RedotPayRedotPay
69
Side-by-side card comparison
RedotPay vs Tuyo: overall score versus use-case fit
Tuyo Card has the higher Overall Score by 5 points (74 vs 69). RedotPay Card looks stronger for Cashback, Travel, and Transfers, while Tuyo Card comes out ahead for Funds control and Lowest fees.
Information checked Aug 25, 202640 official sources reviewed
01 · Overall score versus use-case fit
Tuyo Card is the better all-round starting point
Tuyo Card has the higher Overall Score in this comparison. RedotPay Card may be the better fit for Cashback, Travel, and Transfers. A score cannot tell you whether a provider will accept your application or whether every feature will be available where you live, so check the latest provider terms before signing up.
OverallRedotPay69Tuyo74Higher score
CashbackRedotPay41Tuyo39Higher score
TravelRedotPay83Tuyo42Higher score
Funds controlRedotPay55Tuyo100Higher score
Lowest feesRedotPay66Tuyo71Higher score
TransfersRedotPay85Tuyo72Higher score
Choose RedotPay Card if cashback and travel matter most
RedotPay Card comes out ahead for Cashback, Travel, and Transfers in this comparison. It is worth a closer look if those are the parts of a card you expect to use most.
- Virtual and physical cards are both available
- Apple Pay and Google Pay support
- Optional Pro plan can add cashback
Choose Tuyo Card if funds control and lowest fees matter most
Tuyo Card comes out ahead for Funds control and Lowest fees in this comparison. It is worth a closer look if those are the parts of a card you expect to use most.
- Self-custody wallet control
- Virtual Visa with both phone wallets
- Multichain USDC funding and spendable Earn
Where each card has the edge
The overall leader does not win every use case, so the reason you want the card matters here.
- Overall Score
- RedotPay69Tuyo74
Tuyo Card has the higher Overall Score by 5 points.
- Entry cost & FX
- RedotPay$0 plan · 1.2–2% FXTuyo$0 plan · 1–3% FX
RedotPay Card has the lower published FX fee (1.2–2% vs 1–3%).
- Purchase rewards
- RedotPay0% base · up to 3%Tuyo0% base · up to 100%
Both cards show the same base cashback rate of 0%.
- Funds control
- RedotPayCustodial balanceTuyoSelf-controlled wallet
RedotPay Card uses a custodial balance setup, while Tuyo Card uses a self-controlled wallet setup. Neither approach is always better, so choose the level of control you are comfortable with.
- Everyday access
- RedotPayVirtual + Physical · Apple Pay, Google PayTuyoVirtual · Apple Pay, Google Pay
RedotPay Card lists more card formats and phone-wallet options (4 vs 3).
- Money movement
- RedotPay2 stablecoins · Stablecoin transfers; RedotPay International TransferTuyo1 stablecoin · Stablecoin transfers
RedotPay Card lists more stablecoins and ways to send money out (4 vs 2).
02 · Read the shortlist
A closer look at the split decision
Start with the strengths that drive each use-case result, then test them against costs and access.
- Cashback
- 0%-3%
- Plan cost
- $0
- FX fee
- 1.2–2%
- ATM fee
- 2–3%
- Card formats
- Virtual, Physical
- Wallet payments
- Apple Pay, Google Pay
- Receive methods
- 10 crypto · 1 fiat
- Payout methods
- 1 crypto · 0 fiat
- Cashback
- 0%-100%
- Plan cost
- $0
- FX fee
- 1–3%
- ATM fee
- Not available
- Card formats
- Virtual
- Wallet payments
- Apple Pay, Google Pay
- Receive methods
- 1 crypto · 1 fiat
- Payout methods
- 1 crypto · 0 fiat
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03 · Compare the details
See how the trade-offs line up
Comparable figures receive a marker; missing or unverified details stay visible instead of becoming an assumed advantage.
Best known Not disclosed
CardsRedotPay CardOverall69Tuyo CardOverall74
RedotPay CardOverall69Tuyo CardOverall74Scores
6 fields- Overall Score
- RedotPay Card69Tuyo Card74
- Cashback score
- RedotPay Card41Tuyo Card39
- Travel score
- RedotPay Card83Tuyo Card42
- Funds control score
- RedotPay Card55Tuyo Card100
- Lowest fees score
- RedotPay Card66Tuyo Card71
- Transfers score
- RedotPay Card85Tuyo Card72
Strengths & trade-offs
2 fields- Strengths
- RedotPay CardVirtual and physical cards are both available, Apple Pay and Google Pay supportTuyo CardSelf-custody wallet control, Virtual Visa with both phone wallets
- Trade-offs
- RedotPay CardSpending uses a RedotPay account balance, ATM withdrawals carry a 3% feeTuyo CardReward value is unpredictable, Virtual-only with no ATM access
Costs
7 fields- Plan cost
- RedotPay Card$0Tuyo Card$0
- FX fee
- RedotPay Card1.2–2%Tuyo Card1–3%
- Top-up fee
- RedotPay CardNot disclosedTuyo CardNot disclosed
- Card spending fee
- RedotPay CardNot disclosedTuyo Card0%
- ATM fee
- RedotPay Card2–3%Tuyo CardNot available
- Virtual card
- RedotPay Card10 USD one-time issuance fee; non-refundable after paymentTuyo CardFree
- Physical card
- RedotPay Card100 USD one-time issuance fee; non-refundable after paymentTuyo CardComing soon; not currently available
Plans
2 fields- Available plans
- RedotPay Card2 plans: Regular, ProTuyo CardNot disclosed
- Top cashback plan
- RedotPay CardPro: 3%Tuyo CardNot disclosed
Everyday use
8 fields- Network
- RedotPay CardVisaTuyo CardVisa
- Card formats
- RedotPay CardVirtual, PhysicalTuyo CardVirtual
- ATM withdrawals
- RedotPay CardAvailableTuyo CardNot available
- Mobile wallets
- RedotPay CardApple Pay, Google PayTuyo CardApple Pay, Google Pay
- Apps
- RedotPay CardiOS, AndroidTuyo CardiOS, Android
- Daily spending limit
- RedotPay CardNot disclosedTuyo CardUp to $10,000 per day; limits can change with usage and account history.
- Monthly spending limit
- RedotPay CardNot disclosedTuyo CardNo fixed monthly card-spend limit is publicly disclosed.
- ATM limit
- RedotPay CardNot disclosedTuyo CardATM withdrawals are not currently supported.
Funding & transfers
5 fields- Networks
- RedotPay CardTRC20, ERC20, BEP20Tuyo CardEthereum, Base, Arbitrum, Optimism, Polygon
- Crypto deposits
- RedotPay CardStablecoins: USDT, USDC; Other crypto: BTC, ETH, SOL, XRP, BNB +3Tuyo CardStablecoins: USDC
- Fiat deposits
- RedotPay CardRedotPay account bank depositTuyo CardVirtual-account receiving
- Transfers
- RedotPay CardStablecoin transfers; RedotPay International TransferTuyo CardStablecoin transfers
- Payout currencies
- RedotPay CardNot disclosedTuyo CardNot disclosed
Rewards
3 fields- Base cashback
- RedotPay Card0%Tuyo Card0%
- Max cashback
- RedotPay Card3%Tuyo Card100%
- Reward currency
- RedotPay CardUSDs cashbackTuyo CardUSD
Earn
5 fields- Advertised APY
- RedotPay CardUp to 1% APYTuyo CardUp to 11% APY
- How it works
- RedotPay CardOptional earn vaultTuyo CardEarn on spending balance, Optional earn vault
- Separate deposit
- RedotPay CardYesTuyo CardYes
- Use balance for spending
- RedotPay CardNot disclosedTuyo CardYes
- Lock-up
- RedotPay CardNot disclosedTuyo CardNot disclosed
Trust & availability
7 fields- Custody
- RedotPay CardCustodialTuyo CardSelf-custody
- Control until payment
- RedotPay CardProvider controls fundsTuyo CardYou keep control
- Card issuer
- RedotPay CardXfers Pte. Ltd.Tuyo CardThird National
- Card processing
- RedotPay CardRedotPayTuyo CardSignify Holdings, Inc. (Rain)
- Deposits & withdrawals
- RedotPay CardNot disclosedTuyo CardBridge Ventures, Inc. (Bridge)
- Bank transfers
- RedotPay CardNot disclosedTuyo CardBANEX Microfinance Bank Limited
- Programme operator
- RedotPay CardRed F. Technology LimitedTuyo CardNot disclosed
Sources
2 fields- Official sources
- RedotPay Card28Tuyo Card12
- Last reviewed
- RedotPay CardAug 25, 2026Tuyo CardAug 5, 2026
04 · The trade-off
Tuyo Card is the stronger all-round choice
Tuyo Card finishes ahead with an Overall Score of 74 versus 69 for RedotPay Card. RedotPay Card has the lower published FX fee (1.2–2% vs 1–3%). Both cards show the same base cashback rate of 0%.
RedotPay Card still comes out ahead for Cashback, Travel, and Transfers, which may matter more than the overall result if that is how you plan to use the card. RedotPay Card uses a custodial balance setup, while Tuyo Card uses a self-controlled wallet setup. Neither approach is always better, so choose the level of control you are comfortable with.
RedotPay Card lists more stablecoins and ways to send money out (4 vs 2). Before applying, confirm availability in your country and recheck the provider's current fees and reward conditions.
If one card now looks like the better fit, you can check the latest application terms on the provider site or read our full RedotPay Card and Tuyo Card reviews first.
Continue with
RedotPay Card
Continue with
Tuyo Card
05 · Common questions
RedotPay vs Tuyo FAQ
Is RedotPay or Tuyo better overall?
Tuyo Card has the higher Overall Score (74 vs 69). That does not make it better for everyone: your preferred fees, rewards, way of holding funds and country availability can change the practical choice.
Which has lower fees, RedotPay or Tuyo?
RedotPay Card has the lower published FX fee (1.2–2% vs 1–3%). Compare plan, FX, card-spend, top-up and ATM charges separately because one fee does not represent the full cost.
Which has better cashback, RedotPay or Tuyo?
Both cards show the same base cashback rate of 0%. Maximum rates may depend on tiers, caps, categories or other conditions, so the entry rate and reward asset matter too.
How do RedotPay and Tuyo differ on custody?
RedotPay Card uses a custodial balance setup, while Tuyo Card uses a self-controlled wallet setup. Neither approach is always better, so choose the level of control you are comfortable with.
How current is this RedotPay vs Tuyo comparison?
The latest information check for these two cards was August 25, 2026, using 40 official sources in total. Each full card review lists its own check date, sources and anything the provider has not clearly disclosed.