SolidSolid
85
Side-by-side card comparison
Solid vs Bitpanda: overall score versus use-case fit
Solid Card has the higher Overall Score by 12 points (85 vs 73). Solid Card looks stronger for Cashback, Funds control, and Lowest fees, while Bitpanda Card comes out ahead for Travel and Transfers.
Information checked Oct 11, 202636 official sources reviewed
01 · Overall score versus use-case fit
Solid Card is the better all-round starting point
Solid Card has the higher Overall Score in this comparison. Bitpanda Card may be the better fit for Travel and Transfers. A score cannot tell you whether a provider will accept your application or whether every feature will be available where you live, so check the latest provider terms before signing up.
OverallSolid85Bitpanda73Higher score
CashbackSolid89Bitpanda60Higher score
TravelSolid58Bitpanda79Higher score
Funds controlSolid94Bitpanda56Higher score
Lowest feesSolid81Bitpanda67Higher score
TransfersSolid78Bitpanda85Higher score
Choose Solid Card if cashback and funds control matter most
Solid Card comes out ahead for Cashback, Funds control, and Lowest fees in this comparison. It is worth a closer look if those are the parts of a card you expect to use most.
- Savings can stay productive while spending
- Higher rates in selected categories
- Eligible ACH/wire receive details
Choose Bitpanda Card if travel and transfers matter most
Bitpanda Card comes out ahead for Travel and Transfers in this comparison. It is worth a closer look if those are the parts of a card you expect to use most.
- No monthly fee
- Apple Pay and Google Pay
- Crypto and metals payments
Where each card has the edge
The overall leader does not win every use case, so the reason you want the card matters here.
- Overall Score
- Solid85Bitpanda73
Solid Card has the higher Overall Score by 12 points.
- Entry cost & FX
- Solid$0 plan · 0–2% FXBitpanda$0 plan · 0% Bitpanda FX markup on non-EUR transactions; Visa mark-up may apply. Asset sale fees remain payable FX
Bitpanda Card has the lower published FX fee (0% Bitpanda FX markup on non-EUR transactions; Visa mark-up may apply. Asset sale fees remain payable vs 0–2%).
- Purchase rewards
- Solid3% base · up to 5%Bitpanda1% cashback
Solid Card has the higher published base cashback rate (3% vs 1%).
- Funds control
- SolidSelf-controlled walletBitpandaCustodial balance
Solid Card uses a self-controlled wallet setup, while Bitpanda Card uses a custodial balance setup. Neither approach is always better, so choose the level of control you are comfortable with.
- Everyday access
- SolidVirtual · Apple Pay, Google PayBitpandaVirtual + Physical · Apple Pay, Google Pay
Bitpanda Card lists more card formats and phone-wallet options (4 vs 3).
- Money movement
- Solid4 stablecoins · Stablecoin transfersBitpanda2 stablecoins · Stablecoin transfers; EUR SEPA withdrawal
Solid Card lists more stablecoins and ways to send money out (6 vs 4).
02 · Read the shortlist
A closer look at the split decision
Start with the strengths that drive each use-case result, then test them against costs and access.
- Cashback
- 3%-5%
- Plan cost
- $0
- FX fee
- 0–2%
- ATM fee
- Not available
- Card formats
- Virtual
- Wallet payments
- Apple Pay, Google Pay
- Receive methods
- 10 crypto · 17 fiat
- Payout methods
- 3 crypto · 0 fiat
- Cashback
- 1%
- Plan cost
- $0
- FX fee
- 0% Bitpanda FX markup on non-EUR transactions; Visa mark-up may apply. Asset sale fees remain payable
- ATM fee
- 2%; min €2
- Card formats
- Virtual, Physical
- Wallet payments
- Apple Pay, Google Pay
- Receive methods
- 1 crypto · 1 fiat
- Payout methods
- 1 crypto · 1 fiat
Current signup offers
Signup value available today
A welcome offer can improve the value of your first months with a card. Check the eligibility rules, qualifying actions and deadline first. Signup offers are excluded from card scores.
Solid Card
$25 in FUSE
$25 in FUSE after $150 of qualifying card spend
- Sign up through the referral link, verify identity and activate the Solid Card.
- Within 30 days of signup, spend $150 on eligible everyday purchases at three or more shops, at least $10 total at each. Purchases below $2 do not count.
- After qualification, make one more eligible purchase of at least $10 before payout.
Solid Card promo code15QRE
The $25 value converts to FUSE at payout; FUSE can lose value. October 8 eligibility changes apply to all unpaid rewards, including already-qualified referrals. Referrals before September 8 retain $15 USDC / $75 spend, subject to the updated eligibility rules. Maximum 50 referral rewards. Solid can change or end the programme.
Bitpanda Card
No active signup offer listed
We do not currently list an active signup offer for this card.
Partner links may earn us a commission. Read our affiliate disclosure for how these links work.
03 · Compare the details
See how the trade-offs line up
Comparable figures receive a marker; missing or unverified details stay visible instead of becoming an assumed advantage.
Best known Not disclosed
CardsSolid CardOverall85Bitpanda CardOverall73
Solid CardOverall85Bitpanda CardOverall73Scores
6 fields- Overall Score
- Solid Card85Bitpanda Card73
- Cashback score
- Solid Card89Bitpanda Card60
- Travel score
- Solid Card58Bitpanda Card79
- Funds control score
- Solid Card94Bitpanda Card56
- Lowest fees score
- Solid Card81Bitpanda Card67
- Transfers score
- Solid Card78Bitpanda Card85
Strengths & trade-offs
2 fields- Strengths
- Solid CardSavings can stay productive while spending, Higher rates in selected categoriesBitpanda CardNo monthly fee, Apple Pay and Google Pay
- Trade-offs
- Solid CardHigher tiers require payment or locked FUSE, ATM availability is still being checkedBitpanda CardAsset sale fees on payments, Limited cashback eligibility
Costs
7 fields- Plan cost
- Solid Card$0Bitpanda Card$0
- FX fee
- Solid Card0–2%Bitpanda Card0% Bitpanda FX markup on non-EUR transactions; Visa mark-up may apply. Asset sale fees remain payable
- Top-up fee
- Solid Card0%Bitpanda CardEUR SEPA deposits and withdrawals: no Bitpanda fee. PayPal deposit: 1.49%. Bank charges and other methods may differ. These fund the provider account
- Card spending fee
- Solid Card0%Bitpanda CardNot disclosed
- ATM fee
- Solid CardNot availableBitpanda Card2%; min €2
- Virtual card
- Solid CardVirtual Visa in app after KYC; activation requires at least $10 in Wallet or SavingsBitpanda CardNot disclosed
- Physical card
- Solid CardPhysical card not listedBitpanda CardFirst card free. One active physical card per user.
Plans
2 fields- Available plans
- Solid Card3 plans: Core, Prime, UltraBitpanda Card1 plans: Standard
- Top cashback plan
- Solid CardUltra: 5%Bitpanda CardStandard: 1%
Everyday use
8 fields- Network
- Solid CardVisaBitpanda CardVisa
- Card formats
- Solid CardVirtualBitpanda CardVirtual, Physical
- ATM withdrawals
- Solid CardNot availableBitpanda CardAvailable
- Mobile wallets
- Solid CardApple Pay, Google PayBitpanda CardApple Pay, Google Pay
- Apps
- Solid CardiOS, Android, WebBitpanda CardiOS, Android, Web
- Daily spending limit
- Solid CardShown in appBitpanda Card€10,000 per day; €70,000 per week. Minimum card payment €1.
- Monthly spending limit
- Solid CardShown in appBitpanda Card€280,000 per month
- ATM limit
- Solid CardNot disclosedBitpanda Card€500 per day
Funding & transfers
5 fields- Networks
- Solid CardFuse, Ethereum, BNB Smart Chain, Polygon, Base, ArbitrumBitpanda CardNot disclosed
- Crypto deposits
- Solid CardStablecoins: soUSD, USDC, USDT, FUSE, EURC; Other crypto: soETH, VOLT, WBTC, WETH, WFUSEBitpanda CardStablecoins: USDC
- Fiat deposits
- Solid CardUSD virtual account, TransFi ARS funding, TransFi COP funding, TransFi BDT funding +13Bitpanda CardEUR SEPA deposit
- Transfers
- Solid CardStablecoin transfersBitpanda CardStablecoin transfers; EUR SEPA withdrawal
- Payout currencies
- Solid CardNot disclosedBitpanda CardEUR
Rewards
3 fields- Base cashback
- Solid Card3%Bitpanda Card1%
- Max cashback
- Solid Card5%Bitpanda Card1%
- Reward currency
- Solid CardUSDC cashbackBitpanda CardSame eligible cryptocurrency used for payment
Earn
5 fields- Advertised APY
- Solid CardUp to 14% APYBitpanda CardNot disclosed
- How it works
- Solid CardBorrow against collateral, Optional earn vaultBitpanda CardEarn on spending balance
- Separate deposit
- Solid CardYesBitpanda CardNo
- Use balance for spending
- Solid CardNoBitpanda CardYes
- Lock-up
- Solid CardNot disclosedBitpanda CardNo
Trust & availability
5 fields- Custody
- Solid CardSelf-custodyBitpanda CardCustodial
- Control until payment
- Solid CardYou keep controlBitpanda CardProvider controls funds
- Card issuer
- Solid CardRain, Third National, WirexBitpanda CardTransact Payments Malta Limited
- Card processing
- Solid CardFuse Network LtdBitpanda CardMarqeta
- Programme operator
- Solid CardFuse Network LtdBitpanda CardNot disclosed
Sources
2 fields- Official sources
- Solid Card20Bitpanda Card16
- Last reviewed
- Solid CardOct 11, 2026Bitpanda CardOct 6, 2026
04 · The trade-off
Solid Card is the stronger all-round choice
Solid Card finishes ahead with an Overall Score of 85 versus 73 for Bitpanda Card. Bitpanda Card has the lower published FX fee (0% Bitpanda FX markup on non-EUR transactions; Visa mark-up may apply. Asset sale fees remain payable vs 0–2%). Solid Card has the higher published base cashback rate (3% vs 1%).
Bitpanda Card still comes out ahead for Travel and Transfers, which may matter more than the overall result if that is how you plan to use the card. Solid Card uses a self-controlled wallet setup, while Bitpanda Card uses a custodial balance setup. Neither approach is always better, so choose the level of control you are comfortable with.
Solid Card lists more stablecoins and ways to send money out (6 vs 4). Before applying, confirm availability in your country and recheck the provider's current fees and reward conditions.
If one card now looks like the better fit, you can check the latest application terms on the provider site or read our full Solid Card and Bitpanda Card reviews first.
Continue with
Solid Card
Continue with
Bitpanda Card
05 · Common questions
Solid vs Bitpanda FAQ
Is Solid or Bitpanda better overall?
Solid Card has the higher Overall Score (85 vs 73). That does not make it better for everyone: your preferred fees, rewards, way of holding funds and country availability can change the practical choice.
Which has lower fees, Solid or Bitpanda?
Bitpanda Card has the lower published FX fee (0% Bitpanda FX markup on non-EUR transactions; Visa mark-up may apply. Asset sale fees remain payable vs 0–2%). Compare plan, FX, card-spend, top-up and ATM charges separately because one fee does not represent the full cost.
Which has better cashback, Solid or Bitpanda?
Solid Card has the higher published base cashback rate (3% vs 1%). Maximum rates may depend on tiers, caps, categories or other conditions, so the entry rate and reward asset matter too.
How do Solid and Bitpanda differ on custody?
Solid Card uses a self-controlled wallet setup, while Bitpanda Card uses a custodial balance setup. Neither approach is always better, so choose the level of control you are comfortable with.
How current is this Solid vs Bitpanda comparison?
The latest information check for these two cards was October 11, 2026, using 36 official sources in total. Each full card review lists its own check date, sources and anything the provider has not clearly disclosed.