
RedotPay Card
66
Solid Card
89
Transfers score
RedotPay Card
85
Solid Card
83
02

Strengths & trade-offs

2 fields
Strengths
RedotPay Card
Virtual and physical cards are both available, Apple Pay and Google Pay support
Solid Card
Savings can stay productive while spending, Up to 50% on eligible AI subscriptions
Trade-offs
RedotPay Card
Spending uses a RedotPay account balance, ATM withdrawals carry a 3% fee
Solid Card
The best rates require millions of points, ATM availability is still being checked
03

Costs

7 fields
Plan cost
RedotPay Card
$0
Solid Card
$0
FX fee
RedotPay Card
1.2–2%
Solid Card
1%
Top-up fee
RedotPay Card
Not disclosed
Solid Card
0%
Card spending fee
RedotPay Card
Not disclosed
Solid Card
0%
ATM fee
RedotPay Card
2–3%
Solid Card
Not available
Virtual card
RedotPay Card
10 USD one-time issuance fee; non-refundable after payment
Solid Card
Virtual Visa in app after KYC; activation requires at least $10 in Wallet or Savings
Physical card
RedotPay Card
100 USD one-time issuance fee; non-refundable after payment
Solid Card
Physical card not listed
04

Plans

2 fields
Available plans
RedotPay Card
2 plans: Regular, Pro
Solid Card
3 plans: Core, Prime, Ultra
Top cashback plan
RedotPay Card
Pro: 3%
Solid Card
Ultra: 5%
05

Everyday use

8 fields
Network
RedotPay Card
Visa
Solid Card
Visa
Card formats
RedotPay Card
Virtual, Physical
Solid Card
Virtual
ATM withdrawals
RedotPay Card
Available
Solid Card
Not available
Mobile wallets
RedotPay Card
Apple Pay, Google Pay
Solid Card
Apple Pay, Google Pay
Apps
RedotPay Card
iOS, Android
Solid Card
iOS, Android, Web
Daily spending limit
RedotPay Card
Not disclosed
Solid Card
Shown in app
Monthly spending limit
RedotPay Card
Not disclosed
Solid Card
Shown in app
ATM limit
RedotPay Card
Not disclosed
Solid Card
Not disclosed
06

Funding & transfers

5 fields
Networks
RedotPay Card
TRC20, ERC20, BEP20
Solid Card
Fuse, Ethereum, BNB Smart Chain, Polygon, Base, Arbitrum
Crypto deposits
RedotPay Card
Stablecoins: USDT, USDC; Other crypto: BTC, ETH, SOL, XRP, BNB +3
Solid Card
Stablecoins: soUSD, USDC, USDT, FUSE; Other crypto: soETH, VOLT, WBTC, WETH, WFUSE
Fiat deposits
RedotPay Card
RedotPay account bank deposit
Solid Card
USD virtual account
Transfers
RedotPay Card
Stablecoin transfers; RedotPay International Transfer
Solid Card
Stablecoin transfers
Payout currencies
RedotPay Card
Not disclosed
Solid Card
Not disclosed
07

Rewards

3 fields
Base cashback
RedotPay Card
0%
Solid Card
3%
Max cashback
RedotPay Card
3%
Solid Card
5%
Reward currency
RedotPay Card
USDs cashback
Solid Card
USDC cashback
08

Earn

5 fields
Advertised APY
RedotPay Card
Up to 1% APY
Solid Card
Up to 14% APY
How it works
RedotPay Card
Optional earn vault
Solid Card
Borrow against collateral, Optional earn vault
Separate deposit
RedotPay Card
Yes
Solid Card
Yes
Use balance for spending
RedotPay Card
Not disclosed
Solid Card
No
Lock-up
RedotPay Card
Not disclosed
Solid Card
Not disclosed
09

Trust & availability

5 fields
Custody
RedotPay Card
Custodial
Solid Card
Self-custody
Control until payment
RedotPay Card
Provider controls funds
Solid Card
You keep control
Card issuer
RedotPay Card
Xfers Pte. Ltd.
Solid Card
Rain, Third National
Card processing
RedotPay Card
RedotPay
Solid Card
Fuse Network Ltd
Programme operator
RedotPay Card
Red F. Technology Limited
Solid Card
Fuse Network Ltd
10

Sources

2 fields
Official sources
RedotPay Card
28
Solid Card
20
Last reviewed
RedotPay Card
Aug 25, 2026
Solid Card
Aug 25, 2026

04 · The trade-off

Solid Card is the stronger all-round choice

Solid Card finishes ahead with an Overall Score of 89 versus 69 for RedotPay Card. Solid Card has the lower published FX fee (1% vs 1.2–2%). Solid Card has the higher published base cashback rate (3% vs 0%).

RedotPay Card still comes out ahead for Travel and Transfers, which may matter more than the overall result if that is how you plan to use the card. RedotPay Card uses a custodial balance setup, while Solid Card uses a self-controlled wallet setup. Neither approach is always better, so choose the level of control you are comfortable with.

Both cards list the same number of stablecoins and ways to send money out. Before applying, confirm availability in your country and recheck the provider's current fees and reward conditions.

If one card now looks like the better fit, you can check the latest application terms on the provider site or read our full RedotPay Card and Solid Card reviews first.

05 · Common questions

RedotPay vs Solid FAQ

Is RedotPay or Solid better overall?

Solid Card has the higher Overall Score (89 vs 69). That does not make it better for everyone: your preferred fees, rewards, way of holding funds and country availability can change the practical choice.

Which has lower fees, RedotPay or Solid?

Solid Card has the lower published FX fee (1% vs 1.2–2%). Compare plan, FX, card-spend, top-up and ATM charges separately because one fee does not represent the full cost.

Which has better cashback, RedotPay or Solid?

Solid Card has the higher published base cashback rate (3% vs 0%). Maximum rates may depend on tiers, caps, categories or other conditions, so the entry rate and reward asset matter too.

How do RedotPay and Solid differ on custody?

RedotPay Card uses a custodial balance setup, while Solid Card uses a self-controlled wallet setup. Neither approach is always better, so choose the level of control you are comfortable with.

How current is this RedotPay vs Solid comparison?

The latest information check for these two cards was August 25, 2026, using 48 official sources in total. Each full card review lists its own check date, sources and anything the provider has not clearly disclosed.

06 · Try another angle

Compare either card with a nearby alternative, or build a different pair in the comparison workspace.

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