Side-by-side card comparison

Solid vs Fuse: overall score versus use-case fit

Solid Card has the higher Overall Score by 15 points (89 vs 74). Solid Card looks stronger for Cashback and Funds control, while Fuse Card comes out ahead for Travel, Lowest fees, and Transfers.

Information checked Aug 25, 202635 official sources reviewed

01 · Overall score versus use-case fit

Solid Card is the better all-round starting point

Solid Card has the higher Overall Score in this comparison. Fuse Card may be the better fit for Travel, Lowest fees, and Transfers. A score cannot tell you whether a provider will accept your application or whether every feature will be available where you live, so check the latest provider terms before signing up.

OverallSolid89Fuse74Higher score
CashbackSolid91Fuse25Higher score
TravelSolid62Fuse65Higher score
Funds controlSolid97Fuse91Higher score
Lowest feesSolid89Fuse93Higher score
TransfersSolid83Fuse97Higher score

Choose Solid Card if cashback and funds control matter most

Solid Card comes out ahead for Cashback and Funds control in this comparison. It is worth a closer look if those are the parts of a card you expect to use most.

  • Savings can stay productive while spending
  • Up to 50% on eligible AI subscriptions
  • Eligible ACH/wire receive details

Choose Fuse Card if travel and lowest fees matter most

Fuse Card comes out ahead for Travel, Lowest fees, and Transfers in this comparison. It is worth a closer look if those are the parts of a card you expect to use most.

  • Separate USDC Card Account
  • Apple Pay for in-person spend
  • USD and EUR receive rails

Where each card has the edge

The overall leader does not win every use case, so the reason you want the card matters here.

Overall Score
Solid89
Fuse74

Solid Card has the higher Overall Score by 15 points.

Entry cost & FX
Solid$0 plan · 1% FX
Fuse$0 plan · 0% FX

Fuse Card has the lower published FX fee (0% vs 1%).

Purchase rewards
Solid3% base · up to 5%
Fuse0% cashback

Solid Card has the higher published base cashback rate (3% vs 0%).

Funds control
SolidSelf-controlled wallet
FuseSelf-controlled wallet

Solid Card and Fuse Card use the same self-controlled wallet setup.

Everyday access
SolidVirtual · Apple Pay, Google Pay
FuseVirtual · Apple Pay

Solid Card lists more card formats and phone-wallet options (3 vs 2).

Money movement
Solid3 stablecoins · Stablecoin transfers
Fuse1 stablecoin · Stablecoin transfers; ACH / SEPA bank transfers

Solid Card lists more stablecoins and ways to send money out (4 vs 3).

02 · Read the shortlist

A closer look at the split decision

Start with the strengths that drive each use-case result, then test them against costs and access.

2 cards compared
Cashback
3%-5%
Plan cost
$0
FX fee
1%
ATM fee
Not available
Card formats
Virtual
Wallet payments
Apple Pay, Google Pay
Receive methods
9 crypto · 1 fiat
Payout methods
3 crypto · 0 fiat
Cashback
0%
Plan cost
$0
FX fee
0%
ATM fee
Not available
Card formats
Virtual
Wallet payments
Apple Pay
Receive methods
3 crypto · 2 fiat
Payout methods
1 crypto · 2 fiat

Current signup offers

Signup value available today

A welcome offer can improve the value of your first months with a card. Check the eligibility rules, qualifying actions and deadline first. Signup offers are excluded from card scores.

Solid Card

Get $15

$15 new-user bonus after qualifying card spend

  • Activate the Solid Card.
  • Complete $75 of card spend.

Solid Card promo code15QRE

Solid may change or end the referral programme; check the current Rewards Terms before signing up.

Fuse Card

No active signup offer listed

We do not currently list an active signup offer for this card.

Partner links may earn us a commission. Read our affiliate disclosure for how these links work.

03 · Compare the details

See how the trade-offs line up

Comparable figures receive a marker; missing or unverified details stay visible instead of becoming an assumed advantage.

Best known Not disclosed
Cards
Solid CardOverall89
Fuse CardOverall74
01

Scores

6 fields
Overall Score
Solid Card
89
Fuse Card
74
Cashback score
Solid Card
91
Fuse Card
25
Travel score
Solid Card
62
Fuse Card
65
Funds control score
Solid Card
97
Fuse Card
91
Lowest fees score
Solid Card
89
Fuse Card
93
Transfers score
Solid Card
83
Fuse Card
97
02

Strengths & trade-offs

2 fields
Strengths
Solid Card
Savings can stay productive while spending, Up to 50% on eligible AI subscriptions
Fuse Card
Separate USDC Card Account, Apple Pay for in-person spend
Trade-offs
Solid Card
The best rates require millions of points, ATM availability is still being checked
Fuse Card
iOS and virtual-only access, Receive rails convert incoming fiat
03

Costs

7 fields
Plan cost
Solid Card
$0
Fuse Card
$0
FX fee
Solid Card
1%
Fuse Card
0%
Top-up fee
Solid Card
0%
Fuse Card
0%
Card spending fee
Solid Card
0%
Fuse Card
0%
ATM fee
Solid Card
Not available
Fuse Card
Not available
Virtual card
Solid Card
Virtual Visa in app after KYC; activation requires at least $10 in Wallet or Savings
Fuse Card
Virtual card purchase $0 after Bridge KYC
Physical card
Solid Card
Physical card not listed
Fuse Card
Not available in captured Fuse support page
04

Plans

2 fields
Available plans
Solid Card
3 plans: Core, Prime, Ultra
Fuse Card
1 plans: Fuse Plus
Top cashback plan
Solid Card
Ultra: 5%
Fuse Card
Not disclosed
05

Everyday use

8 fields
Network
Solid Card
Visa
Fuse Card
Visa
Card formats
Solid Card
Virtual
Fuse Card
Virtual
ATM withdrawals
Solid Card
Not available
Fuse Card
Not available
Mobile wallets
Solid Card
Apple Pay, Google Pay
Fuse Card
Apple Pay
Apps
Solid Card
iOS, Android, Web
Fuse Card
iOS
Daily spending limit
Solid Card
Shown in app
Fuse Card
$2,000/day; $2,000/transaction
Monthly spending limit
Solid Card
Shown in app
Fuse Card
Monthly cap not disclosed; daily and transaction caps are approved
ATM limit
Solid Card
Not disclosed
Fuse Card
Not available
06

Funding & transfers

5 fields
Networks
Solid Card
Fuse, Ethereum, BNB Smart Chain, Polygon, Base, Arbitrum
Fuse Card
Solana
Crypto deposits
Solid Card
Stablecoins: soUSD, USDC, USDT, FUSE; Other crypto: soETH, VOLT, WBTC, WETH, WFUSE
Fuse Card
Stablecoins: USDC; Other crypto: SOL, SPL tokens
Fiat deposits
Solid Card
USD virtual account
Fuse Card
USD virtual bank account, EUR virtual bank account
Transfers
Solid Card
Stablecoin transfers
Fuse Card
Stablecoin transfers; ACH / SEPA bank transfers
Payout currencies
Solid Card
Not disclosed
Fuse Card
USD, EUR
07

Rewards

3 fields
Base cashback
Solid Card
3%
Fuse Card
0%
Max cashback
Solid Card
5%
Fuse Card
0%
Reward currency
Solid Card
USDC cashback
Fuse Card
No cashback
08

Earn

5 fields
Advertised APY
Solid Card
Up to 14% APY
Fuse Card
Not disclosed
How it works
Solid Card
Borrow against collateral, Optional earn vault
Fuse Card
Optional earn vault
Separate deposit
Solid Card
Yes
Fuse Card
Yes
Use balance for spending
Solid Card
No
Fuse Card
No
Lock-up
Solid Card
Not disclosed
Fuse Card
Not disclosed
09

Trust & availability

5 fields
Custody
Solid Card
Self-custody
Fuse Card
Self-custody
Control until payment
Solid Card
You keep control
Fuse Card
You keep control
Card issuer
Solid Card
Rain, Third National
Fuse Card
Lead Bank
Card processing
Solid Card
Fuse Network Ltd
Fuse Card
Bridge Ventures LLC, Squads Labs
Programme operator
Solid Card
Fuse Network Ltd
Fuse Card
Bridge Ventures LLC
10

Sources

2 fields
Official sources
Solid Card
20
Fuse Card
15
Last reviewed
Solid Card
Aug 25, 2026
Fuse Card
Aug 12, 2026

04 · The trade-off

Solid Card is the stronger all-round choice

Solid Card finishes ahead with an Overall Score of 89 versus 74 for Fuse Card. Fuse Card has the lower published FX fee (0% vs 1%). Solid Card has the higher published base cashback rate (3% vs 0%).

Fuse Card still comes out ahead for Travel, Lowest fees, and Transfers, which may matter more than the overall result if that is how you plan to use the card. Solid Card and Fuse Card use the same self-controlled wallet setup.

Solid Card lists more stablecoins and ways to send money out (4 vs 3). Before applying, confirm availability in your country and recheck the provider's current fees and reward conditions.

If one card now looks like the better fit, you can check the latest application terms on the provider site or read our full Solid Card and Fuse Card reviews first.

05 · Common questions

Solid vs Fuse FAQ

Is Solid or Fuse better overall?

Solid Card has the higher Overall Score (89 vs 74). That does not make it better for everyone: your preferred fees, rewards, way of holding funds and country availability can change the practical choice.

Which has lower fees, Solid or Fuse?

Fuse Card has the lower published FX fee (0% vs 1%). Compare plan, FX, card-spend, top-up and ATM charges separately because one fee does not represent the full cost.

Which has better cashback, Solid or Fuse?

Solid Card has the higher published base cashback rate (3% vs 0%). Maximum rates may depend on tiers, caps, categories or other conditions, so the entry rate and reward asset matter too.

How do Solid and Fuse differ on custody?

Solid Card and Fuse Card use the same self-controlled wallet setup.

How current is this Solid vs Fuse comparison?

The latest information check for these two cards was August 25, 2026, using 35 official sources in total. Each full card review lists its own check date, sources and anything the provider has not clearly disclosed.

06 · Try another angle

Compare either card with a nearby alternative, or build a different pair in the comparison workspace.

Open the comparison workspace