SolidSolid
85
Side-by-side card comparison
Solid vs Binance: fees, rewards and account setup
Solid Card has the higher Overall Score by 27 points (85 vs 58). Solid Card also looks stronger for Cashback, Travel, Funds control, Lowest fees, and Transfers. The details below show where Binance Card may still be the better personal fit.
Information checked Oct 11, 202632 official sources reviewed
01 · Make the first cut
Solid Card is the better all-round starting point
Solid Card has the higher Overall Score in this comparison. Binance Card may still suit you better if its card format, way of holding funds or availability is the deciding factor. A score cannot tell you whether a provider will accept your application or whether every feature will be available where you live, so check the latest provider terms before signing up.
OverallSolid85Binance58Higher score
CashbackSolid89Binance37Higher score
TravelSolid58Binance36Higher score
Funds controlSolid94Binance47Higher score
Lowest feesSolid81Binance56Higher score
TransfersSolid78Binance76Higher score
Choose Solid Card if cashback and travel matter most
Solid Card comes out ahead for Cashback, Travel, Funds control, Lowest fees, and Transfers in this comparison. It is worth a closer look if those are the parts of a card you expect to use most.
- Savings can stay productive while spending
- Higher rates in selected categories
- Eligible ACH/wire receive details
Choose Binance Card if its day-to-day setup suits you
Binance Card does not lead one of the use-case scores here, but it can still be the right choice when its costs, rewards and day-to-day setup match how you plan to use it. The other card looks stronger for Cashback, Travel, Funds control, Lowest fees, and Transfers, so compare that advantage with the features you would actually use.
- Spend supported Binance crypto balances
- Google Pay support
- Cashback can rise by tier
The differences that could change the result
The overall score points one way, but a specific use case or product condition may point another.
- Overall Score
- Solid85Binance58
Solid Card has the higher Overall Score by 27 points.
- Entry cost & FX
- Solid$0 plan · 0–2% FXBinance$0 plan · 2–3% FX
Solid Card has the lower published FX fee (0–2% vs 2–3%).
- Purchase rewards
- Solid3% base · up to 5%Binance1.5% base · up to 3%
Solid Card has the higher published base cashback rate (3% vs 1.5%).
- Funds control
- SolidSelf-controlled walletBinanceCustodial balance
Solid Card uses a self-controlled wallet setup, while Binance Card uses a custodial balance setup. Neither approach is always better, so choose the level of control you are comfortable with.
- Everyday access
- SolidVirtual · Apple Pay, Google PayBinanceVirtual · Google Pay
Solid Card lists more card formats and phone-wallet options (3 vs 2).
- Money movement
- Solid4 stablecoins · Stablecoin transfersBinance3 stablecoins · Stablecoin transfers; Binance account fiat withdrawal
Solid Card lists more stablecoins and ways to send money out (6 vs 5).
02 · Read the shortlist
A closer look at the two cards
These quick facts cover the costs, rewards and everyday features most likely to shape your choice. Use the full table below when you want the finer details.
- Cashback
- 3%-5%
- Plan cost
- $0
- FX fee
- 0–2%
- ATM fee
- Not available
- Card formats
- Virtual
- Wallet payments
- Apple Pay, Google Pay
- Receive methods
- 10 crypto · 17 fiat
- Payout methods
- 3 crypto · 0 fiat
- Cashback
- 1.5%-3%
- Plan cost
- $0
- FX fee
- 2–3%
- ATM fee
- Not disclosed
- Card formats
- Virtual
- Wallet payments
- Google Pay
- Receive methods
- 1 crypto · 1 fiat
- Payout methods
- 1 crypto · 0 fiat
Current signup offers
Signup value available today
A welcome offer can improve the value of your first months with a card. Check the eligibility rules, qualifying actions and deadline first. Signup offers are excluded from card scores.
Solid Card
$25 in FUSE
$25 in FUSE after $150 of qualifying card spend
- Sign up through the referral link, verify identity and activate the Solid Card.
- Within 30 days of signup, spend $150 on eligible everyday purchases at three or more shops, at least $10 total at each. Purchases below $2 do not count.
- After qualification, make one more eligible purchase of at least $10 before payout.
Solid Card promo code15QRE
The $25 value converts to FUSE at payout; FUSE can lose value. October 8 eligibility changes apply to all unpaid rewards, including already-qualified referrals. Referrals before September 8 retain $15 USDC / $75 spend, subject to the updated eligibility rules. Maximum 50 referral rewards. Solid can change or end the programme.
Binance Card
No active signup offer listed
We do not currently list an active signup offer for this card.
Partner links may earn us a commission. Read our affiliate disclosure for how these links work.
03 · Compare the details
Compare the details side by side
We highlight a better number only when both cards publish values that can be compared fairly. Anything missing stays clearly marked.
Best known Not disclosed
CardsSolid CardOverall85Binance CardOverall58
Solid CardOverall85Binance CardOverall58Scores
6 fields- Overall Score
- Solid Card85Binance Card58
- Cashback score
- Solid Card89Binance Card37
- Travel score
- Solid Card58Binance Card36
- Funds control score
- Solid Card94Binance Card47
- Lowest fees score
- Solid Card81Binance Card56
- Transfers score
- Solid Card78Binance Card76
Strengths & trade-offs
2 fields- Strengths
- Solid CardSavings can stay productive while spending, Higher rates in selected categoriesBinance CardSpend supported Binance crypto balances, Google Pay support
- Trade-offs
- Solid CardHigher tiers require payment or locked FUSE, ATM availability is still being checkedBinance CardSpending follows the Binance account model, Virtual-only card
Costs
7 fields- Plan cost
- Solid Card$0Binance Card$0
- FX fee
- Solid Card0–2%Binance Card2–3%
- Top-up fee
- Solid Card0%Binance CardNot disclosed
- Card spending fee
- Solid Card0%Binance CardNot disclosed
- ATM fee
- Solid CardNot availableBinance CardNot disclosed
- Virtual card
- Solid CardVirtual Visa in app after KYC; activation requires at least $10 in Wallet or SavingsBinance CardVirtual card up to 15 minutes after approval; 0 USD issuance fee
- Physical card
- Solid CardPhysical card not listedBinance CardGlobal Program virtual-only; Brazil physical card is a separate regional branch
Plans
2 fields- Available plans
- Solid Card3 plans: Core, Prime, UltraBinance Card3 plans: Tier 1, Tier 2, Tier 3
- Top cashback plan
- Solid CardUltra: 5%Binance CardTier 3: 3%
Everyday use
8 fields- Network
- Solid CardVisaBinance CardMastercard
- Card formats
- Solid CardVirtualBinance CardVirtual
- ATM withdrawals
- Solid CardNot availableBinance CardNot disclosed
- Mobile wallets
- Solid CardApple Pay, Google PayBinance CardGoogle Pay
- Apps
- Solid CardiOS, Android, WebBinance CardiOS, Android
- Daily spending limit
- Solid CardShown in appBinance CardShown in app
- Monthly spending limit
- Solid CardShown in appBinance CardShown in app
- ATM limit
- Solid CardNot disclosedBinance CardNot disclosed
Funding & transfers
5 fields- Networks
- Solid CardFuse, Ethereum, BNB Smart Chain, Polygon, Base, ArbitrumBinance CardNot disclosed
- Crypto deposits
- Solid CardStablecoins: soUSD, USDC, USDT, FUSE, EURC; Other crypto: soETH, VOLT, WBTC, WETH, WFUSEBinance CardOther crypto: Supported crypto
- Fiat deposits
- Solid CardUSD virtual account, TransFi ARS funding, TransFi COP funding, TransFi BDT funding +13Binance CardBinance account bank deposit
- Transfers
- Solid CardStablecoin transfersBinance CardStablecoin transfers; Binance account fiat withdrawal
- Payout currencies
- Solid CardNot disclosedBinance CardNot disclosed
Rewards
3 fields- Base cashback
- Solid Card3%Binance Card1.5%
- Max cashback
- Solid Card5%Binance Card3%
- Reward currency
- Solid CardUSDC cashbackBinance CardUSDC or BTC equivalent cashback (country-dependent)
Earn
5 fields- Advertised APY
- Solid CardUp to 14% APYBinance CardNot offered
- How it works
- Solid CardBorrow against collateral, Optional earn vaultBinance CardNot offered
- Separate deposit
- Solid CardYesBinance CardNot offered
- Use balance for spending
- Solid CardNoBinance CardNot offered
- Lock-up
- Solid CardNot disclosedBinance CardNot offered
Trust & availability
5 fields- Custody
- Solid CardSelf-custodyBinance CardCustodial
- Control until payment
- Solid CardYou keep controlBinance CardProvider controls funds
- Card issuer
- Solid CardRain, Third National, WirexBinance CardImmersve Limited
- Card processing
- Solid CardFuse Network LtdBinance CardNot disclosed
- Programme operator
- Solid CardFuse Network LtdBinance CardNot disclosed
Sources
2 fields- Official sources
- Solid Card20Binance Card12
- Last reviewed
- Solid CardOct 11, 2026Binance CardAug 5, 2026
04 · The takeaway
Solid Card is the stronger all-round choice
Solid Card finishes ahead with an Overall Score of 85 versus 58 for Binance Card. Solid Card has the lower published FX fee (0–2% vs 2–3%). Solid Card has the higher published base cashback rate (3% vs 1.5%).
Binance Card can still be the more comfortable choice if its availability, card setup or way of holding funds suits you better. Solid Card uses a self-controlled wallet setup, while Binance Card uses a custodial balance setup. Neither approach is always better, so choose the level of control you are comfortable with.
Solid Card lists more stablecoins and ways to send money out (6 vs 5). Before applying, confirm availability in your country and recheck the provider's current fees and reward conditions.
If one card now looks like the better fit, you can check the latest application terms on the provider site or read our full Solid Card and Binance Card reviews first.
Continue with
Solid Card
Continue with
Binance Card
05 · Common questions
Solid vs Binance FAQ
Is Solid or Binance better overall?
Solid Card has the higher Overall Score (85 vs 58). That does not make it better for everyone: your preferred fees, rewards, way of holding funds and country availability can change the practical choice.
Which has lower fees, Solid or Binance?
Solid Card has the lower published FX fee (0–2% vs 2–3%). Compare plan, FX, card-spend, top-up and ATM charges separately because one fee does not represent the full cost.
Which has better cashback, Solid or Binance?
Solid Card has the higher published base cashback rate (3% vs 1.5%). Maximum rates may depend on tiers, caps, categories or other conditions, so the entry rate and reward asset matter too.
How do Solid and Binance differ on custody?
Solid Card uses a self-controlled wallet setup, while Binance Card uses a custodial balance setup. Neither approach is always better, so choose the level of control you are comfortable with.
How current is this Solid vs Binance comparison?
The latest information check for these two cards was October 11, 2026, using 32 official sources in total. Each full card review lists its own check date, sources and anything the provider has not clearly disclosed.